Silver Cloud Financial

Silver Cloud Financial Reviews

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Silver Cloud Financial Reviews

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    How do I know I can trust these reviews about Silver Cloud Financial?
    • 4,568,520 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed May 28, 2021

    My experience with Uprova was very unsatisfactory and oppressive. Although it was easy it get approved and to access the loan quickly with poor credit, there is no excuse for the extreme interest rate charges. Taking advantage of poor credit loans with interest rates that are unmanageable to anyone trying to rebuild their credit score and get out of a bind with obscene interest charges on a loan as low as even $800 is highly oppressive and detrimental to society. The ability for those struggling to obtain societal socioeconomic upward mobility with the interest rates you offer is unattainable and detrimental to all who need help in tough times.

    I understand that you need to keep a low risk to losing money and profit by offering loans to those with poor credit, but your interest rates are obscenely high compared to similar poor credit lenders. This choice to offer thousands of percent interest on short term loans is unethical and causes more harm than helping those in need. As a Social Worker, I would never use Uprova again for any reason after my experience (even though I did pay back the loan in full and early) and will not recommend your lending company to anyone.

    I am currently working to try to implement policies limiting poor credit interest rates, due to your highly unethical practices. Customer service was also extremely rude and unhelpful while even attempting to pay off my loan in full early. I hope that you change your interest rate policies and/or are forced out of business by advocating for policy enforcements that no longer allow for your type of lending practices, due to my experience with Uprova.

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    Verified purchase

    Reviewed May 2, 2021

    I fell on hard times and needed the money ASAP. The sign up was very easy. The money was there the following day. The loan was easy to pay off the following paycheck. Would get another loan if needed, and would recommend to friends.

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      Verified purchase

      Reviewed March 26, 2021

      Crazy how you want almost 3k to 4k to borrow 1k.. I will never return to you after I pay you off.... I would never recommend that anyone pull a ** loan from this half ** scam site. APR is ridiculous for a yearly payout.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi Michael! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation and rectify it for you. We will be reaching out to you soon. Thank you!

      Verified purchase
      Staff

      Reviewed March 24, 2021

      The representative was very courteous and nice. It came in handy when I needed it. I am grateful to have a service like this available to in an emergency. I would definitely recommend Uprova to someone if asked because they were there when I needed them.

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      Response from Silver Cloud Financial

      Hi Chantell! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

      Verified purchase

      Reviewed March 24, 2021

      Getting the money was great...but the monthly payback, was crazy. I never got ahead. I just had to pay off in order not to pay minimum fee. I am unsure if I would recommend this service because it seems once you loan you can not get out by making payments.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi Jason! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

      Verified purchase
      Punctuality & Speed

      Reviewed March 24, 2021

      Got the money I needed quickly. Will definitely work with Uprova again in the future. Site is easy to use and money is received next day. Was able to pay off my loan before the date. If I am need of cash uprova will be my go to.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi Sophie! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

      Verified purchase
      Price

      Reviewed March 24, 2021

      Interest rate was extremely high and only small payment was being made to the principal amount. Will never use this company again under these practices. Once this account is paid off. I will never refer any of my friends or relatives to this company.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi George! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed March 24, 2021

      Great experience, fast & efficient. My call was answered right away, the customer service was amazing and my questions were answered immediately! Would definitely recommend Uprova to my friends and family. The funds were deposit on the date I was told they would be and the payments are just as I was told.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi Tanisha! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

      Verified purchase
      Customer Service

      Reviewed March 24, 2021

      I had problems paying back loan. First payment called a head. No help. Debit my account. Made my account negative. I tried to get customer service to extended due date but I got no help so the negative payment posted to my account which I got an overdraft fee for. I called around the next payment days before and told them that, "My account is still negative and you can't debit my account for any more money." I was told that they would only debit the account once. This is the worst loan company I have ever been with. Never again.

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      Silver Cloud Financial
      Response from Silver Cloud Financial

      Hi Tamika! We are sorry to hear that you received less than the 5-Star service Uprova is known for. We would like the chance to hear more about this situation. We will be reaching out to you soon. Thank you!

      Verified purchase
      Customer ServiceStaff

      Reviewed March 24, 2021

      Very quick to receive cash and customer service rep Don was very helpful. The funds came in handy while my family and I had to get through the pandemic. The funds were used for bills and groceries. I hope that people know there is a great place to get a quick loan. Thank you.

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      Response from Silver Cloud Financial

      Hi Nakia! We are so glad to hear that you received the 5-Star service Uprova is known for. If you ever have comments, questions or concerns about your service with Uprova, please feel free to reach out to us at VOC@Uprova.com. Thank you!

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      Silver Cloud Financial Company Information

      Company Name:
      Silver Cloud Financial
      Website:
      www.silvercloudfinancial.com