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Reviewed Nov. 17, 2015
It's good and high efficiency. Wonderful benefits with minimum time. I strongly recommend this to all. The life insurance available is lesser premium compared to others.
Reviewed Nov. 16, 2015
I've never had a rate increase and the paperwork is easy to follow for a layperson. The price is reasonable and there are no surprises. I would recommend this coverage to anyone looking for quality life insurance.
Reviewed Nov. 16, 2015
The company I use is very helpful, and I was enter due to it thru the old company which I use to work for which was Head Inc. of South Elgin, IL. They have great service.
Reviewed Nov. 14, 2015
I have had life insurance with Amica for a long time and had great success with it. I would for sure recommend it to other people. I have had this policy for about 6 years and would recommend it to friends and colleagues.
Reviewed Nov. 12, 2015
A lady knocked on my door one day and asked me if I had life insurance. She seemed pretty nice so we talked about what insurance she was selling. She told me that the most I could receive was 2000 dollars and that only my mother could be the beneficiary which was ok for me. And that's how I became insured.
Reviewed Nov. 10, 2015
I have had a great experience with Amica Life Insurance, and they are also my provider for all other types of insurance. They are always helpful and answer any questions that I may have.
Reviewed Nov. 8, 2015
They explain the concept... and are very specific. They are very pleasant to work with. When you have a question you can always count on them to answer the phone to answer your questions.
Reviewed Nov. 7, 2015
The customer service is great and very helpful in answering my questions. They gave me enough information to make me feel confident in my decision at a great overall value. Very friendly, knowledgeable staff without the high pressure sales pitch. I would highly recommend their service.
Reviewed Nov. 3, 2015
Not fantastic. I was not given as detailed an explanation on the differences in policies previously... Amica was a much clearer explanation... They take time regularly to make me feel I am more than a policy holder. I think they are a big step up in service.
Reviewed Nov. 1, 2015
Amica has always treated us fairly and has always been right there for us as needed. Very professional. Answers all of our questions in a very timely manner. They treat my wife and I like we matter.
Reviewed Oct. 30, 2015
Life insurance is something everyone should have. My insurance is enough but not too much. It costs a lot for a pretty small of money no matter what company you choose. But it does help to shop around. I have had the same company for many years.
Reviewed Oct. 26, 2015
The customer service is phenomenal. The wait time to speak to a representative is less than 5 minutes. I called about my products and it was explained to me where I was able to understand Everything about my policy. I had questions also about my premiums and the automatic draft. I would recommend my insurance company to everyone. They even sent an agent to my house to deliver my policy.
Reviewed Feb. 12, 2009
I was quoted a premium policy rate. Following completion of all information confirming the information I gave, I was quoted a 50% higher rate. I was told that because I had been on a medication (and no longer am), I was not a candidate for this rate. I am 44 years old, on no medication, in perfect health - ideal body weight and no chronic medical conditions. I was told there was nothing I could do to qualify for the premium rate. If I'm not the ideal candidate for a term life policy, I'm well aware as a physician that NOBODY can qualify.
Reviewed Jan. 31, 2008
I feel that I have been unjustly charged for insurance based on unfair insurance practices. I've been notified by my insurance company, Amica Insurance, that my rates are being raised due to a change in my insurance score.
The following reasons were cited:
Length of time since most recent account established;
Amount owed on auto finance accounts;
Length of time since most recent retail account opened. ( This was due to a recent purchase of a new car.)
It's not the cost of adding a car to the policy; the aforementioned increased all my insurance premiums, including two older cars and my homeowner's insurance. My wife's and my driving records are exceptional. We have no accidents or claims to our insurance company for either auto or homeowners insurance. My wife works at home, and I drive only 5 miles to work everyday.
I have never been late on a single insurance payment. Furthermore, just before I purchased my car, I ran my credit report so that I could negotiate the best deal possible when buying my car. My FICO score is 802, rated excellent/better than 88% of US consumers. I have worked hard to achieve that credit rating, never having a late payment on anything, paying off all revolving accounts in full each month, and handling all my finances in responsibility.
However, despite my excellent credit rating and driving record, Amica Insurance decided to increase my rates because I purchased a new vehicle, not because of accidents or insurance claims, or poor credit and payment history, but penalized for buying a car.
This is another example of insurance company greed to squeeze money out of people for whatever reason they can find. This should be of particular interest to the State of Michigan. This strategy of the insurance companies cannot reflect well on the auto industry in our State. We're in the middle of a recession where our car sales are at an all time low, and to have insurance companies penalize customers because they've taken out a loan to purchase a car, definitely won't help the situation. I have never agreed with the insurance company's policy of using a credit or insurance rating to determine how much a person pays--it's unjust and unfair. People should be rated on their driving records and past payment history.
Charged unfairly for insurance rates for unjustifiable reasons.
Amica Life Insurance Company Information
- Company Name:
- Amica Life Insurance
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