Credit Saint Reviews

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Edited by: Jon Bortin

About Credit Saint

The professional advisors at Credit Saint create plans that help you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.

Pros
  • Three levels of service
  • Deals with every type of negative item
  • 90-day money-back guarantee
Cons
  • Doesn't dispute with creditors
  • High fees

Featured Reviews

La, CA
Verified purchase
They took the time to really teach me a lot on the initial phone call. What is actually damage and what is not. I like that she told me the truth rather than use a scare tactic. I...

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St Louis, MO
Verified purchase
Tonight we ate Chinese food on the floor of an apartment we could not get 6 months ago. It was the best food we ever ate in a place of our own. Finally. We were living with family...

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What is Credit Saint?

Credit Saint provides professional credit repair services that help you restore your credit by removing inaccurate, misleading or biased entries that lower your credit score. It claims more than 15 years of experience and offers personalized restoration plans based on your needs. Credit Saint also provides educational resources to help you maintain your credit score after it has been repaired.

Credit Saint also gives you access to an online account page that lets you track your credit repair progress. The page includes a timeline, progress report and credit analysis.

» COMPARE: Best credit repair companies

How does Credit Saint work?

To start working with Credit Saint, you’ll need to go through a free credit evaluation. Its certified credit specialists work with you to challenge inaccurate or negative items on your credit report, including:

  • Late payments
  • Identity theft
  • Charge-offs
  • Collections
  • Bankruptcies
  • Liens
  • Repossessions
  • Judgments

Credit Saint's specialists use their industry experience to create custom arguments for each challenge, which is the most effective strategy when attempting to have negative entries removed from your credit report. Removing negative entries typically results in an increased credit score, which helps you get approved for mortgages, receive better APRs on credit cards and qualify for auto loans.

» RELATED: What affects your credit score?

Credit Saint cost

Credit Saint offers three different levels of service at varying price points. Each level of service is designed to tackle specific aspects of credit repair.

  1. Credit Polish: $99 first work fee, then $79.99 per month. This moderately aggressive service targets some of the most common types of negative entries, including late payments, charge-offs, collection reports and inaccurate entries caused by identity theft.
  2. Credit Remodel: $99 first work fee, then $109.99 per month. This is a more aggressive service that includes escalated information requests, making it ideal for people with repossessions or bankruptcy items on their credit reports.
  3. Clean Slate: $195 first work fee, then $139.99 per month. Credit Saint’s most aggressive plan deals with any item on your credit report, including judgments.

Credit Saint includes a 90-day money-back guarantee, and clients can cancel service at any time.

FAQ

Where is Credit Saint available?
  • Credit Saint operates in 45 states. It does not offer credit repair services in Maine, Washington, D.C., Oregon, Mississippi or South Carolina.
How will Credit Saint improve my credit?

Credit Saint improves your credit by assigning your case to a personal advisory team that works to remove negative or inaccurate items from your credit report. Your advisory team stays in contact with you throughout the entire process, keeping you updated while counseling you on how to build a stronger credit history.

» LEARN: Credit repair vs. counseling

How much does Credit Saint cost?

Depending on the plan, Credit Saint’s first work fee ranges from $99 to $195, with monthly fees between $79.99 and $139.99.

How long does Credit Saint take?

The timeline varies by individual, but Credit Saint states you may see items removed within 90 days. If no items are removed in that time, you're eligible for a full refund under its money-back guarantee.

Does Credit Saint have a money-back guarantee?

Yes, Credit Saint offers a 90-day money-back guarantee. If you don’t see questionable items removed from your credit report within 90 days of starting the credit repair process, you’re eligible for a full refund.

Is Credit Saint a legal credit repair service?

Yes, Credit Saint is a legal credit repair service that offers three different levels of credit repair services.

What are Credit Saint’s hours?

Credit Saint is open seven days a week and offers 24/7 online chat and email service.

Is Credit Saint legit?

Yes, Credit Saint is a strong choice for customers who need help raising their credit score. It boasts more than 15 years of credit restoration experience and offers different levels of service to suit a variety of needs. Credit Saint also helps you maintain your credit score once it has been repaired. If you’re struggling with a low credit score because of negative items on your credit report, check out Credit Saint’s website for more information on its comprehensive credit services.

Credit Saint Reviews

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    How do I know I can trust these reviews about Credit Saint?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Staff

    Reviewed June 11, 2025

    I felt truly welcomed as a new customer, the level of professionalism is astounding. I had viewed information about Credit Saint and after talking with Andrew I am convinced I will be well taken care of, it is like talking with a dear friend about an ongoing problem and they know how to find a solution. Thank a million. I will definitely recommend this service to my daughter 2 daughters who might be in need of this service.

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      Verified purchase
      Staff

      Reviewed April 3, 2025

      Faith was so great and helpful. Hope we can get this fix. Trying to buy a house by August and looking forward to it.. She explains everything I need to do and all they going to do to fix it for me. She was very pleasant.. Also looking forward to have my credit better than has been for a long time. Hope to get results soon to be able to buy my house.

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      Verified purchase
      Staff

      Reviewed Jan. 16, 2025

      I don't recall the name of the representative. I really felt like she took the time to coach me on how I can improve my credit, and how realistic it is for my credit to improve after Credit Saint challenges the negative items on my credit report. I like that she also told me what I should do after my credit is repaired to make sure negative items stay off my credit report. By setting up consolidation loans.

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      Verified purchase
      Sales & MarketingStaff

      Reviewed Jan. 11, 2025

      This was an overall very good experience, my personal rep, who will be the one to handle my account from start to finish which I appreciate, was very detailed and helpful with all the information I needed and she would need to help fix my credit asap. She recommended a credit card to help my credit score which I applied and was approved for immediately and she didn’t come across as pushy or trying to sell me anything I don’t need. She was honest and straightforward and I look forward to the results so I can get the lending I need for the townhouse I want.

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      Verified purchase
      Staff

      Reviewed Jan. 10, 2025

      I never thought I’d be using a service like this but he made me feel comfortable and eased my apprehensions. George was phenomenal. He provided a thorough explanation and great service. The ease of doing business was like nothing I’ve dealt with before. Would highly recommend their services. They gave me peace of mind after being blindsided by a mistake. Would definitely use them again and would highly recommend their services to anyone. I am not being paid to say this and I am a very busy person, but wanted people to know.

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      Verified purchase
      Staff

      Reviewed June 10, 2025

      I called to finish setting up my account today. I spoke with Faith. She was so very kind and understanding. She made the entire process very easy to go through and understand. She answered all of mine and a family member's question. I totally recommend using this service if you need it.

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      Verified purchase
      Customer ServiceStaff

      Reviewed June 6, 2025

      Customer service was great in explaining what they offer and how they can help me. Evelyn was the rep I spoke with and she was helpful in recommending which product was best for me and what to expect throughout the process. I would recommend this service to another person for its ease of use and friendly customer service

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      Verified purchase
      Customer ServiceStaff

      Reviewed March 7, 2025

      Vicky was great very helpful, help me understand how credit work. She took her time with me; and explained everything in specific detail. The customer service at this organization is the best. I would recommend this company to anyone. Again I would tell any and everyone to check out credit Saint if you’re looking to build up credit.

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      Reviewed Feb. 15, 2025

      THIS COMPANY CREDIT SAINT IS POSSIBLY THE WORST COMPANY I'VE EVER DEALT WITH! They took $1,000.00 on the promise that would return the money if my credit was proven to be cleaned up. This was a lie. A. WPB FL.

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      Reviewed Feb. 6, 2025

      I wouldn't recommend this company to anyone. I spent twelve months and a lot of money with them, and in that time, they challenged nine items on my credit report—yet not a single one was removed. If I could rate this company zero stars, I would. The five-star reviews are likely from people who just signed up, and naturally, they'll praise the service to attract business. The real results only become clear after months of using their service.

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      Credit Saint Company Information

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      Company Name:
      Credit Saint
      Website:
      www.creditsaint.com