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They refuse to insure engagement rings if you travel, even 4-6 times a year domestically to visit family. Even if it's within the same city or state. They said they have high underwriting requirements on engagement rings so they don't insure engagement rings if you travel.
Jewelers Mutual was recommended to me by my jeweler. The customer service personnel are wonderful, They are very pleasant, easy to work with and make sure all concerns are addressed. They provide Nordstrom-type customer service. However, their website is terrible. Detailed descriptions are not provided for each piece of jewelry -- just benign words, such as ring, necklace, bracelet, etc. with the appraised amount. The appraisals are not available to be seen online. I have 15 items insured and it's nearly impossible for me to know which piece of jewelry is which with just a simple description of "ring" with the appraised amount. In addition, the website's capability to update an appraisal for a piece of jewelry does not work. Customer Service told me the website is being upgraded. I certainly hope it is done soon.
You couldn't tell that I had severely destroyed my wedding band because this company worked wonders. They buffed scratches, shined metal and precious stones. Were able to make the ring larger than originally was. They gave me multiple discounts on an already low price. I received 3 different discounts, one including an online discount since that is the way I found them. Very professional with beginner prices. Love them and will use and recommend in the future. The claims process couldn't have been simpler. I had no problems with paperwork or payment. Very quick fast and efficient. Thanks for making the process simple.
The repair options are endless. I have had to send in my ring from my grandma at least 7 times since I got it. They were great and friendly with getting it back to me. The discounts are eh okay I supposed. I don't really expect A LOT of discounts since it is for jewelry. I do wish there was more like if it was cheaper to replace something than it is to repair etc etc. I would recommend this for the price. The price was a great price. IT covers a lot for that low monthly cost. I pay 20-30 bucks a month, great for a struggling college student. The claims process goes so swiftly! it was super fast. It took maybe 2 weeks tops to receive my ring back. I enjoy how quick it is to get back. The claims process is so fast.
I found that the options available for obtaining repairs were varied enough that I did not have to worry that I would find one suitable to my needs. I have had other policies in the past that did not provide for as much variety in options. I was unable to get any discounts for my particular policy. I was disappointed that this was the case. However, I later learned through a friend that I was apparently not offered all of the discounts I should have been. The service, pricing options, and peace of mind that I got from having this policy is more than reasonable. I did some comparison shopping prior to purchasing and felt that this was a good value. Filing claims is easy and quick. Any questions I had throughout the process were quickly answered and very helpful. I never felt any questions to be condescending or impolite and all of my questions were addressed.
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I used the repair option one time and was happy with the service repair options for repair places and cost. They offered multiple locations for the repair and a convenient option for me. I purchased the insurance to protect the investment and did not do additional jewelry purchasing to use the discounts. Very satisfied with the price of the premiums for what I received in return. Just having the peace of mind for my investment was invaluable. I was happy with the service and quality of repair that I received. I was extremely pleased with the claims process. I submitted a claim for repair and received prompt attention, not a lot of hold time on the phone. The customer service rep was very friendly and said care of my needs and offered options for where I could get the repair service completed.
I had a stone fall out of my wedding ring and it was repaired to my satisfaction so I would definitely recommend this service to anyone who would be interested. I can't remember the exact amount that I was charged or exactly how much discount that I was given but I do know that I received a fair deal. The price that I paid for their services was more than a fair deal and I would highly recommend this service to anyone that was in need of it. The claims process was not too long so I would say that it was good. I do wish it had been a little bit faster but I am very happy with the results.
They always knew how to repair my jewelry the best way and even helped me save money on getting it fixed. They fix it so it's brand new. The discounts always save you money. So you are never overpaying for the services they offer you. They are cheap and efficient and make it easy to afford. Not overpriced so it's very easy to afford especially if you paid it with a discount. You can get more savings that way and get your stuff fixed so it's a win-win. Exactly as it said. They never lie to you and always help you. If something is wrong they'll talk to you about it to fix it and help you out in the end.
They are awesome at repairs. They make it less of a hassle to fix and are trustworthy dependable and safe. They don't charger a arm and a legs on prices. Very affordable. They have great discounts package available for any body who may need to use it. Very afford prices to help people who need it. Very trustworthy and safe. The prices are pretty reasonable I think. They are very cheap and trustworthy company. Very afford to those who live on a small income families. They are very easy to apply for if need. If they need anything trustworthy affordable dependable safe awesome very fast working to help out with claims.
They repaired the clasp on my necklace. They have different price ranges for different repairs. I feel they did an excellent job. They were very helpful and quick in the repair process. They offered a few discounts if you brought in more than one item. I didn't get a discount when I went and didn't really ask about any discounts so I am not 100% sure about them. They were very cheap on their price but not on the quality of work done. I would recommend them to anyone needing a repair at a low cost. It's easy to fill out a claim and they go through quickly. I was very satisfied with this part of the process. They were very kind while they were processing the claim.
Very good and willing to understand on what exactly the piece needs. They know a lot of different ways to help fix the piece or pieces of jewelry for you. They offer very exceptional discounts on very good looking jewelry. They have many options on discounted jewelry. It's affordable and you'll love the looks. Prices are semi good value depending on the piece or pieces of jewelry. I am happy with what they offer and keep in the stores and websites. Helpful and understanding to keep you happy and secure with the piece you want to buy or bought already. They know what they do very well.
Jewelers Mutual Insurance Company expert review by Cyril Tuohy
The Jewelers Mutual Insurance Company protects individuals as well as businesses from jewelry damage, theft or loss. The company has been in operation for more than 100 years.
Personal coverage in the United States and Canada: Owners of personal jewelry who are residents of all 50 U.S. states and all 10 provinces and three territories of Canada can benefit from Jewelers Mutual Insurance.
Local service providers: The company works with local professionals who can repair or replace your jewelry when necessary.
Jewelers mutual charitable giving fund: Organizations and individuals can submit a request for charitable financial support to the company through the Community Foundation of the Fox Valley.
Endorsed by the industry: Jewelers Mutual Insurance Company is endorsed by various jeweler organizations, including the American Gem Society, Jewelers of America, Manufacturing Jewelers and Suppliers of America, Canadian Jewelers Association, Canadian Jewelry Group and Jewelers Vigilance Canada.
Business coverage: Comprehensive coverage for jewelry businesses, including vendors and repair professionals.
Best for: Jewelers Mutual Insurance is best for businesses that deal in jewelry sale or repair and homeowners.
Jewelers Mutual Insurance Company Company Information
- Company Name:
- Jewelers Mutual Insurance Company