There are many reasons not to busy an extended car warranty. One of the reasons is, the company that sells you the warranty can go out of business.

“I purchased an extended warranty from Auto Warranty Service  in November 2010,” Michael of West Hills, Calif., told “In April I called the company to see if they had withdrawn the monthly fee of $49.92 All I got was a busy signal for two hours so I went to the website and there was a different telephone number.”

Michael says he eventually learned the company had gone out of business.

“Now I'm out $1400 and have no warranty on my car and have no more money to get one so if I have a breakdown I'm screwed,” Michael said.

Michael wants to know if any other consumers have had a similar experience, or knows the ultimate fate of Auto Warranty Service.

Pain in the neck

More and more aging Baby Boomers are turning to Botox to keep that youthful appearance. While it will help iron out those wrinkles, it can have some side effects. Sherri, of Harrisburg, Pa., says she knows that first hand.

“I received Botox Injections by a Neurologist and the side effects were severe.,” she told “I had experienced muscle spasms in my left shoulder, lazy eye, and severe neck pain.”

Botox side effects are usually noticeable one to two days after the procedure and can last up to six months. The common side effects include nausea, flu syndrome, respiratory infection, forehead and eyelid drooping, and headache.

Kitchen menace

The microwave oven should be a trouble-free kitchen appliance. L, of Richmond, Ind., says her GE Spacemaker gave her four years of great service. But then...

“The other day, I was home alone and heard a loud vibrating noise coming from the kitchen,” she said. “I went to the kitchen to find the microwave had turned on by itself and now had a small fire inside. I unplugged the microwave and threw it outside. If I would not have been home at the time, or this would have happened in the middle of the night- the outcome could have been devastating.”

This is something that GE should probably hear about. Also, the Consumer Product Safety Commission.

Playing hardball

Trilegiant is well known to consumers as the company that, in the past, slipped those unauthorized charges on your credit card. These days, they seem to be more upfront and direct. Karen, of Billings, Mont., says Trilegiant called her on the phone and offered her a $100 gas card if she signed up for a 30-day “trial membership” in their Great Fun promotion.

 "If I cancelled within 30 days, I would not be charged, otherwise it was $29.95 per month,” Karen said. “The gas card never arrived. I called them today and insisted that both their Great Fun and Shopper's Advantage memberships be closed. They agreed without argument.”

That certainly doesn't sound like the Trilegiant we know, but maybe they've changed. But in case they haven't, Karen is prepared.

“If more charges are posted to my card, they'll get a surprise,” she said. “I tape recorded the conversations including today's date and confirmation number. Guess time will tell.”