American Home Shield Reviews
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About American Home Shield
American Home Shield is a home warranty provider that offers service plans throughout the contiguous United States. It has three home warranty plan options, which range in price from $29.99 or $39.99 to $79.99 or $89.99 per month with either a $100 or $125 service fee. Plans cover rust, insufficient maintenance and faulty repairs, which are often excluded from this type of coverage.
- Three plan options
- High coverage limits
- 30-day workmanship guarantee
- Covers rust, corrosion and sediment damage
- Relatively high service fees
- Not available in all states
Featured Reviews
What is American Home Shield?
American Home Shield is a home warranty company headquartered in Memphis, Tennessee. It offers service contract plans to help keep your home systems and appliances in working order, regardless of their age or condition. The company is available to customers throughout most of the contiguous United States.
» MORE: Best home warranty companies
American Home Shield coverage and plans
American Home Shield sells three plans: ShieldSilver, ShieldGold and ShieldPlatinum. Each offers two different trade service call fees, $100 or $125, that dictate the total cost per month.
The base plan, ShieldSilver, is the most affordable option. It’s a systems plan that covers plumbing, electrical and heating and cooling systems. It does not cover any appliances or roof leaks. ShieldGold covers both systems and appliances but not roof leaks. ShieldPlatinum covers everything in ShieldGold, plus roof leaks.
| Coverage | ShieldSilver | ShieldGold | ShieldPlatinum |
|---|---|---|---|
| Air conditioning | |||
| Heating | |||
| Plumbing | |||
| Electrical | |||
| Ductwork | |||
| Sump pump | |||
| Water heaters | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $29.99-$39.99 | $49.99-$59.99 | $79.99-$89.99 |
| Monthly premium cost | $29.99-$39.99 | $49.99-$59.99 | $79.99-$89.99 |
| Annual premium cost | N/A | N/A | N/A |
| Type | Systems | Combo | Combo |
| Plan name | ShieldSilver | ShieldGold | SheldPlatinum |
| Monthly cost | $29.99 or $39.99 | $49.99 or $59.99 | $79.99 or $89.99 |
| Annual cost | N/A | N/A | N/A |
| Monthly cost | $29.99 | $49.99 | $79.99 |
| Monthly cost | $39.99 | $59.99 | $89.99 |
| Monthly cost | N/A | N/A | N/A |
American Home Shield cost
American Home Shield service fees are a bit higher than some other home warranty company costs. However, the monthly costs are more affordable, so the costs may even out.
| Feature | ShieldSilver | ShieldGold | SheldPlatinum |
|---|---|---|---|
| Plan type | Systems | Combo | Combo |
| Monthly cost | $29.99-$39.99 | $49.99-$59.99 | $79.99-$89.99 |
| Yearly cost | N/A | N/A | N/A |
American Home Shield discounts
American Home Shield offers discounts for AARP members and military service members. You can also get a $50 discount for protecting multiple properties. As of publishing, current members can earn a $25 Amazon gift card when they refer a friend.
American Home Shield coverage exclusions
American Home Shield’s exclusions list is pretty standard for the industry. The company does not cover:
- Routine maintenance
- Flues, venting, chimneys or exhaust lines
- Repair or remediation of cosmetic defects
- Electronic, computerized or home management systems
- Radon monitoring systems, fire sprinkler systems or solar energy systems and components
- Repair, replacement, installation or modification of recalled or defective items
- Remediation of or damage caused by hazardous materials
- Costs of construction, carpentry or other modifications necessary to remove, relocate or install equipment
- Restoration of any wall or floor coverings, cabinets, countertops, tiling or paint
- Damage caused by "acts of God"
American Home Shield claims and coverage limits
You can file a claim with AHS online or by calling. Once you submit your claim, the company will contact a service contractor within 48 hours. The contractor will then contact you to schedule a service appointment. You will pay the service call fee specified in your contract for the contractor to come to your home. After the contractor makes a diagnosis, AHS decides if the issue is covered as part of your contract.
Coverage limits
American Home Shield doesn’t cap coverage for heating, cooling, plumbing or electrical systems, meaning that service won’t be denied based on the total cost of the repair or replacement.
For appliances, however, the coverage limit varies by plan. ShieldGold coverage is capped at $2,000 per appliance, which is a decently high limit compared with industry averages. ShieldPlatinum plan caps appliance coverage at $4,000, which may cover the cost of some higher-end appliances. It also covers code violations, permits and modifications up to $1,000 per year and roof leaks up to $1,000 per year.
FAQ
Is American Home Shield legit?
Yes, American Home Shield is a legitimate home warranty company with over 50 years of industry experience. If you want a company that’s fairly upfront about what’s covered and what’s not, American Home Shield is a good option — but it might be more expensive than some other companies out there. It sells three plans with flexible pricing options and high coverage limits, and it doesn’t deny coverage based on maintenance issues, age or rust.
» RELATED: Is a home warranty worth it?
Where is American Home Shield available?
American Home Shield is available in 48 U.S. states, excluding Alaska, Hawaii and New York City.
Does American Home Shield require a home inspection?
No, American Home Shield does not require a home inspection for a home warranty contract. You don’t have to provide maintenance records to be eligible for covered repairs, either.
If I have homeowners insurance, do I need American Home Shield?
A home warranty is different from homeowners insurance; you won't duplicate your coverage by having both. Homeowners insurance typically covers property loss due to events such as fire, lightning, storms and theft. In contrast, a home warranty covers appliances and systems that break down from normal wear and tear.
Can I cancel my American Home Shield warranty plan?
You can cancel an AHS plan at any time. Cancel in the first 30 days to receive a full refund. Cancel at any time after 30 days and receive a prorated refund for the remainder of your term; an administrative fee may apply.
Is there a limit on repairs for American Home Shield?
No, there's no limit on the number of repairs your plan covers during a contract period. However, you should check your contract for dollar limits per covered item or per term.
How long does an American Home Shield home warranty contract last?
American Home Shield contracts last 12 months, which is the standard across the industry. Your agreement begins 30 days after you sign up.
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- 4,770,839 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
American Home Shield Company Information
- Social media:
- Company Name:
- American Home Shield
- Company Type:
- Public
- Ticker Symbol:
- FTDR
- Year Founded:
- 1971
- Address:
- 150 Peabody Place
- City:
- Memphis
- State/Province:
- TN
- Postal Code:
- 38103
- Country:
- United States
- Website:
- www.ahs.com
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