Best Credit Repair in Milwaukee, WI

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by Kathryn Parkman ConsumerAffairs Research Team

Just one inaccuracy on your credit report can push your credit score into the basement. Credit repair companies in Milwaukee work on your behalf to dispute issues and clear errors in your report. They may also offer add-ons like debt negotiation. To help choose, here is our list of best credit repair companies in Milwaukee.

Top 9 Milwaukee Credit Repair Companies

Sky Blue Credit Repair
Read 74 Reviews

Sky Blue Credit Repair professionals do not work on commission and focus only on helping clients reach goals. Since 1989, the company has helped millions of consumers erase erroneous credit report items and raise credit scores.

toll freenumber(844) 729-7792 Visit Website
Lexington Law
Read 1494 Reviews

Free personalized credit consultation and three service levels offered that range from $89.95-$129.95/month. One-time first-use fee charged 5-15 days after sign-up. Service is month-to-month and can be cancelled anytime.

toll freenumber(855) 464-9621 Visit Website
The Credit Pros
Read 33 Reviews

The Credit Pros began in 2009 when an attorney and a business man banded together to fight the Big 3 credit bureaus to help change consumer lives. Clients can enjoy better lifestyles as a result of the accurate credit reports.

toll freenumber(844) 335-5496 Visit Website
Credit Repair Milwaukee
Read Expert Review

Provides individualized quotes and a 100% money-back guarantee. Clients typically see scores increase by 60 - 100 points in 3 - 6 months.

Debt Advisors
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Profiles free, no-obligation initial consultation. Employs debt advisors and attorneys on staff. Specializes in working with bankruptcy clients.

Dispute Bee
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Offers software that walks you through how to repair your own credit. Costs $39 per month. Includes letter templates and how to dispute various types of inaccuracies.

Miller & Miller Law, LLC
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Utilizes a 3-step process to repair credit. Offers an online course to educate customers on how to raise their credit scores to 720 in 12 - 24 months.

The Credit Repair Shop
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Requires $9.95 down and offers a money-back guarantee. Costs $524.00 with one-time payment. Biweekly, monthly and pay-in-full options available.

UCES Protection Plan
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Provides credit repair services for a $99 setup fee and $89 automatic recurring monthly fee. Services include credit restoration education, credit and identity monitoring, financial counseling and credit attorney use.

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Credit repair cost in Milwaukee

Milwaukee credit repair companies often charge either a setup fee between $10 to $100 and monthly fees typically range $60 - $130 or more. Some companies charge a flat fee per item erased, which can range from $35 - $750.

Credit repair services include credit report error disputes, debt negotiation, financial counseling and credit monitoring. The best credit repair services in Milwaukee provide a free consultation so you can understand which services they can offer you and have realistic expectations about the results.

Milwaukee credit repair regulations

In Wisconsin, credit repair companies must register with the Department of Financial Institutions and have either a $25,000 Surety Bond or $25,000 Letter of Credit. Milwaukee residents can view a list of registered credit service organizations. Wisconsin's Department of Financial Institutions says to be wary of any company promising 100 percent guarantees or removal of bankruptcy and liens from your report.

Federal regulations under the Credit Repair Organizations Act outline what credit repair companies must disclose, including:

  • You have the right to dispute inaccurate credit report items directly with the credit bureau.
  • You have the right to a copy of your credit report.
  • You have the right to cancel your contract with a credit repair company within 3 days of signing.
  • You have the right to sue a credit repair organization.

Milwaukee credit repair FAQ

Is credit repair legal in Wisconsin?
Yes, credit repair is legal in Wisconsin if they comply with the Credit Repair Organization Act.
How common are credit repair scams in Milwaukee?
Unfortunately, credit repair scams are plentiful in Milwaukee. Every year, Milwaukee residents lose thousands of dollars to credit repair scams. It's essential to be vigilant about the warning signs. Red flags that a credit repair company is a scam include not being given a contract to sign, or if pricing information is absent from the contract you are given. Be wary if the company's promises seem too good to be true or if you are asked for payment before services are performed.
Can I dispute with the credit reporting bureaus directly?
Yes, but disputing items on your own can be a time-consuming and frustrating process. However, for those on a budget, it may be the best option. Wisconsin’s Department of Financial Institutions has a sample dispute letter you can send to credit reporting agencies to begin your dispute. By law, reporting agencies are required to investigate the credit report error if you contact them.
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Milwaukee credit repair company information

Miller & Miller Law, LLC

Miller & Miller Law works directly with you to respond to your credit report needs and questions. Its efficient attorneys work to speedily resolve your mistakes on your credit report to save you time and money.

  • Service areas: Milwaukee and surrounding areas
  • Address: 633 W Wisconsin Ave., Suite 500 Milwaukee, WI 53203
  • Phone: (414) 326-9231
  • Hours: M - F: 9am - 5:30pm; Sat: 9am - 12pm
  • Website:
The Credit Repair Shop

The Credit Repair Shop promises results in 30 - 45 days and offers a money-back guarantee. It uses a 3-step process that includes an 8-point validation system when fixing errors on your credit report. The company gives a free credit report review and strategy session that you can easily book with its online scheduling system.

  • Service areas: Milwaukee and surrounding areas
  • Address: 6234 W. Capitol Drive, Milwaukee, WI 53216
  • Phone: 1 (866) 803-5781
  • Hours: M - F: 8am - 5pm
  • Website:
Credit Repair Milwaukee

Credit Repair Milwaukee helps raise your credit scores an average of 60 - 100 points. It not only correct credit report inaccuracies, but the company educates clients on how to maintain and improve your credit scores long after your time with them. Its online portal gives 24/7 access to see which negative items were removed.

  • Service areas: Milwaukee and surrounding areas
  • Address: 544 E Ogden Ave, Milwaukee, WI 53202
  • Phone: (414) 376-3868
  • Hours: By appointment
  • Website:
Debt Advisors

Debt Advisors is a local law firm offering credit repair and debt advice. Debt Advisors provides a free initial consultation to discuss your financial history and current situation. The company has a 720 credit score program and is experienced in working with bankruptcy clients.

  • Service areas: Milwaukee, Madison, Kenosha, Oshkosh, Sheboygan and Green Bay
  • Address: 2600 N. Mayfair Road, #700, Milwaukee, WI 53226
  • Phone: (888) 660-5413
  • Hours: M - F: 8am - 5pm; Sat: 9am - 12pm
  • Website:
Dispute Bee

Dispute Bee gives provides tools to remove damaging credit reporting errors. Its software teaches how to dispute late payments, bankruptcies, collections and more. Dispute Bee instantly generates letters for you to print and mail to credit bureaus. If you don’t hear back, Dispute Bee continues to create follow-up response letters until the dispute is resolved.

  • Service areas: Milwaukee and surrounding areas
  • Address: 1345 N. Jefferson St., Suite 247, Milwaukee, WI 53202
  • Phone: (855) 806-8439
  • Hours: M - F: 9am - 5pm
  • Website:
UCES Protection Plan

UCES Protection Plan is an all-inclusive financial management program. Monthly fees include a collection of services that educate you on how to restore your credit score and cultivate positive financial habits to build better credit. When working to eliminate erroneous information, the company tells you exactly what you need to provide to the credit bureaus when disputing inaccuracies.

  • Service areas: Milwaukee and surrounding areas
  • Address: Online only
  • Phone: (414) 768-3632
  • Hours: Unlisted
  • Website:
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Kathryn Parkman ConsumerAffairs Research Team

As a member of the ConsumerAffairs Research Team, Kathryn Parkman believes everyone deserves easy access to accurate and comprehensive information on products and businesses before they make a purchase, which is why she spends hours researching companies and industries for ConsumerAffairs. She believes conscious consumption is everyone's responsibility and that all content deserves integrity.

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