Consumer Complaints and Reviews
I have been contacted everyday for the last 2 weeks from 888-346-6413 saying I owed a payday loan from 2010. Keep telling them I've never had a payday loan. They keep giving me the same spiel: I'm gonna be served, have verified all my info, blah, blah, blah. As soon as I start asking for verification I owe this they give me the run around.
Then they get nasty when I ask for their address, contact info, business lic no to operate in this state. They say they don't have to give me this info but when I tell them they have to tell me all that info when collecting a debt they say they don't. I've asked and ask every time the same info and nothing. By law they have to give you this info or send out some kind of proof. They are scammers. I am filing a suit with my state atty generals office. I'm tired of the calls. If no satisfaction then the next step is federal filings. This is going to stop. Don't pay them. They have to prove the debt and in most cases they can't.
Got a phone call this morning from Brad **. Said he was with Insight Global Service. Wanted me to verify my last 4 of ss#. Instead made him tell me what they were. He said he was attempting to resolve matter of a debt owed to Pack Management. I told him I didn't know who they were and he said they owned payday loans. I asked which one and he didn't know. "Okay when and where did I take out this loan?" Dec of 2011 in Phoenix AZ. He said the original loan was for $300.00 and I now owed $1090.00. Told him I never took out this loan. He said the loan was deposited into my Bank of America account (gave me last 4 of account #). Told him again I didn't take out this loan and he could just have me arrested and sued.
"No no we are not going to do that. How can we settle this?" I told him that I'm not going to pay a loan I did take out. He wanted to know who could use all my information and take out the loan then. Told him I didn't know how he got my info and I felt I was being scammed. He said it wasn't a scam and how was I going to take care of this debt. I said I'm not going to pay it. I didn't take it out. "Well we will note this as a refusal to pay and take legal actions." You see the information he gave me was correct at one point. Last 4 of ss# correct, address in Phoenix correct 10 years ago (move out of Phoenix in 2007), bank account last 4 correct before I closed it out in 2006. So there's no way I took out this loan.
Once again had management is trying to commit fraud. It's amazing it actually think people are going to believe it. Just got a phone call, spent 20 minutes on the phone with someone and couldn't even tell me where they were from and then they going to have an attorney call me and subpoena me to court. Well I just looked it up. It's fraud. I believe the Better Business Bureau maybe the FBI to shut these people down if they can figure out where they're at because they obviously don't know it's Pack Management Group Insight Global Services which actually is an employment service. They gave me this number 844-521-9769. What every department needs to do to shut these clowns down from trying to scam people out of money and arrest him on the phone. You all do your job.
Received a call from 602-640-0483 saying I took out a payday loan from APRIL 2013 and they are coming to collect. They had my old address and last four of social security number, my job history, everything. Wanted money over phone FIRST before send me any documents that they have my signature on file. So I looked them up. It's FRAUD. Called my old bank, never happened but they had my kids names and phone numbers. I said I never received anything in the mail. They said went to my old address. I will see you in court. Nothing is on my credit report. DONT GIVE ANY MONEY OVER THE PHONE TO THEM. THEY WILL USE YOUR INFORMATION FOR ANYTHING. TRUST ME. I HANG UP ON THEM.
They had some fake attorney office from a 8553842076 number call me stating I owed them and if not paid they would take me to court - said I had red flags on my current savings account. I told them I never took out a loan - told them to serve me. Funny thing however they had my ssn, dob, address and relatives. Putting this up for everyone to be aware of them so no one gets taken by this FRAUD SCAM.
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Scam artists!!! All there is to it. I answered the call and they stated they were trying to collect a debt. It scared me at first but I realized that I never took out a loan and they said my bank account was closed. That was another red flag. My account is still open. So if anyone get a call from these people don't be afraid cause it's just a scam.
I received numerous phone calls both day and night from a woman named Megan ** from RC Associates. Said I took out 2 payday loans back in 2008, had my SS and address. Said was being sued for fraud on both loans up to 1260.00. Well funny I never took these loans and they could not provide proof of signature. Said was given to them. They couldn't give doc info, none provided to them. Yeah right. Please beware. Their tel number given is **.
I received a call from 855-203-7250 and they left a vmail on my cell. I called them back and "Giovanni" refused to provide me any information concerning the matter unless I verified the last 4 digits of my ss#. I refused and finally told her if that would allow her to tell me what the matter was about then, yes, that was my last 4 digits. She then said I was being prosecuted for bank wire fraud and another "charge" related to a payday loan I took out online in 2012. I told her I have never had a payday loan nor have I ever applied for one online. She gave me an address that I haven't lived at in 10 years, references that I did not know except for an ex-boyfriend's dad (an ex from 20 years ago!) and that the loan was under a name I haven't used in 10 years (previous married name).
I asked for proof of the debt to which she said she did not have to provide that and I told her that under federal regulations for a disputed debt, yes, she did need to provide it. She said that if I could not pay $2510 today that I would be sued. Told her to bring it on and which court/state should I appear? She said you "can pay this today or spend 4 times that amount going to court." I told her "expect to hear from my attorney." She said "well do you have a bank account ending in...that we have "assigned" as the account to receive funds and clear the account." I said "no. I did have this account previously and I have contacted the financial institution." Giovanni said, "oh, so no bank account with that #?" I said no again and she said "well, guess we'll see you in court. Bring a good lawyer."
I have filed a formal complaint with the FTC and will be contacting local police tomorrow. Please do not pay these people any $. I have researched both Atlantic Arbitration Group and Pack Management Group, LLC and both are scam groups. They also called my husband and left him a vmail concerning my "debt". Notify your family as they may call them to collect this "debt".
I received a call today from someone named Jessica with a company called PSS. She stated that they were filing paperwork to sue me for fraud. When I asked about paperwork or other information, she could not provide it. All I know is that the loan was prior to 2011 and I owe $390. I've never heard of them. I told her I would have to consult with a lawyer. Too many red flags. The first question, even if you are a recovery firm, you have to have a physical address. How can you take on a firm with no paperwork provided? Now I need to find a lawyer or either talk to the police. I'm not made of money and what little I have I would like to hang on too.
I received a call saying I took out a payday loan in the amount of $350.00 in April 2011 which is impossible as I was not working at the time and was in school. Spoke to several people by the names of Carolyn **, Bobby **, and someone claiming to be the supervisor by the name of Peter **. They stated that if I did not pay, that I would be taken to court and a judgement would be put against me and by that point, I would owe $2,510.00 + court and lawyer fees.
My mother said she looked up the phone numbers and researched it on the internet and a lot of people are getting these false calls with the same phone numbers. So, if anyone receives these calls, DO NOT give out your information, especially SSN as they will state the last 4 of your social so you will believe they have your information. I did not give them my full social or any other sensitive information. I explained there was no way I took out the loan and asked about ID theft and their response was make a report to the local police. If you see either ** or **, know that these people are trying to scam you. Disregard the phone call and again DO NOT give them any personal and especially any personal sensitive info, such as your SSN.
In order to get a payday loan, you have to provide pay stubs showing that you are working and what you make. I was in school and not working at the time they stated I got this loan, therefore making it impossible for me to even qualify for any loan at all. The people that called me stated that this escalated to them from Pack Management Group LLC to collect the money and if not that it would go to court and there would be a judgement put against me or if I did a payment plan, it would be sent back to Pack Management Group, which when researched is no longer in business. I just wanted to warn anyone who these calls to disregard them and not to give any money or personal info to them. I'm going to try to report them to the BBB in hopes to end this scam. I hope this was of some help to those of you receiving these calls!
I received a call from a Austin ** stating I took out a loan in 2010 and someone was going to sue me. He has all of my info and my ssn #, that's scary.. 720-446-0563 ext **. He couldn't tell me where I got the loan from. I never took out a loan.
I have been getting calls from some guy name Donnie who stated that I defaulted on a $450 loan made in Oct 2013... I have never made a loan to Pack Management Group. He has threaten to sue me. He has no documents showing that I took out any loans. He had my ss number and bank account that has been opened since 2010... Never closed but he's stating that the account was closed.
I being sued by this company saying I got money from them. I never got the money. I applied but never got money. I am trying to find out where and how to get hold of company. No known address or contact numbers. Be careful.
I received a call from a Samantha ** stating she was w/ the FBI. She called from a Texas number. Had my old address and SSN. Said in April 2011 I took out a loan with payday (or something like that) and either write a bad check or closed my account. Asked her if she was fraud and said I've never heard of that and I've had my bank acct for 15 years! She said she's closing my acct as non compliant and to get a lawyer and talk to the judge because I'm getting sued. What?? Never heard of this and never took out a loan! She was rude and wouldn't let me talk. Her number **. I'm worried that she has my SSN!
I was contacted today by a Donnie (can't remember his last name) and was left a message stating he was with Recovery Mediation in SC and he could be contacted at **. I contacted him and he began to tell me I owe money from a 2008 loan and it was going to be a lawsuit filed against me. I asked them to send me the original documents with proof of loan and they say they don't have them and they are threatening suit against me, garnishment, and criminal action against me. They only said the last four of my SS #, my cell #, my old home address at the time and the bank I bank with.
They knew I was a service member and I told them that SM aren't given loans due to law being passed and he said yeah he knows so he doesn't understand why. I also told him to give me the original lender info and he couldn't provide that nor Pack Management Groups phone #. He said with fees I owed $683 or something similar to that. I'm waiting on this email or letter. There were other "agents" in the background making calls as well.
Telling me I owe money from a 2008 loan which if I did have one I did pay them off. I have told them to fax me the original document which documents for proof of loan and they say they don't have them and they are threatening suit against me, garnishment, and criminal action against me. They have my SS # and everything, my work number, my cell #, my home number, everything. How can they continue to do this? This all started a month ago with a phone call to my work number. Help.
I was contacted today by ** stating I had taken out a loan from Pack Management Group LLC in May 2011 and was about to have 2 charges against me for fraud and breach of contract. She also said I could expect to be served at my home or place of business at any time. I tried to explain to her that I have not taken out a payday loan since way before I filed bankruptcy in 2010. She then said maybe it was from a merchant credit card. I explained to her I don't have ANY credit cards. Merchant or otherwise.
She knew my former name, old address, bank acct number (but messed up the routing number), my phone number, and where I worked. She knew too much for my liking. She stated since she had made contact with me that they could now proceed to have the police serve me and take me to court for the $660 they say I owe. Or I could settle for $471 as a one time payment or up to 3 payments. Nice of her considering I didn't take out the loan. I told her I would call her back tomorrow after I investigated this.
I have checked my credit record and found no evidence of this. I have checked my bank records and found no evidence of this being rejected like she told me from my bank. I have also notified the police and tomorrow I will notify my bank and place of employment, since she threatened wage garnishment. I work too hard at 3 jobs to support 5 people to let someone steal it from me. Oh and according to what I have found on Pack Management Group LLC shows their companies filing status is listed as dissolved. So how are they suing any of us???
This company has a law firm threatening to take me to court on a loan that I never received or personally signed up for. I have never heard of them and I did not okay this loan. Either they did this fraudulently or someone who has stole my identity took one out with them in my name. And now they are saying that I have to pay $8000 on a $450 loan that was supposedly taken out in 2012 in which they are just now contacting me about today, telling me they have been sending me things to my email and address since 2012. However, I do not have any emails in my spam or inbox nor have I received anything by mail.
I am a full time nursing student and can not believe that I have fallen victim of this theft BS. I need to find out how to get out of this mess. I do not owe them a dollar nor will I allow them to mess up my credit when I did not do anything wrong. I am SO frustrated with people like this.
Pack management let someone put a loan in my name over the internet and now I'm being held responsible for something I didn't do. Pack management is a 3rd party that just want to take money from people. I'm disabled and would never take out a loan. Now they are trying to put a judgment and take my disability - wow.
I took out a payday loan in 2008. In 2010, I declared bankruptcy. Pack Management Group, DBA Ameriloan, continues to resell this debt to new debt collectors. The latest one, Check & Credit Recovery Inc. has threatened to file check fraud charges against me if I do not pay on a loan that was discharged in bankruptcy. I have been assured by a nice lady at the US District Court in SLC that this is illegal and that the bounced check on the loan is still part of the loan and thus discharged.
I took a payday loan out with them like a year or two for $200. They have been charging me $120 a month for the last two years. I can't close my bank account because I have a loan with them. What am I to do? I'm sick of it. It’s costing me so much money.
I got a $300 payday loan a year ago. They keep taking $60.00 out of my bank account but it wasn't used to pay off the loan. I never asked them to extend anything. They are unreachable by email or phone.
I can't close my account because I have bills and direct deposit. I am living hand to mouth and can't afford to lose even $60.00. I need massive help to deal with this company. For a $300 dollar loan, I have shelled out almost $1600.00.
Account # 255304 --I've taken out a payday loan with this company and they charge a 90.00 refinance fee which I never choose. They asked me to fax to let them know to start taking out for the loan and they said they never received the fax then they said that I can email them instead of fax. I'm now up to 990.00 in charges that they have debited from my account for a 300 dollar loan.
I can't close my bank account cause I have other bills and direct deposit going into my account. I've asked them to stop taking out and there still taking out. I want all of the extra fees that they cost me with my account. My accout cannot be close cause of bills going to my account and direct deposit. I'm really stress about this cause of extra money coming out of my accout that I don't have.
Pack Management Group Company Profile
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- Pack Management Group