Jersey Mortgage Company

For about a year or more, my daughter and I had been looking to move so we could live together. She knew one of the girls from Jersey Mortgage and we went with them. We got a VA loan and being at my age, everything was a little confusing to me. But it was okay and I was surprised how quick it was to go through with the lawyer at the closing. It was so professionally done. He had it laid out there and he explained it to me that I got a little education there. Being the signatory on the loan, I was there when a signature was needed but my daughter took care of all of other things.

I was buying a new home and was referred by someone I knew who knew about Jersey Mortgage. The application process went good and everything was upfront. Their reps told me everything I needed to know. If I have questions, getting a hold of anybody was easy. But the process took a little bit longer because there was a lot of back and forth with the person that we were dealing with as far as buying the property. Other than that, Alberto, the loan officer, was always there every time I need him and reach out to him. He always gets back to me and gives me the information that I need. He was good and very informative.

We were buying a new home and we were referred to Jersey Mortgage through the VA. The application process went fine and it took a month to complete. The experience was easy except getting the credit report cleaned up a little bit. Also, the rate I received was a little high. I worked with Garth and I was impressed with his determination and drive to get everything completed. He was precise and always returned his phone calls.

I went with Jersey's FHA mortgage with a 203K loan. However, they should have warned me that applying was a long process and they needed hundreds of documents. There was too much to do. Maybe they were doing their due diligence, but it went on and on and on. The underwriting process took approximately 20 days. Then, when I applied for a renovation loan, I had to submit the contractor estimate with that. One of the contractors gave me the estimate but he was not willing to work. He told me that he had another big job and he cannot take my contract.

I was purchasing a condo and Jersey Mortgage Co. was recommended to me by my realtor. Obtaining the mortgage was easy. They did not make it very stressful. The application was quick and the whole process took about a month. They need to make things a little bit more clear though. For example, the things that I needed for the closing date. But that was it and even that was not that bad. I worked with their rep, Scott, and he was very personable. I felt very comfortable. He was always there and he checked in on everything, especially at the end where there was a lot of waiting for things to happen. He was very good on keeping track.

My daughter and I availed of Jersey's first-time homebuyer program. We are both co-owners on the mortgage. We picked John as our rep and we absolutely loved him. He was awesome. We liked his personality, customer service, and communication skills. The application process was complicated but John made it doable. The application and underwriting process took a month and a half.

I was a first-time homebuyer and when I was looking into acquiring a mortgage, Jersey Mortgage had low-interest rates versus other mortgage providers. My wife and I had good interaction with our loan officer, Richard, and I was impressed with the way he guided us along through the process. He also told us what we needed and how we can go about to get it. We bought the house in New Jersey but I was in Georgia working for 10 weeks there so it was my wife and Richard who went back and forth. Their process was tedious but good and it took us approximately two months for the application and underwriting process. Jersey was very good in helping me close the loan. We had a very good experience and the follow-up was excellent. I got a chance and spoke to Richard a couple of times and he explained a lot of things to me, how we can move forward and what to expect.

I wanted to get a second house and I decided to apply for a mortgage. I was looking for somebody that would make me feel confident and my friend, Kathy, works at Jersey Mortgage Co. I applied for a conventional loan and the whole application and underwriting process took a good month. Most of the process is always complicated but we made it. The underwriting process needs to be less complicated though. They already have all the documentation but sometimes they make it too difficult to the point that I just wanna give up. But other than that, the loan officer kept good communication with us which is the most important thing.

I’ve done business before with Marcus of Jersey Mortgage. He helped me get my first property. This time, I got a VA loan, and the application process was a breeze. This whole process took four months, but there were other factors that had to do with that. Although overall, Jersey Mortgage did well, there were times where I felt like I would have to send the same document to various people that I had already sent to people working in the company.

Steve, the Jersey loan officer, was really nice and I felt comfortable with him. He made obtaining my mortgage a nice experience. Jersey also gave me a better rate than the competitor, so I went with them. Everything was clear. Steve answered any questions I had right away or texted me right away. He was cool throughout the whole process. It was my first time buying and I thought the rates were at 4%, but Jersey gave me a fair rate. The competitor wanted to give me around 5.585, but Jersey came down to 5.2. We closed in 26 days.

Getting a mortgage through Jersey Mortgage was one of the most difficult processes that I have ever been part of in my life. But Marcus, the guy who recommended Jersey Mortgage to me and assisted me, and his entire team were wonderful. I couldn't have asked for better people.

A real estate agent referred me to Cathy who is a part of the Jersey Mortgage team. The application process went smoothly. Cathy did an excellent job, and she explained it all very professionally, and it was really easy for me to understand it. The application and underwriting took more time than it was supposed to. It took more than 45 days, but Cathy did a great job. She rocks and I'm happy with what I have right now. I'm very happy with the process as well. I recommend Jersey Mortgage.

I checked out some lenders, and I didn’t like their prices. Jersey Mortgage was better. The process of obtaining the mortgage was filling out papers and giving them my information and speaking with somebody. The process wasn’t very long because it took a minute finding the place, and once I did, it took a day or so. The crew is awesome. They were so cooperative with me. They walked me through a lot of these formalities and steps as me being a first-time home buyer. And there were some rough roads I came across and they helped me smooth it out 'cause I did not know. So, I was very pleased with them. It's a lot that they taught me, and anytime I needed to talk to them, they were available. The door was always open, and I loved it. If I hear of anyone looking for a mortgage, I would definitely refer them to Jersey Mortgage. They were outstanding.

I signed a lot of documents to obtain a mortgage through Jersey Mortgage. I had to give pay stubs from both of my jobs and provided other documents. It was a lot of paperwork. If we could cut back on paperwork, that would be beautiful. But other than that, I know everything comes at certain intervals and if everybody, meaning the mortgage company and whatever bank, could get on the same page, that would be great. Their reps did their job and everything took a month and a half. I also felt good about the rate. I got a good percentage of the mortgage.

Scott, from Jersey Mortgage, was my guy from when I originally bought the house in 2012. He was referred to me by my real estate agent at the time. This time, I went with Jersey Mortgage for a refinance and worked with Scott again. The process I had to go through was smooth. I wanted to get out of the FHA loan I was in, get rid of the mortgage insurance and also bring it from a 30-year to a 15-year loan. I wanted to make it a quicker loan and it all made sense. The application and underwriting process was quick, which was only two weeks. Being with Jersey Mortgage previously helped. Everything went well and I was happy.

Jersey Mortgage was assigned by a lender and then he set up the paperwork process for me. And I was able to receive an acceptance letter based on my income and all that good stuff. The application process was pretty much straightforward, the whole process through. Brian always answered any questions I ever had regarding the loan process or things that I wouldn't normally know off the top of my head. And if I needed to ask him a question, he was always there to answer them for me.

The first time I was with Jersey Mortgage, I had a bad experience. The rep gave me an interest rate of 4.875. But he asked me if I wanted a monthly interest rate in three months before. I told him to go with the closing. He said that we were close to closing and we will lock it in straight. Then the day that we said lock, he gave me a 5.65. I looked up everywhere how much the interest rate was and it was still 4.875. He refused to change the interest rate. I was gonna take him to court but Jersey Mortgage got involved with my company with a lawyer. Jersey then offered me a settlement and a free refinance and that's why we refinanced.

I got an investment loan through Jersey Mortgage and everything went smooth. Applying for the loan was quick and easy. My finance officer, Marcus, was great. He kept me updated on everything and informed all the way through. Any questions I had, he answered them. He gave me the information in full, like not shortcutting anything with me so I really appreciated that. I spoke to them almost every other day. Marcus was knowledgeable and I was comfortable with him. He also got it done when he said he was gonna get it done. I would tell friends to at least try Jersey Mortgage first before anyone else.

My wife and I were looking for a long time working with a new homeowner’s partnership program, and that was leading to nowhere. I ran into Jersey Mortgage and started working with them. The initial stuff was pre-mortgage application analysis -- giving them information about our income, where we work, length of time at that job, social security and whatnot. And then, they kind of basically told us our credit was good enough for our loan. They got us pre-qualified, which was very helpful. The entire loan application all the way to the end was all positive. The application process was a little bit different from what I remember my parents but that was more due to just the housing market and the process, and how it changed from 2008. A lot more documentation is needed to be provided and a lot more verification.

I had a great experience with Jersey Mortgage and I liked the way the guys worked with me. After I talked to the first representative, I talked to another woman and they both were great persons. These guys were nice. They helped me a lot. They were also always calling me or sending emails about everything. Then anytime I called out there, they answered the phone or called me back. They helped me very quickly. They were always there for me. That was why I felt like there was no problem. The process took about two months. It was long but very good. It was easy to understand what they needed. In fact, I was pleased People have told me the rate is higher but I don't know yet. I can pay it so I think it's good because they were thinking about me before. Now, I have my own house and it's actually great. Going with Jersey Mortgage is a great decision.

There were two reasons why I used Jersey Mortgage to get my conventional mortgage. One, they were recommended by my agent, whom I actually picked because he's my friend. I was comfortable because it seemed like I could trust everyone in this process. Number two, I shopped around and Jersey Mortgage gave me the best interest rate. So I’m happy with that. Also, just from speaking with Jersey Mortgage, they seemed to be more friendly than the other people I contacted.

Jersey Mortgage was offered to me through the Zillow app and I got in their FHA loan program. It was a new experience to me because I've never been through it before. It has a lot of paperwork and the application and underwriting process took about two weeks. Still, their reps were very open and they didn't seem like they were hiding anything from me. There was some miscommunication in the lending process, but it got resolved in a timely manner. My loan officer Jacob was good. I felt comfortable working with him and I was impressed that he came out to the closing.

I use Jersey Mortgage on all my properties. Their application and underwriting process takes 3 months which can be improved because some of the stuff that they asked for is unnecessary. On the other hand, Richard, my loan officer was very good. He tried to help me as much as possible. I was also hoping that their rate was gonna be a little lower but he informed me that that was the going rate at the time. Considering everything, I’d recommend them.

Jersey Mortgage's reputation made us go with them and obtaining the mortgage was the easiest thing that I have done in my life. The application and underwriting process took a world record 18 days -- I don’t think you can get any better than that. They did everything, all the prep work, and all the contact with the lawyers. We just showed up and that was it. Bruce, the loan officer, was very professional. He knew his stuff, he got it done, and he delivered everything he said he would. We’re very happy. I’ve already referred three people.

I had been recommended to Jersey Mortgage by a friend when I bought my first house, and then I actually used them again when I bought my second house. The application process was very smooth. The actual application part was really fast. I just needed some time to get some documents together. From application to approval, it took a week and a half. They were great, and they made it really easy. Scott, the loan officer, was always 100% on top of communication even on weekends. If I send them an email, he would reply or give me a call. I got a good rate based on when I locked in the mortgage. If I buy another house, I’ll use them again.

Scott was extremely professional throughout the entire process. He worked tirelessly and it didn't matter if it was 6am or 10pm. Scott would always answer our questions promptly and was super honest. He went above and beyond at all times. My husband and I are super impressed with his professionalism, respect, and work ethic. Scott is very easy to understand and communicate with. Very approachable person with an upbeat personality. Hands down a true gem in his field!

My son had used Jersey Mortgage and he said it is good, so I decided to go with them when I was buying a new home. The application process was okay because it was a little demanding at first and then I got through with that. Together with the underwriting process, it took a couple of weeks. They just go with the standard, and they’re good that way. It’s just that I was a bit shocked with the requirements that they asked for.

During our home purchase, my wife and I had a wonderful experience working with our loan officer Marcus ** and his team at Jersey Mortgage. Marcus worked around the clock to meet our closing date set during the initial loan process. Marcus was very Professional and efficient by being consistent throughout the whole process.

As a 1st time home buyer I must say that Marcus ** and his team at Jersey Mortgage made it a breeze. Not only did he help me find a great realtor to view properties, he also helped me find the best and most affordable lawyer to facilitate the closing process between myself and the seller. Marcus truly went above and beyond anything I could have even dreamed of from a mortgage lender. He explained the entire process to me in detail and told me about my loan options, at no point did I feel confused as he answered all of my questions very diligently. Kim ** the relationship manager was also super awesome, she even accommodated my 14 hour time difference when I went to Japan for almost a month to keep moving the completion of the loan documents and the closing forward (she totally helped me w/my difficult mother in facilitating her portion of the documents as well).

It was my first time buying a house and somebody who I knew went through Jersey Mortgage and introduced them. There were a lot of steps to go through to get the mortgage. They wanted information about my job, how long I’ve been there, and if I am still there. Then about dealing with my child support, I had to get all that situated. Also one time, they told me they needed bank statements. I sent the bank statements, but they told me they weren't good. So, I was trying to figure out why when I got them from the bank.