Faye Travel Insurance

Faye Travel Insurance Reviews

Faye Travel Insurance Reviews
4.5(100)
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About Faye Travel Insurance

Faye is a digital travel insurance company. It offers coverage for trips within the U.S. and to most countries. You can check pricing and purchase comprehensive coverage within minutes. While traveling, you can make claims and get support 24/7 in the company’s mobile app. Faye is available for residents in all 50 states.

Pros & Cons

Pros
  • Covers most locations — and cruises
  • Coverage for preexisting conditions
  • Claims processing within 48 hours
Cons
  • No extending coverage while on trip

What is Faye?

Faye is an “insurtech” company selling whole-trip travel insurance underwritten by United States Fire Insurance Company. It is 100% digital: You can get quotes, purchase coverage, make claims and get support 24/7 online.

Faye’s standard plan covers your trip and your belongings and health while you’re traveling in the U.S. or most countries. Faye offers add-on coverage for rental car damage, any-reason cancellation, extreme & adventure sports, pet care and vacation rental damage.

Faye started in early 2022. As of publishing, its plans are available to residents of all states.

How does Faye work?

To get pricing for your trip, enter your trip and traveler details on Faye’s website or in its mobile app. Your custom quote will be available in 60 seconds or less and will include the total plan cost and the cost of any additional coverage. You can adjust the estimated total trip cost, which is the maximum amount Faye will reimburse in the event of a cancellation.

Once you’ve received and accepted your quote, the next step is to have Faye’s app ready to use while on your trip. Faye’s app provides flight alerts and COVID-19 requirements, helps you file claims and receive reimbursement, and gives you access to 24/7 customer support.

Faye coverage

Faye offers whole-trip insurance, dividing coverages into three categories: your health, your trip and your stuff. Most of its coverages come standard, with several add-on options available.

Faye also offers add-on coverages for rental car damage, canceling for any reason (at least 48 hours ahead of departure), vet and kennel expenses, and vacation rental property damage.

How much does Faye cost?

Faye trip insurance costs vary based on factors including where you’re traveling, the length of your trip, any add-on coverages you choose and the estimated total trip cost (the maximum amount Faye reimburses you in case of a trip cancellation).

We requested a quote for Faye travel insurance for a family traveling from Colorado to Hawaii in December 2020. Faye quoted a price of $269.77 with an estimated total trip cost of $2,000. Increasing the maximum reimbursement to $5,000 increased the total cost to $361.34. Adding on cancel-for-any-reason coverage would have cost $38.28 or $95.70 for each plan, respectively.

Faye FAQ

When should I purchase Faye insurance?

Faye recommends purchasing travel insurance as soon as possible after booking your trip so you’re protected in case of any unforeseen event. To get the full range of coverage options, you must purchase your plan within 14 days of booking your trip. You can purchase coverage up to the time you leave.

Where is Faye available?

Faye offers plans for domestic U.S. travel and most international travel. It’s available to residents of all states. It is not available to Washington, D.C. residents. Faye is available to residents of New York, with some modifications due to state-specific insurance regulations.

How do I file a claim with Faye?

You can file a claim using the Faye app. You can then check the status in the app or by emailing or calling the company. Faye aims to process claims within 48 hours of receiving all necessary information.

What is Faye’s cancellation policy?

If you cancel within 14 days after purchasing a Faye plan, you’ll receive a full refund as long as your trip hasn’t started and you haven’t filed a claim.

Is Faye worth it?

If you prefer the security of having travel insurance for your upcoming trip, we recommend getting a quote from Faye and comparing the coverage and price with other providers’ plans. We like that Faye is fully digital and offers broad protection and useful add-ons. Before signing up, make sure you read over the policy completely so you understand what’s covered and what’s excluded.

Faye Travel Insurance Reviews

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    Page 1 Reviews 0 - 5
    Verified purchase
    CoveragePrice

    Reviewed June 21, 2024

    Never had to use it but people who have liked it very much. Based on those reviews would use the coverage again. The paperwork and policy is very straightforward so it’s easy to read. The price is very competitive based on your rating, so there’s no reason why on our next trip in our future trips in the United States, and outside of the country will continue to use your service. As a frequent traveler, we feel at our age it’s most important to have insurance coverage, we don’t travel any place that’s doesn’t have decent medical insurance. If there’s a particular insurance coverage, we should need when we’re traveling to the channel Eilan, such as Sark and Guernsey in this coverage is not adequate then I would like to know if there’s additional insurance which we should take out.

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    Faye Travel Insurance
    Response from Faye Travel Insurance

    Hi Robert - Thanks for the kind words. We're looking forward to adventuring with you in the future! For specific coverage questions for your upcoming trips, you can reach out 24/7 team in a variety of ways, including at support@withfaye.com.

    All the best,

    Gal M, Head of Customer Experience @ Faye

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      Customer ServicePunctuality & Speed

      Reviewed April 4, 2024

      I discovered Faye last year and my experience with them so far is very positive. I use their services 2 times, and I’m impressed from how fast they respond, and how much they care if you truly need assistance. I’ll keep using them definitely in the future. It was very difficult to find the way to give them this review, nowhere seems option but I’m happy I can say to them: Thank you Faye, hope more people find out about you asap. You gain my trust and I’m sorry I had to make a claim but you know accidents happen sometimes. Wish you less stress, less claims and lots of positive customers.

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      Response from Faye Travel Insurance

      Hi Anita - Thanks so much for the kind words. Happy you found us here (friendly FYI that you can also leave a review on Trustpilot or in the App Store!).

      Looking forward to traveling with you again in the future - we're here to help you every step of the way (with claims included!)

      -Jeff Rolander, VP of Claims @ Faye

      Customer ServicePunctuality & SpeedOnline & App

      Reviewed Jan. 29, 2024

      We chose Faye after a lot of research for a trip in Oct 2023. Never dreaming we’d ever need to file a claim, wouldn’t you know we had problems getting home at the end of our trip? Our flight was late, the Heathrow shuttles were late and more, so we were denied access to our connecting flight home. This is when we were so glad we had Faye’s Delay of Trip insurance! After finally getting settled back home, I got in touch with Faye through their app. No matter who is on the other end, they are always ready to help and gave me all the information to start the claim process. (If anyone out there finds themselves in this situation, be aware that usually regular snapshots of your paperwork create files too big to successfully email. Instead get familiar with how to convert your photos into PDF files or use a scanner app on your device that will photograph your images and send them off with no problem. And just to be safe, you might want to mail (yes, regular mail) copies of everything to the home office as well.)

      Faye finally had all our paperwork, with the exception of one item: the Verification of Flight Delay. This is a document that, just as it says, the airline must generate to confirm that the trip delay was their fault. I had to ask our airline for this document several times with no response, and was about to give up when I had the good fortune to begin correspondence with Erica at Faye. She inspired me to pursue “outside the box” avenues to get this document in my hands (this was holding up our whole claim). It took a lot of research, but without exaggeration, I had the Verification document 10 days after my last try! Fast forward just a couple weeks and Faye has paid our claim! Using their app, I transferred it to our bank in just a couple minutes. Thank you, Faye, for exceptional customer service and for standing behind your product!

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      Response from Faye Travel Insurance
      Hi Diana - So glad our team was able to assist! Wishing you smooth travels in the future.

      -Jeff Rolander, VP of Claims, Faye

      Customer ServiceCoveragePriceStaff

      Reviewed Jan. 8, 2024

      My son and I traveled to Europe back in September of 2023. A few weeks into our trip, he came down with a nasty germ. We called Faye, and they immediately told us that we could have him seen online or we could go to whichever medical facility we chose. We ended up going to a nearby facility. He was put on several medications to battle his illness and after a week or so he finally recovered. Faye was there for us every step of the way. They even texted to ask how he was doing. They helped me to understand what documents were needed to process the claims. They worked with the hospital as well .

      Erica (my claims specialist) Processed my claim quickly, she also explained the payments and what was covered. She is wonderful, and I appreciate how thorough she is. I will never go on a trip without having Faye. They are middle of the road on price, but so worth every penny. You may find cheaper, but I doubt you will find better. My claim took a little while to process, however. We were in a country that doesn't use English as a first language. Be patient, make sure to submit all documents needed, and I have zero doubts that you too will never regret purchasing Faye Travel Insurance.

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      Response from Faye Travel Insurance

      Kay, thanks so much for leaving such an amazing review with great tips included. We hope your son has fully recovered and are overjoyed to hear that Erica and the rest of the team met your expectations during your travels!

      -Jeff, VP of Claims at Faye

      Customer ServicePunctuality & SpeedStaff

      Reviewed Nov. 29, 2023

      In September, my son and I flew to England to hike the Coast to Coast Trail, a 192 mile trek over an 18 day period. Pretty much all things that could go wrong did. Although our flight from Denver was cancelled, we made it to England half a day late. Our luggage never arrived. No gear, no clothes. We resupplied bare necessities in Manchester and set out on our adventure. On the fifth or sixth hiking day I took a nasty tumble resulting in five ribs broken in several places. A helicopter rescue was followed by six days in a British hospital.

      The remainder of our prepaid trek had to be abandoned. Fortunately I had purchased Faye Travel Insurance. (First time ever, I might add). We alerted Faye to our predicament and they said they would take care of everything. And they did. They went above and beyond all expectation. After release from the hospital, Faye sent a taxi to our hotel in Carlisle to ferry us to the Newcastle airport for a short hop to Heathrow. First class British Air seats (fully reclining) awaited us for a nonstop flight to Denver where my husband picked us up. The Rocky Mountains never looked so good!

      Faye paid the cost of the flights home, they reimbursed the prepaid portion of our hike (B&Bs), they paid the hospital bill, and miscellaneous other inconveniences and delays we encountered. The best part of the experience in working through this with Faye was the care and attentiveness to our case. They were always available, responded quickly, returned calls, answered emails, offered encouraging words more than once. Erica **, a Senior Claims Specialist, handled our case and she really stuck by us. The claim settlement amount was paid to me in a timely fashion and I am very, very thankful. I have been spreading good words about Faye Travel Insurance to all my friends, extended family, book club, weaving guild, hiking buddies … everyone.

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      Response from Faye Travel Insurance
      Rita - So glad that we could provide you with coverage and encouraging support during such a tumultuous trip. We appreciate these kind words and are wishing you and your son good health and smoother adventures in the future. All the best to you.

      -Jeff Rolander, VP of Claims, Faye

      Verified purchase
      Staff

      Reviewed Oct. 6, 2024

      Kelly was the most communicative, easy to get in touch with agent I have ever worked with. All her suggestions worked out perfect. My trip was seamless. Could not have been better. Everyone you hired was so professional. The driver, the hotel, the food, the excursions, perfectly mapped out. Best trip of my life. Kelly and I are already talking about my next trip. Thank you very much.

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      Verified purchase
      Coverage

      Reviewed Oct. 2, 2024

      Fortunately we did not have to use our travel insurance! This was a "bucket list" trip for us and was active with zodiac landings, hikes etc. On the first day of the cruise someone was injured and the peace of mind from being well insured was certainly worth the insurance cost.

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      Customer Service

      Reviewed Oct. 1, 2024

      We had to find a alternative flight out of Japan on August 15th, all flights were canceled out of Tokyo due to a hurricane. The only alternative offered a later flight beyond the 19th, and I had to be at work on the 19th which is a Monday. We managed to fly out on the 16th with an alternative airline at a higher expense. We are yet to have the claim finalized as the adjuster is hung up on refund credit for the return. The ticket clearly states it's not refundable or cancellable.

      This has been going for the last 3 weeks with the adjuster asking whether we intend to pursue the claim. We travel quite frequently and use Allianz never had such an issue. Faye costs maybe lower but their claim experience is runabouts and not sure how much experience their adjusters are in settling claims. In the future it's advisable to use a far bigger outfit as Allianz or AIA for travel insurance.

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      Verified purchase

      Reviewed Sept. 17, 2024

      Hello - our trip was wonderful and very well planned out; however, I would say it would have been advantageous to reduce the number of tours for such a short time. It’s totally our fault for not knowing better, but we found everything was very crammed in. Our hotel in Porto was nice; however, the restaurant on site left us a very bad taste. It took 1/2 hr to get drinks; 2 hrs to get dinner and I had to ask 3 times for bread. We made our complaint and the hotel only apologized. I work for hospitality, and this was no way to treat your guest. The hotel should’ve compensated the drinks or dinner, but they did nothing. I will never return to that hotel nor will I ever recommend that hotel. Thank you. Julia

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      Customer Service

      Reviewed Sept. 6, 2024

      It has now been over 5 weeks since I filed a claim with Faye for CFAR reimbursement. I have emailed to find out the status of my claim with no response. I called and they told me I could not speak to the claims specialist, and they had no information on the status of my claim. They promise to process claims in 10-12 business days. Obviously this has not happened. I can only conclude that they don't want to pay my claim. I will not do business with them again.

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      Faye Travel Insurance Company Information

      Company Name:
      Faye Travel Insurance
      Address:
      200 Continental Drive
      City:
      Newark
      State/Province:
      DE
      Country:
      United States
      Website:
      www.withfaye.com