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Find the Best Personal Loans in Milwaukee, WI

A personal loan lets you borrow money to use any way you want and pay it back over time. It’s crucial to find a reputable lender with an easy application process, varying loan options, competitive rates, low fees and good service. We’ve done the research so you know which lenders offer the best loans in Milwaukee.

Top 14 Milwaukee Personal Loan Companies

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Best Egg
Read 1,490 Reviews

Offers personal loans up to $35,000. Loan term lengths range between three to five years. Requires a credit score of at least 640. APRs start as low as 5.99%. Minimum debt consolidation is $5,000.

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Read 999 Reviews

Offers fast funding and flexible loan terms. Borrowers can get approved for loans up to $10,000. Approved applications can be funded as soon as the next business day. Offers lines of credit from $500 to $4,500. APRs vary by state.

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Next Day Personal Loan
Read 70 Reviews

Offers personal loans from $100 to $40,000. Service is free and doesn’t affect credit score. Application forms take two minutes or less to fill out. Funds as soon as the next business day. Offers nationwide lenders.

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Read 285 Reviews

Peer-to-peer lending company that offers personal loans, auto refinancing and small business loans. Compare multiple offers. Personal loans up to $50,000. Small business loans up to $500,000. Auto refinancing up to $55,000.

US Bank
Read 1,766 Reviews

Provides online banking services with bill payment and mobile deposit options. Offers checking accounts, savings accounts, traditional loans, investing options, credit cards, credit lines and home mortgages.

Read 507 Reviews

Offers personal loans from $7,500 to $40,000. Same-day loan decisions available. Only offers loans in some states. Repayment periods range from 24 to 60 months. APRs start at 7.99% to 29.99%.

Associated Bank
Read 94 Reviews

Associated Bank, founded in 1861, is headquartered in Green Bay, Wisconsin. The company is focused on banking for mid-size companies in the bank's regions. These includes Wisconsin, Illinois, Minnesota and the surrounding Midwest.

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Personal Loan Pro

Offers personal loans from $1,000 to $50,000. APRs as low as 2.49%. Serves as a free matching tool to connect users to lending partners. Provides loan offers in less than two minutes.

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Read 191 Reviews

Offers bad credit loans, no-credit-check loans and installment loans. Payday loan APRs up to 199%. Loan amounts range from $500 to $4,000. No minimum credit score required to apply. Same-day deposit available upon approval.

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Enterprise Credit Union Read Author Review

Allows customers to borrow up to $10,000 with no collateral required. Offers secured and unsecured personal loans and lines of credit. Promises a quick approval process and payout.

Landmark Credit Union Milwaukee Read Author Review

Offers unsecured and secured personal loans and loan terms as long as 48 months (36 months for loans of $5,000 or less). Online application available. Based in New Berlin with over 20 branches in the Milwaukee area.

Prime Financial Credit Union Read Author Review

Offers secured and unsecured personal loans, which include signature loans, credit building loans and an emergency loan. Terms vary and APR is determined upon credit check.

Summit Credit Union Read Author Review

Offers unsecured and secured loans that can be used for anything. Apply online in minutes and get an approval decision in as little as one business day. Various repayment options. Multiple Milwaukee-area branches.

UW Credit Union Read Author Review

Provides unsecured installment loans of $500 to $40,000 with fixed monthly payments and no origination fees. Charges no hidden fees. Offers optional payment protection in case the borrower becomes disabled or dies.

milwaukee personal loans skyline

People take out personal loans in Milwaukee for all sorts of reasons: to pay for an unexpected visit to the emergency room at Aurora St. Luke’s Medical Center or Froedtert Hospital; to get married at a popular venue like The Pfister or Harley-Davidson Museum; to move to a new address in Brookfield, Wauwatosa or a North Shore suburb; to improve an older home on the East Side; or to take a vacation.

Lenders in Milwaukee offer personal loans from less than $1,000 to more than $30,000 with annual percentage rates (APRs) from below 10% to over 30%. The type of personal loan you qualify for, the amount you can borrow and your interest rate depend on factors like your credit history, your income and the value of your assets.

Finding a personal loan

There are many types of personal loans in Milwaukee. You may not qualify for every type of personal loan, and not every loan will be appropriate for your situation. Below are examples of several common types of personal loans.

  • Unsecured/secured loan: Unsecured loans allow you to borrow money without putting up a form of collateral. To qualify, you need a good credit history, which isn’t uncommon among the state’s residents: Wisconsin has one of the highest average credit scores in the U.S. Secured loans, which require an asset to be used as collateral, may come with lower interest rates, but you risk losing a valuable possession if you default.
  • Fixed-rate/variable-rate loan: A fixed-rate loan has an interest rate that stays the same. Borrowers choose fixed-rate loans for their predictable monthly payments. On a variable-rate loan, the interest rate can change based on market interest rates. If you’re a borrower who can afford risk, plans to pay off your loan quickly or believes interest rates will decline, you might prefer a personal loan in Milwaukee with a variable rate.
  • Personal line of credit: With a personal line of credit, you can borrow up to an amount approved by a lender and pay interest only on the amount you use. You don’t have to put up collateral to get a personal line of credit, but good credit is required to qualify. Some lenders offer secured lines of credit, which require collateral.

State requirements for personal loans in Milwaukee

According to the Wisconsin Department of Financial Institutions (DFI), personal loans under $25,000 are covered by the Wisconsin Consumer Act. There is no maximum interest rate on a consumer credit transaction in Wisconsin. For more information about the Wisconsin Consumer Act, visit the topics of interest page on the DFI website. Not all personal loans may be governed by the Wisconsin Consumer Act, including those from banks and credit unions.

Choosing a Milwaukee personal loan company

Before choosing a loan company, you should think about what type of personal loan you want and how much you are looking to borrow. Also, make sure to review your credit report for accuracy.

The personal loan company you work with should have an easy application process, fast approval decision, competitive rates, reasonable fees, easy-to-understand terms and flexible payment options. Its staff should be accessible, knowledgeable and helpful.

Contact several reputable banks, credit unions and online lenders to find out if you qualify for a personal loan in Milwaukee. See how much you can borrow, the loan term, interest rate and annual percentage rate. Compare the total cost of the loan from different lenders before making your decision.

Be certain to read over your loan agreement carefully and ask the lender any questions you might have. If you sign for your loan in person at a bank or credit union, you’ll get your cash in a lump sum right away. Online loans in Wisconsin are electronically deposited into your bank account, usually within one to two business days.

Milwaukee personal loan FAQ

Can I get a loan with a Milwaukee credit union?
Yes, you can. Milwaukee has many different credit unions that offer personal loans, including Landmark Credit Union, UW Credit Union and Summit Credit Union.
What’s the best online personal loan company?
Any of the companies we list in this guide that offer online loans in Wisconsin are good options. You can apply for a loan, sign a loan agreement, receive funds and make payments without ever having to visit a bank, credit union or other lender in Milwaukee.
How can I get a personal loan in Milwaukee with poor credit?
You can get a personal loan in Milwaukee even if you have bad credit. If you’re still having trouble qualifying, you may consider payday loans, which require no credit at all, or title loans, which require you to put up a vehicle as collateral.
What is the cheapest way to borrow money in Milwaukee?
It depends on the individual borrower. The best way to find the cheapest loans in Milwaukee is to apply with a variety of lenders, including banks, credit unions and online lenders, for a loan with the best possible terms. Make sure your credit report is accurate before applying; it plays a big role when determining the rates you pay.

Not sure how to choose?

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    Milwaukee personal loan company information

    Landmark Credit Union Milwaukee

    Landmark Credit Union, which has more than 357,000 members in Wisconsin and Illinois, offers personal loans with no collateral required to borrowers who have a good credit score. The credit union also provides savings- or certificate-secured loans. Loan terms go as high as 48 months. Apply online or stop by a branch in Milwaukee.

    • Address: 2797 S. Kinnickinnic Ave., Milwaukee, WI 53207; Multiple locations
    • Phone: (262) 796-4500
    • Hours: M - Th: 9am - 5pm; F: 9am - 6pm; Sat: 9am - 1pm
    • Website:
    UW Credit Union

    UW Credit Union offers unsecured personal loans with fixed monthly payments and no origination or hidden fees. Customers can borrow $500 to $40,000 and pay it back in installments. Loan payment protection is available in case of death or disability. Customers can apply online and get an approval decision within one business day. Check UW Credit Union’s website for special offers.

    • Address: 2200 E. Kenwood Blvd., Milwaukee, WI 53211; Multiple locations
    • Phone: (608) 232-5000
    • Hours: M - F: 9am - 5pm
    • Website:
    Summit Credit Union

    With Summit Credit Union, you can apply for a personal loan online in just minutes, get an approval decision in one business day and have funds as soon as you sign your agreement. Unsecured and certificate-secured loans are available. Apply online or schedule an appointment at a Summit branch for more information.

    • Address: 2159 Miller Park Way, Milwaukee, WI 53219; Multiple locations
    • Phone: (800) 236-5560
    • Hours: M - Th: 9am - 5pm; F: 9am - 6pm; Sat: 9am - 12pm
    • Website:
    Prime Financial Credit Union

    Prime Financial Credit Union offers secured and unsecured personal loans to Milwaukee residents. Prime Financial’s unsecured loans include signature loans with varying terms and APRs as low as 8.99%, credit builder loans with APRs as low as 28% and terms up to 24 months and EZ pay loans with terms up to 12 months and APRs as low as 38%. EZ pay loans are designed to be used for emergencies and are an alternative to high interest rate payday loans.

    • Address: 1923 W. Oklahoma Ave., Milwaukee, WI 53215; Multiple locations
    • Phone: (414) 486-4500
    • Hours: M - F: 9am - 5pm; Sat: 9am - 12pm
    • Website:
    Enterprise Credit Union

    Enterprise Credit Union offers unsecured and secured personal loans to Milwaukee customers. The credit union allows customers to borrow up to $10,000 with an unsecured loan. Exact amounts, rates and terms are determined upon a credit check. Enterprise also offers lines of credit to customers with a bank account with the company. Enterprise Credit Union puts no restrictions on how the customer uses the loan.

    • Address: 765 N. Broadway, Milwaukee, WI 53202
    • Phone: (262) 797-6260
    • Hours: M - F: 9am - 5:15pm; Sat: 9am - 12pm
    • Website:
    by Sandi Pope ConsumerAffairs Research Team

    Sandi Pope previously worked in the nonprofit sector as an advocate for environmental and social change and believes information access is a human right. As a member of the ConsumerAffairs Research Team, she seeks to provide consumers with the necessary information needed in making life-altering decisions.