Consumer Complaints and Reviews
Back in 2011, I got a payday advance in the amount of $360.00. I paid it back in full. Now all of a sudden here in 2014 they are claiming I still owe the loan and that the new amount is 2898.00. I have proof of payment from back in 2011, they will not accept it. So, they have attached my credit card for $599.00 not only once but twice. I have never been notified by mail, or email that this felt this was still owing, just out of the blue they are attacking my finances. I am at a loss for words. I don't owe this and they won't listen to me, just take my money and when I try to dispute it they threaten to arrest me on Federal Charges and put me in jail. I am a 56 year old gramma, REALLY. The name of the company I dealt with wasn't even called Idealgelt at the time. I'm furious.
I borrow 500.00 in 2012, paid them back. They're calling still today 2014 about I owe interest fees of 1200.00 and looking up my other personal accounts without authorization!!
This company are a bunch of scam artists! For a $500.00 loan, you will have to pay back over $1400.00. This company should be shut down! We tried to call to get answers why they were still taking money out of our bank account and were told a manager would call us back and nobody ever did. So they continue to take money from our account. They charge $30.00 per $100.00 borrowed EVERY 2 WEEKS! They have been reported to the better business bureau numerous times. DO NOT BORROW MONEY FROM IDEALGELT!!!! You'd have better rates with a loan shark!
Paid off my payday loan in a 1000.00 dollar lump sum!! A year later, I inquire about taking out another loan and they say I owe them from last year. They say I made a payment arrangement with them for $275.00 for 6 payments. What the heck?
Idealgelt has been harassing me for over a year now. I did get a loan with them a long while back, paid it in full, then heard from them about another loan that they said I took out! I had checked all my bank statements and there never was another loan. They insisted I owed them money, they even went into my checking account and took funds, I then got the money back from my bank and closed/changed the account numbers. Somehow they were able to get in to the new account! No one answers the phone there 1-800-787-1127. Please do not get a loan or give this company any of your personal information!!!
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I owed them only $100.00 dollars when they lost their online ACH accounts in July 2013. They started harassing me and adding extra charges. They wanted my information and credit card numbers. They canceled their contract when they lost their ACH capabilities. They started calling me from different numbers with different area codes. On July 15, 2014, Idealgelt went into my bank account without my permission and deducted $125.00. They committed fraud when they did not honor their contract. When their contract stated my transactions would be done online only with a ACH withdrawal from my account, they lied. I would not recommend them to no one.
So I got loan from them before and had no problem up until a few weeks ago. I needed a loan so I knew they would qualify me so I called and they said that I owe them money from a loan I took out a couple of weeks ago and I said that I never did. So I found out that they deposited money in a bank account I had but was closed 2 years ago. I found it fishy so I called the bank and they returned the money so I waited a week and called and said, "We haven't received money." I said, "They returned the money a week ago so that was a bunch of baloney." I went to the website and tried to get a loan and it stated that I qualified for a loan, I applied and got denied. What a bunch of bull crap! Also they are not licensed and use people to get more money. I should file a suit for breach of contract. Anyway, don't do business with them - too many complaints.
I had taken a $500 loan out from Idealgelt. I have paid over my payment amount each time and the last time that I made a payment, it said that the balance was $260. When I looked at the site, it said that they only took the finance amount of $60. When I checked my bank statement, it said that they paid Idealgelt $190 like I authorized. Yet, my balance didn't change. When I talked to Idealgelt, I couldn't understand the woman's name, but she was Asian. She said that I had only paid the interest, not anything on the principal. I have a copy of my bank statement that I can submit as proof.
I borrowed $500.00 from Idealgelt.com on 11/13/12, and on 11/30/12, they collected $150.00 from my bank account as the interest. Since I don't have money to pay the principal, it was continued and they collected $250.00 as interest on 12/31/12. I received an email saying $250.00 will be collected every month as interest until I pay the principal. If calculated, the APR is 600% and this is too much. Please advise what I shall do.
$500 loan and I've paid $390 for it. It doesn't make sense. I will never use their services again.
I know I was stupid for getting a loan from here, received $600 on 2/14 and as of date today (5/17), I have paid back $1,165. What a rip off. I sure have learned my lesson. Not again, once I pay this off. Probably by the time I pay off, it will be around $1,200. They are very deceiving & do not list the truth.
I have tried on numerous times to get in touch with someone at Idealgelt.com to check on my loan. They do not answer the phone. It seems to me that they add money on instead of deduct. Not sure what I can do, but their service is awful. Once I get this taken care of, I will never go back there and even if I want to pay the loan off, who would I talk to to get the final amount?
On a $500 loan, they have taken as of 8/13/10 the amount of $800.
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