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Find the Best Mortgage Lenders in Denver, CO

Homeownership is a dream for many Denver residents, and a mortgage makes those dreams a reality by letting homebuyers purchase a house without hundreds of thousands of dollars in the bank. To help narrow your choices of companies, we created a list of our recommendations for the best mortgage lenders in Denver.

Top 12 Denver Mortgage Companies

AmeriSave Mortgage
Read 3,264 Reviews

Offers affordable mortgages through its easy online approval process. Custom quotes include no obligations, no commitments and no hidden fees. Provides a wide variety of loan types, including conventional, jumbo, FHA, VA and USDA.

Call Now Toll Free (866) 815-0655
ClearPath Lending
Read 943 Reviews

Nationwide mortgage lender based in California. Offers lending and refinancing services in almost every state. Specializes in fixed-rate and adjustable-rate loans and guarantees the best pricing for your loan.

Mr. Cooper
Read 9,398 Reviews

Provides new home loans and mortgage refinancing. Offers competitive interest rates. Award-winning mobile app. Online loan tracking. Guarantees closing date or the company will pay your first mortgage payment.

BOK Financial Mortgage
Read 1,709 Reviews

Offers conventional, jumbo, FHA, VA, USDA and Native American home loan programs plus mortgage refinancing. The Lock and Build program is available to finance new home construction. Direct mortgage lender.

Vanderbilt Mortgage
Read 2,003 Reviews

Specializes in financing for new or used manufactured, modular and mobile homes. Provides conventional, land-home, FHA and biweekly advantage mortgages. Down payments start at 3.5% of the total purchase price.

American Liberty Mortgage Read Author Review

Offers conventional, FHA, FHA 203k, VA, jumbo and reverse mortgage loans. Provides streamlined FHA loans. Has abridged and full online mortgage prequalification forms. Lets customers manage loan process through online account.

Cherry Creek Mortgage Company Read Author Review

Provides conventional, FHA, VA, USDA and jumbo loans. Offers HUD Section 184 loans for Native Americans. Helps find government-sponsored bond programs for first-time homebuyers. Uses FasTrac for streamlined document collection.

Ideal Home Loans Read Author Review

Sells conventional, FHA, VA and jumbo loans. Offers custom term mortgages with 10- to 30-year terms, second home mortgages and refinancing. Mortgages have fixed or adjustable rates.

Mortgage Maestro Group Read Author Review

Provides FHA, VA, FHA 203k, conventional and jumbo loans. Works with down payment assistance and community development programs. Helps with residential mortgages for employees of the cannabis industry.

RPM Mortgage Read Author Review

Offers home down payment amounts of 3% for conventional, 3.5% for FHA and 0% for VA and USDA loans. Ability to complete mortgage or refinancing application online or from app. Approves loans in one to two days.

The Mortgage Co. Read Author Review

Provides fixed- or adjustable-rate loans for 15- or 30-year terms. Choices of mortgages include FHA, USDA, refinancing, conventional, VA, HomeReady and CHFA. Offers money-back guarantees.

Uptown Mortgage Read Author Review

Mortgage broker offering a variety of loan programs, including FHA, VA, conventional, USDA, jumbo and FHA 203k. Refinances existing home loans. Choose between face-to-face or online interactions.

denver skyline

Finding home loans in Denver

There are many loans to choose from and several factors that play a part in your decision. Homebuyers most commonly take out a conventional or jumbo loan in Colorado. FHA loans are also popular with first-time buyers. Those planning to move in or around the Denver area should consider the following neighborhoods:

  • Longmont: Longmont is an affordable neighborhood with a rich history. Longmont's downtown has seen a bright revival, and the neighborhood overall is an excellent spot for young families. The median home purchase price of $390,500 is well below the conforming loan limits, so speak to a lender for a reasonable rate.
  • Villa Park: Villa Park is a growing, up-and-coming neighborhood with increasing home prices to match. The area has some of Denver's best shopping, parks and restaurants. Currently, home prices are a steal at $231,900, which is excellent for first-time buyers with an FHA loan.
  • Country Club: For buyers looking to have it all, Country Club is the place to be. Homes sell for an average of $1.75 million but come with an exclusive golf club, low crime rates and easy Downtown access. Given current conventional loan limits, jumbo mortgages are the best option to buy a home in the area.
  • Wellshire: Considered one of Denver's best-kept secrets, Wellshire has one of the lowest crime rates in the metro area. It's also near other desirable areas like the University of Denver and Old South Pearl. Military personnel looking to relocate family near the Buckley AFB could buy a house for a median home value of $562,845 and $0 down with a VA mortgage.

Choosing a Denver mortgage company

Most mortgages last 15 to 30 years, so it pays to shop around for the best interest rates and lenders. Gathering quotes, reading online reviews and asking friends and family members for recommendations can help you narrow down the best picks. From there, choose the most experienced lender with a reputation for customer satisfaction. Look for mortgage companies that are part of any mortgage associations or have completed certification programs, including receiving the Certified Mortgage Lender designation.

Denver home loan FAQ

What is a 5'1 ARM mortgage?
A 5’1 ARM is a hybrid loan combining a fixed- and adjustable-rate loan. The first five years of the loan has a fixed rate, and it adjusts every year after.
What credit score do you need to get a mortgage in Denver?
Bad credit home loans in Denver include FHA loans that have credit score requirements as low as 500. Many other programs require scores of 620 or better.
How long does it take to get approved for a mortgage loan in Colorado?
Loan approvals in Denver take around 60 days. Some companies can do it in as fast as 30 days, and others may take months.

Not sure how to choose?

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    Denver mortgage company information

    Cherry Creek Mortgage Company

    Cherry Creek Mortgage Company searches for mortgages with the lowest interest rate and the best terms. The company boasts of never letting a mortgage deal fall apart at the last minute. Its website has a variety of tools, including one that helps you find your current home’s worth and a free homebuyers guide.

    • Address: 44 Cook St., Ste. 500, Denver, CO 80206
    • Phone: (303) 226-8735
    • Hours: M - F: 8am - 5pm
    • Website:
    American Liberty Mortgage

    Located in the LoHi area, American Liberty Mortgage is your local, one-stop shop for mortgage loans. The company offers options for people buying their first home, constructing a new house, investing in a second property or rehabilitating their current residence. Apply online to start the mortgage process.

    • Address: 1932 W. 33rd Ave., Denver, CO 80211
    • Phone: (303) 416-7000
    • Hours: M - Sat: 8am - 6pm
    • Website:
    Uptown Mortgage

    Located in historic Lower Downtown, Uptown Mortgage can meet with clients face-to-face or complete the loan application process entirely online. Besides offering a range of loans, the company gets qualified buyers down payment assistance. If you already have a loan, Uptown Mortgage may be able to refinance it for a better interest rate.

    • Address: 1350 Lawrence St., Ste. 100, Denver, CO 80204
    • Phone: (303) 839-5262
    • Hours: M - Wed: 9am - 10pm;Th: 9am - 7pm; F: 9am - 5pm
    • Website:
    Mortgage Maestro Group

    Mortgage Maestro Group’s down payment assistance programs give you 4% of your down payment through the Metro Mortgage Assistance Plus program. For FHA, VA and USDA mortgages, available grants cover 5%. The company’s conventional loans don’t require 20% down and allow others the option to gift your down payment.

    • Address: 1720 S. Bellaire St., Ste. 315, Denver, CO 80222
    • Phone: (303) 779-0591
    • Hours: M - F: 8am - 5pm; Sat: 9am - 1pm
    • Website:
    Ideal Home Loans

    Whether you're looking to purchase or refinance a home, Ideal Home Loans has a variety of mortgage options to choose from. If you're refinancing for better rates but don't want to change how many years you have left, their custom-term mortgage offers a solution. The company also provides HELOC loans for homeowners wishing to remodel their house.

    • Address: 7900 E. Union Ave., Ste. 300, Denver, CO 80237
    • Phone: (303) 867-7000
    • Hours: M - F: 8am - 6pm
    • Website:
    RPM Mortgage

    RPM Mortgage guarantees to complete home purchase loans on time, and your loan is secured upfront with its Advance Approval system. RPM Mortgage's friendly lenders help you from start to finish. Once you submit your application, loan approvals take one to two days.

    • Address: 201 Columbine St., Ste. 300, Denver, CO 80206
    • Phone: (303) 658-0044
    • Hours: M - Sun: 9am - 7pm
    • Website:
    The Mortgage Co.

    The Mortgage Co. is so confident that you'll love their service that it offers a satisfaction guarantee. If you aren't satisfied with your loan process, the company refunds $1,486 of your lender fees. The Mortgage Co. also guarantees it will close on time. It gives $1,000 to both the buyer and seller if they miss a closing deadline.

    • Address: 1801 N. Williams St., Ste. 300, Denver, CO 80218
    • Phone: (303) 861-3700
    • Hours: M - F: 9am - 5pm
    • Website:
    by Sandi Pope ConsumerAffairs Research Team

    Sandi Pope previously worked in the nonprofit sector as an advocate for environmental and social change and believes information access is a human right. As a member of the ConsumerAffairs Research Team, she seeks to provide consumers with the necessary information needed in making life-altering decisions.