Aetna Health Insurance Reviews

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About Aetna Health Insurance

Pros
  • Helpful customer service
  • Wide range of coverage options
  • Quick claims processing
  • Affordable premiums
Cons
  • Frequent claim denials
  • High out-of-pocket costs
  • Limited provider network

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Aetna Health Insurance Reviews

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    Page 1 Reviews 0 - 5
    Customer ServiceCoverageTechStaff

    Reviewed Jan. 5, 2026

    I always have a great experience with Aetna’s customer service. I had many questions today and spoke with Aja/Asia, the customer service rep, and she was so helpful. The survey at the end of the call was disconnected so I have been searching for a way to give her a shout out. She answered questions about claims, DME providers in network who have compression garments (she gave me four options and provided phone numbers for all), benefits for a potential future surgery I may need, questions about gym membership coverage, a medication option (gave me phone number for Caremark), gave me info about my first FSA account. She was so patient and empathetic. I truly appreciate her kindness and I know she was happy to help resolve my questions.

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    CoveragePriceRefunds & PayoutsBilling

    Reviewed Nov. 14, 2025

    I was covered by AetnaCVS Health insurance for 2025 calendar year and never once had to fight for payment of my hospital visits, chemo, MRIs, etc. I have substantial constant use of my health insurance with very expensive but necessary treatments, and Aetna came through. They never caused me any hassles or anxiety. Unfortunately, they are not offering a plan in 2026 because it’s financially prohibitive.

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      Customer ServicePriceStaff

      Reviewed Sept. 1, 2025

      My dad had a great experience with Aetna through his heart surgery. Everything together probably cost over a million dollars and we got approval after approval until being discharged from rehab. Customer service was helpful and responsive and claims process was seamless. He had myocarditis and required heart surgery.

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      Customer ServiceCoverageStaff

      Reviewed Aug. 19, 2025

      I spoke to Rogenick, an Aetna Customer Service representative, and presented a problem I had been trying to resolve concerning insurance company procedures. He was able to get multiple people on a conference call to resolve the issue in one phone call. He was a godsend! I am very grateful. J **

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      Price

      Reviewed Feb. 25, 2025

      Very happy with Aetna until 2025. They cut our benefits raised co-pays. I can live with that. Until today I received a FedEx package with a cup blanket crossword puzzle lotion and slippers!!!! Really? How much did that cost? Save it and give better benefits!!! Nothing is free!

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      TechPrice

      Reviewed Feb. 11, 2026

      We changed from Aetna to Humana. All of our Doctors were not in -network. So we changed the Humana. I got a several letters today from Aetna saying our providers are going to be in their network. They had the gall to ask us to change back!! Uh Nooooo! I do not like people playing Russian roulette with my healthcare. We are staying with Humana HMO. It cost less on the co pays and we get $30 each a month in A spending card.

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      Verified purchase

      Reviewed Jan. 28, 2026

      Aetna told me three times on the phone they paid the claim for the procedure to doctor! Due to this I had to pay $2500 dollars. Doctor says they did not! I then asked Aetna for the paper that shows they paid. They put me on hold for 5 min. Came back and said they did not pay due to it is a experimental procedure. I told my Medicare pays it, They advised me they did not. I then gave them the order number for Medicare #**. They then said I would have to fill out a form they would send in mail. One week later no form. Called back. Told it take 14 days to get the form. After I fill it out 60 days they will need to look at it.

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      CoveragePricePunctuality & SpeedStaff

      Reviewed Jan. 27, 2026

      Aetna is the worst insurance that I ever have, I have a cervical problem, and I need a surgery asap, and this insurance denied twice already. They do not care about the patients; they care about the money!!!! It's so sad that in this dates, you have to go trough this problems with insurances, my question is, why do you have insurance??? Because when you need them, they are not there for the patient; we are just a number for them. I don't feel my left side, the pain is so strong and I have had two epidurals already, and nothing is working, I can't wait to change my insurance next year. Oh I almost forgot, they send me a letter recommending me an affordable surgical clinic, this is crazy.

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      Customer ServiceCoverageBilling

      Reviewed Jan. 27, 2026

      The worst supplemental insurance on the planet. Was admitted in hospital for three consecutive days ... Was in semi private room and all discharge paperwork states inpatient stay.... Claim was denied due to being coded for observation. Hospital billing sent requested form as proof... Claim still denied. No supervisors are ever available. Very poor customer service.

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      CoverageTechMaintenanceBilling

      Reviewed Jan. 23, 2026

      STAY AWAY FROM THIS COMPANY. THE WORST INSURANCE PROVIDER I EVER HAD. I have been placed in the unfortunate circumstance of having Aetna as my employer provided insurance company. I had been diagnosed with Cervical myelopathy with radiculopathy. My first surgery required 2 rods and 8 screws into my cervical vertebrae. I needed to have a second surgery to fix my the continued spinal cord compression from c5-C7with myelopathy.

      I am new to Aetna as it is my new employers health insurance provider unfortunately. I must say I have not experienced this before as this is the worst company I have ever had the displeasure of dealing with. They immediately denied the procedure as not necessary. Forcing my doctor to appeal and have a peer-to-peer review which of course afterward they approved the procedure. Then when I am required to spend the night in the hospital with a drain tube on my incision and to manage my pain the so-called health insurance company denied the room & board sticking me with the bill.

      This should be illegal. Some desk jockey or worse an AI algorithm determining whether to cover my overnight stay in the hospital following the operation procedures below. How is this legal. I want this noted so that if others are going through the same and suffer injury this so-called health insurance company is held responsible.

      • POSTERIOR CERVICAL 5-7 FORAMINOTOMIES 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENT CERVICAL
      • 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENTCERVICAL63048 - PR LAM FACETECTOMY & FORAMINOTOMY SGL VERT SEGM EA ADDL VERTC/TH LUMB

      • 63045 - PR LAM FACETECTOMY & FORAMINOTOMY SINGLE VERTEBRAL SEGMENTCERVICAL63048 - PR LAM FACETECTOMY & FORAMINOTOMY SGL VERT SEGM EA ADDL VERTC/TH LUMB

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        Aetna author review by Joseph Burns

        Aetna has been providing health insurance to Connecticut residents since 1853, and today covers people in all 50 states. It is a pioneer in health care legislation and is responsible for making coverage of genetic testing and counseling an industry standard.

        • Highly customizable selection of plans: Aetna allows consumers to pick and choose features such as the deductible amount, type of coverage and ability to choose a provider.

        • Health insurance bundles: Consumers can easily add dental and vision insurance to their basic health insurance and can bundle insurance with other plans like life insurance.

        • Large provider network: Aetna allows consumers to choose from over 587,000 doctors and 5,700 hospitals throughout the United States.

        • Offers Medicare Advantage plans: Aetna offers Medicare Advantage plans.

        by Joseph Burns Health Insurance Advisor

        An independent journalist, Joseph Burns is the health insurance topic leader for the Association of Health Care Journalists and contributes to AHCJ’s Covering Health blog. He has also written about health policy and the business of health care for a wide variety of publications, including Healthcare Finance News, Hospitals & Health Networks, Managed Care magazine, Ophthalmology Management, TaxACT.com, and The Dark Report.

        Aetna Health Insurance Company Information

        Company Name:
        Aetna
        Website:
        www.aetna.com