Consumer Complaints and Reviews
I applied for a small payday loan online with Speedy Cash. The loan was successful and deposited into my bank acct. The very next day I received a call from a man with a thick West Indian accent stating he was calling about my online loan application. He proceeded to tell me that they mistakenly deposited $1000 in my account and I need to send that back or my loan will be penalized with extra fees that they will garnish from my bank acct. I am on a strict budget so I complied. My email alert from my bank said the checks were deposited and pending but not available to use.
Being that I am an honest person, I was instructed to go to Moneygram at a Walmart and send the money back, Which is what I did because the money really wasn't my mine or what I asked for with the payday loan. My bank acct showed that 2 checks were deposited but not available to spend and pending so I thought nothing out of the ordinary and wired the money back. On my way home I stopped to get groceries and a few other items using my debit card with my own money in the bank and those transactions were approved and went thru.
About an hour later I got an email alert of my acct being in overdraft status so I called the number back and the same guy answered and told me it was just a mistake and would be corrected shortly and he would be calling me back in 30 mins. Well 10 mins later I received another alert about my credit score and fraudulent activity so I immediately called the guy back again and asked again why my acct was in overdraft and why am I getting these alerts because I sent them their money and he said again that it was being corrected and he would be calling me back in 30 minutes to verify it.
I hung up but had a sinking feeling so I then tried to call my bank branch and freeze my acct for the time being but was too late to stop the charges and I was now responsible for paying it all back. They had indeed took all my existing money, the checks they deposited were returned and flagged as suspicious overdrafting my acct. I called the guy again and began to ask questions, heard someone laughing in the background and then got hung up on. Right then I knew I was scammed. The number they were calling me from was unknown but the number they gave me to contact them was 773.786.9437. I googled it and its a scam number associated with CASHUSA.COM and used often.
I was naive and had never applied for a loan before but I am still responsible to pay all that money back, overdraft fees for each transaction that was returned and they took all my money I originally had in there as well. I was distraught and it put me in a bind plus the upcoming holidays are ruined for my household. It would be so easy for me to discriminate against all and any West Indians but I'm just not built that way and don't want to block my blessings so in my heart I have to forgive and move on.
These people are evil, demonic individuals and will get theirs in due time. I was so angry, ready and willing to start bashing all West Indians for the actions of a few bad apples but I will bounce back and this is the first and last time that will EVER happen to me. **ASK QUESTIONS, RESEARCH AND STAY ALERT**. These people have all my personal info forcing me to use LIFELOCK now. Better to be safe now than sorry later though. Blessings to you all.
Received 3 calls from these scammers today claiming that I took a loan from them and that there was a warrant for my arrest; I never applied or received money. I asked for the name of their agency name and address, my right under the Fair Debt Collection Practices Act, only to be asked why I needed it. I told her that it was my right and she transferred me only to come back to the phone 5 minutes later and hang up. I called back and this was one of many clues that this was scam when they answered the phone with "Hello" and not with a business name and/or greeting. This person when I asked for the name and address put me on hold for 10 minutes when I asked for an address. She must have forgotten that I was there and came back accidentally and I told her I was waiting on the name and address and of course she hung up. I called back and this time they kept picking up the phone and hanging up.
I don't understand how these people don't know where they work or how they got there. At this point, I decided to have a little fun with them and put my phone on auto redial and let it call them repeatedly for 10 minutes or so on each number they called me from. They kept picking up and hanging up. It was a bit amusing and satisfying knowing they disturb people all day with bad intentions. Please don't fall for these scammers. These idiots randomly picked an attorney this time to call and I knew how to verify if they were legit. It's as simple as asking for their AGENCY name and address. Even if they can provide you with one, do your due diligence and research the company they give you to verify its validity before you give away your money and if you're contacted, be proactive and report it immediately. If we all do our part, we can slow these goons down from preying on people.
For months, and this goes back to September of 2014, I was receiving calls and emails from a Frank ** for the amount of $8,000 for Cash Tree Pay day Loan I never applied for. My personal information was hacked and the data for the so-called dates and personal account, employment etc in his records were way off, and in some cases not even existent at the time. I also found a fraudulent Florida address attached to my social security number in my credit reports.. I contacted my bank, filed a complaint with the FBI and had the fraudulent address removed from my credit report.
Now, a Michael ** from Cash USA is threatening to sue if I don't pay up the same $8,000 from Cash USA with late fees, attorney and court fee's, and has my social security number. I have never applied for and received these funds from any company. It seems nothing I do will make them stop, and I'm at the point where I'm afraid to answer my home phone.
I was contacted by email threatening to contact my employer, take me to court and garnish wages on a loan I never received. I did fill out an application but after speaking to a representative and discussing their fees to obtain a loan, I declined the loan and never received. I keep immaculate bank records so on the first and second email I asked for documentation. They would not provide me this then came threatening emails. When I called their number and the Indian guy on the other end realized I wasn't going to be intimidated or threatened and would not try to resolve it, he hung up and continued to hang up on the next 8 calls. I screen shot and saved every email and call log for future issues. This is a scam. I'm sorry to the ones that cave in and pay. They target people that are in financial trouble to begin with and then extort more. Please contact federal trade commission. This is not a credible legal lender.
I just got scammed by this company and I am extremely upset that I fell for something like that. They called and told me that I was approved for a loan but did not remember applying to them. I was stupid enough to believe that by giving them a fee I would get the loan. Now they are telling me I cannot be refunded and I need to pay more money. How can I take action? These scammers need to be stopped!
How do I know I can trust these reviews about Instant Cash USA?
- 741,284 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
I kept getting calls from this Indian guy telling me my application has been approved for $1500. I was told to have a bank account so I opened one and provided them with my routing and account numbers... Afterwards, I saw these complaints about them. I am reporting this in case that was a scam for real like everybody else's case, and I can have proof because my information was used in identity theft before in the past.
Over the last week j tried borrowing 5 grand to help pay for my wedding. I contacted Easy Loans USA and they said that I was approved for the loan with a 150 processes fee and additional 240 for the bad credit I have and then 390 for taxes on a loan I never received. If anyone has figured out a way to get their money back please let me know.
I never filled out a loan application with these people. They are stating I filled one out 2 weeks ago. I need no loan. They have called me from different phone numbers today only 15 times and they said they will try to remove me from the call list but why did I fill out a loan application and I stated I did not. Vincent is a form of harassment fraud.
I received 3 calls from this company. The first call I took and immediately told them I did not need a loan and hung up immediately. They called back the next day and I did not take the call. They called the next day, I answered and as they started in again I told them "I already told you I don't need a loan. What do you want?" The man on the phone with a thick east Indian accent said, "I want to lick your **. I have seen pictures of you." I told him I was going to report him to his supervisors and he said, "Why, don't you like me to lick your **?" I told him my phone number was on the national do not call list and now his company would be charged with harassment and to quit calling me. I am frightened - I have had a couple of new Facebook requests in the last couple of days from unknown people I have not accepted from foreign countries that were men and this man has my name. I do not know if he really has been looking at pictures of me.
I received an email today from Cash USA stating I have a lawsuit out with them for a 8000.00 loan that I never applied for and that I am being charged with felonies and going to prison. That they are coming to my house to arrest me. Well I study criminal and CIVIL law in the state of Kansas as a paralegal so come and get me suckers.
I got a telemarketing call from them saying I was approved for money. Of course I knew it was a scam and told them never to call again ......now they have continually been calling my phone even as early as 6am!! It's always an Indian guy too.... I'm inquiring for a lawyer as to it's illegal to contact me in this way. ** these low life **!
I received a call from a woman with a heavy Indian accent telling me I was approved for a loan. After several conversations she convinced me that all I needed to do was buy a Card to transfer money like a Vanilla card etc. Turns out that I needed to "verify" that I could pay & ended up putting $220.00 & $333.00. Needless to say it is gone. They actually asked for more money to get the loan onto my acct. I should have known better. These people take advantage of desperate people! DO NOT GIVE THEM MONEY!! Worst mistake ever!
Cash USA told me I was preapproved for $5000.00. But this is where I really got stupid. I let them talk me into giving them a total of $1268.70. Now these were their so called fees for different things from proof of ability to make the payments to cost of insurance just to mention a few. There were 6 different fees they talked me in to giving them. So when my debit card declined their last request I said no more. All I have to show for my trouble is an overdrawn checking account.
I applied online for a cash loan and received a call from USA cash loans speaking with Kevin **. I did a Green Dot cash which I submitted to them and was told if this was done, 5000.00 loan would be deposited into my checking acct. then he proceeded to say I needed to pay 205.00 more insurance since my bank acct status was fair and not good. I refused this and asked, "Would you please refund my 110.00," and he said will come in 45 days by paper check. I should have known better! What can be done about these scams? HELP!
I received several calls from someone with a Indian accent telling me that a "criminal case" has been filed against me by Instant Cash for not repaying a loan. He told me I was going to be picked up and put in "the jail" for long time and then he rattled off a list of charges. The first call I received at my home and I just hung up the phone when the person started asking me about my attorney. When I got to work the next morning, there was a message on my voice from the same person threatening that I was going to lose my job if I did not call them back. Just out of curiosity I called back and the person that answered the phone could not tell me anything about "my case". He just kept asking if the number I was calling from was the number where I received the message. I told him no, so then he wanted the number where I received the message.
I would not give him a number and asked why he could not tell me any information based on my name. He put me on hold and came back and read me a statement basically saying a criminal case has been filed against me, I owed over $8000 and a bunch of other **. Ironically he did not ask me for any money. I guess he could tell by my reaction on the phone that I knew it was a scam.
I just received a call from some guy (Indian) telling me that I now have a lawsuit against me for not paying back a loan. I never took the loan or received any money from them. He says I owe over $8,000 Plus over $1,000 for court co? I don't think so! Is there anything that can be done about this? The calls are endless all day long!
Just received a call from this so call Kelly Law Firm, stating I had a criminal case against me!! Failed to pay back a loan I took out in April 2014. I told this guy, "You're crazy and this is a fraud!" He started yelling at me saying, "You need to call Cash USA and pay!!" First of all, I never took a loan out! I even deleted the email saying I was approved. I did some research, because I didn't get a good feeling about them. I googled people's experience with Instant Cash USA and it wasn't good. I'm so glad I didn't do it!! And now today, I'm being harassed for $8484.87.
I filter my spam in Gmail, this was in my spam box. It's disturbing that they somehow got all of my personal information and proceeded to threaten me in said email. Even if this is legit, and I'm sure it's not, legally they broke the law in so many ways. We do have laws in the United States, one of them has to do with fair collection practices. A reputable company won't threaten you in an email, they will send you a regular bill in the mail and give you an opportunity to dispute or settle the claim."Outstanding Debt: $686.00(including late payment charges)
Penalty in the court: $8526.35
Attorney and court fees: $1500+
Creditors - Cash USA which is a parent company of more than 400 cash websites and internet web portals in USA and operates under different names in different states. Apart from getting laid off by your current employer after we send them the legal notice you will be blacklisted from getting any job. Through an IRS (Internal Revenue Service) your social security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.
Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions; however, we wanted to contact you and give you last chance to resolve this case out of court. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. Please let us know what is your intention by today itself so we can hold the case or else we will meet you in court house."
In November, I started receiving threatening emails from Cash USA, I don't know who they are and why they are harassing me. I researched the phone number that was given to me by this individual. It turns out that I am not the only person that got the exact same emails with the same $ amounts listed. This told me that I was dealing with a scam artist who by the way does not know how to spell or use the English language. I have since not responded to the emails. I need to know how I can stop them. Any suggestions or ideas would be great.
5 years ago, my identity was stolen when I filled out a car loan application online. Since then, I have been contacted by this guy claiming I was going to be thrown in jail for failure to pay a payday loan and other such things. I got his number blocked from my phone, had his number automatically transferred to another voice messaging system with a custom greeting designed to let him know that I will never get any of his calls nor will I ever check that messaging system, and sent his information to my state's Attorney General. He has harassed my sister and other relatives that I listed on the loan application as references and caused a big rift in my relationship with some of them who don't believe the guy is trying to scam me. Today, I received this email:
My name is BLAKE ** from Cash USA. Reason of this email is that we have registered a case against you. Following is your information.Name : **
Social Security Number : **
Outstanding Debt: $686.00 (including late payment charges)
Penalty in the court: $8526.35
Attorney and court fees: $1500+
Creditors - Cash USA, which is a parent company of more than 400 cash websites and internet web portals in USA and operates under different names in different states. Apart from getting laid off by your current employer after we send them the legal notice, you will be blacklisted from getting any job. Through an IRS (Internal Revenue Service), your Social Security number will be put on hold causing severe damage to your credit history or credit report and your income paychecks will be put on hold. Any child support, disability, unemployment or retirement benefits will be either place on hold or will be stopped until the outcome of the case.
Our primary job was to notify you about the case before we send you legal document in the mail because once this case gets registered then we won't be able to help you out of court. Our client is least interested in getting the money at this point as they want to just go ahead and start taking legal actions; however, we wanted to contact you and give you last chance to resolve this case out of court. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. Please let us know what is your intention by today itself so we can hold the case or else we will meet you in court house.
I am from Oklahoma. Blake ** was the WRONG pseudonym to use (basketball player for LA that was a huge star at OU). I have been a legitimate bill collector. I know the law. They can not threaten any action they can not take (like getting you laid off of your job) nor can they EVER touch child support payments as those are considered to belong to a minor child. They can not disclose any actual information as the amount, type, and purpose of the debt other than to state it is an attempt to collect a debt (definitely not the Social Security number) unless they can verify that they are communicating with the person intended. No court fees are ever more than $500 for a small claims court case (which this is). The number listed is the same one I blocked 5 years ago. Even if I had owed something to someone from 5 years ago, this type of debt is subject to a statute of limitations that would prevent any successful collection from occurring after 2 years.
NEVER pay these people a damn thing.
Person named Blake ** contacted me by email and said that a case would be against me about an outstanding Debt with cash USA in the amount of $686.00 including late payments. Said that there would be a penalty in the court of $8526.35, attorney and court fees of 1500+, telling me that I'd lose my job and they would put a hold on all my Finances until it was paid! This Blake even had my Social Security number wrong! I have no loan through this loan company as they say! He even said that he'd give me a last chance to settle out of court!
I received an email from a guy named Blake, talking about I owed $686 and that the court penalties would be over $8500. I have never had a loan with this company. They are talking about my SSN will be blacklisted and I won't be able to get another job.
Today I received an email from CASH USA from Blake saying that I did not pay $686.00 to CASH USA that I would be blacklisted from any job, my social security number put on hold by the IRS. Causing severe damages to my credit report also paying court cost $1500.00 attorney fees of $8526.00. I am very scared and very upset. I paid them off. How can I stop them from harassment from happening. And they were going to stop my disability checks.
I have tried to get a refund from these people as they are a total scam. Mr. Anthony ** and Mr. Nash ** are in charge. I recommend everyone call them at 213 283 5680 and tie up their lines so they cannot take advantage of anyone.
Yesterday, I have gotten another e-mail from CASH USA from Blake ** saying that if I did not pay $686 to CASH USA, that I would be blacklisted from any job, my social security number being put on hold by the IRS, causing severe damage to my credit report; also paying court costs, attorney fees, and a court penalty totaling $10,000+ and now I am scared and very upset. I have paid them 7-8 months ago and I have proof. I was told that I still owe this money even though I have proof of payment. How can I get my credit score up between 700-750 so my husband and I can refinance our car by next July of 2014? I am also very nervous and intimidated. How can I stop this harassment from happening?
I received an email from a person named Blake ** stating he was from Cash USA and that I was being taken to court for non-payment of a loan and that if the case went to court, I would have to pay over $8000.00. States I owed $886 and if I did not contact them today, they would be submitting the paperwork to the court and I would then have no option but to pay the full amount. I sent them back an email asking for a phone number to contact, a loan number and the name of the specific company he was talking about. So far, there has been no reply.
Shortly after that, I received a call from a man who could not say my name correctly (even after I told him how to pronounce it). This person said that he was representing a company that owned several payday loan companies and that if I did not pay $886 today, I would be charged with several crimes including bank fraud. When I asked him to identify the loan company and to give me a reference number, he became very angry and stated that the sheriff of “New Hampshire” would be at my house by 7pm tonight if I did not send a quick pay from the closest Wal-mart to another Wal-mart in Nevada or New Jersey and made it payable to Blake **.
Something tells me this person is not familiar with American Law Enforcement and the state and county system that they operate under in America. My guess, this is a fraud; mainly because I never had a loan with Cash USA.
I have been contacted by CashUSA about a loan and I was about to send it until I thought about thwarting company name. They are threatening me and harassing me. Getting tired of them.
I got a phone call on my cell phone with a message from a Middle Eastern guy stating that I was going to be served and arrested, lose my job and credibility. He at first did not want to give me any information to as what company he was calling from or what in the world was going on. I finally talked him into paying the amount he was stating that I owed him. He said that he would talk to his manager to see if this was okay. He came back on the phone and said that I had like 40 minutes to go and get the money loaded on a prepaid Visa and call him back to give him the information of the card.
I was so scared out of my wits because I have never been in any problems of any kind. I just wanted to pay it and get it over. So, I called him with the information and he said that I needed to fax over a letter stating what he had told me, to put it on the document with a copy of my ID. So, I did. Then, he called me to say that they would not be able to take the payment, that they were going to send me a cashier's check for the amount that was on the card, that if I wanted to take care of this, I would need to pay more money.
I then told him that I did not have that kind of money to be sent right now. So, I asked if I could have some time. He gave me until 5 pm Mountain Time and if not that I would be arrested at my work. The time got closer and I called him back and he said that time was almost done. I then verified the claim number that I was given that was with the Supreme Court of California, Los Angeles. Then time was up. I did not have the money. I got a 911 call with a picture on it. I answered it and the guy with a Middle Eastern accent said that my case had moved forward and that I needed to go to work when they called so that I could be arrested, that I was going to be called and needed to go to my place of employment when they call me. I told them that I was at my local police department, that I would go there and turn myself in.
Recently, I have been getting calls from this Asian (whatever) guy threatening me that they are going to serve me a subpoena at my job and home if I don’t pay up. He told me that I have incurred all these fees. He gets very irate. I have questions I need answers to and I told him that it is not me. And I have never asked for a loan through them. He is driving me nuts and he refuses to give me information I request.
It’s funny because he gave me all my information and that really bothers me that someone out there has access to my private information. Also, I check with my bank and I don’t have anything showing for a deposit $300 in March 2012. I know this is a scam because I also had a deposit into my account from a Hydra Fund 1 for $200. I immediately called my bank and submitted a claim for it. Now, I have to deal with my bank to change everything. This really su!! for me and other people who are trying to make an honest living. Where can I go to deal with this issue and get it done with it?
USA Cash says I owe them money. I never had a loan with them. I got a phone call from this Indian guy telling me they have warrant for my arrest. He told me he was the lawyer for this. I did not get a loan with these people. I did apply for a loan online but I got turned down. He told me they’ll come to my job and arrest me or to my home. When I asked for the number to this company, I was told he could not give me because his client is taking me to court. The company’s name is USA Cash. They called me from 4 different numbers today. Please help.
One more thing happened today. There was money deposited into my account today. It was $200. I have never heard of this place. It’s called Hydra Fund. I went to Google and typed in Hydra funding scams and I’m not the only person they have gotten. Please help me. I went online with Clarksville Montgomery County Sheriff's Office to see if I had a warrant out for my arrest and I don't have one. If you need help please go to email@example.com, it’s the Washington State Department Financial Institution. Please go there today.
Instant Cash USA Company Profile
- Company Name:
- Instant Cash USA