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My recent experience with the Tribal lending company, One Click Cash, is totally awesome. Their customer service is 2nd to none. Simply the best. Their online loan process is simple, fair & I was approved with the funds in my bank account the next business day. I don't know what happened years ago, as most of the other reviews I read about One Click Cash that are negative, are old. I wanted to go on record about what a great short term lender they are now & proud to be their customer & will be for years to come, I'm sure. One last point. When other "Big Name" companies who advertise we have 100% approval for anyone, regardless of your history & every single one DENIED me... One Click Cash did. I'm so thankful for them.
These people keep calling my place of employment stating that I owe them. I do not believe is my account. Never heard of them. I have already told them that they can't be calling my place of employment everyday that is harassment, especially if the account is not mine...
Even though the repayment amount is extremely high, it is sometimes necessary to take out a payday loan. I was totally unaware that I would be charged an International Service Fee for $29.12. I found out that the fee is charged by a company in Poland who handles the money transaction. The One Click Cash website claims that all transactions are handled by their tribal offices in the US. I will definitely seek reimbursement.
I took out a loan for Christmas for my kids. One Click Cash offered an installment loan, the loan amount was $800. I'm now realizing that the repayment amount is over $4000!!! This is illegal and aimed at disabled low income consumers. This is loan sharking to say the least and it's outright robbery to expect 4 plus back on a 20 month loan. I'm now taking every step possible to put the word out to consumers and to get this business shut down!!! Do not do any business with this company. You've been warned.
Filed a BBB complaint. I will start calling government officials and anyone else I can to see to it that not only will my loan be removed as paid in full but I want repayment for previous overpayment and something done permanently to stop this illegal loan practice!!! Anyone else out there needs to speak up, and stand up for your legal rights. This company should not be allowed to get away with such practices. I'm going to get it stopped!!!
As you know the state of Pa. does not allow payday loans. However I did have three or four Quick loans in 2009, 2010 and 2011. Prior to Pa putting a stop to them. I never had a problem with my payments. Then on 2015 they phoned me three times offering me a loan. One went through with the wrong checking acct. on it. Therefore I declined it. They wanted my physical signature which I sent them via email. They said they never received it and faxed it twice costing me 22,00 in fees as it's a dollar a page and there were 13 pages to be sent back. Their manager who assisted me put the wrong date on the paperwork. Since then I have never received a loan and one of their managers put my information in compliance.
A woman called me to confirm that I wanted all of my personal information removed from their data base. It is not gone from the data base and now I had someone screaming at the top of the roof stating I would lose my disability and be arrested if I didn't pay back a loan I never received. I told them I would love to catch whomever did use my information. And arrest them. My bank clearly shows no loans were deposited. These people are running a scam for all of our social security numbers and more. BEWARE OF ONE CLICK CASH. PLEASE PUT A SECURITY ALERT ON ALL OF YOUR RECORDS FOR FRAUD....
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I applied for my 1st loan over a year ago and paid like I agreed. They automatically took my payment out of my acct. After several weeks later they refused to give me another loan saying "not at this time". A couple or three months ago they called me and said I paid very prompt on the 1st one and now offered me another loan. I said "okay", filled out the app the same with my checking acct #. The following month the pymt was not taken out the day it should have been. They finally called after I called numerous times and said they could not automatically take it from my checking acct, but could now use my debit atm card. So I give it to them and they still did not take it out.
I again got another call saying they had issues and asked me to mail them a check which I did. It still has not been cashed and now they are acting as though they never received my payment which are saying I promised to mail them a money order. I'm not going to do that unless I GET my check back. Something is not right and I feel that I'm going to be scammed or wiped out. Someone needs to call me as I can't pay this all at one time and don't know what to do. My number is **.
These are bad people. I got an email from a Lori ** saying I was approved and I there was no money due upfront. When I called, I was informed of something totally different. I put a $132 on a Green Dot prepaid card and when I called back with the funds for verification, I was told I had to pay a $199 in taxes that I was never informed about. I was beyond livid. They still have my $132. I was told by "Henry" he would cancel my loan application and refund my $132 as I didn't have the extra $199. He then said that they can cut the $199 'taxes" in half. I said, "If you can do that, why can't you take the $132?" He said that is taxes and I said, "If they are taxes, how can a company cut it in half?" After being promised that my money would be refunded back to me, it has not been and we are on day number 5...... I said, "I'm not a dumb ** American in her 30s and not know a few things, not to mention I work in a multi-billion dollar single company. You can't cut taxes in half for anybody," and said, "If I have to pay the IRS, then why I am I paying your company the $199?"
I told him I was reporting his company to the BBB and I was going to be taking legal actions against his company as I was lied to and that I have evidence via email that is in black and white that there is NO MONEY UP FRONT and that they stole $132.
Due to the holidays coming and being low on cash I like a fool applied for a loan. I spoke to James ** who said I was approved for a 5000.00 loan. All I had to do was put 160 on green dot card as proof I could make payments and the money would be refunded to me once I had funds. Well that was a lie. After I put 160 on card plus 4.95 I called to get funds, spoke with James ** the whole time. Once they verified card amount I was transferred to Simon **, a supervisor who informed me I had to pay another $468 to the IRS. I was livid and not only that they kept my 160. I am not letting this go. Do not believe them, if they call hang up! You've been warned. Wish I was.
Guessing by the reviews that I'm reading that you guys and gals are in the same predicament with One Click Cash as I am. I borrowed 300, made several payments only to find that I'm going to end up paying $950.00 for borrowing $300.00 so I closed my bank account and reopened a new one. One Click Cash has been calling me to get this matter taken care of...and I've offered to pay the original amount that I borrowed, but I'm NOT paying over $1000.00 to clear this up!! Is anyone interested in getting a class action lawsuit going against One Click Cash? I'm all for it!!
One Click Cash has put my phone number on a rotating daily call list. When I have called them back they demand my Social Security Number. They have made several of same demands and have asked for person information. I refuse to give them that information, they threaten me with various forms of taking my home, putting me in jail, ruining my credit forever.
For those who are familiar with credit laws in your state, please do not be threatened with this company. They are owned by the Sioux Indian Tribe and do not adhere to Federal Credit Laws and local laws. They cannot ruin your credit, because they cannot turn you over to standard credit bureaus, also they cannot call the police. Police Officials do not handle consumer affairs. These folks are bullies and pray on the innocent.
One Click Cash Company Information
- Company Name:
- One Click Cash