About Ditech Financial
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We are in the business of helping Americans realize the dream of home ownership. The irony is that while buying a home can be a joyful and uplifting experience, getting a mortgage can be anything but. We aim to change that.
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This mortgage company sucked! It took them almost 6 months for my loan modification and during that time they would not allow me to make payments because the paperwork was not correct, so guess what, now I'm behind!! Sent them $8500 to prevent foreclosure and guess what happened now??? I'm out that money because it was not applied and no response when trying to get them to research it and then all of the sudden my loan has been sold to another company, not any better either! Still trying to locate this money with the new mortgage company and the same story all over every time for the past year! I am paying on a loan that Ditech cashed but was never applied to my loan.
In 2015 I paid 16,000.00 and paid off my house. NEVER RECEIVED my deed. When I call to ask where my deed was I was told that I owed 3,000.00 more. NO WAY. I have paperwork that's shows a zero balance and they added money with no explanation. THEY FILE CHAPTER 11 and I file bankruptcy trying to fight them. MORTGAGE is sold to shellpoint and now I owe 15,000.00 to save my home. What in the hell. CROOKS. CROOKS. Now about to be homeless with my 3 children and nothing that we can do about it.
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I have had a loan with this company for 10 plus years and have never missed a payment. This company drives me nuts. It takes forever to get a human on the phone. It would be nice to be able to handle matters on their website but it is such a jumbled disorganized site that you can't do that. They have removed their phone number from the website so you have to Google their contact information. Obviously they do not want to be reached. IF you could avoid having New Rez involved in your loan or mortgage, you should. I assure you there are others who want your business. Customer service at this company has tanked.
My previous home mortgage was with Ditech. Ditech was bought by New Residential Mortgage in October, but I never received notice from either company that my loan was transferred to NewRez so for November and December I made my payments online to Ditech. I sold my home 12/6/19 but paid my mortgage payment that month because I didn't know how long it would take for the closing attorney to payoff my loan, and I didn't want my payment to be late. I was thinking I would receive a refund of the prorated payment amount plus any escrow balance that remained.
Today is May 13, 2020, and I still have not received my refund check even though I received a letter from DiTech dated 12/12/19 saying I would receive a check within 20 days. I've call twice previously and was told they processed payment, but still no check. I call today and DiTech is no longer taking calls. Their website links are inactive and when I try to bring up a document on my account after logging in I get an error message. I guess I got caught up in their bankruptcy, which I never received notice of, and I'm out over $830.00. If anyone has any suggestions, and people can reply to reviews, I am open to suggestions on how to go about getting my money back. Thank you.
I had Ditech mortgage for the past 13 years before it was sold. I had a good experience when I refinance my ten years ago. Sorry to see that it was sold to another company recently. They always worked with you through any problem you may had with your mortgage. Customer service was great.
I'm so glad that this crap company is going away! My loan got sold to New Rez mid year... No prob getting a partial year 1098 from New Rez... but DiTech claims "The new company should give you an all inclusive 1098" - to which the new company (New Rez) says they don't supply a 1098 for funds that they did not receive... DiTech says I can FAX a request to have them research... like anyone still hs a fax! What a joke... good riddance to bad rubbish!
I purchased a home already owned by DiTech Financial and used them to finance the house. They saved me thousands in closing costs, realtor fees, inspections and surveys. Closing was really easy and John ** was super easy to work with and walked me through the entire process to buy my first home. Customer service after closing was great. They recently sold the mortgage servicing to another company and I am sad to not be working with DiTech because they have been super friendly and helpful every step of the way.
My refi was sold to Ditech. Signed up for Autopay and saw the first payment come out so didn't worry anymore...until 3 months later when I got notice I was in default for 3 months nonpayment. Contacted Ditech and they told me it was my financial institution's fault for not releasing the money. Contacted my credit union who informed me Ditech had taken the money out each month and put it back into my account 6 days later each time! They said the money was still in my account. Contacted Ditech again with the news and a week later they conceded. It was a glitch on their part and they would catch up. Unfortunately they had ruined my credit score which dropped over 100 points showing me 3 months delinquent on my mortgage payment. Loan sold to another company but credit still not back to what it was.
Somewhere along the line they added $5000 to my principal with no explanation and I can't get help or information or anything. They have since transferred my mortgage to some other company since their bankruptcy. Ridiculous!!!!
My husband and I have owned our home for 20 years. We are now retired and are unable to care for our home so we asked for payoff letter so we can list for sale. Called and they said 7-10 days. When we finally received payoff it showed payoff was over $6,000 more than my statement shows. If the payoff is what they say we have paid for 20 years and owe more than we financed and where is my down payment?? When we called Ditech a foreign speaking man hung up when we asked why it was so much more. Then we called again and a foreign speaking woman answered and could not answer question again. Ditech bought my loan from Greentree (without my permission) and then filed Bankruptcy. Is this the way they're getting out of debt...OVERCHARGING!!!!
Ditech Financial Company Information
- Company Name:
- Ditech Financial, LLC
- United States
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