Best Credit Repair in Pittsburgh, PA

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by Kathryn Parkman ConsumerAffairs Research Team

If you have bad credit, fixing it may seem nearly impossible. Although the average credit score in Pennsylvania is 687, many Steel City residents need a better score for things like taking out a mortgage or applying for a low-interest personal loan. To help, we created the following list of the best credit repair companies in Pittsburgh.

Top 11 Pittsburgh Credit Repair Companies

Credit Saint
Read 46 Reviews

A credit restoration company. Changes to credit history are often seen in 45 days. A 90-day money-back guarantee includes a personal advisor and online system to track progress. Monthly fees range from $60-100.

toll freenumber(844) 598-8459 Visit Website
Sky Blue Credit Repair
Read 74 Reviews

Sky Blue Credit Repair professionals do not work on commission and focus only on helping clients reach goals. Since 1989, the company has helped millions of consumers erase erroneous credit report items and raise credit scores.

toll freenumber(844) 729-7792 Visit Website
Lexington Law
Read 1494 Reviews

Free personalized credit consultation and three service levels offered that range from $89.95-$129.95/month. One-time first-use fee charged 5-15 days after sign-up. Service is month-to-month and can be cancelled anytime.

toll freenumber(855) 464-9621 Visit Website
Read 24 Reviews

Credit Repair services are unique because they go beyond one-time credit repair by helping clients develop a long-term healthy relationship with credit. Certified FICO professionals empower people for long-term financial success.

toll freenumber(844) 211-7298 Visit Website
The Credit Pros
Read 33 Reviews

The Credit Pros began in 2009 when an attorney and a business man banded together to fight the Big 3 credit bureaus to help change consumer lives. Clients can enjoy better lifestyles as a result of the accurate credit reports.

toll freenumber(844) 335-5496 Visit Website
CRE Credit Services of Pittsburgh
Read Expert Review

Offers a 7-stage program to remove as many negatives as possible from credit reports effectively. Guarantees services or your money back.

Credit Power LLC
Read Expert Review

Offers services for individuals and businesses starting at just $99 per month. Owned by a veteran with years of experience.

Cure My Score Credit Repair
Read Expert Review

Provides monthly plans with $89 start-up fees. Plans include identity theft protection for clients and their immediate family members.

DPMC Consulting
Read Expert Review

Charges hourly rather than monthly. Offers commercial and consumer credit repair services.

Kensington Credit Repair
Read Expert Review

Offers monthly packages starting at $69 per month. Includes a 90-day money-back guarantee. Disputes 15 items every 35 days, so clients with smaller issues can get resolutions quickly.

The Law Offices of Eugene D. Frank, P.C.
Read Expert Review

Offers affordable payment plans that fit into any budget. No charges until after better credit score is negotiated. Specializes in bankruptcy law.

pittsburgh skyline

Credit repair services in Pittsburgh

Credit repair companies in Pittsburgh offer services dedicated to raising your score through negotiations and counseling. Unfortunately, some credit repair companies make promises they can’t keep. Because some credit card repair companies can be shady, it’s essential you read several reviews from a wide variety of customers.

One of the biggest indicators of a credit repair company scam is if you’re not given a contract to look over. The State of Pennsylvania requires that credit repair agents provide an informational sheet before any services begin. Other red flags include large promises, no physical address or asking you to create a “new” identity.

Pittsburgh credit repair laws

Pennsylvania requires that all credit repair companies provide an informational sheet to their clients. An informational sheet details client rights, estimated length of services, what’s included in the services, a detailed outline of fees and costs and the name and address of the company itself. Pennsylvania also requires that credit repair companies obtain a surety bond equal to 5% of the total amount charged annually to protect customer’s money and information.

Two federal regulations also help protect customers from credit repair fraud, the Fair Credit Reporting Act and the Credit Repair Organizations Act. The Fair Credit Report Act ensures accuracy on all credit reports and gives customers the ability to decide who can view their reports. These acts are important because it gives Americans the ability to dispute charges they think are incorrect. The Credit Repair Organizations Act regulates the credit repair industry, saying companies must be honest about reports, cannot mislead services or charge any advance fees.

Pittsburgh credit repair FAQ

Is credit repair legal in Pennsylvania?
Yes, credit repair is legal in Pennsylvania, but there are laws that companies must follow to offer credit repair services.
How much does credit repair cost in Pittsburgh?
Expect to spend between $60 - $100 per month for credit repair services in Pittsburgh, which can last anywhere between 6 - 12 months. You also have to pay initial set up fees, investigation fees and the cost to obtain your official credit report.
How can I get a free credit report in Pittsburgh?
Everyone is entitled to one copy of your official credit score every 12 months. You can get this from one of the three nationwide credit companies: Equifax, Experian and TransUnion. To get this report, you must provide your name, address, Social Security number and date of birth.
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Pittsburgh credit repair company information

Credit Power LLC

Customers can book a one-on-one consultation for $249 or pay for monthly repair services starting at $99, plus a $149.99 start-up fee. Reviewers say services are effective and personalized — 92% of clients see progress in as little as 30 days.

  • Service areas: Pittsburgh and surrounding areas
  • Address: 2201 Wylie Ave, Pittsburgh, PA 15219
  • Phone: (888) 937-3379
  • Hours: M - F: 8am - 7pm; Sat: 8am - 2pm
  • Website:
Kensington Credit Repair

Kensington Credit Repair works with to remove negative credit report items on their behalf. Services include unlimited goodwill and bureau dispute letters, 24/7 online monitoring and access, Kensington provides a 90-day money-back guarantee.

  • Service areas: Pittsburgh and surrounding areas
  • Address: 322 N Shore Drive, Building 1B, Suite 200, Pittsburgh, PA 15212
  • Phone: (412) 200-5574
  • Hours: M - F: 9am - 5pm; Sat: 10am - 2pm
  • Website:
Cure My Score Credit Repair

Cure My Score Credit Repair offers effective credit repair services. It is a proud member of the National Association of Credit Services Organizations and offers identity theft protection for clients and their immediate family. Clients can cancel their plans at any time,

  • Service areas: Pittsburgh, Carnegie and surrounding areas
  • Address: 1500 Ellsworth Ave #205, Carnegie, PA 15106
  • Phone: (412) 564-5370
  • Hours: M - Thurs: 8:30 am - 6pm; F: 8:30am - 5pm
  • Website:
CRE Credit Services of Pittsburgh

CRE Credit Services offers nationwide credit repair services based on a proven 7-stage process. Plans include a free consultation and a money-back guarantee. Unlike other credit repair services that charge you indefinitely, CRE Credit Services provides a free, in-depth credit report, so you have a better look at your situation and ways to improve your score.

  • Service areas: Pittsburgh and surrounding areas
  • Address: One Oxford Centre, 301 Grant Street, Suite 4300, Pittsburgh, PA 15219
  • Phone: (888) 799-726
  • Hours: M - F: 8am - 7pm
  • Website:
DPMC Consulting

DPMC is a private consulting firm that offers consumer and commercial credit repair services in Pittsburgh. DPMC does not charge monthly. Hourly fees are $75 for all services, including negotiation, mortgage prevention and judgment resolution.

  • Service areas: Pittsburgh and surrounding areas
  • Address: Post Office Box 17097, Pittsburgh, PA 15235-0097
  • Phone: (412) 798-8780
  • Hours: M - F: 9am - 5pm
  • Website:
The Law Offices of Eugene D. Frank, P.C.

Eugene D. Frank is a bankruptcy attorney specializing in credit repair services in Pittsburgh for the last 10 years. With a background in law, its team specializes in honest and reliable credit representation. The Law Offices only collects money after successfully negotiating for its clients.

  • Service areas: Pittsburgh and surrounding areas
  • Address: 600 Grant St Suite 4944, Pittsburgh, PA 15219
  • Phone: (412) 366-4276
  • Hours: M - F: 9am - 5pm; Sat: 9am - 2pm
  • Website:
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Profile picture of Kathryn Parkman
Kathryn Parkman ConsumerAffairs Research Team

As a member of the ConsumerAffairs Research Team, Kathryn Parkman believes everyone deserves easy access to accurate and comprehensive information on products and businesses before they make a purchase, which is why she spends hours researching companies and industries for ConsumerAffairs. She believes conscious consumption is everyone's responsibility and that all content deserves integrity.

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