Optima Tax Relief Reviews

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Edited by: Tammy Burns

About Optima Tax Relief

Founded in 2011, Optima Tax Relief is a full-service tax resolution firm for individuals and small business owners struggling with IRS or state tax burdens. The company specializes in complex cases that involve wage garnishments, bank levies, liens and other IRS collection actions. It has over 400 full-time professionals, including a team of in-house tax attorneys and licensed tax professionals.

Pros
  • IRS notice analyzer
  • 15-day money-back guarantee
Cons
  • Pricing not published
  • Not available in all states

Featured Reviews

Greenwood, IN
Verified purchase
My experience with Optima Tax Relief has been extremely positive. They treated me with respect and advised me on everything I needed to complete for each step of the process. Ever...

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Rocky Mount, NC
Verified purchase
They took the time to work with me on a one-on-one basis to resolve my tax issues. I feel that they were an affordable and effective solution to my tax problem. They filed old ret...

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What is Optima Tax Relief?

Optima Tax Relief has offices in California and Arizona and works with individuals and small businesses to solve tax issues. It also offers three protection plan levels for those who want tax preparation help to avoid future IRS issues. It has membership with the National Association of Enrolled Agents (NAEA) and the National Association of Tax Professionals (NATP).

The company also has an app through which you can:

  • File a six-month extension with the IRS for free
  • Take a picture of your IRS notice and have the app analyze your risk level and explain what IRS notices mean
  • Request a free tax consultation

How does Optima Tax Relief work?

You can start working with Optima Tax Relief with a free consultation. Once you sign up, Optima Tax Relief has a two-phase resolution program.

The first phase is when your tax professional puts out any immediate fires, such as wage garnishments or bank levies. In this phase, the Optima team contacts the relevant taxing authorities to do a 360-degree view of your tax issues.

In the second phase, your tax professional chooses which tax resolution approach to take. For some, this might mean an installment agreement, while others might need an attorney to do a collection appeal or to help them with audit representations.

Optima Tax Relief services

Optima Tax Relief offers a variety of tax solutions and assistance, including tax liability investigation and resolution proposals, tax preparation and compliance, and tax settlement and negotiation.

Here are a few services available for tax debt clients:

  • Offer in compromise (OIC)
  • Penalty abatement
  • Installment agreement
  • Tax lien discharge
  • Wage garnishment release
  • Bank levy release
  • Innocent spouse relief
  • Currently not collectible
  • Statute of limitations
  • Collection appeal

Optima Tax Relief costs

Optima Tax Relief does not publish pricing on its website for either tax relief services or its tax protection plans.

Optima Tax Relief FAQ

How long will it take for Optima Tax Relief to solve my tax issues?

The company says many tax debt cases are resolved within two to 12 months. However, each tax case is unique, and you will get a better idea of how long your situation will take after a consultation.

Does Optima Tax Relief offer a money-back guarantee?

While Optima Tax Relief does not guarantee any of its services, clients can request a refund within the first 15 days of service. This is only applicable to the investigation phase — it’s not for clients enrolled with an immediate action team.

Does Optima Tax Relief file taxes?

Yes, it has a full team of tax preparation professionals who can help with state and federal tax returns for both individuals and businesses. It can also help with filing overdue taxes, reducing penalties when possible.

Does Optima Tax Relief have a debt minimum?

Optima Tax Relief does not publish if it has a tax debt minimum. Its consultation intake form allows potential clients to select a tax debt range of $0 to $9,999.

Is Optima Tax Relief legit?

Optima Tax Relief is a legitimate company with physical offices in California and Arizona. It says it has resolved over $1 billion in tax debt for clients. Its tax resolution services are available in most states, and the 15-day money-back guarantee can help clients feel more confident about pursuing services.

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Optima Tax Relief Reviews

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    How do I know I can trust these reviews about Optima Tax Relief?
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    Page 1 Reviews 0 - 10
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    Customer ServicePriceStaffBillingTransparency

    Reviewed Jan. 3, 2026

    Optima just takes your money and gets no results. I paid 8000 $ in the year 2025 hoping all year long that I would get the help I needed and all they did for me was what I could of done for free on the irs website. Optima never called me with any updates, the only call I ever received was from the billing dept trying to squeeze more money from me. When I called Optima it was like the representative had no clue what needed to be done with my case. This was such a bad experience. Don't go with Optima if you're looking for help. I think a better option would be precision tax relief. Save your money, don't choose Optima period.

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    Profile pic of the author.
    Customer ServiceContract & TermsTechSales & MarketingPunctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Dec. 15, 2025

    I contacted them, paid a $500 fee for them to make a plan. They came back wanting to talk to me ahead of our scheduled appointment in some frantic aggressive manner and tried to demand I pay them a $13,000 fee to handle my case. My total tax Debt is close to $25,000. At first I didn't want to, but I want to handle my taxes, so I followed up to inquire about starting and never heard back from anyone. I've sent several emails requesting refund and no response to those. This is a scam.

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      Staff

      Reviewed Dec. 7, 2025

      This company does nothing to lessen you from IRS harassment. They don’t communicate where they are in the process nor do they provide any guidance as to how to navigate and communicate with the IRS. The audit department don’t talk with the protection department, leaving the customer in the middle and in the dark. I ended up resolving my case on my own and faster than Optima Tax Relief. Stay away from Optima.

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      Curtis increased rating by 4 stars.
      Sales & Marketing
      After a positive interaction with Optima Tax Relief, Curtis increased their star rating on Dec. 5, 2025.

      Updated review: Dec. 5, 2025

      I hired Optima Tax Relief to represent me for the IRS. They did a wonderful job and I would recommend anyone that need help with the IRS to choose Optima Tax Relief, I give them 5 stars for the great job they did for me.

      Original Review: Nov. 23, 2025

      Optima Tax Relief is a scam. I paid 5k for them to do ABSOLUTELY NOTHING for me. I am facing garnishment and they haven't done anything to stop it. If that's not a scam then what is. I wouldn't recommend them to anyone.

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      Punctuality & Speed

      Reviewed Nov. 21, 2025

      Do not use Optima! They're nothing more than a money grab. They promised the world and 3 years later, after we said we were contacting a lawyer optima blocked us from accessing our account and canceled our power of attorney. Our wages were garnished after they promised they wouldn't be. They never made one appointment, and always had an excuse. It has been a complete nightmare.

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      Contract & TermsSales & MarketingBillingRates

      Reviewed Oct. 31, 2025

      I wouldn't even give them a star if it were possible. The worst decision I have ever made in my life. I paid them almost $8,000 to take my on my case. All they did was drag it for over 3 years. A bill that started out at $21,000 ended up over $45,000 after penalties and interest. They think they did me a favor by negotiating a payment plan of $580 a month until the amount was collected, I contacted the IRS and within 2 weeks was able to negotiate with them to eliminate the penalties and interest and paid the original amount owed. Optima is a completed scam. WORST DECISION I EVER MADE....

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      PricePunctuality & SpeedBillingRates

      Reviewed Oct. 23, 2025

      I've never been more angry. I should have known from the beginning when they kept avoiding answering the direct question of how much they could reduce my tax debt. I find out now, five years later, I paid them over $8000 to string me along and not reduce my debt by one cent! They just now literally just told me they never said they could reduce my debt, this last person said if you read the contract you signed you will see we never promised we could reduce your debt. She said nothing you can do will reduce your debt, you have to pay that.

      For years now they have allowed the IRS to confiscate every return I would file for each year I was filing during this time only to reduce the debt I owe. Now they want me to sign off on a monthly payment plan I can't afford. Optima has done nothing to help me and charged me over $8000 to help me increase the penalty and interest on the debt the IRS claims I owe. DO NOT USE OPTIMA TAX RELIEF!

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      Sales & MarketingPriceMaintenance

      Reviewed Oct. 15, 2025

      I paid Optima over $8,000 because my husband was behind on his taxes. They ended up filing all but two years (I had to file those myself). We ended up with a garnishment on his pay and a federal tax lien so basically I paid them $8,000 to do my taxes which I could have done much cheaper. I feel they give false advertising as the only way you can get a break on past due taxes is if you have NO ASSETS WHATSOEVER. The IRS doesn't just reduce your tax liability because they like you. As far as I'm concerned this place was a total rip off and I am no better off now than I was before I even filed. Now we have a garnishment and a tax lien. TWO THINGS that they promise they protect you from. So I ask Optima, What did I pay you for???

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      Customer ServiceTechSales & MarketingPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed Oct. 1, 2025

      I paid the $495 so-called investigation phase. OTR came back 3 weeks later and said it will be $6100 paid out over 10 months to represent me. Without giving me the end result of what I owe the IRS. This didn’t sit well with me and I trusted my instincts. I called the IRS directly and asked them if Optimum Tax Relief ever contacted them regarding me and they stated nowhere in my case. Does it state, or is noted that Optima Tax relief contacted the IRS on my behalf. The agent from Optimum Tax Relief where I was dealing with once I sent them an email telling me this did not return any phone calls or emails. Stay far away, they are a scam.

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      Customer ServicePriceStaffBillingLoan ProcessRates

      Reviewed Sept. 8, 2025

      OPTIMA IS A WASTE OF TIME AND MONEY. Putting Optima Tax Relief between my tax creditors and me actually made things worse for me. I wish I had worked with the State of California, where I owed tax, rather than paid thousands to Optima while my tax debt worsened. I felt a lot of stress and disappointment working with Optima. The company tries to get you to leave a review before they get any results for you, and in my case the results were unsatisfactory so they clearly try to dodge bad reviews.

      I regret hiring Optima Tax Relief because employees of Optima Tax Relief gave the impression that they could get my tax bill to CA lowered. Their results were really disappointing. I paid Optima just over $3100, but Optima was unable to obtain for me anything other than a monthly payment plan that I could not afford, which is what California offers to anyone who owes back taxes. There was NO offer of reducing the tax debt. Once Optima was informed of this by California, they weren’t interested in listening to me explain my concerns about the payment plan being too expensive or my preference for a lowered lump sum payment. My specialist at Optima, Marvin **, wasn’t aware of the statute of limitations that would have reduced my collectible tax liability by thousands of dollars. I had to explain it to him after I learned of it.

      Soon after, Mr. ** became unresponsive to me. Although I explained to him that my job did not allow me to have a mobile phone with me when I was working for days at a time, there was a limited window for us to speak by phone during the week. So I simply got voicemails from Mr. ** saying that he was having trouble reaching me to call him back. Eventually, I took out a loan to repay the tax debt. I recommend you don’t waste your money and contact your tax creditor directly.

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      Optima Tax Relief Company Information

      Company Name:
      Optima Tax Relief
      Website:
      optimatax.com