HomeServe Reviews

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Edited by: Ben Strauss

About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially in the event they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

Pros
  • Repairs guaranteed for one year
  • Local, licensed technicians
  • Website provides lots of information
Cons
  • Availability and costs vary greatly by location
  • May need multiple plans to get the coverage you want

Featured Reviews

Philadelphia, PA
Verified purchase
I use HomeServe when I need them. ...they follow through well. They were able to do everything that I called them for. I asked about some other things like appliances and if they ...

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Rego Park, NY
Verified purchase
I've been using HomeServe for a couple of years. I have annual tune-ups and the boiler was broken a couple of times and every time, HomeServe has been very quick in responding and...

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What is HomeServe?

HomeServe is a home warranty company that's been in operation since 2003. It offers various service plans to cover household systems and appliances typically excluded from homeowners insurance. According to its website, HomeServe provides home warranties for nearly 5 million customers.

If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

The HomeServe app allows you to manage your account from your mobile device — you can make payments, add or cancel coverage and schedule service using this app

HomeServe coverage and plans

HomeServe offers service plans to cover repairs of three main household systems: plumbing, heating and cooling, and electrical. If you want to maximize your protection, combo plans are also available.

With each plan, you can choose the components you want to cover:

  • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater and inside water pipes
  • Heating and cooling: Furnace and air conditioning, water heater, regulator valves, circuit boards, pilot burners and refrigerant leaks
  • Electrical: Electrical wiring, outlet, switches and exhaust fan

HomeServe’s combo plans: 

  • Appliance plan: Covers eight major appliances
  • Warranty Combo plan: Covers your appliances and 10 home systems
  • Premium Home Protection plan: Covers six home systems

Coverage options vary by location, so not all plans may be available in your area.

» LEARN MORE: Questions to ask a home warranty company

HomeServe cost

HomeServe plans start at $7.95 per month. Total warranty costs vary by plan and location — provide your ZIP code to get the most accurate price.

We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

*Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

Discounts

Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

HomeServe coverage exclusions

Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

  • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
  • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
  • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
  • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
  • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

HomeServe claims and coverage limits

You can file a claim with HomeServe online, over the phone or through the HomeServe app.

Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should be in touch within four hours. However, if it’s a less urgent repair, you may not hear back until noon the next business day.

When you file your claim, you’ll need your HomeServe ID. You must describe the problem you’re having and share your availability so the company can send out a service provider.

You can track the status of your claim using the company’s online tracking system.

Coverage limits

The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

HomeServe FAQ

What does HomeServe cover?

HomeServe offers various coverage plans for homeowners. Coverage options include plumbing, heating and cooling, electrical and combination plans.

Where is HomeServe available?

HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

Does HomeServe require a home inspection?

No, HomeServe doesn’t require a home inspection or proof of one.

Can I pick my own service technician with HomeServe?

No. HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

Does HomeServe have a limit on repairs?

Some HomeServe plans have repair limits. However, these vary greatly by location and plan. For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

How do I cancel HomeServe?

You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

How long is a HomeServe contract?

You will have 11 months of coverage during your first year of a HomeServe contract. There’s an initial 30-day waiting period before you can make a service call that starts immediately after your order is processed. Then, you’ll have coverage for the remaining 11 months in the year.

Is HomeServe worth it?

If you’re looking for a home warranty to help cover unexpected home costs, HomeServe might be a good fit. The company offers flexible coverage options, so you can pick and choose to create a one-of-a-kind warranty that works for your home.

One thing to keep in mind, though, is that each plan’s costs, terms and availability vary greatly by location. You can enter your ZIP code on HomeServe’s website to see what coverage is available. Once you find a plan you’re interested in, take time to read the details and analyze the cost to decide if it’s right for you.

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HomeServe Reviews

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    Page 1 Reviews 0 - 5
    Customer ServiceCoverageTechPunctuality & SpeedStaff

    Reviewed Dec. 20, 2025

    I had to initiate a claim with my indoor plumbing insurance. I had a leak that needed taken care of. They referred a contractor and within an hour I received a call to schedule the appointment. They were able to get me scheduled in three days. The plumber and his apprentice arrived and promptly got to work. He listened to me when I stated what was happening. Said, "Let’s go take a look." Confirmed there was definitely an issue. Fixed it and were leaving. Needless to say I had the biggest smile on my face. I lost around $350. Because of this leak. I’m single and now on SSD.

    I’m thankful there are insurances like this that I can use. It is more efficient for me to pay a small amount monthly than to have to come up with a large sum in a day or two. I’m also thankful that there are contractors that work with these companies so people like me can afford household repairs. I want to say again how professional and friendly my plumber was. Truly above and beyond with his customer service.

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    Customer ServiceClaims HandlingCoverageRefunds & PayoutsStaffTransparencyResolution

    Reviewed Dec. 9, 2025

    This company puts customers on autorenewal and when you sell your home. I noticed that I have been paying for coverage on a home I haven't owned for 2 years. While I was pretty upset, the agents were very friendly, understanding, and helpful. I'm giving them 4-stars instead of 5 because they should reach out to their customers when they get a notice of the home selling, and ask if the customer wants to cancel the plan. They know when you buy a home - this is how they recruit new customers. So they also know when you sell the home. They should be more transparent and proactive in terms of account management. I never had to file a claim so I can only comment on their autorenewal policy and friendly customer service. They resolved my issue and credited my account.

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      Customer ServiceRefunds & PayoutsMaintenanceStaffBilling

      Reviewed Sept. 25, 2025

      I had a billing issue. Instead of my monthly premium being deducted from my bank account they deducted for the year! After no one would help me I asked to cancel my account. I spoke with a Dora ** from customer service in TN (I am in NY). She not only saw and fixed the error, promised me in one to two days I'd be refunded. She even called me that evening to let me know the refund was being processed and the day I received it back in my bank account I got a call from her to say it should be there. Good old fashion customer service! Give that wonderful woman a raise Home Serve! Companies need to wake up and see the value in an employee that factually cares. Thank you Dora **. You are a breath of fresh air!

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      Customer ServiceTechStaffHonesty & Transparency

      Reviewed April 21, 2025

      I recently had a drain repair done at my house by Long Plumbing and I’m really pleased with the service. From the initial call to the final cleanup, the entire process was smooth and professional. The technician arrived on time, clearly explained the issue, and offered a few options based on urgency and budget. They were courteous, worked efficiently, and made sure everything was cleaned up before leaving. Overall, I’m very satisfied and would definitely recommend them for any plumbing or drain repair needs. Great service, honest communication, and quality work.

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      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed March 16, 2025

      We had a fantastic experience with the Homeserve water line replacement plan. Our water line began to fail on us and we were getting water in the basement. We contacted Homeserve and they had a local plumber come out and take a look very quickly. The approval process was also quick and hassle free for us, the plumbing company handled all communication with Homeserve and they completed the entire replacement of the water line (dug up front yard, pulled out old pipe, installed new pipe, re did our yard and upgraded our water meter and shut off to code) all in 8 hours start to finish! We were very impressed with both the speed of the repair and the entire process. We thought it would be like most insurance claims where the insurance company tries their best to get out of the claim but Homeserve really came through! We are now looking into getting coverage on our rental properties, the plans are super affordable and it saved us thousands of dollars on a costly water line replacement. Thank you so much Homeserve. We highly recommend them!

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      HomeServe
      Response from HomeServe

      It's experiences like yours that motivate us. Our team strives to deliver an excellent experience, and we are glad you found this to be the case during your visit. If you have further needs or questions, please reach out!

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      TechSales & Marketing

      Reviewed Jan. 17, 2026

      If I could leave, no stars, I would. All they do is send somebody to see the problem and they don't fix nothing and it's always one person coming with a van and no tools. This is a scam. If I can give them less than a star I would.

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      Customer ServicePunctuality & SpeedRefunds & PayoutsRatesCoverage Limits

      Reviewed Jan. 14, 2026

      Poor Service. I called for repair and was told I would have to wait for a call back in up to 24 hours. 37 hours later, I still had no call back. I called them again, and they showed absolutely no concern. They told me I would have to wait up to ANOTHER 24 hours because no one had "picked up" my repair. I canceled my account. It will be interesting to see if I ever get my refund.

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      Customer ServicePunctuality & SpeedBilling

      Reviewed Jan. 13, 2026

      Slow, slow, service. Tried to withhold payment until I went through the State Attorney General's Office. Took more than a full month to resolve a simple washing machine claim. Arbitrarily reduced the claim amount. If you are unfortunate enough to have a pending or future claim with HomeServe, make sure you tell them to preserve any and all recorded calls, emails, and internal correspondence on your claim. You will be happy you did.

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      Customer ServiceTechPriceRefunds & PayoutsStaffRates

      Reviewed Jan. 9, 2026

      They are not helpful at all. I have called 5 times in the last month for a copy of my contract, and nothing. Four reps said the would email it, nothing, one even said he would email it and send a copy. That was in December. Still nothing. The girl today told me over 10 times how much I was paying for my water line. My question was can you email me a copy of my contract, not the price of the waterline!

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      Customer ServiceCoveragePriceStaff

      Reviewed Jan. 8, 2026

      You pay HomeServe for years on Appliance Coverage, and when it's time to have repairs made, you encounter one excuse after another for why the issue is not covered. But their response is that it's not an excuse, it's the policy. Additionally, they want to charge you a $25 deductible per appliance, even if it's a single call for both. Every excuse is so ambiguous that they don't understand and can't explain what they mean. The Appliance Coverage is inadequate and not worth the hassle of arguing with Customer Service. They will find an excuse not to cover your appliance, so you waste your money. They don't understand their own T&C, and they all work from Home. You are better off establishing a relationship with a local appliance dealer to handle your repairs, might cost more, but save you the heartburn of dealing with HomeServe. They are terrible.

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        HomeServe Company Information

        Company Name:
        HomeServe
        Year Founded:
        2003
        Address:
        601 Merritt 7, 6th Floor
        City:
        Norwalk
        State/Province:
        CT
        Postal Code:
        06851
        Country:
        United States
        Website:
        www.homeserve.com