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I received an email today from Cash USA stating they were suing me for an outstanding loan. I know I don’t have a loan! They have my SSN, address and name. The email was not proper English. At first I thought omg but knew it had to be a scam. Everyone please beware of these scammers. It’s scary how they have so much of our info.
I received a call about payday of USD 5k and asked USD 300 upfront with Google Pay card as service fee and I gave to them and then they demanded more money and they scammed me and I do not remember the guy full name who called but I think it is Jimmie and call was from 2099816890.
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This guy emailed me back tried to say that he was from CASH USA, that represented Advanced Cash America in Delaware, Ohio. Said we took out a loan for $300, from National City Bank, even had the last several digits of our OLD checking account number, and SSN number. It's still a scam as this business is OUT OF BUSINESS. Tried to get me to wire him money so we wouldn't go to court. Bye sir!!! You're reported to law enforcement agencies.
I received an email stating that I was approved for a $5000 loan. I had only applied for $1000 but could really use the extra money for car repairs and to catch up on bills. Long story short, when I got the confirmation call from the director “Jack **” he stated that he now needed my user ID and password information to log into my online banking. I thought that was weird but I explained to him that I would have to contact my bank for my password because my app is already downloaded to my phone where I do not have to log in. After contacting my bank, they stated that loan companies ONLY need routing number & account number to make a deposit and that I may want to check into the company.
Once I called Mr. ** back to tell him what my bank said he immediately got very rude and unprofessional cutting me off saying, "Well do you want the loan or not?!" That was a huge red flag! I then did some research of my own and online as of Aug 2017 this is no longer a company! It is listed as a scam or debt collector by the Better Business Bureau. Do not let them get over on you or anyone else you may know! The number they are calling from is also fraudulent. It’s listed under another name and not a company. Chances are when something sounds to good to be true it is!!!
Just got 2 voicemails from Indian accent. One said her name was Iva and the other Elis. Saying I got approved for a loan for 4000. I already was scammed for 600. For these people a couple of months ago. I don't trust anyone with that accent. So I'm always checking the numbers they say to call back. The ones they are calling from don't work. They said they are with USA loan web. ** is the # they said to call.
I just got a phone call saying that I had been approved for a loan for 1000. I said I don't need a 1000 but I could use 500. They said "Hold on. I have to talk to my supervisor." I said "okay". They came back to the phone after 5 minutes and said that they would call me back in 10 minutes because they were really busy, so I said okay. So when they called back they said that they had to verify my information and wanted me to pay a fee for using the service. I really couldn't understand what he was saying or talking about because I have 2 regular payday loan places that I use. I never had to pay a fee to use them.
So I started thinking "Let me get some information from the guy that I'm talking to," so I copied the phone number that I seen on my phone and I asked "where are you calling from again" and he said "Instant Cash USA" so I got up. I was sleeping when they called. So I got up and got on my computer and typed in the information and I couldn't find anything so I hung up and called the number back and told them that I had talked it over with my husband and that I decided not to take the loan after all. And they hung up on me so I called them and asked what happened. I said I want to cancel my loan so send me the confirmation number where you cancelled my account application but he said that it would be a while. So I immediately called my bank to let them know what was going on. I changed my username and my password as well so please be careful with these phone calls. They are something else.
I applied for a small payday loan online with Speedy Cash. The loan was successful and deposited into my bank acct. The very next day I received a call from a man with a thick West Indian accent stating he was calling about my online loan application. He proceeded to tell me that they mistakenly deposited $1000 in my account and I need to send that back or my loan will be penalized with extra fees that they will garnish from my bank acct. I am on a strict budget so I complied. My email alert from my bank said the checks were deposited and pending but not available to use.
Being that I am an honest person, I was instructed to go to Moneygram at a Walmart and send the money back, Which is what I did because the money really wasn't my mine or what I asked for with the payday loan. My bank acct showed that 2 checks were deposited but not available to spend and pending so I thought nothing out of the ordinary and wired the money back. On my way home I stopped to get groceries and a few other items using my debit card with my own money in the bank and those transactions were approved and went thru.
About an hour later I got an email alert of my acct being in overdraft status so I called the number back and the same guy answered and told me it was just a mistake and would be corrected shortly and he would be calling me back in 30 mins. Well 10 mins later I received another alert about my credit score and fraudulent activity so I immediately called the guy back again and asked again why my acct was in overdraft and why am I getting these alerts because I sent them their money and he said again that it was being corrected and he would be calling me back in 30 minutes to verify it.
I hung up but had a sinking feeling so I then tried to call my bank branch and freeze my acct for the time being but was too late to stop the charges and I was now responsible for paying it all back. They had indeed took all my existing money, the checks they deposited were returned and flagged as suspicious overdrafting my acct. I called the guy again and began to ask questions, heard someone laughing in the background and then got hung up on. Right then I knew I was scammed. The number they were calling me from was unknown but the number they gave me to contact them was 773.786.9437. I googled it and its a scam number associated with CASHUSA.COM and used often.
I was naive and had never applied for a loan before but I am still responsible to pay all that money back, overdraft fees for each transaction that was returned and they took all my money I originally had in there as well. I was distraught and it put me in a bind plus the upcoming holidays are ruined for my household. It would be so easy for me to discriminate against all and any West Indians but I'm just not built that way and don't want to block my blessings so in my heart I have to forgive and move on.
These people are evil, demonic individuals and will get theirs in due time. I was so angry, ready and willing to start bashing all West Indians for the actions of a few bad apples but I will bounce back and this is the first and last time that will EVER happen to me. **ASK QUESTIONS, RESEARCH AND STAY ALERT**. These people have all my personal info forcing me to use LIFELOCK now. Better to be safe now than sorry later though. Blessings to you all.
Received 3 calls from these scammers today claiming that I took a loan from them and that there was a warrant for my arrest; I never applied or received money. I asked for the name of their agency name and address, my right under the Fair Debt Collection Practices Act, only to be asked why I needed it. I told her that it was my right and she transferred me only to come back to the phone 5 minutes later and hang up. I called back and this was one of many clues that this was scam when they answered the phone with "Hello" and not with a business name and/or greeting. This person when I asked for the name and address put me on hold for 10 minutes when I asked for an address. She must have forgotten that I was there and came back accidentally and I told her I was waiting on the name and address and of course she hung up. I called back and this time they kept picking up the phone and hanging up.
I don't understand how these people don't know where they work or how they got there. At this point, I decided to have a little fun with them and put my phone on auto redial and let it call them repeatedly for 10 minutes or so on each number they called me from. They kept picking up and hanging up. It was a bit amusing and satisfying knowing they disturb people all day with bad intentions. Please don't fall for these scammers. These idiots randomly picked an attorney this time to call and I knew how to verify if they were legit. It's as simple as asking for their AGENCY name and address. Even if they can provide you with one, do your due diligence and research the company they give you to verify its validity before you give away your money and if you're contacted, be proactive and report it immediately. If we all do our part, we can slow these goons down from preying on people.
For months, and this goes back to September of 2014, I was receiving calls and emails from a Frank ** for the amount of $8,000 for Cash Tree Pay day Loan I never applied for. My personal information was hacked and the data for the so-called dates and personal account, employment etc in his records were way off, and in some cases not even existent at the time. I also found a fraudulent Florida address attached to my social security number in my credit reports.. I contacted my bank, filed a complaint with the FBI and had the fraudulent address removed from my credit report.
Now, a Michael ** from Cash USA is threatening to sue if I don't pay up the same $8,000 from Cash USA with late fees, attorney and court fee's, and has my social security number. I have never applied for and received these funds from any company. It seems nothing I do will make them stop, and I'm at the point where I'm afraid to answer my home phone.
I was contacted by email threatening to contact my employer, take me to court and garnish wages on a loan I never received. I did fill out an application but after speaking to a representative and discussing their fees to obtain a loan, I declined the loan and never received. I keep immaculate bank records so on the first and second email I asked for documentation. They would not provide me this then came threatening emails. When I called their number and the Indian guy on the other end realized I wasn't going to be intimidated or threatened and would not try to resolve it, he hung up and continued to hang up on the next 8 calls. I screen shot and saved every email and call log for future issues. This is a scam. I'm sorry to the ones that cave in and pay. They target people that are in financial trouble to begin with and then extort more. Please contact federal trade commission. This is not a credible legal lender.
Instant Cash USA Company Information
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- Instant Cash USA
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