Credit Saint Reviews
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About Credit Saint
The professional advisors at Credit Saint create plans that help you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.
- Three levels of service
- Deals with every type of negative item
- 90-day money-back guarantee
- Doesn't dispute with creditors
- High fees
Featured Reviews
What is Credit Saint?
Credit Saint provides professional credit repair services that help you restore your credit by removing inaccurate, misleading or biased entries that lower your credit score. It claims more than 15 years of experience and offers personalized restoration plans based on your needs. Credit Saint also provides educational resources to help you maintain your credit score after it has been repaired.
Credit Saint also gives you access to an online account page that lets you track your credit repair progress. The page includes a timeline, progress report and credit analysis.
» COMPARE: Best credit repair companies
How does Credit Saint work?
To start working with Credit Saint, you’ll need to go through a free credit evaluation. Its certified credit specialists work with you to challenge inaccurate or negative items on your credit report, including:
- Late payments
- Identity theft
- Charge-offs
- Collections
- Bankruptcies
- Liens
- Repossessions
- Judgments
Credit Saint's specialists use their industry experience to create custom arguments for each challenge, which is the most effective strategy when attempting to have negative entries removed from your credit report. Removing negative entries typically results in an increased credit score, which helps you get approved for mortgages, receive better APRs on credit cards and qualify for auto loans.
» RELATED: What affects your credit score?
Credit Saint cost
Credit Saint offers three different levels of service at varying price points. Each level of service is designed to tackle specific aspects of credit repair.
- Credit Polish: $99 first work fee, then $79.99 per month. This moderately aggressive service targets some of the most common types of negative entries, including late payments, charge-offs, collection reports and inaccurate entries caused by identity theft.
- Credit Remodel: $99 first work fee, then $109.99 per month. This is a more aggressive service that includes escalated information requests, making it ideal for people with repossessions or bankruptcy items on their credit reports.
- Clean Slate: $195 first work fee, then $139.99 per month. Credit Saint’s most aggressive plan deals with any item on your credit report, including judgments.
Credit Saint includes a 90-day money-back guarantee, and clients can cancel service at any time.
FAQ
Where is Credit Saint available?
- Credit Saint operates in 45 states. It does not offer credit repair services in Maine, Washington, D.C., Oregon, Mississippi or South Carolina.
How will Credit Saint improve my credit?
Credit Saint improves your credit by assigning your case to a personal advisory team that works to remove negative or inaccurate items from your credit report. Your advisory team stays in contact with you throughout the entire process, keeping you updated while counseling you on how to build a stronger credit history.
» LEARN: Credit repair vs. counseling
How much does Credit Saint cost?
Depending on the plan, Credit Saint’s first work fee ranges from $99 to $195, with monthly fees between $79.99 and $139.99.
How long does Credit Saint take?
The timeline varies by individual, but Credit Saint states you may see items removed within 90 days. If no items are removed in that time, you're eligible for a full refund under its money-back guarantee.
Does Credit Saint have a money-back guarantee?
Yes, Credit Saint offers a 90-day money-back guarantee. If you don’t see questionable items removed from your credit report within 90 days of starting the credit repair process, you’re eligible for a full refund.
Is Credit Saint a legal credit repair service?
Yes, Credit Saint is a legal credit repair service that offers three different levels of credit repair services.
What are Credit Saint’s hours?
Credit Saint is open seven days a week and offers 24/7 online chat and email service.
Is Credit Saint legit?
Yes, Credit Saint is a strong choice for customers who need help raising their credit score. It boasts more than 15 years of credit restoration experience and offers different levels of service to suit a variety of needs. Credit Saint also helps you maintain your credit score once it has been repaired. If you’re struggling with a low credit score because of negative items on your credit report, check out Credit Saint’s website for more information on its comprehensive credit services.
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- 4,679,742 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Credit Saint Company Information
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- Company Name:
- Credit Saint
- Website:
- www.creditsaint.com
