Lexington Law

Lexington Law

 3.4/5 (180 reviews)
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Lexington Law

About Lexington Law

Lexington Law is a firm focused on credit repair. Its services revolve around removing inaccurate or questionable negative items listed on your credit report through credit report analysis, credit disputes, dispute escalation and credit score analysis.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
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Pros

  • Free consultation
  • Straightforward service plans
  • Online chat available

Cons

  • Pricier than some competitors
  • May charge for additional reports

Bottom Line

Lexington Law helps clients improve low credit scores. Fees are higher than those of some competitors, but new clients get a free consultation. The company employs lawyers to help execute credit repair services.

Top Lexington Law Reviews

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Rated with 5 stars
Verified

… Lexington Law has been very helpful in how I understand my credit and how important it truly is. In just shy of 1 year they have helped me build my credit from a score of 4 to a...

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Rated with 5 stars
Verified

Lexington Law has been helping me repair my credit after my divorce. I am thankful for their help because it was so overwhelming for me to do myself. They have also educated me on...

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What is Lexington Law?

Lexington Law is a credit repair firm that helps amend inaccurate or questionable items affecting your credit score. Credit repair agents analyze your credit reports and financial information. Lexington Law has removed more than 1 million negative items from their clients’ credit reports in the last year, according to the company.

How does Lexington Law work?

New clients can set up an initial consultation with Lexington Law by visiting its website. During the consultation, you get copies of your credit reports and a summary of your credit analysis.

The firm then proceeds to dispute credit report items like duplicate accounts, incorrect inquiries and fraudulent accounts. Sometimes items require more than a dispute letter to be removed — in these cases, Lexington handles additional correspondences with creditors. The firm also offers financial mentoring to help clients maintain their improved credit scores.

How much does Lexington Law cost?

Lexington Law offers three plans, with costs ranging from $99.85 to $139.95.

  • Concord Standard is the company’s basic package. It starts at $99.85 per month and provides bureau challenges and creditor interventions.
  • Concord Premier costs $119.95 per month and includes bureau challenges, creditor intervention, additional score analysis, InquiryAssist, ReportWatch and TransUnion alerts.
  • PremierPlus costs $139.95 per month and comes with everything in the Concord Standard and Premier packages. It adds services for cease and desist letters, a FICO score tracker, identity protection resources and personal finance tools.

Lexington Law FAQ

How much does Lexington Law charge?

Lexington Law has three plans that range from $99.85 to $139.95 per month.

How long does Lexington Law take?

According to Lexington Law, the firm averages about 10 items removed per client, or 24% of their representing negatives, in four months. However, the length of your credit repair process varies based on your specific situation.

Can Lexington Law remove charge-offs?

Yes, Lexington Law can remove incorrect charge-offs.

Can Lexington Law remove unpaid collections?

Yes, Lexington Law can help you remove questionable charges or unpaid collections.

Is Lexington Law legit?

Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free consultation with Lexington Law.

Lexington Law Reviews

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Page 1 Reviews 0 - 5
Rated with 5 stars
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Verified Reviewer
Original review: Jan. 28, 2023

It was very easy to complete what I needed to do, there's efficient, professional, knowledgeable, sincere and cared about my situation. They made sure that everything was done correctly and I was happy from the beginning to the end.

Lexington Law response

We can’t thank you enough for the kind words. Your review means a lot to us and lets us know we’re on the right track. We appreciate you taking the time to leave a recommendation.

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    Rated with 5 stars
    Verified Reviewer
    Original review: Jan. 6, 2023

    I’ve already recommended at least 4-5 family members to Lexington Law. My score was at 400 due to bills and collections I was in at the start of 18 years old. I was never truly taught about credit scores. My friend did his research and found Lexington law. When I hired Lexington law it was the best decision I could’ve made. Their customer service is spectacular. They were so patient, understanding and really well trained in communicating with their customers. They explained so much to me and helped me understand everything. The actual person who worked my case was amazing as well. In the end they gave me advice and my score went from 400 to 730.. I am currently at 730 something and it’s ALL thanks to Lexington law. If your credit is bad and you need to fix it and don’t know where to start. Lexington law is the place to go. I will continue to tell anyone and everyone who has bad credit to go here.

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know.

    9 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Aug. 10, 2022

    LexingtonLaw is working to help me get into a home with no money down and rent to own help to increase my credit score. And I want to consolidate my retirement account with the help of LexingtonLaw. I have never been late paying my monthly bills and now I am able to restore my credit score for the future.

    Lexington Law response

    We appreciate you sharing your experience so far. If there’s anything else we can do to help, please let us know. As we are working with your creditors and the credit bureaus, we’ll notify you of updates to your credit profile via email. When you have items removed or improved, you will see them first on your credit report, which is updated regularly online. To access your account online, use the login information you created during the signup process. If you’re having any problems logging in, or just need additional assistance, feel free to give us a call at (800) 341-8441.

    7 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: Aug. 4, 2022

    I gotta say, when I first started looking into these credit repair places, I was hesitant and not very hopeful of a positive outcome. All I can say right now is, I would pay the price Lexington Law charges for the services, 10 times over, for the great work that they have done. They have been amazing over the past month and a half. I see their work and I am beyond happy with the outcome and change I see almost daily. It could not have came at a better time in life for me. Credit has always held me back even though Most of it was medical and identity Theft issues from the past that I never could clear up. Lexington law to care of it for me! Completely bad** company and I can’t wait to see what happens in the next month with them helping me rebuild my credit. 100% Worth the cost absolutely!!

    Lexington Law response

    We are so happy to hear this—thank you for choosing us to be a part of your credit repair journey.

    5 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: April 14, 2022

    I finally admitted that I couldn’t handle credit on my own. Ratios? Forget it. LexingtonLaw provides natural-born teachers that are patient with you. They’ll explain why/how there’s 500 ways to make your credit worse, or stagnant, but only one road to making your credit score outstanding. Are you in a rush? There’s no magicians for that. I’m not one to leave feedback for anything or anyone. I’m thankful I had LexingtonLaw before the Covid epidemic, where I lost a Brother and my Mother, or I could have easily buried myself in credit card debt.

    As we all know, these things never happen at a convenient time. I didn’t have to panic. There’s a responsible way to handle unforeseen financial Olympic-qualifying obstacles. Look at LexingtonLaw as an affordable college course in money management. Again, there’s 500 ways to do it wrong. Contact LexingtonLaw and give them the benefit of the doubt. You’ve spent money on worse things. Within 60 days, you’re getting emails about how your credit is making its way to its feet. You can expect to get those notifications regularly. LexingtonLaw doesn’t relent until you’re on the right path.

    -Niel **

    Seville, Ohio

    Lexington Law response

    Thanks so much for sharing your experience with us. We have loved working with you and appreciate your recommendation

    9 people found this review helpful
    Rated with 5 stars
    Verified Reviewer
    Original review: March 21, 2023

    Had a phone good phone visit with one of the receptionist at Lexington Law, and in the visit I got everything I needed done in a timely manner, and she spoke very clearly and got all my answers and questions answered…

    Lexington Law response

    Thank you for your positive words—we really appreciate the time you took to write such a detailed review.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 18, 2023

    I would never recommend this firm to anyone. In fact I regret signing up for the service. What a waste of money and time. All they do is “letters sent on your behalf” **!! It's a rip off service and this firm should be legally prosecuted in my personal opinion. Over one year my credit score went down from 705 to below 650 with this service. They failed to remove a simple late payment for over a year. Shame on them!!!!

    Lexington Law response

    We are sorry to see you did not get the results you were hoping for. We have found that each client has a different credit situation which means times frames and results can vary. We understand this can be frustrating and would be happy to review your case and our services with you. Please DM us your contact information and a representative will reach out. Thank you.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 12, 2023

    If you read my previous reviews on different companies, you'll only find high-rating praising reviews, mostly aimed at commending an individual's performance within that company. I don't even bother to review products. I only review people--to help the people getting reviewed. In this case, though, I need to write a negative report--in order to help people. Not the ones being reviewed--but the unsuspecting ones who may get eventually confused & tricked.

    I'm a licensed attorney in good standing--although working in a different state outside the law field. I signed up with Lexington Law in order to correct some inaccurate info on two former accounts. When I opened the credit report they'd prepared, or rather concocted, for me, I got appalled: My score was one point lower than the lowest of all three of my scores on that date. And it showed privately settled accounts with no court involvement at all as "public records". Is that how they do their job--by removing so-called "public records" that never existed in the first place? Still I don't know how they'll respond tomorrow, Monday, 03/13/23. I'm not posting this out of disgruntlement. I'd rather move on--but I wouldn't feel at peace with my conscience if I didn't warn others.

    Thank you,

    Lillian

    Lexington Law response

    Thank you for sharing your frustrations with us. We follow all laws regulating the credit repair industry and work hard for our clients. We would be happy to discuss this further and answer any questions you may have. Please DM us your contact information and a representative will reach out.

    Be the first one to find this review helpful
    Rated with 1 star
    Verified Reviewer
    Original review: March 12, 2023

    I contacted Lexington Law 3 days after talking to a member services agent on the phone about hiring them to correct misinformation on my credit. I was told I had 5 days to cancel service and I did so in 3 days. I have been charged and continue to keep getting charged and getting UPDATES that I do not want. I decided I did not need their services three days after randomly deciding to talk to one of their agents. I have contacted them numerous times on their site and by phone!! I am now Mailing a cancellation. I am going to contact the Better Business Bureau. They are thieves!! Funny you can start a service on the phone verbally but no way in hell can you cancel one!! SCAM!!!

    Wanda

    Lexington Law response

    Thank you for sharing your frustrations with us. Client satisfaction is something we pride ourselves on, and we are always trying to improve. Let us look in to your account so we can address any billing concerns you have. Please call us at (877) 401-1938 and one of our credit advisors can assist you.

    Be the first one to find this review helpful
    Rated with 2 stars
    Verified Reviewer
    Original review: March 11, 2023

    These firm states they can repair your credit but it's taking a long time for results. I am about to discharge them. I am paying a monthly fee and the results are too slow. I think they drag it out to be paid more.

    Lexington Law response

    We are sorry to hear that your experience has not been the best so far. Keep in mind, credit repair takes time. We understand that this can be frustrating and would love to discuss this more with you and work on this together. Please contact us at (800) 341-8441 so that we can create a plan to move forward. Thank you.

    2 people found this review helpful
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    Lexington Law Company Information

    Company Name:
    Lexington Law
    Year Founded:
    1991
    Address:
    257 E 200 S
    City:
    Salt Lake City
    State/Province:
    UT
    Postal Code:
    84111
    Country:
    United States
    Website:
    www.lexingtonlaw.com