2-10 Home Buyers Warranty Reviews

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Edited by: Amanda Futrell
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About 2-10 Home Buyers Warranty

2-10 Home Buyers Warranty offers simple home warranty plans at reasonable prices. The two plans make it easy to get the coverage you need, while optional add-ons extend the coverage to additional systems. The company’s plan agreements are clear and understandable, which is a nice touch, and claims are handled through a simple online process.

Pros
  • Straightforward plan selection
  • Easy-to-understand plan agreements
  • Sensible add-ons to expand coverage
  • Cost and service fees in line with industry averages
Cons
  • Annual plans don’t automatically renew
  • Some complaints of long waits and claims denials

Featured Reviews

Cornelius, NC
Verified purchase
The air conditioning no longer blew hot air and the experience when I submitted the claim to 2-10 was fantastic. It was called in on a Friday and they said that I might not hear f...

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Laurel, MD
Verified purchase
We canceled three home warranties with 2-10 for various reasons, but I was completely blown away by how many times I had to call just to reach someone efficient and knowledgeable....

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2-10 Home Buyers Warranty plans

2-10 Home Buyers Warranty gives homeowners around the country peace of mind and financial protection, helping minimize the burden of costly repairs. A 2-10 Home Buyers Warranty service agreement gives homeowners nationwide access to a network of more than 6,000 authorized, independent service contractors. They can also access an online Homeowner Portal to manage their account, request service and renew their service agreement.

Coverage packages cover the cost of repairing or replacing certain systems, including parts and labor, for one low service call fee.

  • Simply Kitchen: The Simply Kitchen plan is 2-10’s most affordable plan. It covers your kitchen appliances, including: built-in microwave, dishwasher, range, oven, cooktop, refrigerator with ice maker and beverage dispenser.
  • Complete Home: The Complete Home plan is the most popular. It covers kitchen appliances, heating and cooling, and plumbing and electrical.
  • Pinnacle Home: The Pinnacle Home plan offers the most coverage. It covers everything in the Complete Home package as well as your washer and dryer and includes other upgrades. 

2-10 service plans are not available in Alabama, Alaska, Hawaii, Montana, New Hampshire, North Dakota, Oklahoma, South Dakota or Wyoming.

2-10 Home Buyers Warranty coverage

The company’s Systems and Appliances service agreement covers the repair or replacement of major home systems and appliances, including parts and labor.

  • AC/freon split system
  • Furnace
  • Plumbing
  • Water heater
  • Electrical panel/wiring
  • Refrigerator
  • Oven
  • Dishwasher
  • Built-in microwave
  • Disposal
  • Trash compactor
  • Washer/dryer

Optional coverage: Available for home buyers, 2-10 offers optional coverage at an add-on rate for the following items: pre-season HVAC tune-up, extended pipe leak, roof leak, septic system, pool/spa equipment, water softener and well pump.

2-10 Home Buyers Warranty coverage exclusions

2-10 Home Buyers Warranty covers the failure of systems and appliances due to normal wear and tear. Pre-existing conditions will only be considered for coverage if they were unknown and could not have been detected by visual inspection or simple mechanical test. 2-10’s service agreement does not cover damage due to misuse or abuse or natural disasters. They also won’t handle hazardous materials, like asbestos.

As is typical with most home warranties, 2-10 does not cover cosmetic defects. In the event a replacement item is provided, there are no guarantees they’ll match the existing brand and color of your current item.

Code violations and haul away services are only covered with the Supreme Protection add-on and HVAC Plus plan add-on. Commercial appliances are not covered under the warranty.

There may also be item-specific exclusions. These will be listed in your contract, so be sure to look for these and understand your coverage. Often, parts and components deemed non-essential to the core function of the item may be excluded. For example, while most of your kitchen appliances may be covered, parts like glass, shelves and accessories may not be covered.

2-10 Home Buyers Warranty cost

The monthly cost for 2-10 Home Buyers Warranty starts at $27 for the kitchen appliance plan. Your total cost will vary by plan and your selected service call fee, which ranges from $85 to $125. Their monthly rate comes at a lower cost than the industry average, while their service call fee runs slightly high. If you select any add-on coverage, this will also increase your monthly payment.

2-10 Home Buyers Warranty coverage limits

2-10 Home Buyer’s Warranty lists the maximum aggregate liability for all claims in a contract term at $25,000. This is one of the higher limits we’ve seen. There is also an item specific limit on certain appliances and systems. This is the maximum 2-10 will pay for the repair or replacement of the item within one contract term.

Item2-10’s coverage limit
Built-in or sealed refrigeration units$2,500
Faucet repair and/or replacement$150/faucet
Toilet replacement, in the event of sediment/ calcium build-up$300/toilet
Limited roof leak$1,000/term
Septic system$500/term
Swimming pool$1,000/term
Well pump$500/term
Steam, hot water heat, hydronic systems, geothermal and water source systems, air conditioners, high-velocity systems$1,500/term
Concealed or concrete encased items pertaining to ductwork, water, gas, drain, piping, leaks, breaks and wiring$500/term
*Limits subject to change. Check your service agreement for up-to-date numbers

2-10 Home Buyers Warranty FAQ

Is a home inspection required by 2-10 Home Buyers Warranty?

No, a home inspection is not required to get coverage from 2-10 Home Buyers Warranty.

Can I choose my own service provider?

Maybe. In the event that a 2-10 authorized contractor is unavailable, you may be able to select your own technician. The technician will diagnose the problem and then call 2-10 for prior authorization before beginning the work.

Is there a cancellation fee for 2-10 Home Buyers Warranty?

Yes. A $25 processing fee will be applied to your cancellation. Cancellation within 30 days entitles you to a full-refund less this fee, while cancellation after 30 days will receive a pro-rated refund. Cancellation must be submitted in writing via email.

How do I request a service from 2-10 Home Buyers Warranty?

Claims can be submitted online through the 2-10 homeowner portal or by calling their toll-free number. Both methods are available 24/7, and you can log in to the homeowners portal to check the status of your request at any time. To request service from 2-10 Home Buyers Warranty:

  1. Submit a claim to 2-10.
  2. 2-10 will assign and dispatch a service contractor.
  3. Dispatched contractor will diagnose and repair the item if it’s covered under your warranty.
  4. You will pay the service call fee.

Emergency service: In emergency situations, 2-10 will make every effort to expedite a technician to your home within 24 hours.

Is there a waiting period before you can start using a home warranty from 2-10 Home Buyers?

Yes, there is a 30-day waiting period before you can request service from 2-10 Home Buyers. If you are renewing your home warranty, you can start using it immediately.

Is 2-10 Home Buyers Warranty worth it?

2-10 Home Buyers Warranty gives homeowners around-the-clock peace of mind should something in their home break. In business for nearly four decades, the company has accrued valuable experience taking care of homeowners around the country. Homeowners should be prepared to pay a service call fee for each separate service request. Overall, we found the pricing fair and the coverage adequate, if a little less comprehensive than other plans available. If you’re looking for straightforward coverage of your major systems and appliances, 2-10 should fit the bill.

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2-10 Home Buyers Warranty Reviews

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    Page 1 Reviews 0 - 10
    Verified purchase
    Customer ServiceCoverageTechSales & MarketingPriceRefunds & PayoutsStaff

    Reviewed Jan. 25, 2026

    If I could give a zero star, I would. We got a Home Buyers Warranty for the house we bought. From our realtor with the sales agent at 2-10, Brian **, we were sign up for their supreme coverage. When I had a question about our coverage, I contacted Brian. He informed me that I was assigned the simple coverage. I informed him that was incorrect. I resent him the information that he sent to my realtor with the supreme coverage.

    The Warranty number he provided me wasn't even the Warranty number of our purchase. Brian ** said he will fix it and get it taken care of. Today, I received a letter from 2-10 saying that I owe them more money for the supreme coverage. The home warranty cost was part of the closing paid by the seller per purchasing contract. From the informed I've gathered, they are forcing me to pay for their clerical error. This makes me question the legitimacy of this company. This alone tells me that they have very poor customer service and do not take accountability for their errors.

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    Customer ServiceOnline & App

    Reviewed Jan. 23, 2026

    Been on hold w claims for over an hour, after calling another department first, and was told "due to high volume calls, couldn't reach anyone, use the website", then got hung up on. The website does not allow you to contact them via email, suggests you call!!!

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      Customer ServiceTechSales & MarketingPricePunctuality & SpeedStaff

      Reviewed Jan. 22, 2026

      NEVER USE THIS COMPANY. I cannot stress this enough. We have had them for 4 years and this is the first claim we have submitted and they have been an ABSOLUTE NIGHTMARE to work with. They tell the contractor they'll get back to them in 3-5 days even if it's something like having no hot water. If you call into the sales line they will answer right away, but if you call customer service or the claims department you will wait on hold for over an hour and then be given some bullshit excuse.

      When I finally got a hold of someone, I brought in the contractor from the other line (because the rep conveniently couldn't get ahold of them, but when I tried the contractor he immediately answered). When I merged the call the rep conveniently said he couldn't hear me and then hung up (he could hear me because the other guy could hear me). They also wanted to pay the contractor only $335 dollars for a full water heater replacement which anyone with a brain knows it costs more than that. When I talked to a customer service rep she said I could escalate the claim through the portal, but guess what? No you can't. Absolute scam of a service. Never use them.

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      Customer ServiceCoverageSales & Marketing

      Reviewed Jan. 16, 2026

      I would leave 0 stars, I’ve had them for 7.5 months since I bought my property. Had inspected before purchasing. About halfway in to winter, my furnace goes out so I have them come out, they take pictures and send it in for review for replacement. The warranty then comes back and says the damage is conveniently 2 weeks older than the policy I’ve had. I’ve spoken to multiple HAVC pros, and they all told me there is no way to tell how old rust is and even had someone tell me the very little bit there is is new, but they still don’t want to cover me. Don’t waste your time or money with this company, it’s a scam. Also took me 2 weeks just to get ahold of customer service.

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      Customer ServiceClaims HandlingPricePunctuality & SpeedRefunds & PayoutsMaintenanceCommunicationTimeliness

      Reviewed Jan. 16, 2026

      I filed a claim for a leaking washer and paid my deductible, but the issue has still not been resolved after five months. Parts were never ordered, then the wrong parts were sent, leaving my washer unusable. Even after repairs, the washer is still leaking. The repair company, Reliable Appliance Service, missed my last scheduled appointment without notice. Contacting 2-10 customer support is nearly impossible. I once waited 1 hour and 45 minutes on hold with no response. Due to the delays, poor communication, and low-quality service, I have already switched warranty companies and am still waiting on 2-10 to resolve this claim. Horrible service, stay away from 2-10 Home Warranty.

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      Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffRates

      Reviewed Jan. 16, 2026

      The seller used this company's home warranty as a bargaining chip and the warranty has been a complete headache. Please, do not make the same mistake. The heater stopped heating and the internal temp of my house dropped to 52°. A quick Google search stated the majority of heating and air companies closed soon, so I got on multiple phones calling 2-10 as they clearly state, "THERE IS NO WEEKEND OR OVERTIME/AFTER HOUR without approval or you will need to follow the proper channels to be reimbursed. Over an hour on the phone with multiple phones all calling! Nothing!

      I went back and tried to contact 2-10 while waiting for the repairman and still nothing. That was a month ago. I've tried multiple times to reach a human for a month now and the closest point to reimbursement I've gotten is with a representative that is attempting to renew my worthless membership. Anywho, avoid the same 💩! Request for the seller to buy down the interest rate instead, lol.

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      Customer ServiceCoverageTechPriceRefunds & PayoutsNetwork Quality

      Reviewed Jan. 15, 2026

      I have had coverage for more than 4 years and I never had a claim until recently. The tech never showed up, I was authorized to use my own choice, I uploaded all requested documentation and I was told that I would receive a pay out for much less than cost of replacement. I still haven’t received anything, today I got hung up on, been promised a call back, etc…I have been told 6 different things, customer service has been terrible. They take the money out of my account every month faithfully, and simply will not do their jobs. It’s been by far my worst experience with a home warranty company.

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      Customer ServiceClaims HandlingPunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingWait Time

      Reviewed Jan. 14, 2026

      I have been a customer for 7 years. I have never filed a claim before. This is my first time filing a claim for my stove top I have been going back and forth with this company for MONTHS now to get this handled. In 7 years I have paid for 2-3 stoves by now. Never late! I filed a claim for my stove top this one time, not even a whole new stove. They sent an adjuster out, then the company claimed they don't have photos he took. I then sent in photos and the representative I was on the phone with claimed she received them. I was told a manager would call me. After waiting for a week of course no one contacted me. I then had to call back (each time I call its 1 hr wait time to speak with someone) That representative claims no photos where received. I sent more photos directly for them to tell me another department has to review it. I have gotten a different answer each time I have called in here.

      Every time a manager is supposed to call me back nobody does. This company has been giving me the run around for months. It is so easy to make the monthly bill payment but when its time for a claim, this company does not make it easy, convenient, or their pleasure. All that has been done is me taking hours out of my day to stay on hold and get bounced around from department to department. This is literally the worst service I have ever experienced. I'm so disappointed in my experience.

      I'm sure this review means nothing since I was told that there is no way to speak to a manager unless they call you, but since that never happen I won't expect much. You guys tell me yesterday the pictures were received and approved and to expect a call setting up the repair ONLY FOR SOMEONE TO CALL ME TODAY TO SAY ITS DECLINED?! I’m livid. I’ve wasted so many months of my life going back and forth with this company. I’ve paid for multiple stoves by now. Didn’t even ask for a stove just a stove top. No accountability at all. Disappointed is an understatement.

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      Punctuality & SpeedStaffTransparency

      Reviewed Jan. 2, 2026

      I raised a claim on Dec 20th for HVAC, it is Jan 2nd today. After waiting for 30 mins to speak to the representative, the update I have is they are waiting for parts and it will take 3 weeks. I live in NJ, without heat for another 3 weeks. When I expressed my dissatisfaction, the representative said she will check with the Claims department and I've been on hold. Now it is an hour and 30 mins, still waiting. I have had similar experience a few years back also, but I've continued with them. Not after this!

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      Customer ServiceSales & Marketing

      Reviewed Dec. 22, 2025

      I am so disappointed in 2-10 Home Warranty, I am a new home owner and I purchased a Warranty for a entire year through this company, I want new home owners to be aware of my experience. I didn't know how long this house was unoccupied but I wanted to protect myself from any possible issues, purchased the home in September but my furnace wasn't heating the house anymore so I called my house Warranty company in November. A service company of 2-10 choosing comes out and take measurements, pictures and hangs a danger sign on my furnace then the guy said, "2-10 will review the info and call you next week." No one calls me back, I call Wednesday of the following week. They say no one has reviewed the information, and someone will call me back.

      I call them Thursday because now it is getting colder outside, 2-10 Home Warranty says I was denied because it was a pre-existing condition. WHAT??? If this is the case ALL homes have a pre-existing condition unless I buy a new build home but these people took my money in advance for a whole year and refuse to get me service. I feel I have been scammed out of my money and I am still in the COLD and I suggest you search for a better company than what I am going through.

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        2-10 Home Buyers Warranty Company Information

        Company Name:
        2-10 Home Buyers Warranty
        Company Type:
        Private
        Address:
        13900 E. Harvard Avenue
        City:
        Aurora
        State/Province:
        CO
        Postal Code:
        80014
        Country:
        United States
        Website:
        www.2-10.com