The Credit Pros Reviews
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About The Credit Pros
Established in 2009, The Credit Pros is a credit repair company that helps clients improve their credit scores by disputing credit reporting errors to the three credit bureaus (Experian, TransUnion and Equifax). Depending on the level of service you sign up for, you can get unlimited credit dispute letters and credit counseling from certified credit experts.
- 60-day satisfaction guarantee
- Free consultation
- Services in Spanish
- Can get expensive
- Must mail or fax reports
- No credit repair with base plan
Helpful Reviews
How The Credit Pros works
Once you are a client of The Credit Pros, a specialist will begin sending letters to the three credit bureaus addressing inaccurate items on your credit report. It takes about 60 days to see improvements on your credit report. When you receive updated credit reports, you then mail or fax them to The Credit Pros. You’ll continually send updated copies throughout the process.
The Credit Pros disputes negative marks on your credit report on your behalf. You can start with a free consultation, which won’t affect your credit score. Once you’re a client, a specialist will begin sending letters to the three credit bureaus addressing inaccurate items on your credit report.
It takes about 60 days to see improvements on your credit report. When you receive updated credit reports, you then mail or fax them to The Credit Pros. You’ll continually send updated copies throughout the process.
Once The Credit Pros successfully removes an item from your report, the company will reinvestigate for free if the negative mark gets reinstated to your credit report.
The company uses secure sockets layer (SSL) security technology to encrypt sensitive information. When you browse The Credit Pros website, you do so anonymously, and your personal data isn’t collected. Your information is then maintained with industry-standard safeguards.
The Credit Pros plans
The Credit Pros offers three monthly plans. The Money Management Plan focuses on building credit, while the Prosperity Plan and Success Plus Plan include credit repair services.
- The Money Management Plan includes one credit bureau report and score, dark web monitoring, TransUnion fraud alerts, real-time account syncing, bill reminders and tools for budgeting and debt payoff.
- The Prosperity Plan includes all of the features from the Money Management Plan, plus unlimited disputes with all three credit bureaus, creditor interventions, cease-and-desist letters, letters of reference and access to reports and scores from all three credit bureaus.
- The Success Plus Plan includes everything in the Prosperity Plan, plus positive payment reporting and a credit-building tradeline, which may help clients add positive payment history to their credit reports.
The Credit Pros fees
The Credit Pros offers three tiers of service at different monthly rates:
- The Money Management Plan costs $69 per month and has a $119 first-work fee.
- The Prosperity Plan costs $129 per month and has a $129 first-work fee.
- The Success Plus Plan costs $149 per month and has a $149 first-work fee.
You can cancel your service at any time.
The Credit Pros FAQ
Where is The Credit Pros available?
The Credit Pros is available in 46 states. At the time of publishing, it’s unavailable in Kansas, Maine, Minnesota and Oregon.
Does The Credit Pros offer any guarantees?
Yes, The Credit Pros offers a 60-day satisfaction guarantee. Like all credit repair companies, The Credit Pros can’t guarantee an outcome. But if you’re unsatisfied after 60 days, the company says it will extend your service for free for up to the same number of months you’ve already paid for.
Do I need a hardship to use The Credit Pros?
No, anyone can use The Credit Pros to dispute misinformation or negative marks on their credit reports. A free consultation is the best way to see if the company can help in your situation.
Will using The Credit Pros hurt my credit score?
Working with The Credit Pros should help your credit score, especially if you are able to remove negative marks on your credit report that aren’t supposed to be there. While working with The Credit Pros, you must continue to make on-time payments to creditors to avoid further issues.
Still have questions?
Is The Credit Pros legit?
Yes, The Credit Pros is a legitimate company. According to the company, it has helped over 100,000 clients remove tens of thousands of questionable items from their credit reports. It can take longer than expected to dispute issues on your credit report, but it offers a 60-day satisfaction guarantee that may extend your service at no additional cost if you’re unsatisfied.
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The Credit Pros Company Information
- Company Name:
- The Credit Pros
- Company Type:
- Private
- Year Founded:
- 2009
- Address:
- 60 Park Place Suite 200
- City:
- Newark
- State/Province:
- NJ
- Postal Code:
- 07102
- Country:
- United States
- Website:
- thecreditpros.com










