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Peerform expert review by Barbara Friedberg

Peerform is a peer lending company founded in 2010 that offers loans from $1,000 up to $25,000. The company was started by a group of Wall Street executives with backgrounds in both finance and technology. Loan interest rates start at 7.12% APR.

  • Quick quote: Peerform offers potential borrowers the ability to get a quick quote for their loan and interest rate online via a simple online form with no impact on their credit score.

  • Peerform marketplace: After the consumer’s loan request is accepted and the interest rate is determined, the loan is listed on the platform so that investors can review and consider the loan for funding.

  • Positive press: The company has received media attention for its strategy and platform and has been featured in Time Magazine, BloombergBusinessweek, Lend Academy and more.

  • No prepayment penalties and opportunity to build credit: Peerform helps borrowers build credit with an automatic payment structure. The consumer doesn’t incur any penalties for paying the loan off early.

  • Fixed term: All loans are for 36 months and have a fixed payment amount.

  • No secret fees: The only fees borrowers pay Peerform are origination fees charged at the start of the loan. Late and missed payment fees are transparent. There is no application fee.

  • Customer service options: Peerform offers convenient customer service options, including e-mail, live chat or by telephone.

  • Best for: People looking to refinance debt, people facing financial hardship, people facing financial hardship and those that need assistance paying for a big life event.

Profile picture of Barbara Friedberg
Barbara Friedberg

Personal Finance Contributing Editor

Barbara Friedberg, MBA, MS is a former investment portfolio manager with decades of financial experience. Friedberg taught Finance and Investments at several universities. Her work has been featured in U.S. News & World Report, Investopedia, Yahoo!Finance and many more publications.

Peerform Company Information

Company Name:
Year Founded:
369 Lexington Avenue, 28th floor
New York
Postal Code:
United States
(800) 338-8049