Peoples First Financial
San Diego, CAConsumerAffairs Unaccredited Brand
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I was contacted in September of '08 in my mail stating they could help me re-modify my mortgage loan, promising me the payments would be lower. After faxing all my documents that were sent to me by email, they then told me there is a charge of $2500. So they took two payments out of my bank account, one in the amount of $1295 and one of $1225 and so the process was supposed to begin. After months and months of faxing paperwork, we received an act 91. They were foreclosing on our home. After unsuccessfully emailing and calling Abdul **, we got no response. We then called our mortgage company, who said they had little documentation from Abdul. I called one day and the phone was disconnected. So we started working with Wells Fargo to re-modify our loan. We ended up out of $2500 and a higher mortgage payment. I hope someday these people have to pay for what they have done to everyone
I contacted this company in November of 2008 and paid them 3500 dollars to help me with a modification. After dealing with Martin ****, he left then I worked with Abdul ****. After almost a year and half of faxing paperwork, three times a week, it came the time that all phones were disconnected and never heard from them again. I am out with 3500 dollars and my mortgage payment is higher than before the modification.
I hired this company to negotiate a loan modification for me when I got behind in my mortgage payments. They charged me $2500 up front and assured me they would get the principal reduced on the loan and lower the monthly payment. After months of no return calls or emails and after talking directly with my lender, they never did a thing! I am still currently trying to negotiate with my lender myself and my $2500 is wasted. All phone numbers are now either disconnected or go to a completely different company.
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This company took 2500.00 from us, guaranteed they would stop foreclosure and reduce our payments and decrease what we owed. They took all our money up front and told us we had to send another 13,200.00 to get it out of foreclosure. Well our house is in foreclosure again and we have no idea where our money went, any of it. This company will not return a call to us nor will they help us in any way.
Consequence: 15,700.00 plus we are in foreclosure again and having to hire someone else to help us find out where our money went. And trying to get our money back from People First. We could be on the street in the next two months.
D. sent a letter to me stating that if i wanted to keep my items i put up for the loan he would buy a car that i have in my yard. I stated that i want to catch my payments up with money but he won't accpet the money. he call me about 5 times daily. my payments are getting futher behind and im about to lose my belongings because the mangager refuse to work with me with trying to bring my account current. Im being stressed out daily for no reason at all. Im affraid of Mr. C. because of how he act in my presence.
As a result, my bank account is overdrawn 1,299.38 which includes overdraft and over the limit fees. Therefore, I have suffered monetary loss and I have lost my house because Ro's guarantee was not worth anything. Talk is cheap. He promised to get me a loan modification for 1,000 or 1,200 for 30 years and he failed to do so. Instead he got me a forebearance that he knew I could not afford. He and his supervisors (Trevor) acknowledged that they knew I could not afford it however they took $800 from my account when they were never authorized to and now my bank wants me to pay the fees.
Peoples First Financial Company Information
- Company Name:
- Peoples First Financial