Silver Cloud Financial
AUTHORIZED PARTNER

Silver Cloud Financial

 4.1/5 (354 ratings)
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Silver Cloud Financial

About Silver Cloud Financial

Silver Cloud Financial provides short-term financial relief for anyone, regardless of credit score. Within minutes, you can receive your approval for a tribal loan between $300 to $1,500. All processes are secure and follow federal and tribal regulations, as well as OLA guidelines. There are no hidden fees or prepayment penalties, and you may qualify for same-day funding.

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Silver Cloud Financial Reviews

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Page 1 Reviews 0 - 10
Rated with 1 star
Verified Reviewer Verified Buyer
Original review: May 28, 2021

My experience with Uprova was very unsatisfactory and oppressive. Although it was easy it get approved and to access the loan quickly with poor credit, there is no excuse for the extreme interest rate charges. Taking advantage of poor credit loans with interest rates that are unmanageable to anyone trying to rebuild their credit score and get out of a bind with obscene interest charges on a loan as low as even $800 is highly oppressive and detrimental to society. The ability for those struggling to obtain societal socioeconomic upward mobility with the interest rates you offer is unattainable and detrimental to all who need help in tough times.

I understand that you need to keep a low risk to losing money and profit by offering loans to those with poor credit, but your interest rates are obscenely high compared to similar poor credit lenders. This choice to offer thousands of percent interest on short term loans is unethical and causes more harm than helping those in need. As a Social Worker, I would never use Uprova again for any reason after my experience (even though I did pay back the loan in full and early) and will not recommend your lending company to anyone.

I am currently working to try to implement policies limiting poor credit interest rates, due to your highly unethical practices. Customer service was also extremely rude and unhelpful while even attempting to pay off my loan in full early. I hope that you change your interest rate policies and/or are forced out of business by advocating for policy enforcements that no longer allow for your type of lending practices, due to my experience with Uprova.

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: May 2, 2021

    I fell on hard times and needed the money ASAP. The sign up was very easy. The money was there the following day. The loan was easy to pay off the following paycheck. Would get another loan if needed, and would recommend to friends.

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    Rated with 2 stars
    Verified Reviewer Verified Buyer
    Original review: March 26, 2021

    Crazy how you want almost 3k to 4k to borrow 1k.. I will never return to you after I pay you off.... I would never recommend that anyone pull a ** loan from this half ** scam site. APR is ridiculous for a yearly payout.

    Silver Cloud Financial response

    Hi Michael! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon. Thank you!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    The representative was very courteous and nice. It came in handy when I needed it. I am grateful to have a service like this available to in an emergency. I would definitely recommend Uprova to someone if asked because they were there when I needed them.

    Silver Cloud Financial response

    Hi Chantell! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

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    Rated with 3 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    Getting the money was great...but the monthly payback, was crazy. I never got ahead. I just had to pay off in order not to pay minimum fee. I am unsure if I would recommend this service because it seems once you loan you can not get out by making payments.

    Silver Cloud Financial response

    Hi Jason! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    Got the money I needed quickly. Will definitely work with Uprova again in the future. Site is easy to use and money is received next day. Was able to pay off my loan before the date. If I am need of cash uprova will be my go to.

    Silver Cloud Financial response

    Hi Sophie! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

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    Rated with 1 star
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    Interest rate was extremely high and only small payment was being made to the principal amount. Will never use this company again under these practices. Once this account is paid off. I will never refer any of my friends or relatives to this company.

    Silver Cloud Financial response

    Hi George! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    Great experience, fast & efficient. My call was answered right away, the customer service was amazing and my questions were answered immediately! Would definitely recommend Uprova to my friends and family. The funds were deposit on the date I was told they would be and the payments are just as I was told.

    Silver Cloud Financial response

    Hi Tanisha! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

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    Rated with 1 star
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    I had problems paying back loan. First payment called a head. No help. Debit my account. Made my account negative. I tried to get customer service to extended due date but I got no help so the negative payment posted to my account which I got an overdraft fee for. I called around the next payment days before and told them that, "My account is still negative and you can't debit my account for any more money." I was told that they would only debit the account once. This is the worst loan company I have ever been with. Never again.

    Silver Cloud Financial response

    Hi Tamika! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

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    Rated with 5 stars
    Verified Reviewer Verified Buyer
    Original review: March 24, 2021

    Very quick to receive cash and customer service rep Don was very helpful. The funds came in handy while my family and I had to get through the pandemic. The funds were used for bills and groceries. I hope that people know there is a great place to get a quick loan. Thank you.

    Silver Cloud Financial response

    Hi Nakia! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

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    Silver Cloud Financial Company Information

    Company Name:
    Silver Cloud Financial
    Website:
    www.silvercloudfinancial.com