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HomeServe Reviews

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About HomeServe

HomeServe offers a variety of service plans to help protect homeowners financially if they need emergency home repairs. Its coverage includes options for plumbing, HVAC and electrical systems. The company also has combo home warranty plans. HomeServe has been in operation since 2003. It partners with utilities and municipalities around the country and works with a nationwide network of technicians and contractors.

Visit www.homeserve.com/en-us
Pros
  • Repairs guaranteed for one year
  • Local, licensed technicians
  • Website provides lots of information
Cons
  • Availability and costs vary greatly by location
  • May need multiple plans to get the coverage you want

Helpful Reviews

Carlsbad, CA
Verified purchase

Signed up and was thrilled with the speed and simplicity of the service. Pricing was fair, value was straightforward and shipping was fast and convenient. My dog loves the food...

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Hampton, SC
Verified purchase
Best investment in a property we've made so far! I especially love having the app and the convenience of knowing when each door opens and closes. Having the peace of mind of being...

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How does HomeServe work?

HomeServe is a home warranty company that offers various service plans to cover household systems and appliances. According to its website, HomeServe provides home warranties for nearly 5 million customers.

If you need to schedule a covered repair, you can call or request service from HomeServe online. The company will connect you with a local, licensed technician who can detect your issue and complete a repair.

The HomeServe app allows you to manage your account from your mobile device — you can make payments, add or cancel coverage and schedule service using the app.

HomeServe coverage and plans

HomeServe offers three service plans to cover repairs of your main household systems: plumbing, heating and cooling, and electrical. None of HomeServe’s plans have a service call fee. If you want to maximize your protection, combo plans are also available.

With each plan, you can choose the components you want to cover:

  • Plumbing: Sewer or septic lines, exterior water service lines, clogged toilets, leaking supply line to your hot water heater, repair or replacement of a burst interior water pipe and pipe replacement or repair

  • Heating and cooling: Heating and cooling systems, water heater, regulator valves, circuit boards and pilot burners 

  • Electrical: Electrical wiring and rewiring, outlets, switches and other qualifying repairs to wiring

HomeServe’s combo plans:

  • Home Appliance Repair Plus: Covers six major appliances

  • Complete Plumbing Plan: Covers seven home plumbing components

  • Premium Home Protection: Covers twelve home systems

Coverage options vary by location, so not all plans may be available in your area.

HomeServe cost

HomeServe plans start at $4.99 per month and have a $0 service call fee. The monthly cost includes the repair or replacement of covered systems as well as a one-year guarantee on all covered repairs. Total warranty costs vary by plan and location — provide your ZIP code to get the most accurate price.

We requested a quote for a home in Tulsa, Oklahoma, and got the following pricing information:

*Price quotes for Tulsa, Oklahoma, at the time of publishing. Prices and coverage may vary by location.

HomeServe discounts

Some plans include a 20% discount for your first year of service. You can also sign up for the company’s email newsletter and receive occasional special offers.

HomeServe coverage exclusions

Your coverage varies depending on what plans you select. It’s always wise to read the fine print on any warranty to give you a better idea of what’s included. Here are a few exclusions you may see in your contract:

  • 30-day waiting period: You can’t make a service call within the first 30 days of purchasing coverage.
  • Negligence: If negligence by you or someone else caused damage, those repairs aren’t covered.
  • Unusual circumstances: Damages caused by war, pandemics, natural disasters and other unusual circumstances aren’t covered.
  • Correction of repairs: If you tried to fix something yourself first, the cost of correcting mistakes isn’t included.
  • Unlisted systems: Parts of your home that aren’t listed in the “What Is a Covered Repair” section of the contract aren’t covered by your warranty.

How to file a claim with HomeServe

You can file a claim with HomeServe online, over the phone or through the HomeServe app.

  1. Have your HomeServe ID ready.

  2. Describe the problem you’re having and share your availability so the company can send out a service provider.

  3. Plan holders can call the emergency repair line to request help. Once you file a claim for an urgent repair, a service provider should contact you within four hours.

  4. If it’s a less urgent repair, you may not hear back until noon the next business day.

You can track the status of your claim using the company’s online tracking system.

Coverage limits

The coverage limits for HomeServe’s plans vary depending on which plan you have. Check out example contracts on the company website for more information on all of HomeServe’s plans.

For example, the Exterior water service line coverage has a $7,000 annual maximum benefit in Tulsa, Oklahoma. In Spokane, Washington, the maximum for the same type of plan is $12,000.

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FAQ

Where is HomeServe available?

HomeServe warranties are available across the U.S. To see if you can get coverage in your location, enter your ZIP code on the company’s website.

Can I pick my own service technician with HomeServe?

No, you cannot pick your own service technician with HomeServe. HomeServe works only with its network of licensed technicians, which means the service person who comes to your home is qualified — but you can’t pick who it is.

How do I cancel HomeServe?

You can cancel HomeServe by calling customer service, sending an email or contacting the company through your online account. If you cancel within 30 days of your start date, you can receive a full refund minus any claims paid. After that, you may cancel and receive a prorated refund.

How long is a HomeServe contract?

A HomeServe contract provides 11 months of coverage during your first year. There’s an initial 30-day waiting period before you can make a service call that starts immediately after your order is processed. Then, you’ll have coverage for the remaining 11 months.

Is HomeServe a legitimate company?

Yes, HomeServe is a legitimate home warranty company. It has been in business for over 20 years and has saved customers over $2 billion in covered home repair costs.

Does HomeServe charge a service fee?

No, HomeServe does not charge a service call fee, which sets it apart from many home warranty competitors that charge $75 to $125 per visit.

Is HomeServe worth it for older homes?

Yes, HomeServe can be worth it for older homes. If you have an older home, it’s best to take advantage of HomeServe’s coverage for exterior water lines, sewer lines and heating systems since these things commonly break in older homes.

Still have questions?

Is HomeServe worth it?

Yes, HomeServe is worth it for homeowners looking for low-cost, customizable coverage for specific home systems who value having no service call fee. Its plans allow you to pick and choose your coverage to create a one-of-a-kind warranty that works for your home. The company also has a one-year guarantee on all covered repairs. 

HomeServe may not be the best option for homeowners who need comprehensive appliance coverage and fast service response times.

One thing to keep in mind, though, is that each plan’s costs, terms and availability vary greatly by location. Negative reviews frequently mention issues with technicians, delays and unexpected charges. Be sure to read reviews for your specific region before signing up for a plan.

Take time to read the details of the plan you’re interested in and analyze the cost to decide if it’s right for you. Before signing up, check HomeServe's availability and plan pricing for your ZIP code. You may need multiple plans to get the exact coverage you want.

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HomeServe Reviews

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    Page 1 Reviews 0 - 35
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    TechStaffTransparency

    Reviewed Aug. 28, 2026

    We had to have our hot water heater replaced. It was a very difficult job because the heater was above the wash machine. The technicians, Andre and Michael were excellent. Their professional demeanor, patience with their explanations and neat work was so much appreciated.

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    Customer ServiceCoverageTechPunctuality & SpeedStaffWait Time

    Reviewed Aug. 17, 2026

    I had an exceptional experience with Kadric, a HomeServe representative who assisted me during a very stressful situation. My original appointment to repair my home’s cooling system had been canceled by the vendor, and I explained that I was particularly concerned about having to wait for another appointment because I have two young children under the age of three in my household.

    Rather than simply rescheduling me for the next available appointment, he went above and beyond. He offered to personally contact the available vendors to determine who could come to my home the soonest. His willingness to take ownership of the situation, advocate on my behalf, and find a solution made an enormous difference during what had already been a frustrating experience.

    I am incredibly appreciative of the compassion, professionalism, initiative, and genuine concern he demonstrated. Employees like him are an exceptional resource to a company and are the reason customers remember a positive experience even when something initially goes wrong. I sincerely hope HomeServe recognizes him for the level of service he provides. He deserves not only recognition, but also appropriate compensation and opportunities for advancement within the company. His professionalism, problem-solving skills, and willingness to go beyond what was required are qualities of someone who has the potential to excel in higher-level roles. Thank you for turning a difficult situation into such a positive customer service experience.

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      TechPunctuality & SpeedStaffRates

      Reviewed Aug. 9, 2026

      08.06.26 During N.E. Ohio heat wave, our A/C discontinued to work. HomeServe personnel were trying to schedule but all contractors were booked one week out. This however, was medically necessitated. I was connected with HomeServe Representative, Maury N. (last name protected). Maury scrambled & contacted McMurray Electric, (Dwight) Youngstown, Oh. and was here within one hour, diagnosed & repaired, professionally. Our Thanks & Appreciation to HomeServe, Maury N. & Dwight **. YES, Rating is solid 5 Star!

      Terrence J.

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      Customer ServiceTechPriceStaff

      Reviewed July 25, 2026

      Excellent experience starting when Brandon came out and gave us a quote to replace our HVAC. No pressure at all. When the team came out Preston, Anthony and Nicolas were professional, answered any questions I had as the project was underway, They placed tarps all over. Careful to remove the old furnace and install the new one. When completed Preston explained everything in detail. I needed some help setting up the thermostat and Brandon had Jose come by and he helped me with the set up extremely friendly. The permits were done by them. There was no additional charges. What I was told would happened went without a hitch. All three visits, quote, work and follow up the guys were all on time!

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsBillingRates

      Reviewed July 3, 2026

      Hi my friends. I rarely endorse anything. (Previous endorsements in my 20 plus years on Facebook involved, Babyfeet mask, and CleanEEZ wood floor restorer.) This one is for Homeserve USA. I heard about it thru Energy United, and I thought, sounds interesting. It’s very affordable, so I enrolled in several of their offerings. My house is older, so I was sure that any claim I might make, would have some sort of “hidden clause,” or “caveat,” that would deny coverage for certain events.

      Well, I recently, I had an outdoor water leak, and Bare Tech Plumbing came out multiple times to find it and fix it. No charge, other than the $40.70 annual exterior water service line protection. (Actual bill around $2,500.00.) Then I had an internal plumbing leak. (I had Interior Plumbing and drainage system protection.) Again, Bare Tech plumbing came out and fixed it. Again, no charge and they are very fast to respond. Needless to say, I also enrolled in Homeserve’s Exterior and interior electrical coverage and their Water heater repair and replacement. Both are very affordable and well worth the price. I am very pleased customer HomeServe USA! Thank you!

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      Customer ServiceCoverageTechPunctuality & SpeedStaff

      Reviewed Sept. 6, 2026

      Put a claim in on water line to house leaking in basement through exterior wall. Was told by HomeServe that it's not covered since leak is inside house. They did send a repairman out who said I was covered for repair. I was to contact water department to shut off water then call them to schedule repairs. I did contact repair shop (Rotor Man) and was told that Homeserve only covered the cutoff valve and was not replacing water line that was leaking. That is where it stands right now. I have had repair insurance for over 40 years now for water line replacement.

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      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceBillingNetwork Quality

      Reviewed Sept. 5, 2026

      Be sure to keep a copy of the exact wording of your policy. We have had policies covering sewer and water main lines and added a restoration policy as well. We have had these policies for over 20 years. When our water main started leaking underground in the beginning of August, they were very slow to respond. Their contractor hit a power line while digging to find the water pipes. The only way to safely fix our leak is to bore a hole under a two foot tall landscaping retaining wall. They say that our cost share is $2800 when no cost share is listed and we have coverage for landscaping to be replaced. My calls remain unanswered. I have even called the CEO and still have not had the leak fixed. It is now a month later and my water bill will be well over $1000 becasue of their delays in fixing the problem.

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      Customer ServiceTechPunctuality & SpeedMaintenanceStaff

      Reviewed Sept. 5, 2026

      I made a claim for a leak under a slab floor on Monday, 8/30/26. On Tuesday 9/01/26, they sent a plumber to pinpoint the leak; he advised me that he didn't want to mark on my tile floor and would just advise Homeserve where the leak was. He said that he was only there to find the leak and that another plumbing company would respond to conduct the repair. Later that evening, the 2nd plumber company responded and advised me that since the 1st plumber did not properly identify the leak, they could not conduct the repair.

      They advised me that they would contact a leak detection company, and we could reschedule for them to come back after the leak detection company pinpointed & marked the leak, which would be a week later. So I would have to wait 2 weeks or more to have the repair done and to have my water turned back on. That is totally unacceptable!

      I have contacted Homeserve at least 7 times since then to find an all-in-one plumbing company that can respond sooner, but their customer service operators continue to assign plumbers who have to rely on this one particular leak detection company. It is now Saturday 9/05/26, and I still do not have water. Homeserve just wants your money. It has been my experience that if you make a claim, you won't have anyone assigned to your claim to check the progress of the repair, to make sure everything is working out as it should. The call takers will not assist you with taking your issue to the next level. They'll just text you another plumbing company that can't complete the job, without another company who is booked solid until two weeks out. Homeserve is just a Dispatch operation; they don't really care about you.

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      Customer ServiceCoverageTechPunctuality & SpeedMaintenanceStaff

      Reviewed Sept. 4, 2026

      Water heater went out on August 20. Called HomeServe insurance that had a technician in my area, they came out quick, got my water heater started. It took them about 10 minutes, that was great.! The next couple days water heater went out again, called HomeServe insurance, this time it had to be scheduled the technicians come from Santa Clarita. I live in Oxnard. Took a few days, same tech came out, said our valve needs to be replaced.

      I’ve been paying this insurance for approximately 3 years or more, my water heater is 8 years old, you would think they would replace the water heater, no. They ordered the valve, valve was was put in September 4, 2026, it didn’t work, technician said, "Well maybe it’s the burner," my husband said, "So now you’re guessing, why don’t you just put in for a water-heater," Technician said, "Well I can’t turn off the water. The line is out in front yard," you can turn the water off with the water knob on top of water heater. Yikes! The technician left, my husband went, bought us a water heater installed by noon, sept 4, 2026 12:07. I had no hot water for approximately 3 weeks, They didn’t care. Moral of story - save your money for unexpected expenses. I will be canceling HomeServe.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenance

      Reviewed Sept. 1, 2026

      I found a ceiling leak above the microwave & stove at approximately 11:30 pm on Friday. I turned off water main. I called HomeServe, not intending to have them send someone at that hour, but I figured sometime Saturday would be ok. 2 am Saturday I received text that HomeServe was working on my claim. 3 am I received text from plumbing company in another county that they had scheduled me for Monday afternoon - 3 days after the leak.

      I called HomeServe on Saturday morning to let them know that 3 days without water was not acceptable. They said that they were sending my info to Level Two to expedite, and I should hear from them in 4 hrs. NOTHING!! I called after 4 hours, and I got the same story. They cancelled the plumbing company without asking me. I called again on Sunday morning. Still the same story. HomeServe notified me Monday that they were sending out a plumbing company, from another county, on Wednesday afternoon - that would be 5 days without water!

      By Wednesday I have had enough of their incompetence and efforts to avoid paying a plumber overtime during the weekend. I called HomeServe and I cancelled the subscription, and I asked for a refund which I'm sure that I'll never see. Five hours after the cancellation, the plumber showed up at my door. They never cancelled him. I hope his company charged HomeServe. HomeServe cannot be trusted to fulfill the contract. I paid a plumber $100 to fix my leak.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffTimeliness

      Reviewed Aug. 29, 2026

      I have paid for HomeServe to cover damage to my water and sewer lines for 4 years. Last week I had lightening strike a tree in my front yard and it damaged the water line to my house where it caused leaking of 64 gallons per hour. After turning off the water I called HomeServe and they had a plumbing service call within an hour. They said that the earliest they could fix my leak was in 10 days. I told them that it was unacceptable and was told that they would talk to their supervisor and get back to me quickly. I never heard back from them and called a company I knew who came out in 30 minutes and repaired the leak.

      The next day I called HomeServe again to tell them what happened and after the agent talked to her supervisor she informed me that pay my cost because I did not call the back. I then told the agent I wanted to cancel my policies and was transferred to the cancellation department. After explaining the entire episode again to her she asked me to hold while she talked to her supervisor. After more than 5 minutes they hung up on me and I still have not heard back from the company.

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      Customer ServiceContract & TermsRefunds & PayoutsBilling

      Reviewed Aug. 22, 2026

      My problem is with their billing. They are always saying oh you’re paid up then the next minute they’re saying I owe money the next minute they’re saying it’s a glitch in the system. If I pay it online, it doesn’t go through if I pay it by the phone it doesn’t go through then it does go through and they still say I owe more. I’m getting tired of it and I’m about ready to cancel. I was gonna recommend them to other people even though I’ve never really used them for anything. It’s more like a comfort that I’m paying for it but I’m just getting tired of it. And you try to get a supervisor you can’t get a supervisor and you just get the runaround. And I wanted to pay for it for a year but then I’m thinking yeah then it’ll be still sending me bills. Their system for paying the bills is the worst. It used to be good and easy and then after Covid since Covid mind you it has been absolutely horrendous.

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      Staff

      Reviewed Aug. 21, 2026

      I love Homeserve a very professional, they answer all the questions you have and they come as soon as possible. Fernando was really professional and excel in his. They careful the people. I will choose Homeserve. Please don’t trust anybody else.

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      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaffRatesNetwork Quality

      Reviewed Aug. 14, 2026

      I'd say 1 star is too many. In 2023 they sent a contractor who had an F-Rating to do my sewer line. They destroyed my driveway severed an electric wire to my garage and unlawfully buried it which is a serious life-hazard. They broke city sidewalks and left them,(municipal code violations) they abandoned a unprotected huge hole 6'x4'x6' deep and walked away they rerouted my sewerline without notice and it appears they failed to secure the part they cut off. I am a disabled senior citizen and they were made well aware that I have a serious cervical neck injury and the ruts alone that their contractor left in my front yard parking their heavy equipment there breaking sidewalks could cause me to fall and be paralyzed from the neck down for life.

      They promised to reimburse for securing the hole which was a OSHA LARA and municipal code violation and a huge liability. I worked and worked at moving 12,000 lb of dirt to fill in that hole overdoing it several days in a row barely able to walk and had to use a child size wheelbarrow because the only opening to get to the area was 28 to 30 in wide. They assured me " it would all be taken care of to my satisfaction". I am NOT satisfied! They should have never sent me an f rated contractor. They have changed the rules of the promise along the way handing me off from one agent to the next.

      On Aug 6,2026 I was led to believe that My reimbursement would be authorized by Aug 11..It was not and later I was sent an email asking me to confirm the amount and they flipped the numbers raising it $900. I responded and clarified and then got an out of office for next 2 days email..I responded to that and she was still in office and sent a blanket denial for all. This was not a warenty issue it was property damage by their F rated contractor which they are liable for they breached their promise to pay . They have refused to hand over the work-related paperwork for my property calling it proprietary but it is not and it is needed for safety of the electrician to estimate damages. I don't recommend this company to anyone and I will take it as far as it needs to go because no one should take advantage of disabled or senior citizens and then stick them with serious damage is unconscionable

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      Customer ServiceContract & TermsPriceBillingRatesCoverage Limits

      Reviewed Aug. 14, 2026

      Shadiest experience I have ever had with a company. I gave it a two star only because I want people to read it and we know most people ignore 0 star ratings. I noticed my gas bill had gone up in price, when I looked at it, it was the warranty service that I had signed up for that was agreed upon to be $20 a month. It went up to $60 a month. I contacted my gas distributor that I signed the agreement for the warranty with only to find out that they were not longer affiliated with HomeServe and that I would have to call HomeServe.

      I call HomeServe, and they tell me they sent notification of the changes, no they did not!!! I canceled the service, I will give their customer service this, they canceled right then and there and had all my information. They of course did disclose that the charge may still be in my next bill due to billing cycles...whatever, they always find a way to get one last pinch on your money. Well cut to today I get my next bill, not only is the fee still on this bill as they disclosed, but it is now $80. I am sure their line of reason will be a proration of some sort. Either way, I never do reviews, but this company in my opinion has shady practices and I would not trust them to hold themselves true to any services they claim to provide.

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      Customer ServiceTechRefunds & PayoutsMaintenanceWait Time

      Reviewed Aug. 9, 2026

      I experience the main sewage line crack/leak and called HomeServe (8/5). For a service that is an emergency home repair plan, their service and communication has been deplorable. To date as I am typing this 8:19pm on 8/8. The repair has not been done. I am unable to use the one bathroom in my home. I should have just had an emergency service plumber come fix this but my concern is that I will not be reimbursed for the expense although I have THREE plans with HomeServe!!! This is unacceptable and horrible.

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      Customer ServiceTechPunctuality & SpeedStaff

      Reviewed Aug. 6, 2026

      I was very pleased with my water heater installation. The response was very quick and they didn't overcharge. I am happy with the service and friendly technicians.

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      Customer ServiceCoverageTechStaff

      Reviewed Aug. 4, 2026

      Fraudulent. I had a covered air conditioner problem. Their contracted company employees, a woman with a huge chew of tobacco spitting in my yard, and an older man who smelled of booze and repeatedly grunted. Immediately both bellowed obsolete and she said not covered. Thankfully left, l called HomeServe requesting a decent professional to check my ac unit and was told the people who came were the only company in my service area. After hours and numerous phone calls to horribly bad customer service and incompetent management I gave up and purchases a new ac unit with a 10 year warranty. 2 other people I know gave had bad dealings with Homeserve. Don't waste your time or money with HomeServe. Avoid or cancel their service. It is impossible to have this bad if results with any other company.

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      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsMaintenanceStaffCommunication

      Reviewed Aug. 1, 2026

      HomeServe USA: We have had NOTHING but problems since HomeServe replaced 2 of our air conditioners not even a month ago. What should have been a straightforward installation has turned into a month of frustration, inconvenience, and poor customer service. One day I came home to find my kitchen flooded because the pump they installed failed. They replaced it, but 14 minutes later it still does not work properly. Since then have had 5 or 6 different technicians come to our home, and the issue still hasn't been resolved.

      The most recent technician told us he had never even seen that type of pump before. He looked at it, walked out to his truck to fill out paperwork and never returned. He just left! We've made countless phone calls trying to get someone to help us, but getting a response has been nearly impossible. We rarely receive return calls, and our air conditioning is still not working. No customer should have to deal with repeated equipment failures, water damage, multiple service visits, and a complete lack of communication after paying for a brand new system. We expected reliable service and professional support, but instead we have been left chasing answers while living without a functioning air conditioner.

      I also suffer from autoimmune issues and this has affected my daily day by day through the high temperatures. I cannot recommend HomeServe based on our experience. The installation, follow-up service, and customer support have all been extremely disappointing. We have an eyesore of some sort of contraption in my kitchen right now just so we have no leaks or floods from Happy. We also had to pay $600 to have the wall fixed, which they claimed they needed to open up but did nothing when they did. We found Home Serve the PSEG; they have a contract with them and even show up in one of their trucks. We thought by choosing them, it was a reputable company. DO NOT USE THEM!

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      Customer ServiceTechPrice

      Reviewed July 29, 2026

      HomeServe sent a salesman to my home to quote for a new steam boiler (with removal of old boiler). The Quote was over $16,000. I called a local Boiler contractor who installed the exact same boiler (with removal of old boiler) for $5400. Homeserve for new boiler installs is a TOTAL RIP-OFF!!!

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      Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffResolution

      Reviewed July 28, 2026

      5 years I have been paying for these services and when the unfortunate happened main water line that provides water from the meter to the home broke they quickly denied my claim making false accusations and non-existent claims and using their so called policy to back it up which it clearly says otherwise. Their customers service reps are extremely.rude and the escalation manager is no help at all after asking me to provide many pictures and emails came back with a decision to deny again withing an hour clearly showing that no escalation process was taking place. Decision was already made up beforehand. It's illegal for you to charge for a service and do not provide service. I will not stress anymore about this situation. That's why we have consumer protection attorneys.

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      Customer ServiceCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffTimelinessHonesty & TransparencyCoverage Limits

      Reviewed July 24, 2026

      DON'T GET SCAMMED BY THIS UDON'T GET SCAMMED BY THIS UNETHICAL COMPANY!! Homeserve is refusing to repair or replace our cooling system and will also not issue a refund after I was told I would get a roughly $1,500 refund. I filed an AC claim with Homeserve on 7/21/26. We were told on 7/22/26 that the problem with the AC unit is the compressor, but that the whole unit should really be replaced. We were given quotes for the compressor repair as well as whole unit replacement. Homeserve called me after the repairman let them know the problem and told me that while we do have up to $2,500 in repair coverage per plan year through Homeserve, they do not cover compressor repairs.

      I then hired another HVAC company to come the same day for a 2nd opinion and was again told that the whole unit needs to be replaced. The 2nd HVAC company recommended checking on replacement coverage, so I called Homeserve and asked about coverage for replacement. I was told they will not cover anything for a replacement, but if the unit can't be repaired and needs to be replaced, then I would be eligible for a refund of roughly $1500.00. The department that processes refunds was closed for the evening, so I called back the next morning. The representative then cancelled my plan before I okayed it because she said they can't see the refund total until the policy is cancelled.

      Then after it was cancelled, I was told by the rep that I would have to wait 60 days for the refund, then when I talked to a supervisor, she said that I won't get any refund because the plan year reset in March. I have paid for this coverage for over 12 years. I have spoken to Homeserve several times about this issue, and every time I call, I get variable and conflicting answers to my questions. Even when I called this afternoon to cancel the rest of my coverage plans, I was getting contradictory information on which plan covers which issue. I have paid for these home service plans for over 12 years, and now that I need to use it, Homeserve will not cover repair, replacement, or refund.

      This company has very deceptive practices. The information I have received has been extremely misleading, and I am a rather educated person with much higher than normal knowledge about things like home service industries as well as insurance and other coverage plans due to my work experience and insurance license. I truly fear for Homeserve plan holders who dont know these things or how to properly advocate for themselves.

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      CoverageStaff

      Reviewed July 22, 2026

      Don’t waste your money. If you have an issue, it is never covered by the insurance. They are no help at all when they send out a service person. It was a total waste of time and money.

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      Customer ServiceTechPunctuality & SpeedMaintenance

      Reviewed July 21, 2026

      I had 5 contracts with them, a customer for 6+ yrs only using yearly maintenance on A/C. The condensation lines need to be blown. This year it got hot very early April (on Staten Island NY). I went to put it on, heard like a banging and quickly shut it. Called for repair and Tech (Glen) came and said it needed some Freon fine, asked if he could do the condensation lines, sure no problem. Three months later my downstairs bathroom wall directly under unit has water streaming down. I call again and another Tech comes out (Chester I believe was his name), takes look and tells me that line was not only not attached to drain pan it was broke!!!! He tells me, "No problem. I'll replace line." A few minutes later he leaves. OK fine. 2 days later more water is streaming down and coming from under light fixture!!!!

      Call yet again a week ago last Monday July 20, 2026. Another Tech comes and informs me the drain pan that is connected to the condensation is cracked. WTF. Either the second Tech didn't bother see what he was connecting port to or the cracked pan connecting line to it. Either way they are responsible for the water damage to my wall and floor. After 8 phone calls, 2 to local office which was the worst example of customer service, I have gotten nothing but a run around and answered phone messages. Next call is my lawyer. You've been warned.

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      Customer ServiceCoverageStaff

      Reviewed July 20, 2026

      A total ripoff. I had "Mary" preapprove a plumbing repair, gave me a case number, assured me that I was covered. Filed the claim, heard absolutely nothing for 34 days, then called and told that repairs were not covered. They do love to say " I understand" Total clown show.

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      Customer ServicePricePunctuality & SpeedStaffBillingTimeliness

      Reviewed July 18, 2026

      Have been with this company for many years (Gas, Water & Sewer) with Auto Pay from my checking account. In May 2026 my account was billed and then the charges were reversed. The first time I called the representative was going to resubmit the charges. The next time I was told the account was suspended for non-payment. The next time I called they were going to escalate my complaint. The next time I called they had to open a ticket to have the Billing Dept figure it out. I've been waiting for a week with no response. This company doesn't understand the meaning of customer service.

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      Rates

      Reviewed July 18, 2026

      Dear Homeserve, over the past couple years you have sent countless Protection Plan offers. Which we have not returned any of them. I will make this very clear for you. Considering that we did not give Xcel Energy authorization to give our information to Homeserve, we are not interested so please remove our name from your system. If there is any further contact from Homeserve, it will be considered harassment and I will proceed with the next step.

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      Customer ServicePricePunctuality & SpeedStaffBillingHonesty & Transparency

      Reviewed July 16, 2026

      In March of this year, I called to cancel all of my services. During that call, I was informed that the recurring charges would be canceled, though it could take 1 to 2 billing cycles for them to stop appearing on my CenterPoint bill. Unfortunately, the charges continued well beyond the two-month timeframe. On July 16, 2026, I called again to find out why I was still being billed. I was told that the remaining charges were for different services that were not canceled during my March call because the representative only saw one account and canceled that one.

      I explained that I clearly stated I no longer wanted any of the services. In my understanding, requesting to cancel my services means canceling everything associated with my account—not requiring me to identify and cancel each individual item separately. I also questioned how these additional charges suddenly appeared if I had never been billed for the accounts they now claim were not canceled. If those accounts were not previously generating charges, why did they begin appearing only after my original cancellation request? I believe these billing practices are unfair and misleading. I should not have to wait another one to two billing cycles for charges to stop for services that I already requested to cancel months ago.

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      Customer ServiceCoverageMaintenanceStaff

      Reviewed July 16, 2026

      I have been a Home Service customer since 2015 or 2016. I always have been number one. Customer service repair company never have I ever had an issue until now. When I have the television stereo wanting coverage, I have had the call 3 times about the repair. I have talked to numerous customer service agents and it's a sad day. I probably will just drop the coverage. Because it's really ruined the how value I've had with home. Serve repair. But the television stereo warranty is a one. I hope that a supervisor manager would look at this review and take it to hard. Because if I would get another home Monty company and they would sell me and tell me, I wouldn't have this issue. Would a coverage? It might be tempted to go. Blessings have a good day

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      Customer ServiceCoverageRefunds & PayoutsStaff

      Reviewed July 16, 2026

      This company is the last place I would take out any kind of warranty coverage. When it comes to a claim, you get the same answer even from management. "Oh we are sorry; we don't cover that. We don't cover that." That's all you hear from them. Their people are rude and don't care about you as the customer. They want you to pay for a warranty that does not cover anything. You're better off going somewhere else or just fork it out of your own pocket. That's what you're going to end up doing with this crap company. My advice is to stay clear of these people.

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      Coverage

      Reviewed July 8, 2026

      Please whatever you do DO NOT BUY A WARRANTY FROM HOME SERVE, this company does not deserve your hard earned money, they are CROOKS AND CON MEN. They are like medical companies. You try to ask for service and they say it's not covered and deny the claim. (classic)

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      Customer ServiceMaintenance

      Reviewed July 7, 2026

      Have been a HomeServe customer for years. Absolute worst from customer service to maintenance to service time.

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      Customer ServiceTechPricePunctuality & SpeedMaintenanceStaff

      Reviewed June 24, 2026

      I wish I could give them no Stars because they almost completely destroyed my 3 condensors and 9 Mitsubishi Heads during their annual maintenance contract, which has taken me more than a year to straighten out with another company. It takes about 6 calls to make an appointment; then you have a 50:50 chance that they actually show up. They charge you over a 1000 bucks for a phony maintenance plan where they send an inexperienced tech to walk around hold a thermometer near your unit tell you all is well when the units are barely pushing air and really need a deep bib cleaning; then recommend condenser and mold spray for you to use on your own which causes black flakes to shoot out of your unit for a year or more. Then just proceed to use hose on the outside condenser. They caused more trouble than helped.

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      Customer ServiceCoverageTechPriceRefunds & PayoutsMaintenance

      Reviewed June 20, 2026

      I have had Homeserve for I think three years now. I have never had a positive experience with this company. Their network of providers for lack of a better term just suck. The first time I called them I had a broken water pipe in my front yard. I ended up calling a local plumber and paying for it myself. They could not get anybody to show up in a reasonable time frame. Now my water heater is down, and it will be about four days in total to get it fixed. My plan covers the first $1500 and I have been told my part will be $750. That's $2250 total. It would cost $2500 to just replace it.

      HomeServe Does not allow me to just pay another $250 and get it done. Instead, I will be without hot water for about 4 days. I have purchased a new plan with a different company that will be active in 15 days. Twice I had cooling system tune ups. It took more than a week to get someone to show up at a time we would be home. In short, they suck at what they do. We are done with homeServe and save yourself the frustration. Don't start with them is my advice.

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      TechRefunds & PayoutsBilling

      Reviewed June 16, 2026

      I paid a monthly payment for years for my inside plumbing. Then when I needed service, they were not able to assign any plumbers to my case. I had to pay for a plumber out of my own pocket that I was able to hire. They offered no refund of monthly premiums and no reimbursement for my plumbing bill. It was a total waste of money.

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      Customer ServiceCoverageTechPriceStaff

      Reviewed June 14, 2026

      I have been with HomeServe for years ... I call for service for both my AC and Hot water Tank.. When the service technician came he said I need an upgrade, the cost for the water tank $3,067 and the AC unit $18,000 .. insane!!!! My coverage on policy is $1,500 and $10,000 for repairs ... HomeServe refuse to cover any of the cost ... I'm retired and living on a low budget and cannot afford to do an upgrade.. All I'm ask for them to do the right thing.. Ever **

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      CoverageTech

      Reviewed June 12, 2026

      This company is cheating customers for the HVAC insurance. I have had this company for two different properties and when it comes time to do any work their "Homeserve" tech just comes and declares system as "condemned". Then if you try to contact them they give you the biggest runaround. Beware especially if you have an older system - I just cancelled both my policies.

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      Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffTimeliness

      Reviewed June 10, 2026

      My refrigerator broke down, paid deductible $100 for repair, Tech said that refrigerator is can not be repaired, called HS with was a transfer from IGS, they told me that I would have to purchase a refrigerator myself and they they would refund for the purchase after I submit the receipt. I buy another refrigerator for $1268, email the receipt, lady calls me 7 days later and tell me I would be receiving $248, when I questioned it I got disconnected. I called back and was told the person I spoke with was no longer in the office. I asked that person if that was the right amount, and they took 15 min and came back and said no, I think they looked at your receipt wrong, you should be getting back what you paid for the new refrigerator. She said that she sent the email to Bobbie who will call me the next day.

      I waited. No call, I called them and got a guy. Told him the situation. He told me the same thing that the lady said 2 days before. He sent me to c/s. Told that person the situation, they said that there was a mistake and that this Bobbie was out of the office, that she would call me the next day. Bobbie tells me if the cost of the repair was lesser than the cost of the refrigerator then that is what you get, wait the refrigerator could not be repaired, she didn’t want to hear me so I asked for a supervisor. I was on hold for 50 mins.

      I was told that I was being transferred to Supervisor Nicole, that like Bobbie was no help. And stated the same thing that Bobbie said. They kept saying to refer to my contact, I never received a contact, I was transferred to them by IGS, who stated that my appliances was covered 100%. It’s best to go with a true home warranty company, because the money I pay them per month I could have purchased my own refrigerator without any headaches.

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      Verified purchase
      Customer ServiceClaims HandlingCoverage

      Reviewed June 6, 2026

      HomeServe denied my claim even though I called them in the first place because the sewage authority camera and failed the line for inspection. Don't waste your money on this coverage!

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      Customer ServiceStaff

      Reviewed June 5, 2026

      TERRIBLE experience dealing with this Company and the Most UNPROFESSIONAL Customer Service I have ever dealt with!. If I could leave 0 Stars I would!.

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        HomeServe Company Information

        Company Name:
        HomeServe
        Year Founded:
        2003
        Address:
        601 Merritt 7, Ste. 600
        City:
        Norwalk
        State/Province:
        CT
        Postal Code:
        06851
        Country:
        United States
        Website:
        www.homeserve.com
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