Consumer Complaints and Reviews
I keep getting these emails that state I'm behind in my payment when I never took out a loan from them. This need to STOP.
I keep receiving calls from these same 3rd party people who change the names of who they are and who they work for every time. This time, a person named William **, no accent, called saying I owe InstaCash. I said, "I never heard of them." Then he said to me, "So, you are saying you don't have ANY outstanding loans?" I told him no. I knew he was trying to trip me up to give him info. That's what they do, and they seem very trained at it. They must have called me already and scared me into giving them my card info to pay them, my I stopped it.
I realized I didn't know who they were, and I wanted to research them before giving them any money. They scared me by threatening driver's license suspension and court. They called back saying they never got the money. They tried to say that since they already have my debit card info and that it proves they are not scammers and they got the card info from InstaCash. I reminded him that they didn't get it from InstaCash. They got it from me when they called me last year with threats. I gave them the info, then stopped it once I calmed down and realized I just set up pay plans with people I don't know. When they called last year, they gave me another name. Wow!
On this recent call, I told him I don't know who InstaCash is, and to take me off this list. I keep getting these calls. Now I know. When people call claiming to represent someone you owe and they want you to pay them, tell them not until you verify directly with the people you owe. You will discover that most of the time the company either doesn't deal with 3rd party collection groups or doesn't exist at all. The people almost always get upset with you, when you don't pay them and question who they are.
I have been receiving threatening calls from an Indian man named Norman. He claims I took out a loan and never paid it back. He states I am being charged with fraud and what not. I actually had to close my bank accounts because money was being taken out of my account without permission. I filed a fraud case with my own bank months ago. This Norman character could not give me any information; however, he would say that I am being served and taken to court.
I have gotten a phone call from a man with a heavy Indian accent, saying that I am being sued because I had gotten a payday loan from one of your affiliates. I did not receive any payday loan from anyone that I have not paid or am paying back. The guy said his name is Ron and when I asked him what the amount was, he told me he couldn't tell me. When I said I think this is fraud, he got very irate with me. He told me I have 3 charges being pressed against me. I am a mother of 2 young kids. I'm scared and not sure what to do.
I got a phone call saying that I got money from this place and did not repay the loan, so I was going to get fraud charges filed against me. I tried to tell him that I had no recollection of that and that I was going to contact my bank to see what was going on. His name was Dexter ** and the number he called from is not answering my calls anymore.
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I have been getting calls from two males named Dexter and Kevin, with heavy Indian/Middle Eastern accents, saying I received a cash advance that they deposited in my account, tried 3 times to extract the payday loan repayment and it was insufficient. That is ridiculous! I have not had a payday loan, let alone online, nor would not have paid it back. They are claiming that they are going to take me to court to pay a large sum of money. I have absolutely no idea what they are talking about and am very upset and frightened. Has anyone heard any more about this?
They said I had a loan with Insta Cash and I don't. The man called and said three charges were being brought against me. He said they were going to take me to court for a large sum of money. I asked when did I secure this loan and was told he could not tell me that.
I have been receiving harassing phone calls about not paying a payday loan from InstaCash. When asked how much do I owe and the date, the caller Norman got very agitated with me stating that I have (3) outstanding criminal charges against me. They are sick. I have called this company back and they have done nothing but hung up in my face and constantly harassed me! But the next time that they call, I promise I will be ready for them!
I have been receiving calls from individuals that have very thick Indian accents and usually give a name such as Jeff ** or Jimmy **. They are claiming to be with the legal department of BFF and claim that my SSN is under investigation. They will not provide me any information or send any type of statement to me. They called a friend of mine on her phone and said she has to send them money because I am not cooperating. They are harassing me at work, at home and calling my cell. This is against the law. If I were to call an individual and threaten them, I would be arrested. It amazes me that our government can not stop these horrible people!
I got a very upsetting call from someone, claiming to be from the state attorney's office in New York today. His name is Dexter **, and he said he is representing Insta Cash. I allegedly took money from them, and I'm being charged with fraud. I have never done business with any such company. This is a complete hoax! I called the state attorney's office in New York, and they have no such person on staff. It sounded like he was calling from a call center. What is scary is that he had my personal information. Get a life, you immigrants!
I am being extorted, assaulted, defamed, civil conspiracy. A gov contracto "hazard mitigation" who was hired by my former public employer has committed outrageous crimes since August 2010. My finances stolen, all cell phones meid ip addresses stolen and they are downloading things to make me appear to be a copyright pirate. They broke in my home, installed electronic monitoring devices, my pc circuit boards altered and can only be seen with a powerful magnifier, my postal mail stolen. They have obstructed justice from me by controlling my ip address and might likely falsifying information about me.
Considering they consulted my former 15 year employer, and my entire county, the law enforcement are influenced by the count. The county listens to the consultant. I am a victim of unbelievable human rights/civil rights crimes and I am financially unable to protect myself and children. My bank accounts have literally been hijacked and no explanation ever given. I may ask for advice. Evidence I have are cell phones I received from sprint which were hacked externally. My prepaid cell phone meid ip address stolen, the store which I purchased it had to give my meid.
A new unknown device logged into your Facebook account (Friday, January 6, 2012 at 11:16am) from Williamsport, MD, US (IP=22.214.171.124). (Note: This location is based on information from your ISP or. A new unknown device logged into your Facebook account (Friday, January 6, 2012 at 11:16am) from Williamsport, MD, US (IP=126.96.36.199). (Note: This location is base http://www.youhavedownloaded.com/?q=188.8.131.52. A new unknown device logged into your Facebook account (Tuesday, January 3, 2012 at 6:49am) from Winchester, VA, US (IP=184.108.40.206). (Note: This location is based on information from your Iwy. Device Info @ 2012-01-02-123400-0500
Everything I own is destroyed, my reputation, my credit, my neurological nerves system, my childrens quality of life. Every law that could be broken by this corporation has been. They have influenced utilities to turn off our electric, influenced the county to put a lien on our tax return due to us being late on maybe 1or two 20 dollar a month payments. I cannot seek employment without my resume being hacked and removed from networks. My medical coverage was stopped the day of important health treatments were to occur. They are extorting us from our home and property. All of our electronics, vehicles have been tampered with only an honest electronic forensics. Examiner could easily identify this. All electronics tampered with have a distinct marking. If I had the money to have this evidence validated, I could sue and recover from these outrageous crimes committed against us.
I received a call from a man with a very thick Indian accent from a local phone # ** and was told that I was being sued if I had an attorney if not that I needed to retain one. He then would not give me any information as to why I was being sued but that I needed to call this phone ** and speak to attorney David **. Another man with a thick accent proceeded to tell me that he could not give me the information unless he read to me the official affidavit and if I chose that option to not interrupt him until he had finished. He would read a little bit, telling me that I was going to be arrested and spend Christmas behind bars, during the conversation he put me on hold several times for 5 mins each, I finally told him that he needs to resolve this matter before he speaks with other "clients."
He advised me that same as all the others, check fraud, prison time, calling employer, arresting me within the hour. Of course I was upset, I kept asking him to explain what he was talking about all he could say was if I had checked my credit report lately and that I was a liar, then he said that he was sorry and hung up the phone. I called back and someone else answered the phone and basically told me that I was going to prison in the next 2 hours but if I wanted to avoid all the embarrassment that I could resolve this matter within the next 35 mins by sending $495 to them via western union. I just let out a sigh and he stated that he had his answer and said have a Merry Christmas behind bars and hung up. I have reported to the local authorities, these people need to be stopped!
This place keeps calling me leaving voice messages stating they are the State's attorneys office and there is a lawsuit filed due to a pay day loan I have not paid back. This is a scam and they had all of my information and bank information. The guy that left the voice mail said his name was John ** but sounded like he was from another country not the US, very strong accent. When I called I spoke with another guy with the same accent named David **, saying I will have police at my door and owe 5,000 dollars to Insta Cash USA. This is not true. I am very upset that these people have my information and sending me threats of going to jail. This is not right. I do not owe any pay day loan, any money. What am I to do about these people having my information?
They just had a foreign man call my job to tell me that there were criminal charges against me and that the FBI would be coming to get me at my job. I was told that I would be taken to California and I would have trial there. I don't know who this company is and I have never did business with them. This business had my social security number and all.
I was contacted on September 14, 2011 by a Middle Eastern man, saying that I was being sued by Insta Cash for $939.00 on a loan that I took out on May 25th, 2011. The call stated that he was from a law firm called Duna Law Firm out in Illinois. Phone number is **. He stated that on Friday, the sheriff's deputies would be at my work to pick me up and take me to court. The caller read me my routing number, checking account number and social number. I called the local cops who immediately Googled it and found that it was a scam. According to the caller, I was being charged with Federal Banking Regulations, theft by deception, and check fraud.
I received a call from a man with a very strong Indian accent, claiming his name was William **. He was calling from Insta Cash. And then, he said he was calling from Bradley & Duncan, Attorney at Law in Illinois. The number comes up differently every time, sometimes unknown and some time as **. Today, I got a threatening voicemail from this man claiming that there are fraudulent charges against me. He said that either myself or my attorney needs to call him back. He said that if we choose not to call him back, he will feel sorry for me.
I called back and spoke to another strong accented man. And I got more threats. I was told the same thing as was left on my voicemail. I was given 2 different amounts owed. The first was $10,400 and other was $695.72. He knew all of my personal information including my parents' name. He said that if it is not claimed in the next 3 business day, officers will be arresting me and detaining me for a period of 30 days in jail. If I was on parole or probation, I needed to let them know that new charges were put against me and I will be arrested. Also, they asked me if I ever had other judgements etc. He became annoyed when I refused to give out my personal information over the phone. I asked him to mail me these documentations that he has against me, claiming I did these crimes and applied for a Payday Loan. He said that they do not mail or call to go over these. He said he will just email us. I never received any emails, only calls threatening me. I am so nervous. I looked up this attorney's office (tried) and they do not exist.
Today, I was contacted by a Middle Eastern accented man informing me that I was about to go to jail for fraud and some other stuff I have no idea about. They claimed that I took out a loan in March from Insta Cash. I applied for a loan, but not once have I applied for one from them and because of a student loan, I got denied for all loans I appled for. As I called back for more information, the guy hung up on me. So I called the bank my debit card came from and they told me the only money I have available was $1.15. That's the balance from my last check from working at Burger King where I was issued the card. These people are not going to mess with me at my job or harass me on my cellphone or at my home over this non sense. This is crazy and I know it's fraud. How in the ** you are going to tell someone that they will be arrested and they don't know what for? I'm 7 months pregnant and have a two-year old. They can ** with me if they want too.
I received the first phone call from these middle eastern individuals back in December of 2010. I laughed it off assuming it was a scam, deleted the message and didn't think about it again. They have recently called me again. 4-5 times in the last 2 days. They leave very rude messages on my voicemail, demanding that i return their call and provide my attorneys phone number. So today, I called them back. I spoke with "Daniel Black" the first time i called. I was told i had 3 felony charges pending against me, check fraud, banking fraud and one other one I can't remember. I was told on the 1st call that I had taken a payday loan with "Instacash" and he could read me the afadavit info but i MUST NOT interrupt him and he would answer questions i had after he was finished. I hung up on him half way through....sickening.
The 2nd time they called i answered and they hung up on me. So i called them back. They asked me "what do you want" and i explained to them i was returning their call. He then tells me the exact same thing that the 1st person had, and in addition i was being sued for $5486.00 and that i had 24 hours to pay it back or i would be served papers. He says they could be delivered to my home, my place of employment, and that if i was pulled over for a minor driving offense i would be "taken downtown and spend the next 30 days in jail". SO, i got a little smart with him. I told him i didn't have a job, that i've never had a job and never taken a payday loan.
I am employed, at A FEDERAL BANK, but wanted to see what he would say. I also told him my identity was stolen a year ago and that this must have something to do with that. He started to stutter and stammer on his words and then told me "if you don't have an attorney, i suggest you get one, were coming for you" and hung up on me. I am in no way worried about this, i owe NO payday company any money and it is clear to me from reading the posts on this forum, that this is totally a scam....
Received repeated phone calls from a foreign man stating they are suing me for a loan from InstaCash, which I have never had. They had some of my personal information. I believe this is a scam and that they are trying to get personal information or money from those who don't know better. They wouldn't give me hardly any details about why I was being sued except that I used my bank account for soliciting funds in which they claim I never repaid. I've never even used a instant cash type of loan. There were 3 charges he said I was being sued for. Ridiculous! Annoying!
They called me at working threatening to sue me because I had taken a loan out from them and never repaid it. They said they sent me numerous emails and when I told them I never heard about this they passed me over to someone else who basically said they were going to sue me.
I searched my emails the words insta and cash never appear together in any email. I don't see any of these emails that they are referring too. If they were going to sue they can suponea me at work or home or whatever. When I pressed for dollar amounts and details so I could look at bank records on the chance I missed something they gave a date the suite was filed and an amount in the 900 dollar range to pay for fees and what not. When I said I think your scamming me he said are you kidding me. I will have the police at my work on Wednesday with paper work and then they hung up. If they were legite they would send something besides email as far as I understand email is not a registered mailing service. I am pretty sure this is a scam, I think they got my information when I was in trouble and needed a pay day loan. They won't work with you as soon as you press for details they hang up. I don't even see an pay day loan company called Insta Cash on the web.
I have been recieving several threaten phone calls from personnel of varying names with thick accents who claim that I have recieved a payday loan from their company which I have never recieved and that they are charging me federally with theft, fraud, misreprentation and that they will be sending people to my home which varies each time. the last time i spoke to and individual who was yelling at me telling me i was an idoit becuase i could not understand their afidavide that he was reading.
they have much of my personal information but will not give me any kind of dollar amount or information as to when this supposed case date is where the charges have been filed or when i supposedly recieved this information. As I am Active Duty in the US Air Force payday loan companies cannot loan to me due to the extremely high interest rates. is there anyway to get the harrasament to end and any ifnormation on when they will leave me alone?
I received several calls stating that if I did not pay, I would be subpoenaed into the courthouse and arrested for fraud, money racketeering, wire-transfer fraud and several other charges because I did not pay off my payday loan on time. They told me to wire the money via Western Union to a company name and telephone number they gave me.
I got a call from some foreign guy saying he was from some law firm, stating that InstaCash had a lawsuit against me for not repaying a loan -- that I would be prosecuted and arrested; and if found guilty, I would have to pay over 180-200 thousand dollars for my bail, and all court costs as well as their court costs. Then I told them that if they didn't quit calling me, I was calling the FBI. They then got hostile and said that if I threatened them, I would be arrested for threats to a law agency.
I knew this was all false because my mother works for a bankruptcy lawyer; and she states that you cannot get arrested and put in jail for unpaid debt, not even get sued and go to court. I never did business with this company; and this is just proof that your information is never safe, regardless the situation. One note I knew this was false was, they had everything correct but for 2 out-of-the-blue people I didn't know as my references; and the bank account they had, I just closed a month ago. So, everyone, beware of this scam. I already reported it to the FBI's IC3 site.
InstaCash is a fraud company; and these guys, who are calling you over the phone, are from India because one of my cousins who stayed in India worked for this company. They get all our details from hacking the computer system. So, I urge all the people of America not to fall for this crap because these guys are nothing but a bunch of losers.
They called and left a threatening message at my work. When I called back, they told me that I was being sued by Insta Cash for $8,000 + which I owed for fraudulently accepting money and not paying it back. Although I had inquired for payday loans, I never accepted or received any money. They asked if I was a criminal as this violates any probation, etc. When I told them that I knew they were scamming me, they got annoyed and told me that they would see me at my house, when I got served tomorrow and then in court, where I would see who scammed who. What the heck is going on here? It's so o scary. I pay my bills and am an upstanding citizen. I don't understand how they can do this.
On January 25, 2011 at 11:07am, a phone call voice mail message was received from Victor ** of the Federal Legislation of Customer Affairs & Business Regulation. He advised that my information came through from credit bureau reports against my social security number from headquarters and that I can be fired from my job. The next attempt to contact me will be to my supervisor. He further asked that I call the number back (**) ASAP.
I called the number back at 11:13am. The voice mail box was full. After making numerous attempts back to back, I finally got through and I spoke with ** at 11:41am. He read me my legal rights and affidavit. He asked me that I do not interrupt him and first let him explain everything to me. He also stated his company is a law office representing a company / client called Instant Cash USA. They've given me funds in the amount of $413.22. Instant Cash made many attempts to get the funds back and was unsuccessful.
I explained to ** that I did not receive such funds, and I do not know any company called Instant Cash USA. ** stated I'm a criminal and why should he talk with me. I asked ** the exact date I received these funds in the amount of $413.22. ** continued to tell me he does not know and he does not have a date. He continued stating he will have supporting documents to send to my job and will also have people in place to show up at my job to arrest me. ** further continued stating that I'm a criminal and I will be subpoenaed to the state of California to show in court. I told *** this is crap and his full of **. ** said (his exact words verbatim), "You're full of **, and I will sue your ** for $4,000.00." He hung up on me.
I called back. I talked with another man who answered the line. I didn't get another name, so I assumed this was **. Again, I asked for the date I purportedly received this payday loan. I explained again that no such funds were received. I talked with my bank Chase, and there's no such payday loan deposit. ** said I need to show up on court with my bank to California. I asked when the court date is, so I can show up to court in California. (I'm bluffing at this point to gain more information.) He told me to wait for my subpoena. ** also stated he will send documents to my job, and my job will show up in court too. He told me to get my attorneys ready, etc.... I continued asking numerous questions to this **, and then he hung up on me once again.
A John ** called my best friend in Oklahoma on December 10th, stating he works with the Bureau of Investigation of Internet Fraud. He stated that I took out a loan and that my friend was a co-signer and we are in trouble and going to federal prison for our crimes of federal bank fraud, check fraud, and theft by deception. I never took out a loan. I called this number 646-571-4563 and was told my case was going to trial so I had to speak to a Janet **. She stated I took a loan out in July for $300 and because I used my two friends for referrals, they too are being implicated and all three of us are going to federal prison for our crimes. They stated they tried to withdraw funds from my account and now with attorney’s fees and I owe $5,484.87 from a $300 default.
These people prey on fear. Do not fall for this fraud. Even if you took a loan, you wouldn't go to the federal prison. In some states, they can garnish wages, but most Payday loans just write off the loss. Do not fall for their tactics; they are offshore like India or even Pakistan. They can't hurt you, but they harass and want you to fall into their trap by giving money out of fear. People are falling for this scam, people are sending money and their accounts are losing money because this offshore company received our information through online pay loan application. Now that is scary and makes you never to want an online loan again.
I filed an on line complaint with the FTC. This is against the FDCPA. They cannot harass people and curse at them to recover fines. I called the FCC, too. I also reported them to **. Call your local law office and the FBI; maybe soon they will see these people are making money off fear. I also called a local attorney, but I realized these people are offshore and you will not get any money for your pain and suffering. Forget it. Don't answer the phone and all they can do is to keep calling. Keep reporting them and maybe if enough of us do, they will get shut down for preying on Americans.
On 12/10/10, I received a phone call on my work number stating that I was being sued for check fraud and other interstate banking fraud charges. The man that called stated he was reading 3 charges filed against me and he was calling from the CA District Attorney’s Office. He was stating that I borrowed money from InstaCash and that I was going to go to court and have to pay back $8500. In addition, he told me that an investigator would show up at my residence because he had my address and I would be taken to court and needed to have an attorney. I asked him why I had not received any notification of this in my mail. He would not answer the question. He confirmed my name and had the last four of my SSN. I told him these were accusations and not truth, as I had never borrowed any monies. He stated that I received money via EFT and used my personal email, again, the information in which he had. I told him that I would hire an attorney and fight these charges. He hung up on me. The phone number he called from was ****.
I was contacted by this person. I didn't answer the phone because I was sleeping. They did however leave a message which I couldn't understand. It basically stated that I should call this number regarding an urgent matter and if I didn't call back he said good luck as the matter unfolds on me. I called them back and I talked to Micheal **. He informed me that I took a payday loan from Insta Cash and I never paid it back. I told him I never heard of Insta Cash and he informed me that they were the main party and that I could have gotten the loan from another web site.
I asked him the name of the other web site and he couldn't tell me. I asked him the name of the place he worked for and he said State Attorney Services. He informed me that an investigation team was coming to my house on Monday and that I better be ready to go to the courthouse. I told him I want to look into this myself. I then found this website and everybody on it was talking about the same thing that happened to me. I then decided to call this Micheal ** back because I forgot to ask when I supposedly received this payday loan. So I called him back and he said that I got this payday loan in May, which is impossible because I never got a payday loan in May. He also stated that the amount of the payday loan was $400.00 and originally the first time I talked to him he said the amount of the loan was $500. I told him about that and then he said, oh, yeah, the amount is $500; he said he didn't have the paperwork in front of him.
He then asked me if he could call me back in 10-15 minutes to discuss this. He also stated that the investigative team was coming on Friday and I said to him that he told me they where coming on Monday. Now what day are they coming and he hung up on me.
I called the number back right away and I asked to talk to Micheal and the guy I talked to said Micheal left for the day. I told him that I just talked to Michael a couple seconds ago did he leave that quick. The man informed me that Micheal left 10 minutes ago and I said that impossible because I just talked to him. The person that I talked to this time informed me that criminal charges are being filed against me.
I told him that according to FTC regulations that they cannot threaten me with criminal charges because they cannot file criminal charges against me, only civil charges as far as payday loans go even if this was a legit matter. So that person also hung up on me. I immediately called back again because now I'm getting mad because they keep hanging up on me. I talked to someone else this time and told them my name. I was told to stop calling them and then that person hung up on me also. This sounds like one big scam. All the people I talked to had accents but they also had my info. I told them I have all my bank statements and there isn't a single payday loan on my account for May or any month around that time. I'll be sitting here waiting for the so-called Investigation Team tomorrow or Monday. When they don't come I'm going to call this company up again and ask where the Investigation team is and why they didn't show up and I'll see if they hang up on me again.
Oh, yeah, the second guy I talked to said the investigation team will be with me for a week, so I asked him why they will be with me for a week and he stated that they will be investigating me. So I asked him what they will be investigating for a week and he said stuff about me, whatever that means. Sounds like a bunch of crap to me. Why can't something be done about this type of stuff? This whole incident at first had me worried and wondering. After I read this what other people had to say on this website and after I got hung up on 3 times, I got mad because I don't like it when people try to scam me. I work hard for my money and I don't like it when people try to scam me out of it.
I received a phone call today from a phone number ****. They claimed it was a lawyer for InstaCash. I was being charged with fraud. This was the first time I heard of this. They have caused my nerves to be really upset. They have taken money out of my account and said I have failed to pay on a payday loan. Today is the first time I've heard of it and the court is supposed to be tomorrow in California. I have been a nervous wreck all day. I have not been able to eat. I am in fear right now.
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