Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.
About AAA Auto Insurance
AAA provides automobile insurance to its members through 50+ regional branches nationwide. The company offers multiple coverage types, but its auto insurance is available only to paid AAA members. All AAA memberships come with several perks and discount opportunities, but coverage options differ by location.
Pros & Cons
- Well-established company
- Several discount opportunities
- Membership comes with other perks
- Must have an AAA membership
- Coverage offerings differ by branch
Featured Reviews
Their customer service is top notch. I 'bundle' my auto and home insurance, and no matter what the claim is, someone is always available to help. I've been a customer for years, a...
Read full reviewAAA is awesome. The process of filing a claim is easy and the representative was very helpful. It was settled quickly and I was able to buy a new car within a few weeks. Also, the...
Read full reviewWhat is AAA insurance?
AAA (the American Automobile Association) has been insuring Americans since 1902 and operates in more than 50 independent branches across the country. Since its inception, the company has been known for its automobile and driver safety services. Along with auto insurance, it provides homeowners, health and life coverage and more. It also offers insurance add-ons and policy bundles.
How does AAA auto insurance work?
To qualify for AAA auto insurance policies, you must be a AAA member. A membership also comes with perks like discounts on movies, hotels, rentals and more. Auto policy coverage and discount options vary slightly from branch to branch, but each AAA location offers all the standard coverage:
- Collision
- Comprehensive
- Liability
- Medical payments
- Personal injury protection
- Underinsured motorist
- Uninsured motorist
You can also add several coverage options to your policy. Your local branch could offer:
- Accident forgiveness
- Custom electronics
- Loan/lease payoff
- New vehicle replacement
- Pet coverage
- Rental car reimbursement
- Roadside assistance
You can also bundle home and auto policies to save more — depending on your location and insurer, you might be able to add life insurance to your bundle. Other insurance options some AAA clubs offer:
- Collector car
- Boat and watercraft
- Commercial auto
- Small business
- Earthquake
- Flood
- Homeowner
- Landlord
- Renters
- Pet
- Travel
- Umbrella
AAA auto insurance quotes and rates
AAA membership starts as low as $50 per year and increases depending on your location and selected services. Insurance rates also vary greatly person to person. Your AAA car insurance quote depends on various factors, such as age, location, driving history, credit score and more.
AAA also offers multiple discount possibilities. You could qualify for discounts like:
- Advanced purchase
- Driver training
- Good student
- Loyalty
- Multipolicy
- Multivehicle
- Original owner
- Paid-in-full
- Vehicle safety equipment
- Theft recovery devices
AAA auto insurance FAQ
What does AAA auto insurance cover?
What does AAA comprehensive coverage offer?
How much does AAA full coverage insurance cost?
Can I cancel AAA auto insurance?
Is AAA a good car insurance?
AAA has been insuring American drivers for over a century. For some, it might not be worth it to pay a membership fee for car insurance — but AAA’s discounts and general benefits might balance out membership costs. Overall, AAA might not be the best choice for someone looking for bare-bones coverage, considering the added cost of a membership fee; however, if you want full coverage, policy bundle options and extra perks, AAA might meet your needs.
AAA Auto Insurance Reviews
Filter by Rating
- (291)
- (182)
- (81)
- (65)
- (675)
Popular Mentions
- 4,532,953 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,532,953 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
AAA Auto Insurance Company Information
- Company Name:
- AAA Auto Insurance
- Website:
- automotive.aaa.com