Lexington Law

Lexington Law Reviews

3.3
2,304 reviews
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About Lexington Law

Helps ensure clients have a fair, accurate and verifiable credit report. Seeks updates for inaccurate, unsubstantiated, unfair or questionable negative information. Monthly fee is $139.95. Cancel services anytime. Not available in Oregon.

Pros
  • Free online credit assessment
  • Straightforward service plan
  • Online chat available
Cons
  • Pricier than some competitors

Featured Reviews

Longmont, CO
Verified purchase
After going through a bankruptcy, loss of employment and health problems. I thought my credit was shot beyond repair. But I took a chance on an internet search and ran into these ...

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Brooklyn, NY
Verified purchase
Lexington Law is amazing. I was using a more private company and initially, I felt it was gonna be a rough time to get started with Lexington Law, but it wasn't. It was really eas...

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What is Lexington Law?

Lexington Law is a credit repair firm that assists you in your journey to address inaccurate or questionable items affecting your credit score. Since 2004, Lexington Law Firm clients have seen over 83 million items removed from their credit reports.

How does Lexington Law work?

New clients can take a free assessment by visiting Lexington Law's website. During the assessment, you will see a summary of your credit analysis, and once a client you will have access to your credit reports. Lexington Law will also assist you in this process.

The firm then proceeds to challenge credit report items like duplicate accounts and fraudulent accounts. If you have fraudulent inquiries on your credit report, Lexington Law will provide attorney-written letters for you to send our yourself. Sometimes items require more than a challenge letter to be removed — in these cases, Lexington handles additional correspondences with creditors.

How much does Lexington Law cost?

Lexington Law offers one plan that costs $139.95 per month and provides bureau challenges and creditor interventions.

Lexington Law FAQ

How much does Lexington Law charge?

Lexington Law is free for up to 15 days with a monthly charge of $139.95, after a first payment of $139.95.

How long does Lexington Law take?

In 2023, Lexington Law Firm clients had over 2 million items removed from their credit reports. The length of your credit repair process varies based on your specific situation.

Can Lexington Law remove charge-offs?

No, Lexington Law can not remove incorrect charge-offs. However, Lexington Law can help you challenge the accuracy. If the item is not verifiable, the bureaus should remove it.

Can Lexington Law remove unpaid collections?

No, Lexington Law can not help you remove questionable charges or unpaid collections. However, Lexington Law can help you challenge inaccurate collections to verify the accuracy. If the item is not verifiable, the bureaus should remove it.

Is Lexington Law legit?

Yes, Lexington Law is legitimate. The firm has a long track record of success. Lexington employs real lawyers, and the staff stays up to date on the often-changing laws around credit reporting and disputes. If you need credit repair services, it’s worth scheduling a free online credit assessment with Lexington Law.

Lexington Law Reviews

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    2 featured reviews
    How do I know I can trust these reviews about Lexington Law?
    • 4,609,564 reviews on ConsumerAffairs are verified.
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    Page 1 Reviews 0 - 5
    Customer ServiceStaff

    Reviewed Aug. 7, 2024

    ⭐⭐⭐⭐⭐ I've had a great experience with Lexington Law and am genuinely impressed by their professionalism and effectiveness. They successfully removed negative items from my accounts and fought on my behalf against identity theft issues, false reports, and unfair creditor practices. Lexington Law was very professional throughout the entire process. They guided me in understanding my credit issues and worked diligently with challenging letters sent on my behalf. They encouraged me to respond to all necessary questions to better understand and approach each problem.

    I can confidently say that Lexington Law is a valuable resource for consumers facing fake credit account issues. In a world where many people end up paying fraudulent accounts out of desperation, Lexington Law provides a path toward resolution and empowerment. If you're dealing with credit challenges, I highly recommend Lexington Law. They truly advocate for their clients and offer the support needed to overcome even the toughest credit issues.

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    Response from Lexington Law

    Thanks so much for sharing your experience with us. We have loved working with you and appreciate your recommendation.

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      Customer ServiceStaff

      Reviewed March 22, 2024

      In years past, I sought to better my credit score while serving actively in the armed forces. During my time with Lexington back then, I had a wonderful experience which not only boosted my confidence, but my credit score as well. The one on one phone conversations I had made me feel in control of an otherwise aimless situation. Over time, and several hundreds of dollars later, I had cultivated a credit score I was proud to show off thanks to Lexington Law firm. Having had such a great experience, I've come back for additional help at this point in my life. However, my situation which once required Lexington's intervention has changed, and so I found myself without need of their help. However, just because my situation has changed, does not mean I withhold my 5 star review from them. I would actually give them 10 stars if I could, because they are well worth my time and energy. I rate Lexington Law firm this day with 5 stars, and I give my full recommendation to anyone seeking to better their credit score.

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      Response from Lexington Law

      We can’t thank you enough for the kind words. Your review means a lot to us and lets us know we’re on the right track. We appreciate you taking the time to leave a recommendation.

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      Customer ServiceSales & MarketingPriceOnline & AppStaff

      Reviewed March 20, 2024

      The application process with Lexington Law was easy. The experience was all right, but it was slow. And any time I had talked to somebody, they kept trying to sell me more. I did not like that. That was another reason why we got rid of them. They wanted me to keep sticking around and keep buying more services. It got annoying. Customer support was also annoying. I had to go through a text message process first. Calling was impossible. I'd rather talk to a human than a text message. There were a couple of times I couldn't afford to pay them because they were expensive. They would offer a fee just to stop it. Then I would have to pay a monthly fee, and then I could start it back up whenever, if I wanted, unless I wanted to completely get rid of them. I did completely get rid of them.

      Other than that, once I did get to talk to a human, they were very friendly. The program is very easy, and they did exactly what they said that they were gonna do. I just had to be patient. As far as the outcome, my credit score is up about 120 points. That took about two and a half years, but they really helped out. I went through a divorce and these credit bureaus were attacking me for my ex-husband's things and he was dead. These things were still hitting my credit after seven and a half years, so they took care of that and it was wonderful.

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      Response from Lexington Law

      We are sorry to see you did not get the results you were hoping for. We have found that each client has a different credit situation which means times frames and results can vary. Thank you for sharing your experience.

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      Customer ServiceStaff

      Reviewed March 19, 2024

      I stopped the service with Lexington Law about three months ago. From the beginning, my fee was way too high and I didn't need all the services that they got me in for. But after a while, I called and then they lowered the fee to where I was still getting everything and didn't have to pay twice as much. When I talked to the representatives from Lexington Law, most of them were very ignorant of the basics of credit. So, it was like 1 out of 10 knew something about the credit bureaus. It was really frustrating. What I got from them was I got to see my credit score for all that money I was spending. They claimed they were writing letters to the credit bureau, but nothing ever helped. So, I finally had to disengage from them.

      When I was with them for the first 30 days, I saw my credit report coming from Equifax, and they totally taken off everything. But when I would ask Lexington Law, they said, “Oh, we don't know why it happened.” So, I assumed that it was some previous letters from another company that I used right before them. But my reports in TransUnion and Experian stayed the same. Lexington Law could help depending on what's wrong with your credit report. They just couldn't help mine because it had some bankruptcies. They don't specialize in that. But if they knew they couldn't remove or help a bankruptcy, then they should let you know upfront.

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      Response from Lexington Law

      Thank you for your feedback. There are lots of variables that impact your credit score besides removing negative items from your credit report. Client satisfaction is something we pride ourselves on, and we are always trying to improve. We are sorry to see you've had a less than great experience with Lexington Law!

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      Customer ServiceStaff

      Reviewed Feb. 18, 2024

      Lexington Law was pretty helpful. Things went along good, then everything got to stagnant there for a while because anything that I had that I had paid for and should be closed was still showing as pending and I was having trouble getting a few things done. I told them that I spent all this money and my credit score was not coming up any. They said they'd look into that and next thing I know, they dug in a little deeper than what they were doing and things started coming around. There was also one hang up when they got busy and asked me to get some documents. But I told them that that was what I was paying them to do. Other than that, everything ran smoothly.

      I kept paying every month and they kept doing this, then they’d send me the notifications and I'd read them. Working with them took care of a lot of things that I didn't know how to do or have the time to spend to try to find out what to do. Because if you don't know something, you got to ask somebody or you got to fix that for yourself. And I didn't really have time for either one. In 2023, I bought a truck and I finally was able to get a loan. I paid on that a little bit and got it right for the first year. That was when I thought that I've got this and I didn't need their service anymore. Since then, I've bought a piece of land, I made me a purchase to build me a shop house, got a credit card and a bunch of other stuff. So I'm doing very well.

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      Response from Lexington Law

      We can’t thank you enough for the kind words. Your review means a lot to us and lets us know we’re on the right track. We appreciate you taking the time to leave a recommendation.

      Staff

      Reviewed Feb. 4, 2025

      They fell off in my opinion. Six months with Lexington Law and zero improvement to show for it. I had to start my research all over again. I found help with ** aka ** on IG. His methods helped remove 12 hard inquiries, 5 closed accounts, 8 lates and 2 repos from my report. They were all permanently gone within weeks of reaching out to David. I suggest you do yourself same favors.

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      Response from Lexington Law

      Thank you for sharing your feedback with us. We understand that improving your credit score involves various factors beyond just removing negative items from your report. We're here to assist you further and dig deeper into your situation. If you have any specific questions, our knowledgeable agent representatives are available to assist you through our chat: https://www.lexingtonlaw.com/about-lexington-law/contact-us.

      Customer ServicePrice

      Reviewed Jan. 29, 2025

      MINUS ZERO STARS. Whoever is giving Lexington Law five star must work for the company. I've been paying Lexington Law for 4 months, my credit score never improved. Waste of money. Lexington Law contacts creditors who don't respond. They keep charging you while you wait for a response. But Lexington Law knows that if the creditors don't respond, more than likely you owe the debt. You continue to pay knowing that you will never get a response from the creditors, But Lexington Law tells you should continue to fight the debt. Don't be misled. $140 is $140.

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      Response from Lexington Law

      Thank you for sharing your feedback with us. We understand that improving your credit score involves various factors beyond just removing negative items from your report. We are not able to promise any particular outcome from the communication we may send out. We also would not know if the debt is valid or not. You as the consumer would be only party knowing if the debt is accurate or not and familiar which accounts you may have opened. We strictly adhere to all laws governing the credit repair industry and are dedicated to leveraging those laws to help our clients succeed. Let's discuss your concerns further and work together to find a solution that meets your needs. To address your concerns, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.

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      Customer Service

      Reviewed Dec. 27, 2024

      This was my first time ever paying for someone to fix my credit. The first month payment was told to be a fee. The second month 5 removals was done that boosted my score up 20 points. The other 6 months nothing has been moved or touched. So when I requested a phone call from a paralegal she stated that she could only see documents I sent in June. I literally upload every credit report and documents every month when requested so you mean to tell me that I'm continuously submitting documents every month even did settlements myself and debt in documents to show for me to be told they are not getting the documents on top of that.

      They are reporting two accounts that I personally got deleted after making settlements. I was then told they have not updated my account to reflect current reports since June. It's is now December going on January. I have spent over $800 for what? 20 points! I do not recommend this company at all. The worse experience ever.

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      Response from Lexington Law

      We’re sorry to hear you've had a poor experience with our services. Everyone’s credit situation is unique, leading to variations in time frames and outcomes when working on their case. Paying off debt alone does not correct your negative credit history. We strictly adhere to all laws governing the credit repair industry and are dedicated to leveraging those laws to help our clients succeed. If you have further concerns regards your case, please reach out to us directly. To address your concerns, please reach out to us via our website's live chat feature at https://access.lexingtonlaw.com/content/client/us/en/login.html.

      Staff

      Reviewed Dec. 19, 2024

      They were doing great! I just decided to do a credit consolidation. They were able to get a few things taken off of my credit. They fought for me in disputes. They helped me get rid of some of the creditors that was on my credit report.

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      Response from Lexington Law

      Thank you so much for your recommendation. We are so pleased to hear that you have benefited from our services.

      Price

      Reviewed Dec. 9, 2024

      They charge monthly even though I closed my account with them. I have contacted them on multiple occasions. They have confirmed I did cancel. Yet I continue to have this problem. It went on for months until I closed my credit card account to stop them. Each month they charge me after cancellation.

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      Response from Lexington Law

      Thanks for reaching out. We charge for the work we have done up until the cancellation date of your service. You will be charged for your final bill on your regular billing date the following month. This is likely what you are seeing. We would be happy to review your case and address your billing concerns. . Please contact us by visiting our website and select our live chat feature at https://clients.lexingtonlaw.com and one of our credit advisors can assist you. Thank you!

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      Lexington Law Company Information

      Social media:
      Company Name:
      Lexington Law
      Year Founded:
      2004
      Address:
      P.O. Box 510290
      City:
      Salt Lake City
      State/Province:
      UT
      Postal Code:
      84151
      Country:
      United States
      Website:
      www.lexingtonlaw.com