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Silver Cloud Financial
Silver Cloud Financial
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Overall Satisfaction Rating
4.67/5
  • 5 stars
    15
  • 4 stars
    0
  • 3 stars
    3
  • 2 stars
    0
  • 1 stars
    0
Based on 18 reviews that contain star ratings
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Silver Cloud Financial

ConsumerAffairs Accredited Brand

Silver Cloud Financial, Inc. provides short-term financial relief for anyone, regardless of credit score. Within minutes, you can receive your approval for a tribal loan between $300-$1,000. All processes are secure and follow federal and tribal regulations, as well as OLA guidelines. There are no hidden fees or prepayment penalties and you may qualify for same-day funding. Visit our website to learn more and apply today!

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18 Silver Cloud Financial Consumer Reviews and Complaints

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Page 1 Reviews 1 - 18
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 16, 2018

Silver Cloud Financial was super good. I was trying to get more money but I didn’t get what I was looking for. But the lending process was very easy and quick.

Silver Cloud Financial response

Hi Jean! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 12, 2018

Someone got their loan through Silver Cloud and they said they were a lot more reputable when it comes to dealing with a loan. I've been with this company for a while now. The process was quick and easy, and I really appreciate it. I've had other loans out before I got on with Silver Cloud and when I've had issues popped up, the other companies made me feel like it was my problem. They, on the other hand, have always helped me when I've had issues and they have never made me feel bad about it. If I have something happen, I don't have to explain myself and I'm not getting judged on it by them. Talk to them and they will work with you.

Silver Cloud Financial response

Hi Michael! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 3 starsResolution In Progress
Verified Reviewer Verified Buyer
Original review: Sept. 9, 2018

I got to use WeFixMoney's website and it linked me to Silver Cloud Financial. Silver Cloud's lending process was fairly quick. However, it needs to be more in detail. If there is a fee behind it, it's better to let the borrower know because I had no clue about the fee. I didn't know when the payments were gonna come out and how much they would be. All the reps told me was that the loan would be coming out of my check.

Also, I didn't get the original amount that I asked for. Due to my need, I just accepted what they offered. When I found out the details, it didn't make sense why I was paying almost $300 for a loan of $900. So, I'm not too pleased with the experience. Also, some people around me have been telling me that the rate was kinda high. Nevertheless, the reps whom I worked with were friendly and made everything easily done. The reps told me exactly when the funds would hit and they hit exactly when they said the founds would.

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Silver Cloud Financial response

Hi Geraldine! We are sorry to hear about your less than perfect experience with Silver Cloud Financial. We would like the chance to hear more about this situation and rectify it for you. Please reach out to us at VOC@upperlakeps.com with your contact information and we will be in touch. If you would like to talk to someone immediately, please call us at your convenience at 844-485-2140. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 8, 2018

I looked at different lenders and Silver Cloud Financial had the lowest APR. The first time, I applied for an online loan and it was better than the payday loan. The lending process was okay and it was completed in less than 24 hours. Also, everybody was accommodating and nice. Working with them helped it me out for the moment and I don't pay them by installments, I make one payment.

Silver Cloud Financial response

Hi Jeanetta! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 2, 2018

A friend borrowed money before with Silver Cloud Financial and he recommended them to me. The lending process was great. I did it on the phone and it was completed in a couple of minutes. The attendant explained everything to me and they have good customer service. The company right now is changing the payment from every week to every two weeks. So, I need some help and Silver Cloud has been very welcoming because all the time, when I've paid off the loans, they help me again and give me a couple of promotions.

Silver Cloud Financial response

Hi Amido! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Sept. 1, 2018

The lending process of Silver Cloud Financial went very well. They gave me the information and I gave them all of my information. Whatever I needed was available, and they gave it to me. They normally will help you in any way that they can. It was done in two days once they checked my background. Then, I set up my payment plans and they took it directly out of my account. Wendy, the processor, was very professional and helpful. Silver Cloud helped me out of a lot of situation and I was able to pay things that I needed to do. I would recommend them to a friend.

Silver Cloud Financial response

Hi Gale! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 31, 2018

Silver Cloud was one of the companies that came back with an offer when I did an online search. They're a great internet company and I go through the lending process online. I spoke with a representative each time and they had great customer service. They were willing to work with me with the fees. They offered me a promotional special since I had used them several times before. I did an electronic signature after I went through all the steps and after they verified everything, they sent a response that it was verified and then I got the loan. So, I was able to pay some bills that were due. Silver Cloud is nice, fair, and are willing to work with you.

Silver Cloud Financial response

Hi Cheryl! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 30, 2018

I liked Silver Cloud Financial's rates and they offered a special VIP rate on the first payment and what I do is I pay everything off in full. The lending process was very simple, easy, and convenient. It was a matter of going online and submitting all of my information. It was completed in less than five minutes and everyone was friendly and considerate. Working with Silver Cloud relieved me from a lot of stress. They've always come through for me and I can always depend on them.

Silver Cloud Financial response

Hi Ray! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 21, 2018

Silver Cloud Financial sent me an email for a loan and I decided to go with them since they were more efficient than other lenders and they did things quickly. The lending process went well and took 48 hours to be completed. Everyone there was awesome, very friendly and professional. Working with Silver Cloud helped me in my time of need. My experience with them was perfect, convenient and very easy.

Silver Cloud Financial response

Hi Carol! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 20, 2018

Silver Cloud helped me out and they're the place to start. I was looking online and while I was reading, I found stuff about Silver Cloud Financial. I went through their lending process and it was smooth, quick, and easy. It took about 5 minutes to be completed and the customer service was good. The representative was professional, courteous, and nice. He explained everything to me.

Silver Cloud Financial response

Hi Stephanie! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 16, 2018

I had a good experience with Silver Cloud Financial. I tried to work with a different company but somebody sent me a message with their page and I went to that page. Then I filled out the application form and Silver gave me an approval. Their process took about 30 to 45 minutes to be completed and their customer service was pretty good. I didn’t have much trouble to work with them.

Silver Cloud Financial response

Hi Alejandro! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Aug. 12, 2018

Silver Cloud Financial was able to help me during the time when I needed them. I filled out an online application, and within 10 minutes, they called me back and said I was approved. Although they have a high interest rate, they’ve been easy to work with and everybody has been nice.

Silver Cloud Financial response

Hi Kathy! We are sorry to hear about your less than perfect experience with Silver Cloud Financial. We would like the chance to hear more about this situation and rectify it for you. Please reach out to us at VOC@upperlakeps.com with your contact information and we will be in touch. If you would like to talk to someone immediately, please call us at your convenience at 844-485-2140. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 11, 2018

The online application took me 15-20 minutes and the experience was good. Silver Cloud popped up on my phone online and I went through the steps from there. It was easy. Plus they did a great job!

Silver Cloud Financial response

Hi Sharyla! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 10, 2018

Silver Cloud's advertisement caught my eye and I thought that it would work. Then I got more information about it. The application process was really easy and quick. The lending process took no more than 5 minutes and it has gone great overall. Silver Cloud worked for me and it will work for you too.

Silver Cloud Financial response

Hi William! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 9, 2018

Silver Cloud Financial's customer service was friendly and knowledgeable of any questions that I've asked. They made it as painless possible for me to apply. It wasn’t hard nor tedious as I didn’t have to print out all the information. Moreover, I liked the design of the website and how easy it was to access, read and go through the app to apply for the loan.

Although the interest rates are high, I do love the loan options that they gave me which were doable. I could pay it back anytime or pay it back incrementally or give a smaller or bigger amount so I wouldn't be stuck paying it back. So if I have extra, I could pay extra. Working with them was stress-free. Each time I would finish a loan, something else would come up. I would call them and they would say they could work with me. Overall, Silver Cloud Financial is a good loan company.

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Silver Cloud Financial response

Hi Lynncia! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 3, 2018

I’ve had several short-term loans with Silver Cloud Financial. You give them financial information and they make a determination on whether they’ll make the loan or not and usually decide the same day. I recently did a loan with them and it was painless because I've done business with them before. I was able to borrow money when I needed to. I’ve been fortunate to have somebody that I can get a short-term loan with. If you need that kind of loan, Silver Cloud Financial is a good place to do business with.

Silver Cloud Financial response

Hi Paul! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: Aug. 2, 2018

The lending process at Silver Cloud was really quick. It was a lot easier than any other loan experiences I've had. I didn’t have to go through too much and the application only took me about five minutes or so. The lending processor was very nice and she asked me a couple of questions. Silver Cloud Financial really helped me since I had to pay some overdue bills and paying the money back wasn't too hard. The loan processor explained it when we had taken out. It was really cool. I would recommend them to my friends if they ever needed a loan.

Silver Cloud Financial response

Hi Danya! We are so glad to hear you had a pleasant experience with Silver Cloud Financial. If you ever have comments, questions or concerns about your service with Silver Cloud Financial, please feel free to reach out to us at VOC@upperlakeps.com. Thank you!

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: Aug. 1, 2018

I applied for a loan at Silver Cloud like one evening and they approved the money and I got it the next business day. It was very easy and fast. Their rep explained in detail how the fee worked. I borrowed $300 and the fee was supposed to be $90. It was so expensive and he gave me a half of discount. If I pay off, the fee would be $45. They gave me quick money whenever I needed it but when I needed more, they didn’t give it. My credit limit is $800 but they gave me only $300. If I want to request more, they said that I have to pay up first. Like for example, you can request up to $800 even when you don’t need to pay up right away, and then they divide it into 10 payments. Overall, everything is good but the thing with the fee is so expensive..

Silver Cloud Financial response

Hi My! We are sorry to hear about your less than perfect experience with Silver Cloud Financial. We would like the chance to hear more about this situation and rectify it for you. Please reach out to us at VOC@upperlakeps.com with your contact information and we will be in touch. If you would like to talk to someone immediately, please call us at your convenience at 844-485-2140. Thank you!

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Silver Cloud Financial expert review by Lauren Fix

Silver Cloud Financial can provide you with a short-term loan to cover expenses in the event of an emergency or financial hardship. Apply online to get fast approval and funding on the next business day.

  • Silver Cloud Financial loans: Silver Cloud Financial offers tribal loans in amounts ranging from $300-$1,000.

  • Easy application: Apply for your loan online using Silver Cloud Financial’s streamlined online application process.

  • Fast approval: Get approved for your loan fast. Some loans are approved on the same day you apply, and your funds can be available the next business day.

  • No penalties for early payment: Pay your loan off early without incurring any penalty fees.

  • Available for people with low credit: You don’t need to have good credit to qualify for a loan with Silver Cloud Financial.

Profile picture of Lauren Fix
Lauren Fix Auto & Finance Contributing Editor

Lauren Fix, also called The Car Coach, is an automotive and auto finance expert. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. She has authored multiple books and writes a column for several outlets, including Parade Magazine, NewsMax and Car Coach Reports. She is a regular guest on major news and morning shows, discussing the latest updates on cars and car financing that will help drivers make smart decisions when buying, maintaining and financing cars.

Silver Cloud Financial Company Information

Company Name:
Silver Cloud Financial
Website:
www.silvercloudfinancial.com
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