Faye Travel Insurance Reviews
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About Faye Travel Insurance
Faye is a digital travel insurance company. It offers coverage for trips within the U.S. and to most countries. You can check pricing and purchase comprehensive coverage within minutes. While traveling, you can make claims and get support 24/7 in the company’s mobile app. Faye is available for residents in all 50 states.
Pros & Cons
- Covers most locations — and cruises
- Coverage for preexisting conditions
- Claims processing within 48 hours
- No extending coverage while on trip
What is Faye?
Faye is an “insurtech” company selling whole-trip travel insurance underwritten by United States Fire Insurance Company. It is 100% digital: You can get quotes, purchase coverage, make claims and get support 24/7 online.
Faye’s standard plan covers your trip and your belongings and health while you’re traveling in the U.S. or most countries. Faye offers add-on coverage for rental car damage, any-reason cancellation, extreme & adventure sports, pet care and vacation rental damage.
Faye started in early 2022. As of publishing, its plans are available to residents of all states.
How does Faye work?
To get pricing for your trip, enter your trip and traveler details on Faye’s website or in its mobile app. Your custom quote will be available in 60 seconds or less and will include the total plan cost and the cost of any additional coverage. You can adjust the estimated total trip cost, which is the maximum amount Faye will reimburse in the event of a cancellation.
Once you’ve received and accepted your quote, the next step is to have Faye’s app ready to use while on your trip. Faye’s app provides flight alerts and COVID-19 requirements, helps you file claims and receive reimbursement, and gives you access to 24/7 customer support.
Faye coverage
Faye offers whole-trip insurance, dividing coverages into three categories: your health, your trip and your stuff. Most of its coverages come standard, with several add-on options available.
Category | Coverage type | What it covers |
---|---|---|
Health | COVID-19 | Emergency medical, quarantine expenses; cancellation costs up to $250,000 |
Health | Emergency medical expenses | Prescriptions drugs, hospitalization and physician costs up to $250,000 |
Health | Preexisting medical conditions | Preexisting conditions, as long as you are able to travel when purchasing plan |
Health | Emergency medical evacuation | Transportation coverage up to $500,000 |
Trip | Trip cancellation | Up to 100% of nonrefundable costs for covered reasons |
Trip | Trip delay | Up to $300 per day and a max of $4,500 per trip for delays of more than six hours |
Trip | Trip interruption | Up to 150% of nonrefundable trip costs for covered reasons |
Trip | Trip inconveniences and snafus | Up to $600 per trip for airport delays and other inconveniences |
Trip | Nonmedical emergency evacuation | Up to $100,00 for transportation from danger to safety for covered event |
Stuff | Lost or damaged belongings | Up to $2,000 per trip for lost, stolen or damaged luggage |
Faye also offers add-on coverages for rental car damage, canceling for any reason (at least 48 hours ahead of departure), vet and kennel expenses, and vacation rental property damage.
How much does Faye cost?
Faye trip insurance costs vary based on factors including where you’re traveling, the length of your trip, any add-on coverages you choose and the estimated total trip cost (the maximum amount Faye reimburses you in case of a trip cancellation).
We requested a quote for Faye travel insurance for a family traveling from Colorado to Hawaii in December 2020. Faye quoted a price of $269.77 with an estimated total trip cost of $2,000. Increasing the maximum reimbursement to $5,000 increased the total cost to $361.34. Adding on cancel-for-any-reason coverage would have cost $38.28 or $95.70 for each plan, respectively.
Faye FAQ
When should I purchase Faye insurance?
Faye recommends purchasing travel insurance as soon as possible after booking your trip so you’re protected in case of any unforeseen event. To get the full range of coverage options, you must purchase your plan within 14 days of booking your trip. You can purchase coverage up to the time you leave.
Where is Faye available?
Faye offers plans for domestic U.S. travel and most international travel. It’s available to residents of all states. It is not available to Washington, D.C. residents. Faye is available to residents of New York, with some modifications due to state-specific insurance regulations.
How do I file a claim with Faye?
You can file a claim using the Faye app. You can then check the status in the app or by emailing or calling the company. Faye aims to process claims within 48 hours of receiving all necessary information.
What is Faye’s cancellation policy?
If you cancel within 14 days after purchasing a Faye plan, you’ll receive a full refund as long as your trip hasn’t started and you haven’t filed a claim.
Is Faye worth it?
If you prefer the security of having travel insurance for your upcoming trip, we recommend getting a quote from Faye and comparing the coverage and price with other providers’ plans. We like that Faye is fully digital and offers broad protection and useful add-ons. Before signing up, make sure you read over the policy completely so you understand what’s covered and what’s excluded.
Faye Travel Insurance Reviews
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- 4,536,144 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Faye Travel Insurance Company Information
- Company Name:
- Faye Travel Insurance
- Address:
- 200 Continental Drive
- City:
- Newark
- State/Province:
- DE
- Country:
- United States
- Website:
- www.withfaye.com