Speedy Cash
AUTHORIZED PARTNER

Speedy Cash

 4.1/5 (1825 ratings)
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Speedy Cash

About Speedy Cash

Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash) and provides payday loans, installment loans, title loans and lines of credit online, over the phone and in stores. For the past 25 years, Speedy Cash has strived to provide a clean, safe place where people who need cash can access it conveniently.

Overall Satisfaction Rating

  • 5 stars
  • 4 stars
  • 3 stars
  • 2 stars
  • 1 stars

Pros

  • Get funds in as little as a day
  • Online and in-store services
  • Loans from $50 to $26,000

Cons

  • High APRs

Bottom Line

Speedy Cash is a short-term lender that offers payday loans, installment loans, title loans and lines of credit to help you get the money you need fast.

Speedy Cash Reviews

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2 featured reviews
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Page 54 Reviews 1570 - 1600
Rated with 1 star
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Verified Reviewer Verified Buyer
Original review: Sept. 14, 2014

Under my state law in Oklahoma payday loan companies are required to allow installment payments after 3 consecutive loans. I notified Speedy Cash by phone and mail that I wanted installments and provided the law to them, but they told me I have to wait to default to make payments. But that tacks on a charge, so instead I refuse to pay them at all and will contest anything they put on my credit report or fight them in court since they don't follow the law.

Speedy Cash response

Nathan – We have been trying to reach you. We welcome customer feedback and questions. Please call a customer service representative at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 14, 2014

I wish you would rise my amount of the loan I could get. But outside of that you guys are a-ok.

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Sept. 13, 2014

So far I like the service I have received.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 13, 2014

I think Speedy Cash is the best source of help.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Sept. 13, 2014

Your services are fair and fast. They have helped me tremendously and I look forward to doing business with you.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 13, 2014

Speedy Cash has been helpful and easy to work with for my needs.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 11, 2014

Great customer service.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 10, 2014

Speedy Cash is great and convenient. I get the money in my account the following day.

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Rated with 1 star
Verified Reviewer
Original review: Sept. 9, 2014

Speedy Cash is convenient when you need them, but when you can't pay them due to income change, they tell you it's nothing they can do about that either pay or they will overcharge your account with lots of fees. I think this is wrong no matter how many arrangements you have. You think they would do what's best for the customer instead of what's right for company...

Speedy Cash response

We are currently trying to reach you. Outstanding customer service and good outcomes are core to Speedy Cash values. Our customer service representatives stand ready to help customers anyway possible at 1-877-315-8491 or via email at CustomerService@SpeedyCash.com.

4 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Sept. 8, 2014

I have been a member to Speedy Cash for only a couple months and they have been really good about the loans when I needed them but recently I've tried to take a loan out when I really do need the money and I've had to do it multiple times because they keep canceling my loans and there is no reason because I always pay on time so I'm not sure why. I have called 3 times and have gotten hung up on all 3 times!

Speedy Cash response

Jesus – We have been trying to reach you. Addressing customer needs is our top priority. For immediate assistance, please call a customer service representative at 1-877-315-8491 or email at CustomerService@SpeedyCash.com.

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Rated with 1 star
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Verified Reviewer
Original review: Sept. 7, 2014

I experienced serious financial situation July 2013, went to speedy loan Round Rock, TX. Was not fully informed about the payback plan. I received $1440.00 with $270.00 payback each month. I figured it was like any loan after 6 months it would be paid off. But no I found out those payments hadn't touched the payback amount but were payment for the privilege of them loaning me the money. I have had to renew twice to the tune of $337.00 just to renew and am going to have to renew again in October because I just can't afford to pay more than the $270.00 each month or pay it in full. I Calculate I have paid back at this time 3 times what I borrowed. When I spoke to the manager the first 6 months and told her if it had been explained to me like that at the time, that I would NEVER have taken a loan like that she said, "Oh well those people hadn't been trained right and none of them worked there anymore." Please someone provide me with an answer to stop this madness.

Speedy Cash response

Jeanne- We do our best to inform our customers of loan rates and terms and encourage payments to be larger than the minimum due as much as possible. We do understand that tough financial situations arise. Please give us a call at 1-877-315-8491 if you'd like to speak with us.

10 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 7, 2014

I have no complaints with anything or anyone. The people I have worked with were always respectful, helpful, courteous, and very professional in teaching a conclusion to my requests. This is not a complaint, just a comment on the loan amount; it would be more helpful for me if the minimum amount could be raised to $300.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 6, 2014

I am and always will come back as you are all very helpful with helping me in times of need.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 5, 2014

Speedy Cash is great when in time of need. The online experience is fantastic and hassle free.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 5, 2014

I have never had a problem with getting loans from Speedy Cash. I highly recommend them.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 5, 2014

I am very pleased with the service.

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Rated with 1 star
Verified Reviewer Verified Buyer
Original review: Sept. 4, 2014

I have never been to a Speedy Cash office or never had to get any payday loan. I am trying to purchase a car and when my credit was pulled I noticed that there was a balance of $1252 loan that I never took out. This has caused a huge factor in the interest rate of this car loan. I have tried to contact Speedy Cash corporate office and have left messages and I have had no luck. I know if I could talk to someone there that we could figure this to be an internet fraud case. I did talk to a local Speedy Cash and they did tell me the loan was done over the internet.

Speedy Cash response

Rodney - We take fraud very seriously. Please file a police report regarding the loan on your credit report. Fax the police report to 1-316-771-8801 so that we can mark the loan as fraud. If you have any questions, please don't hesitate to call us at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

2 people found this review helpful
Rated with 1 star
Verified Reviewer
Original review: Aug. 27, 2014

I got a payday loan for 250 dollars. I just needed it until my next payday. I paid it off two days early using the website. During the processing time after you hit submit, the website stopped responding. They took 294.12 out of my bank account but on the website it showed it as unpaid. I called and spoke to customer service and the person I was talking to extended my due date and said it would be investigated. Those days past and they automatically charged my account again for 294.12. I called again. They deny any payment before they charged me. They said I would have to handle it through my bank, which I did.

My bank reversed the first payment and closed my claim case. The next day Speedy cash automatically took out another 294.12 saying that they received a reverse transaction. I told them that was my claim from the bank. They asked me to fax over my bank statements, which I did. They admitted to seeing what I was claiming but then refused to help me. They even went as far to say if I make a claim again they will charge me again. So here I am out of 294.12 dollars and with no one from speedy cash willing to help me. I will not use again and I will not allow any friends or family to use speedy cash. There are better companies that won't rip you off.

Speedy Cash response

Bryan - Thank you for allowing us a chance to respond. We are looking into your account now to see what happened and should be in contact with you shortly. If you would like to speak to someone right away, please call us at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

12 people found this review helpful
Rated with 1 star
Verified Reviewer Verified Buyer
Original review: Aug. 26, 2014

These idiots made a fraudulent loan to someone using my name and social security number. No credit bureau inquiry was made. They obviously didn't bother verifying any information provided by the cyber criminal. ProtectMyID reported derogatory information from a collection agency - Ad Astra Recovery -- Weird, they're in the same city as Sleazy Cash. Now I have to prove to the collection agency that I didn't get this loan because of Sleazy Cash's irresponsible lending practices.

Speedy Cash response

Mark - We do everything in our power to prevent fraud. If you haven't done so already, please file a police report and fax it to us as soon as possible. Our fax number is 1-316-771-8801. If you have any questions, please call us at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

5 people found this review helpful
Rated with 1 star
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Verified Reviewer Verified Buyer
Original review: Aug. 26, 2014

Getting the loan was easy. Paying it off is hard. I got a loan for 750.00 and I have been making over 200.00 payments for several months now. I checked my payoff balance and it is 834.05. I called SC and they told me that I was making the min. Payment so only $12 was going to my balance and I paid $1450.83 in interest. They are charging me and they will you too an APR of 347.75%. Do not mess with this company. They are thieves!

Speedy Cash response

Frankie - Our loans are meant to be short-term and we strongly encourage speedy payback. Please contact us at your convenience, as we are always willing to do what we can to relieve financial stress. Call us at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

13 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 25, 2014

I have been very pleased with speedy cash as a pay day loan customer. The process is fast and once the loan request has been processed and approved the money arrives exactly when they said it would. The services they have provided has been top notch.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 23, 2014

Only thing that could be added for repeat customers is better pay back rates to show you are a loyal customer.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 23, 2014

Speedy Cash is great for loans. Reasonable fees, and they're actually "speedy" when it comes to receiving your money. No hassle at all

4 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 23, 2014

Great service. Fast results.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: Aug. 22, 2014

Good service, thank you.

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Rated with 2 stars
Verified Reviewer
Original review: Aug. 21, 2014

My wife applied for the express installment loan the Speedy Cash location in Stanton CA today. Keep in mind that myself, my wife and my mother-in-law have been Speedy Cash customers for quite some time in good standing. She was denied the loan for the following reason: "Unable to verify previous credit relationships" and no one could tell us what that means. It sounds as if it is an internal application process issue rather than anything to do with her credit history. All information is accurate and we can pull a copy of her reports without any problems and easily see her credit history. So what is so difficult in verifying that?? We had hoped to get this loan for our trip out of town this weekend but it appears we now must find other sources.

Speedy Cash response

Kris - Speedy Cash regularly performs underwriting for different types of loans. We would suggest reviewing your credit reports and taking steps to correct any errors or incorrect information. In many cities, there are also low cost credit counseling options that can be beneficial. If you have any further questions about our approval process, please give us a call at 1-877-315-8491 or email us at CustomerService@SpeedyCash.com.

3 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 18, 2014

This is the best place I've come across.

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Aug. 14, 2014

Response was fast and application was easy. Thank you.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 14, 2014

Fast, easy. SpeedyCash!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 12, 2014

Thanks for the help when I needed it. Your staff is wonderful to work with.

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Speedy Cash Company Information

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Company Name:
Speedy Cash
Year Founded:
1997
Country:
United States
Website:
www.speedycash.com

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