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About Quin

Quin is a fintech (financial technology) company whose goal is to help members in case they lose a job. It provides $3,000 if you're a member for at least 90 days and lose your job. The company charges a monthly fee that's around the cost of “one takeout meal per month.” The bank Quin uses is insured by the Federal Deposit Insurance Corporation.


  • Financial support above unemployment
  • Low membership cost
  • Quick access to funds


  • No membership fees listed
  • Online contact information only

Bottom Line

Quin is a membership-based fintech company that provides $3,000 if you lose your job. Members pay a monthly fee and must wait 90 days after signing up to be eligible. Information about the company is otherwise sparse.

What is Quin?

Quin is a fintech company offering a membership program that provides financial support if you lose your job. Members pay fees and, within 90 days of signing up, are eligible to receive $3,000 immediately upon losing a job. Members can still access state unemployment benefits.

Quin is a relatively new company, stating on its website that it’s “just getting started.” It has 12 team members with a combined 60 years in the fintech industry. It's based in New York City.

How does Quin work?

To become a Quin member, you first provide an email on the company’s website. You pay for membership; the cost is not specifically disclosed. You then wait 90 days to become eligible for the benefit.

Quin says it only takes a few minutes to access your cash if you lose your job. There are no forms to fill out or phone calls to make, and as long as 90 days have passed since you signed up, there is no waiting period. Quin provides $3,000, and you're still able to apply for unemployment benefits through your state.

Quin costs

The Quin website does not specify exact membership costs. It does say that the cost of a membership is “about the same as one takeout meal per month.” There's no mention of any other fees on the company’s website. To learn more about membership costs and any other fees, you can email Quin or provide your email and “request an invite” from the company.

Quin FAQ

Yes, Quin says membership “costs about the same as one takeout meal per month.”
Quin describes itself as a private program that offers financial help in the event of unemployment. It doesn’t describe the $3,000 payout as a loan. You pay a monthly fee and have access to the payout if you lose your job.
The chief technology officer wrote a blog post that states the company reports member payments to credit agencies.
You can cancel your Quin membership at any time and for any reason. Just notify the company by email, and it will cancel your membership in a “commercially reasonable time,” according to its terms of service.

Is Quin legit?

Quin is a newer company. It doesn’t indicate how many members it has, and reviews of the company from members aren’t available. Quin does list a legitimate, FDIC-insured institution that provides banking services. If you're interested in a Quin membership for financial protection in case you lose your job, we recommend proceeding carefully; make sure you understand the cost of joining, and read over the terms so you know when and how you receive the benefit.

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