Liberty Home Guard Reviews
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About Liberty Home Guard
Liberty Home Guard offers three major home warranty plans to help protect homeowners from unexpected repairs. It also has several add-ons so you can customize your coverage to your situation. The company offers plans in all 50 states and Washington, D.C., and has an extensive network of qualified technicians for necessary repairs. Liberty Home Guard’s website makes it simple to track the status of claims and view plan details.
- No inspection required
- Flexible coverage terms, including month-to-month
- Licensed technician dispatched in 24 to 48 hours
- Can't always choose your own service technician
- 30-day waiting period
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Liberty Home Guard coverage and plans
Liberty Home Guard offers three home warranty coverage plans as well as optional add-ons for an extra fee.
Customers with high-end, pro-series or commercial appliances or systems in their homes should inform the company so it can underwrite and apply the appropriate coverage.
| Coverage | Appliance Guard | Systems Guard | Total Home Guard |
|---|---|---|---|
| Air conditioning | |||
| Heating | |||
| Plumbing | |||
| Electrical | |||
| Ductwork | |||
| Sump pump | |||
| Water heaters | |||
| Interior plumbing lines | |||
| Interior electrical lines | |||
| Exterior sewer lines | |||
| Exterior water lines | |||
| Refrigerators | |||
| Dishwashers | |||
| Oven | |||
| Range | |||
| Cooktop | |||
| Built-in microwaves | |||
| Built-in food centers | |||
| Garbage disposals | |||
| Trash compactors | |||
| Ice maker | |||
| Instant hot/cold water dispensers | |||
| Range exhaust hood | |||
| Kitchen exhaust fan | |||
| Clothes washers | |||
| Clothes dryers | |||
| Toilets | |||
| Whirlpool bathtub | |||
| Faucets | |||
| Ceiling fans | |||
| Attic fan | |||
| Central vacuums | |||
| Doorbells | |||
| Garage door openers | |||
| Roof leak repairs | |||
| Main breaker | |||
| Plumbing stoppages | |||
| Home electronics | |||
| Smoke detectors | |||
| Jetted tub components | |||
| Monthly premium cost | $49.99 | $54.99 | $59.99 |
| Monthly premium cost | $49.99 | $54.99 | $59.99 |
| Annual premium cost | $499.99 | $549.99 | $599.99 |
| Type | Appliances | Systems | Combo |
| Plan name | Appliance Guard | Systems Guard | Total Home Guard |
| Monthly cost | $49.99 | $54.99 | $59.99 |
| Annual cost | $499.99 | $549.99 | $599.99 |
| Monthly cost | $49.99 | $54.99 | $59.99 |
| Monthly cost | N/A | N/A | N/A |
| Monthly cost | N/A | N/A | N/A |
Liberty Home Guard cost
Liberty Home Guard offers flexible payment options. You save money by purchasing an annual plan, but month-to-month plans are available.
Total home warranty costs vary by plan and location, so you have to request a custom quote to get the most accurate information.
We asked for a quote for a home in Houston and got the following pricing information for Liberty Home Guard’s three plans and additional coverage:
| Plan | Monthly cost* | Annual cost* |
|---|---|---|
| Appliance Guard | $49.99 | $499.99 |
| Systems Guard | $54.99 | $549.99 |
| Total Home Guard | $59.99 | $599.99 |
| Optional coverage | Monthly cost* | Annual cost* |
|---|---|---|
| Pool and spa | $19.99 | $199.99 |
| Lawn sprinkler system | $9.99 | $99.99 |
| Generator | $19.99 | $199.99 |
| Casita/guest unit | $35.99 | $359.99 |
| Electronics protection | $19.99 | $199.99 |
| TV mounting (up to 85-inch TV) | $19.99 | $199.99 |
| Sump pump | $8.99 | $89.99 |
| Well pump | $12.99 | $129.99 |
| Septic system pumping | $12.99 | $129.99 |
| Central vacuum | $8.99 | $89.99 |
| Stand-alone freezer | $5.99 | $59.99 |
| Water softener | $13.99 | $139.99 |
| Swamp cooler | $14.99 | $149.99 |
| Ice maker (in-fridge) | $3.99 | $39.99 |
| Wine cooler/fridge | $11.99 | $119.99 |
| Instant hot water dispenser | $9.99 | $99.99 |
| Reverse osmosis water filter system | $14.99 | $149.99 |
| Pro-series refrigerator | $24.99 | $249.99 |
| Pro-series microwave | $9.99 | $99.99 |
| Pro-series washing machine | $11.99 | $119.99 |
| Pro-series clothes dryer | $11.99 | $119.99 |
| Limited roof leak | $11.99 | $119.99 |
| Re-key | $9.99 | $99.99 |
| Gutter cleaning | $14.99 | $149.99 |
| Carpet cleaning | $19.99 | $199.99 |
| Lighting fixtures | $7.99 | $79.99 |
| Plumbing fixtures | $7.99 | $79.99 |
You’ll also need to pay a per-claim fee each time a technician comes out. The sample contract online lists this fee as $90 for the Total Home Guard plan.
Discounts
If you pay annually, you’ll get two months of coverage free. You can get an additional discount if you purchase home warranties for more than one property.
» MORE: Best home warranty companies
Liberty Home Guard coverage exclusions
Liberty Home Guard warranties cover breakdowns caused by regular use and expected wear and tear of your appliances and systems. A warranty doesn’t cover damage caused by abuse or a natural event, such as a hurricane, tornado or earthquake. Here are items not covered by the company, according to a sample contract:
- Routine maintenance
- Improper installation, repair or modification
- Commercial-grade equipment or systems
- Professional or luxury appliances
- Flues, vents, chimneys and exhaust lines
- Electronic, computerized or smart components
- Filters associated with covered items
- Cosmetic defects
- Items under manufacturer recall or safety warning
- Costs related to refrigerant recovery or disposal
Liberty Home Guard claims process and coverage limits
You can file a claim with Liberty Home Guard 24 hours a day, 7 days a week, 365 days a year online or over the phone. You can track the status of your claim from your account online.
Once you’ve submitted the request, Liberty Home Guard notifies a local technician. This service provider will work with you to schedule an appointment when convenient. Typically, you’ll have someone there to make repairs within 24 to 48 business hours.
» LEARN MORE: What to do when your home warranty claim is denied
Coverage limits
Liberty Home Guard's coverage limit is $2,000 per covered item and resets every year. Diagnosis and repair/replacement is limited to $500 for plumbing, electrical and optional items. It's also limited to $250 within the first 90 days of your coverage.
Liberty Home Guard has an extensive network of licensed contractors nationwide to complete home repairs, and each repair comes with a 60-day workmanship guarantee.
Liberty Home Guard Mobile
Liberty Home Guard Mobile, the company’s mobile app, lets you manage your home warranty from one place. The app lets you file claims and gives real-time updates on their progress and is available on iOS and Android.
The app also lets you make and keep track of payments, connect with the company’s technician to get immediate assistance or schedule service or access troubleshooting tips and resources.
Liberty Home Guard FAQ
What is Liberty Home Guard?
Liberty Home Guard is a home warranty company that offers three coverage plans. It’s available in 50 states and Washington, D.C.
Does Liberty Home Guard require a home inspection?
No, Liberty Home Guard doesn’t require a home inspection before you can buy a warranty.
How long is Liberty Home Guard’s workmanship guarantee?
The work comes with a 60-day workmanship guarantee when you use a technician from LHG’s network.
Can I pick my own service technician with Liberty Home Guard?
Under certain circumstances, you may be able to select your own service technician who meets LHG’s standards. However, the company recommends using a technician in LHG’s network to save money.
Where is Liberty Home Guard available?
Liberty Home Guard plans are available in 50 states and Washington, D.C.
Is Liberty Home Guard legit?
Yes, Liberty Home Guard is a legit home warranty company. If you’re looking for a home warranty, Liberty Home Guard’s plans have some good features. You can customize your plan to ensure you have the necessary coverage, and the coverage is reasonably priced, especially if you pay annually and get two months free each year. Liberty Home Guard’s work also comes with a 60-day workmanship guarantee. However, some homeowners prefer saving money for these expenses rather than purchasing a warranty.
Liberty Home Guard Reviews
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- 4,789,897 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Liberty Home Guard Company Information
- Company Name:
- Liberty Home Guard
- Company Type:
- Private
- Address:
- 4101 Avenue U
- City:
- Brooklyn
- State/Province:
- NY
- Postal Code:
- 11234
- Website:
- www.libertyhomeguard.com

