Credit Saint Reviews
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About Credit Saint
The professional advisors at Credit Saint create plans that help you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.
- Three levels of service
- Deals with every type of negative item
- 90-day money-back guarantee
- High service fees
Featured Reviews
What is Credit Saint?
Credit Saint provides professional credit repair services that help you restore your credit by removing inaccurate, misleading or biased entries that lower your credit score. It claims more than 15 years of experience and offers personalized restoration plans based on your needs. Credit Saint also provides educational resources to help you maintain your credit score after it has been repaired.
Credit Saint also gives you access to an online account page that lets you track your credit repair progress. The page includes a timeline, progress report and credit analysis.
» COMPARE: Best credit repair companies
How does Credit Saint work?
To start working with Credit Saint, you’ll need to go through a free credit evaluation. Its certified credit specialists work with you to challenge inaccurate or negative items on your credit report, including:
- Late payments
- Identity theft
- Charge-offs
- Collections
- Bankruptcies
- Liens
- Repossessions
- Judgments
Credit Saint's specialists use their industry experience to create custom arguments for each challenge, which is the most effective strategy when attempting to have negative entries removed from your credit report. Removing negative entries typically results in an increased credit score, which helps you get approved for mortgages, receive better APRs on credit cards and qualify for auto loans.
» RELATED: What affects your credit score?
Credit Saint cost
Credit Saint offers three different levels of service at varying price points. Each level of service is designed to tackle specific aspects of credit repair.
- Credit Polish: $99 first work fee, then $79.99 per month. This moderately aggressive service targets some of the most common types of negative entries, including late payments, charge-offs, collection reports and inaccurate entries caused by identity theft.
- Credit Remodel: $99 first work fee, then $109.99 per month. This is a more aggressive service that includes escalated information requests, making it ideal for people with repossessions or bankruptcy items on their credit reports.
- Clean Slate: $195 first work fee, then $139.99 per month. Credit Saint’s most aggressive plan deals with any item on your credit report, including judgments.
Credit Saint includes a 90-day money-back guarantee, and clients can cancel service at any time.
FAQ
Where is Credit Saint available?
- Credit Saint operates in 45 states. It does not offer credit repair services in Maine, Washington, D.C., Oregon, Mississippi or South Carolina.
How will Credit Saint improve my credit?
Credit Saint improves your credit by assigning your case to a personal advisory team that works to remove negative or inaccurate items from your credit report. Your advisory team stays in contact with you throughout the entire process, keeping you updated while counseling you on how to build a stronger credit history.
» LEARN: Credit repair vs. counseling
How much does Credit Saint cost?
Depending on the plan, Credit Saint’s first work fee ranges from $99 to $195, with monthly fees between $79.99 and $139.99.
How long does Credit Saint take?
The timeline varies by individual, but Credit Saint states you may see items removed within 90 days. If no items are removed in that time, you're eligible for a full refund under its money-back guarantee.
Does Credit Saint have a money-back guarantee?
Yes, Credit Saint offers a 90-day money-back guarantee. If you don’t see questionable items removed from your credit report within 90 days of starting the credit repair process, you’re eligible for a full refund.
Is Credit Saint a legal credit repair service?
Yes, Credit Saint is a legal credit repair service that offers three different levels of credit repair services.
What are Credit Saint’s hours?
Credit Saint is open seven days a week and offers 24/7 online chat and email service.
Is Credit Saint legit?
Yes, Credit Saint is a strong choice for customers who need help raising their credit score. It boasts more than 15 years of credit restoration experience and offers different levels of service to suit a variety of needs. Credit Saint also helps you maintain your credit score once it has been repaired. If you’re struggling with a low credit score because of negative items on your credit report, check out Credit Saint’s website for more information on its comprehensive credit services.
Credit Saint Reviews
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- 4,822,560 reviews on ConsumerAffairs are verified.
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- 4,822,560 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Dec. 3, 2025
I am a new customer to Credit Saints and never leave reviews, probably less than three in my lifetime. At 63 an agent out of Arizona nicknamed Oz walked me completely through this as I'm extremely skeptical of anything on the internet yet-completely secure in my conversation I did elect the middle of the road policy and just got to give this Agent credit for being extremely professional and patient as anything to do with the internet. I'm quite the dinosaur but this gentleman without being pushy sold me and look forward to leaving a good review of my results and do trust that these folks know their business, just got to give props to that agent out of Arizona, very clear, thank you
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Reviewed Nov. 17, 2025
I was working with a company to improve my credit for months, which they did not do anything. There name is irrelevant. Then I found Credit Saint. At the time I started working with them, my score was in the 500 up. Within four months my score is 747. I love how professional and detail they are. I have spoken to many employees there, but Chuck was amazing and so detail on educating me to know what to do on improving may credit. I am extremely happy I found them and will say everyone situation is different, but is worth looking into them and seeing for yourself what they can do for you.
Reviewed Oct. 7, 2025
Very knowledgeable representative. My experience with your representative Mr. Andrew was top notch. Andrew were very polite, very attentive and helped me to understand Credit Saint policy. He took his time and explained everything and knew his information extremely well. I feel I will be comfortable with this company preparing my credit back on point to my satisfaction. I would like to thank Mr. Andrew in advance for his time and patience with me.
Reviewed June 11, 2025
I felt truly welcomed as a new customer, the level of professionalism is astounding. I had viewed information about Credit Saint and after talking with Andrew I am convinced I will be well taken care of, it is like talking with a dear friend about an ongoing problem and they know how to find a solution. Thank a million. I will definitely recommend this service to my daughter 2 daughters who might be in need of this service.
Reviewed April 3, 2025
Faith was so great and helpful. Hope we can get this fix. Trying to buy a house by August and looking forward to it.. She explains everything I need to do and all they going to do to fix it for me. She was very pleasant.. Also looking forward to have my credit better than has been for a long time. Hope to get results soon to be able to buy my house.
Reviewed Dec. 3, 2025
I signed up with this company and when they were taking my credit card payment, the website said there was 1 month where I would not be charged but instead took it directly out of my account! They basically charged me for nothing! When I called to ask for a refund, the agent was rude and said that the fee charge was in paperwork that I was never notified about or sent! I cancelled service immediately and would never work with this company. I’m out of $192 for nothing and I will be putting in a complaint with the better business bureau! What a scam!!
Reviewed Nov. 22, 2025
The person who I spoke with on November 22nd was very professional and understood about my experience with my debts, he was very courteous and concerns about my well-being and where he thinks Credit Saint will take me from here. Looking at Credit Saint online It was a (5) Five star consumer rating.
Reviewed Oct. 13, 2025
She was very kind, took her time to listen to my situation and offered assistance. I felt she was honest and I could trust that this isn't a scam. She thoroughly explained how credit repair works. I'm hopeful that my situation will improve and things will get better.
Reviewed Oct. 13, 2025
After years with a fraudulent charge on my account I’m finally hopeful the situation might be resolved! John was helpful and friendly and offered a clear explanation of what to expect going forward and the services provided as well as what to expect moving forward.
Reviewed Oct. 11, 2025
First of all, my experience that I have today is was a fantastic. I hope to who concern this help me to fix the credit score for me. That way we can keep working together. I’m excited to see how fast things can work to fix my credit with you guys and keep working.
Credit Saint Company Information
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- Company Name:
- Credit Saint
- Website:
- www.creditsaint.com
