LendingClub Reviews

LendingClub often offers competitive interest rates compared to traditional banks, especially for those with credit. This can be a significant advantage for borrowers looking to save on interest. Borrowers can usually choose from a range of loan amounts and terms, which provides flexibility depending on their financial needs and repayment capabilities. Some customers find LendingClub's customer service to be responsive and helpful, especially when dealing with questions about the loan process or account management.

I recently took out a personal loan from Lending Club, and the application process was straightforward and user-friendly. Customer service was generally responsive and helpful. The loan terms were competitive. I was offered a reasonable interest rate based on my credit profile, and the terms were transparent with no hidden fees. The monthly payment schedule was manageable, and I appreciated the flexibility in repayment options.

The application process was simple and straightforward, and I was able to easily upload all the necessary documents without any hassle. The website is also well-designed and easy to navigate, making it a breeze to track my loan status and make payments.

My experience with Lending Club was nice and the process was easy. I love how they send a reminder a week before the payment is due. They will make sure that the funds are there. You also couldn't beat the APR for what I got. The rep who helped me was very nice. The lady called me to let me know that the loan was approved and what account it would go to. Once they paid off the card that I needed to pay off, the difference would go into my bank account. She explained everything to me.

They are predatory lender who has had Major Criminal Cases and had to pay back to former clients and customers $18 Million on ongoing, they deceived me and scammed $15k. I reported them to FBI, IRS, SEC, CFPB and My Lawyers. We are going after them, they have been caught in Money Laundering, Stealing Client funds, Criminal offshore scams mainly in the Philippines and Utah and Ohio.

I made my full payment on my due date and still got charge for late fee and then they added up interest charges, and when you call they told me they received the payment late but you guys can see when was the payment was made to the account, that’s very unfair to customer because people work too hard for their money, I will never deal with you guys anymore.

I’m still waiting for loan 3 weeks later. I sent in a document via email and a whole week later, they requested the same document via their application system. They need to request more documents up front instead of requesting single documents one by one and making the process even longer.

I received a 10k loan couple years ago. The process was fast and straightforward. I applied recently and was denied, even though my FICO and income is a lot higher. In my opinion, they are like a big bank now, but before it was a P2P company. If you're looking for something fast, try SOFI. My wife was denied too with a 715 Fico. Don’t waste your time.

DO NOT get a loan from LendingClub. I have had personal loans before and never in my 66 years have I dealt with a more unprofessional lender. I have gone back and forth with them for two weeks about a creditor that was supposed to have been paid but they claim they the check to the wrong address. I have had to make NUMEROUS calls with the last 2 weeks and I am still waiting to obtain the funds. I am beyond disappointed in this company. Find another lender is my recommendation!

I gave the man who represented this company 1 star only because of his incredible ability to pretend to be genuine. I had just been scammed by another company (Wave Finances) and trying to recover by getting another loan. This Lending Club rep was very understanding and compassionate, assuring me they were different and would not betray me. They made deposits that I returned in money cards to supposedly raise my credit rating. Long story short, my bank shuts down my account and tells me the checks they deposited were fraudulent. And of course the man I talked to every day, who promised he would never do me harm, is now unreachable and not responding. I didn't think anyone could be so evil. I don't even know where to go from here.