JG Wentworth Structured Settlements

JG Wentworth Structured Settlements Reviews

4.4
524 reviews
  • 4,628,855 reviews on ConsumerAffairs are verified.
  • We require contact information to ensure our reviewers are real.
  • We use intelligent software that helps us maintain the integrity of reviews.
  • Our moderators read all reviews to verify quality and helpfulness.

About JG Wentworth Structured Settlements

JG Wentworth offers lump-sum cash alternatives to structured settlements or annuity payments. Whether the payments are from settlements, annuities or casino and lottery winnings, the company provides fast cash buyouts and flexible options for each customer. The company offers signing bonuses and cash advances and includes a best-price guarantee with all purchases.

Pros
  • Best-price guarantee
  • Customized options
  • Free quotes
Cons
  • Payments may take up to three weeks
  • Credit score impact

Featured Reviews

Morton, MS
Verified purchase
I have been working with Tim over the past couple of months, almost a year. My experience has been wonderful so far. If I have to make any other arrangements with anything, I will...

Read more

Bridgewater, SD
Verified purchase
My worker or agent was very good at keeping me up to date and helping me with any questions and whatever I had along the way to get thru the whole process..You couldn't ask for a ...

Read more

How does JG Wentworth work?

JG Wentworth offers lump-sum payments to people who receive installment payments through a structured settlement or annuity. Structured settlements or annuities may have payouts lasting 30 years or more — JG Wentworth offers cash buyout alternatives that give customers immediate funds.

Call or fill out a form on the company’s website, and a representative will contact you within 24 hours. The JG Wentworth agent will help you arrange a lump-sum payment if you’re interested in cashing in a settlement. Its representatives help draw up the terms of your contract before having it approved by a judge. You typically receive your funds within two to three weeks after the contract is finalized.

How much does JG Wentworth charge?

The cost of selling your annuity or settlement to JG Wentworth varies based on the details of the agreement. Typically, JG Wentworth's fees range from 9% to 15% of the asset's total value. Its representatives provide free quotes over the phone to help you evaluate the cost of cashing in your structured settlement, winnings or annuity.

The company also offers a best-price guarantee to ensure you’re getting a good value for your assets.

JG Wentworth FAQ

How much money does JG Wentworth take from settlements?

JG Wentworth fees can range from 9% to 15%, depending on the details of your structured settlement or annuity. You can request a free quote for an exact estimate.

Is JG Wentworth worth it?

If you need cash quickly or would prefer to receive your payments as a lump sum, JG Wentworth may be worth the cost for immediate funding. During your initial consultation, the representative walks you through the asset’s cash value and fees.

Is JG Wentworth trustworthy?

JG Wentworth has worked with clients for more than 25 years and has many satisfied customers. Read reviews and complaints of current and former clients for a deeper look at its trustworthiness.

How long does it take to get your money from JG Wentworth?

It typically takes two to three weeks to receive your funds. Payment can sometimes be expedited to take as little as three days, but it depends on your contract.

Is JG Wentworth legit?

JG Wentworth is a reputable, reliable provider of lump-sum buyouts for annuity or structured settlement payments. It offers free, no-obligation quotes. Fees typically range from 9% to 15%, depending on the settlement’s value and the terms of your contract. Contact JG Wentworth online or over the phone for a personalized quote.

JG Wentworth Structured Settlements Reviews

Filter by Rating

  • (384)
  • (55)
  • (24)
  • (13)
  • (48)

Popular Mentions

    How do I know I can trust these reviews about JG Wentworth Structured Settlements?
    • 4,628,855 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Top reviews
    • Top reviews
    • Recent
    • Oldest
    • Most helpful

    A link has directed you to this review. Its location on this page may change next time you visit.

    2 featured reviews
    How do I know I can trust these reviews about JG Wentworth Structured Settlements?
    • 4,628,855 reviews on ConsumerAffairs are verified.
    • We require contact information to ensure our reviewers are real.
    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Nov. 8, 2024

    JG called me but I never answered. They shot me a message and I went back and forth with them on a good rate that they can do for me. Out of everybody that I've talked to, they gave me the best offer and rate. The process was good and smooth. I just had to sign some papers. I talked to Joe, the guy I was working with, for a while before making a deal. But from signing the papers to getting the court date and receiving the money, it was four weeks. Joe was very good with me. He was always explaining everything. I'm a person who has concerns with certain things, especially giving my information out and he was there to tell me that everything was going smoothly and what every information is for. So, he reassured me in that end. I was glad working with JG Wentworth and I’ll work with them again if I need anything in the future. They were awesome.

    Thanks for your vote! Report
    JG Wentworth Structured Settlements
    Response from JG Wentworth Structured Settlements

    Hi David! It is so nice to hear that your team has been able to jump start your financial future - thanks for sharing!

    Not sure how to choose?

    Get buying tips about Structured Settlement delivered to your inbox.

      By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Unsubscribe at any time.

      Thanks for subscribing.

      You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

      Verified purchase
      Punctuality & Speed

      Reviewed Sept. 21, 2024

      I went with JG twice, and then I went with the competitor twice. They're all the same. When we can't get a loan from somebody else or because of our credit, going with a company like JG, we can get our money when we need to and then we can invest our money into our own business. That's what I did. JG helped me get my money quicker than waiting 10 or 15 years. It took two days after the approval from the court, and at the end of the day, I get to start my own business and then continue to do what I love. If it worked for me, it'll work for someone else.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Antar! It is great to hear how much has been able to help jump start your financial independence - thanks for sharing!

      Verified purchase
      Contract & TermsPricePunctuality & SpeedProcess

      Reviewed Sept. 13, 2024

      I was buying new real estate properties that will make me more money in the long run than the structured settlement that I had. I went with JG Wentworth, and they made the process very easy. They were very punctual with everything as well as very forthcoming. There were no hidden details. Everything was a straightforward process, and their tools made life so much better. The terms were also good, and the price was definitely fair, especially for the risk they take. It worked well. JG Wentworth was great, and I would happily recommend them.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Jody! We are so happy to hear that our team has been so helpful with the program - we are excited to be on this journey towards the financial future you deserve!

      Verified purchase
      Customer ServiceStaff

      Reviewed July 26, 2024

      Our rep, Austin, helped us and kept us informed. The only thing was my wife did something with Peachtree a couple years back, and they took a long time. I asked him, "Is this gonna take a long time to do?" He said, "No. We have plenty of money." But it still took eight weeks to have it done. JG Wentworth needs to work on that. Most people that call need the money. They don't have eight weeks before they go bankrupt or lose their house or car. Then after that's done, they gotta review it for another week. Why do they need to review it? You already settled, signed papers on it and already went to court. Why do they need to send to another person to review it when they already guaranteed the money to the people?

      We got a letter in the mail not two days later after my wife agreed to go with them. It said we didn't have to wait because JG Wentworth has the money to pay right then. When you call to ask them about it, they say, "I don't know why they sent you a letter like that. You're gonna have to wait at least six weeks." In my wife's situation, she had two insurance annuities that are well-known. Peachtree had already took some money out of it. When we were arguing back and forth with them, they said, "We're not giving you any more money because we own each other." Then after they get all settled, they'll send a gift card in the mail. When you call about them, they say, "We already took all your money so we don't have to honor the gift card." When we called, I was angry with Austin, but he took it well and said he'd get back to us.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Anthony! We are pleased to hear how much of a positive experience you had such a positive experience with Austin - thanks for sharing!

      Verified purchase
      Customer ServiceStaffProcess

      Reviewed April 18, 2024

      It's a long process to get everything going, which is up to the state that I live in, but they've been very helpful. The people that I have been working with are really kind and understanding. Sometimes I can't answer their calls because I'm busy with my own stuff or sometimes they're in meetings but we are able to meet halfway. There hasn't been no complications at all. I have to go through the whole court stuff, which is beyond them, and if I couldn't get what I needed to get because it wasn't approved by the judge, then they're still currently working on trying to get me something that the judge is going to approve.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Nicole! We are thrilled your experience with our team has been so positive - thanks for sharing!

      Verified purchase
      StaffProcess

      Reviewed Feb. 8, 2025

      I was buying my first house and I had the money, but I had to get a way to get access to my money because otherwise, I'd have to wait for a couple of times. So, I worked with JG Wentworth. Two weeks before my court date for the second time of selling with JG, I had the same agent all the way through. Then two weeks before was when I got a different agent. Both of them were very sweet, helpful, and nice. During the process, I had to wait for a little bit, but that wasn't because of JG. It was because of the courts and Noble County.

      Thanks for your vote! Report
      Verified purchase
      StaffProcess

      Reviewed Feb. 7, 2025

      During the processes, the reps were very helpful. But between trying to actively get it done, it was not pushy, but it was persistent to a point where sometimes I kinda have to block the number unless I want to go through the process again. But I got the money, which helped me out in untold number of ways. It definitely took care of a lot of debt. The process was a little bit tedious but it was still a very easy process for anybody in a relatively normal situation. I still might end up using it again.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Kyle! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Jan. 31, 2025

      Well went to court and it was done in less than 8 minutes. I got what I needed. They took very good care of me. Got me my money back quick. That's all that counted. It's just a fourth, third or fourth time I did this with them. I dealt with them over the last 20 years and they help me out each time. I like how they work and get your stuff done fast then and they have more choices than other companies have

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      We are glad to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!

      Verified purchase
      StaffProcess

      Reviewed Jan. 23, 2025

      The car that I had bought had some issues and I needed some cash fast. I went with JG Structured Settlements and the process was very easy. They talked about all the numbers that I could possibly sell money for. They did everything pretty much on their own and just let me know where I needed to be and what I needed to do. The experience was smooth overall. I'm finished working with them for now unless anything in the future comes about.

      Thanks for your vote! Report
      JG Wentworth Structured Settlements
      Response from JG Wentworth Structured Settlements

      Hi Sierra! We are glad everything has been going well - we are excited to be on this journey towards the financial future you deserve!

      Verified purchase
      Customer ServiceStaff

      Reviewed Jan. 14, 2025

      I was with Berkshire before and they weren't helping me at all. But JG Wentworth helped me a lot. They helped me get the money so I can afford my car still so it doesn't get repoed. The reps were very communicative. When they get an update, they'll call you right away.

      Thanks for your vote! Report
      Loading more reviews...

      JG Wentworth Structured Settlements Company Information

      Company Name:
      JG Wentworth Structured Settlements
      Website:
      www.jgwentworth.com