First American Home Warranty Reviews

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About First American Home Warranty

First American Home Warranty is a home warranty company that’s been in business for over 40 years. Its plans protect homeowners' budgets from unforeseen expenses due to normal wear and tear of a home's major systems and appliances.

Visit homewarranty.firstam.com
Pros
  • HVAC tuneup coverage available
  • No age limit on appliances
  • Discounts on related products and services
Cons
  • Not available in all states
  • Does not publish detailed pricing

Helpful Reviews

Redmond, OR
Verified purchase
We had a Realtor buy us a First American home warranty on a home that we bought a few years ago. We've maintained it on the last three homes. Filing a claim is easy, and it seems ...

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Fairhope, AL
Verified purchase
First American Home Warranty has been awesome. I gave them a call, and their prices were good, and their coverage was great. I signed up then. I did a claim for my HVAC system jus...

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First American Home Warranty coverage

First American Home Warranty covers essential appliances and systems through its three plans. Its Premium Plan offers the most comprehensive coverage, while the Essential Plan is the most popular.

Across its plans, First American Home Warranty offers coverage for the following items (note that not every item is available on every plan):

  • Dishwasher
  • Refrigerator
  • Clothes washer and dryer
  • Garbage disposal
  • Built-in microwave
  • Oven/range/cooktop
  • Range hood and vent
  • Trash compactor
  • Water heater
  • Luxury appliances
  • Air conditioning and heating
  • HVAC tuneups
  • Ductwork
  • Mini-split ductless system
  • Heat pump
  • Garage door opener
  • Garage door system
  • Electrical system
  • Plumbing system
  • Plumbing stoppages
  • Plumbing fixtures
  • Instant hot water dispensers
  • Sump pumps and circulating pumps
  • Central vacuum system
  • Exhaust, ceiling and attic fans
  • Doorbells
  • Roof leaks

First American Home Warranty plans

First American Home Warranty offers comprehensive plans that protect homeowners’ budgets when critical home systems and appliances break down. When it comes to systems and appliances, there are no age limits. First American Home Warranty will cover a system or appliance as long as it is in safe working order at the start of your contract, no matter how old it is.

First American Home Warranty cost

First American Home Warranty pricing ranges from about $33 per month to $78 per month at the time of publishing. Prices can vary based on your service call fee as well as home size and location, so it’s best to request a quote directly from the company to get a true picture of the cost to cover your house.

First American Home Warranty exclusions

Coverage exclusions will be outlined in your contract and usually pertain to circumstances outside of normal wear and tear.

Cosmetic damage, secondary damage, structural modifications and item parts that are deemed nonessential to the core functioning of the appliance or system may also be excluded from coverage. Your contract with First American Home Warranty will include a full list of exclusions.

First American Home Warranty coverage limits

First American Home Warranty places dollar limits on certain items. This is the total amount it will pay to access, diagnose, repair and/or replace items covered in your contract. Coverage limits typically range from $500 to $3,500 per item, which is comparable to the industry average. Note that limits may vary based on you location and plan.

» READ MORE: Is a home warranty worth it?

FAQ

What is First American Home Warranty?

First American is a home warranty company that offers three different coverage plans.

How does First American Home Warranty work?

First American service contracts typically last for one year and protect a home’s systems and appliances from unexpected repair or replacement costs caused by normal wear and tear.

Where is First American Home Warranty available?

First American Home Warranty is available in 36 states:

  • Alabama
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Florida
  • Georgia
  • Idaho
  • Iowa
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Maryland
  • Michigan
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Jersey
  • New Mexico
  • North Carolina
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wyoming
Does First American Home Warranty require a home inspection?

No, a home inspection is not required to get coverage from First American Home Warranty, but preexisting conditions are generally not covered.

How do I request service with a First American Home Warranty plan?

To request service you can call or sign into your online account. You can request service 24/7. A technician will contact you after you’ve submitted a request to set up an appointment. At the appointment, the tech will confirm coverage, diagnose the problem and begin the repair or replacement process.

How long does it take to get service?

Service timelines can vary, but in many cases, service is initiated within 48 hours of claim approval. Appointment availability may depend on your location and the urgency of the issue.

What is the payout limit for First American Home Warranty?

First American Home Warranty sets coverage limits on certain items, usually ranging from $500 to $3,500 per item. These limits apply to the total cost of diagnosing, repairing or replacing covered systems and appliances.

Can you choose your own contractor with First American Home Warranty?

No — First American Home Warranty assigns you a contractor from its network.

Still have questions?

Is First American Home Warranty worth it?

First American Home Warranty may be worth it for homeowners who want predictable repair costs and coverage for major systems and appliances. Its plans cover a wide range of items, and there are no age limits as long as the equipment is in working condition at the start of coverage.

Pricing is relatively affordable compared with many competitors. However, coverage limits and exclusions can affect overall value, so it’s important to review the contract details carefully.

Overall, First American Home Warranty can be a good option for homeowners looking for budget protection against unexpected breakdowns, especially if they prioritize lower monthly costs and broad coverage.

First American Home Warranty Reviews

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    How do I know I can trust these reviews about First American Home Warranty?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageTechPriceMaintenanceStaffRates

    Reviewed July 28, 2026

    Air Solutions sent a technician out on Sunday and he looked at both HVACs. What he did was to synchronize both thermostats so that they talk to each other. He set the heating and the cooling temperatures on both thermostats so that they agree. He was very pleasant and took care of everything within 20 minutes at the most. But he acknowledged that the instruments sometimes are somewhat confusing. I was steadily pressing the button to get the heating system to reduce because upstairs, the temperature that was shown on my telephone was between 95 and 97 degrees, which was unbearable.

    I had a problem with the HVAC on the 9th of February, and on March the 15th, it was the same problem. With the more recent occurrence, it was also the same problem. I was highly concerned because when I have recurring problems within a short period of time and it has gone over the 30-day policy, the system is not working properly and I can't afford to keep paying First American $95 every 40 days because it does not coincide with their 30-day policy. But the system is working and I am hopeful that it continues to be fruitful. I didn't understand what was going on and why it was happening so frequently but right now, I am satisfied. First American has always favorably followed up on my calls for service though the price is rather high based on my resources.

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    First American Home Warranty
    Response from First American Home Warranty

    Martina, Thank you for sharing your experience with us. We regret that you are having another issue. We appreciate your patience and are committed to ensuring everything continues working smoothly.

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      Verified purchase
      Customer ServiceCoverageTechRefunds & Payouts

      Reviewed July 17, 2026

      We were looking for a home warranty mostly because we had friends that told us they had one and it was really beneficial. We were like many people and didn't know that you could have a home warranty on a home that wasn't brand-new. We signed on with First American, and the contractors have been mostly good. But we had a recent experience where the contractor was abysmal and left us in disrepair. We ended up having to hire another plumbing company to finish the work properly and we ended up paying out of pocket. We paid an extra $5,000 to have everything done properly, and that's not even including the damage to the house that was done. We have reached out to First American three times about it now but they have not responded.

      Our next step is to write a letter and we are involving our homeowner's insurance. Between the incident itself with the water heater (before we even called First American) and the problems with the other plumbing company, there was so much damage to our garage and our mudroom that we need to have the homeowner's insurance step in for repair. But we were upset that First American has not at all responded to us saying that this was a horrible experience with the contractor that they provided us with. But every other experience has been fine, and we've had about a handful.

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      First American Home Warranty
      Response from First American Home Warranty

      Camilla, Thank you for taking the time to share your review. If you need assistance with a claim, please reach out to our team at 800-992-3400 and we can help.

      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffRates

      Reviewed July 14, 2026

      We did an evaluation of other home warranty providers, and at the time that we signed up with First American about 5 years ago, they seemed to be the best one in the marketplace. However, for some categories, they don't have as many suppliers that can fulfill the number to select from. There seems to be a challenge between how many contractors they may have available in a marketplace, particularly in Belleair, Clearwater. If the contractors have to come from a larger area like Hillsborough County, it's a little problematic because we got to wait for them. Then normally, when they come, they say it's broken and that they have to see us on another day. For an air conditioner, unless it's something simple, they don't have the part that they need and they have to be back.

      We've had mixed reviews associated with some of the contractors that have been put on the job. We've got one that we don't want to hear from again. If you go online and not talk to anybody, they'll automatically assign whoever's on the list. If that's not acceptable, then you have to cancel them. It is funny too when the company that got canceled sends you a survey to ask how was the service rendered.

      They might be marginal technicians who are barely qualified. They may not have the latest technology or tools associated with their service that they're supposed to render. An example would be an issue with the air conditioner. They measure the flow by raising their hand and seeing if nothing's coming out. They don't have an air meter. They're just sent out to cover the call but they don't know what they're doing.

      If you escalate your issue and if you know who to call, then you can get some more quick service because now they remember the customer and they can direct the right company to assess the problem when they come out. That's always helpful. There is some continuity with the staff to make sure that the existing customer is taken care of based on prior issues. Overall, we're satisfied and expect to have fewer calls because everything's fairly new in our house. The price continues to go up annually, but that is as everything else, like oil.

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      Verified purchase
      Customer ServiceCoverageTechPriceStaffRates

      Reviewed July 3, 2026

      I had a home warranty with another company and because of price increase, I did my own research and I decided to go with First American Home Warranty. Since then, it's been about three years and I have had four claims with them. They have been responsive and their coverage seems to be comprehensive, or at least has an option for extra fee.

      Usually within 24 hours, they respond and assign a service provider. I open the service request online, but if it's an urgent thing, then I will contact them by phone to emphasize that and ask them to expedite the process. A couple of times, it was urgent, and when I contacted them, they expedited my service request. So, I'm happy about that. Also, the companies they refer to have been doing their job. But the details that they need to open a claim is very limited. You cannot give too much information and you have only so many words you can put in. If they allow anything like that, or uploading a picture, that would be a plus. All in all, I would recommend them to others, depending on their needs. I would also advise them that they can shop around, but I can tell them that my experience with First American has been fine and I haven't had any issue with them.

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      First American Home Warranty
      Response from First American Home Warranty

      Harry, We appreciate you taking the time to share your five-star review with us! It is great to know that our team has been responsive during your claims over the last few years. We appreciate the feedback around the options for submitting a claim, as it allows us to see if there is a need for improvement in any area of our service. We're glad you chose us and look forward to being here when you need us again.

      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaffRates

      Reviewed June 12, 2026

      We're in our 80s. Even though my husband used to fix everything, he doesn't wanna climb up on ladders, and he doesn't wanna do those things anymore. That's why we decided to get a home warranty, so we could call someone. We’re going into our third year with First American. When it comes to plumbing and electrical, we like the contractors that have come out. We had a problem when we had a problem with our stove, and we don't know if it was a communication problem. But it seemed like that particular person who came out to fix things didn't have enough knowledge to fix it. He was on the phone all the time with his boss, and he didn't speak English very well. At any rate, he didn't fix it at that time. Then we had to wait a few weeks for them to get a part. But then the next time he came out, he was able to do the work and do it effectively. Other than that, we've been very happy.

      When we had our last problem with a leak, we had a company come out, and they fixed the leak, and they were terrific. We were concerned, we'd had that kind of leak in the house in the attic several times, that maybe the plumbing wasn't of good quality. That person said, “No, it's good quality,” but they thought that our water pressure was too high and that was causing the problem.

      Then we called to have somebody come out and do something about the water pressure. And we would have liked to have that same person do that, because he diagnosed it and he knew what he was doing. But First American said, no, they had to give the contract to the first person that responded. We did get another person, and that person had been out before for us. We knew who he was, and he was a good contractor as well. We ended up being satisfied, but we would have liked to have had that person out.

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      First American Home Warranty
      Response from First American Home Warranty

      Elisabeth, Thank you for taking a moment to share your experience with us!

      Customer ServiceCoverageTechPunctuality & SpeedResolution

      Reviewed Aug. 2, 2026

      Will not cover what they promise in contract, have spent hours on the phone and on their message center. They just keep transferring me to different people that say it's in escalation. We are in our 70s and it's 112 degrees and AC down for 2 weeks, they have no service contractors that repair heat pumps that will do the work. I am still waiting for someone to contact me about repair.

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      First American Home Warranty
      Response from First American Home Warranty

      Victoria, Thank you for bringing this to our attention. We show that your claim has indeed been escalated within our team for review. If you have not yet received an update, please reach out to our team at 800-992-3400 and we can help.

      Verified purchase
      Customer Service

      Reviewed July 30, 2026

      We had a major issue come up with our heating system, at first we were concerned about initial communication with phone customer service. The call centers and people working there are often difficult to deal with. But when we escalated it to the higher level people in the company they were totally efficient, acted in a timely and collegial way and our issue was resolved. We are very satisfied with the outcome.

      Thanks for your vote!
      First American Home Warranty
      Response from First American Home Warranty

      Melinda, Thank you for taking a moment to share your experience with us!

      Verified purchase
      Contract & TermsCoverageTechPriceMaintenanceCoverage Limits

      Reviewed July 27, 2026

      Beginning to feel that the coverage is a waste of money! Our claim was for our shower. The seals needed replaced and the handle broke off trying to get water to stop dripping. Ironically, they would not cover it because it was BROKEN! So, $95.00 spent on the service fee for nothing. Went online and have all the parts and tool to replace it coming for total of $78.00. Our claim before was for our evaporative cooler which has rusted out. The repair man said that it would not be cover because it would most likely fall apart. Another $95.00 for nothing. They were told what the issue was in both cases, and I feel knowing that it was not going to be cover but still charged the fees, and the repair company no doubt got their service fee. Yes!! Feel taken advantage of!

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      First American Home Warranty
      Response from First American Home Warranty

      Alan, We appreciate your feedback. We were unable to locate your claim with only the name provided and would like to look into this further and have requested additional information privately.

      Update- Thank for providing us with additional information to locate your claim. We understand the frustration when a claim is denied and we apologize for this inconvenience. We can certainly review your plan with you to verify your coverage and ensure it is the plan that works best for what you need. We hope the next time you need us, you will give us another chance to assist you.

      Resolution In Progress
      Verified purchase
      Customer ServiceClaims HandlingTechPriceRefunds & PayoutsHonesty & Transparency

      Reviewed July 27, 2026

      My experience is paying for something I don't know how to use or if it will be worth the financial burden and the psychological stress if and when I have cause to file a claim. The government protects RICO, Fraud, Blatant Criminal conduct, most businesses have arbitration clauses to prevent the rule of law being used to protect the consumer. Contractors lie deceive then deny everything promised over the phone. Then send under qualified people to do half hazard work that needs corrected after they leave.

      Thanks for your vote!
      First American Home Warranty
      Response from First American Home Warranty

      Mark, Thank you for sharing your feedback with us. We certainly do our best to ensure overall satisfaction for our customers. If you have any questions regarding coverage or need assistance with a claim, please reach out to our team at 800-992-3400.

      Verified purchase
      Customer ServiceContract & TermsTechPricePunctuality & SpeedStaff

      Reviewed July 27, 2026

      Good service, and no issues. They responded promptly, and the service technician was there within a couple of days of my calling. $95 Total or one issue. If you try to combine more than one issue into a single service call, they will charge you the $95 fee for each issue, so I passed on that.

      Thanks for your vote!
      First American Home Warranty
      Response from First American Home Warranty

      Ronald, We appreciate you taking the time to share your five-star review with us!

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      First American Home Warranty Company Information

      Company Name:
      First American Home Warranty
      Year Founded:
      1984
      City:
      Santa Rosa
      State/Province:
      CA
      Website:
      homewarranty.firstam.com

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