This company is not yet accredited. To learn more, see reviews below or submit your own.
Keep an eye on your inbox, the lastest consumer news is on it's way!
A link has directed you to this review. Its location on this page may change next time you visit.
Rude... Rude customer service. I did sign for loan with fees and charges, but if money is not available to give out, they need to block the loan application that is available online. You complete the application, are told the funds will be there the next day. They never arrive. You then log in to find out where the money is. Only to find out the application has been declined due to processing problems.
I had the same trouble of disclosure of interest and additional fees. Afterwards, whenever I did borrow from them, I arranged to have my payments deducted all at once each time I borrowed money thereafter. I too had the experience of "unexplained additional fees." So the next time I had an emergency and tried to use the service again, I was denied. Denied because I had refused all of their many offers for me to borrow more money and also to extend my payback days. In other words I was denied for failure to comply with the scam. I'm advising anyone and everyone if you can find another way to satisfy your debt or emergency then by all means make every effort possible to satisfy the need before you go to this One Click Cash. And did I mention how RUDE some of the customer service reps can be? Oh boy.....
Suzanne must work for them. Tisk, Tisk. Fact of the matter, Suzanne, is that OneClickCash violates the law to scam people into these B.S. loans. The FTC has already ruled that the practices of OneClickCash are deceiving and fraudulent. A contract is valid in the state it is signed, so despite what all your e-mails have told me about B.S. signing of an agreement with an Independent Indian Nation, that contract has to be binding in the state it was signed. And since OneClickCash violates almost every state lending law, and since a contract can't violate the law, every document that everyone has ever signed for your company is null and void. You have no authority in any state, so despite all your threats of lawsuits, you can't do ** to us. And trust me, nobody is going to attend Indian pow-wow court in the Sioux Nation... the only place you have any legal standing. SO, piss off, Suzanne.
EVERYBODY ELSE - If you have a loan with this company, place an ACH hold with your bank or close the account! You are under no obligation to repay ANY interest or fees on these illegal loans - in some cases you aren't even responsible to repay the principal, but you should... That's just the right thing to do. Do not let them intimidate you! They have no legal power anywhere in the United States... They CAN NOT sue you! Unrelentingly demand your interest money back! They receive two e-mails from me per hour, thanks to my free auto-emailer - a Google App called Boomerang. They receive 2 auto-dialed phone calls an hour, and 6 to 7 faxes a day. Be on the offensive... Attack them just as they would you!!
Additionally, the signatory on the accounts for OneClickCash, USFastCash, Etc., is this ** millionaire white guy named Scott Tucker. He has funneled $40,000,000.00 of interest and fees collected through these companies to fund some half-wit racing company called Level 5 Motorsports. Google his name... the racing companies name, etc... TONS of information available. Blow them and him up with calls, e-mails... Post on their YouTube pages, etc. He's a POS... If he doesn't crash into a wall, I hope someone shoots him on the Sioux Nation... where there are apparently no laws...
All of you that are upset about the charges for taking out a loan are just plain stupid. You are given a document that spells out everything. In order to get the money you sign for it. Therefore if you can't read it's not OneClick Cash that has done you wrong. I know what I sign for and have never had a problem. If you can't pay it back, plus interested all at one time, you will end up paying more. This only makes sense. Wake up, people!!
They did not explain the payment plan at all in the very beginning of the loan process. And now I am left with a huge percentage rate which is really high.. which is not right for people on fixed income. I know it is a business so they get their MONEY! back but this is really CRAZY... I WILL NEVER GET MONEY FROM THESE PEOPLE EVER AGAIN!!!!!!!!!!!!!
- 1,997,040 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
Earlier this year I lost my job and at the same time my husband got suspended because of the lack of work where he is. Money was tight and we needed just enough to pay for rent, gas and groceries. With all our savings we still needed some money so we called Money Mutual and they directed us to One Click Cash. We got a loan for $200. I know payday loan places charge high and I mean high interest rates cause I had to use a local one in town before they moved locations. We got the money in the bank and checking the website with our information it said loan amount $200 and payback amount $260. This was close to my other payday loan place and I thought ok, a few payments of $60 each paycheck should cover it. A few went by and doing the math we should have been almost paid off, so I got online and tried to adjust our payment amount and it said that an additional $50 would come out next payday totaling $110 out of one check.
My husband called to say there must have been a mistake and try to cancel the additional payment. The lady said they couldn't cancel it and so 2 payments would come out of 1 paycheck. Keep in mind they automatically take payments out of your bank account. So my husband asked how much we owed total if the site only said $260. The lady informed us that it was a little over $500 total for a $200 loan. Why put on the page to our account that the total was $260 if it really wasn't? Why couldn't they give us the total amount so we knew exactly how much we owed? What was the $260 then? She said she'd email me a copy of the agreement that included the interest rate. I read it the first time, but she never did email it to me or my husband.
We finally closed our account because they wouldn't stop taking out money even though we felt lied to and misinformed. This company is nothing but a scam that tries to trap you into payments you can't stop, only push back another payday and then they take out two payments at once. Payday loan places will tell you exactly how much you have to pay back with interest and all up front but they didn't. You think you're almost done paying them back but really you're not. Do not and I repeat DO NOT go through this company!!!! You will regret it!
I applied a loan for $100 for One Click Cash, and they have been debiting my account each time I get paid. I called them to try to resolve this issue and was told they are not a lending, and they only match you up with lenders, which is a lie. I contacted my bank and the only merchant that has been debiting my account is One Click Cash. I did a stop payment for any amount that they try to debit from it. I am going to close my account and just open up a new one. So please do not get a payday loan from this company and pay attention to your account transactions.
I received a loan into my bank account for $300. I did not authorize or agree to this loan. I contacted them about the mistake but they would not discuss it after I told them that I did not agree to this loan. Now, I am having to get a police report after I told them I would send the money back. They are trying to make me pay $390 now!!! This is wrong for a company to try and steal money from honest hard working citizens!!
I am livid. I took a $300 loan out and now I have paid close to $1,400 back. This makes no sense. I need to find out if there is any way I can get my money back. Please help.
I never took out a payday loan with One Click Cash. They were taking out $50.00 and $60.00 out of my checking account every month. When I went to the bank to stop it, the FCC called, waiting for me to pay the payment. The lady got very nasty with me when I told her, "No, I am not paying it." And when I told her that I had other bills to pay, she said, "Well, this is a bill too and it needs to be paid too."
One Click Cash Company Information
- Company Name:
- One Click Cash