CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.
Overall Satisfaction Rating
- 5 stars
- 4 stars
- 3 stars
- 2 stars
- 1 stars
- Offers various short-term loans
- Same-business-day funding
- Easy application process
- Cannot take out concurrent loans
- Higher interest rates
CashNetUSA is an online money lender that specializes in payday loans. It offers an easy application process and funds are typically deposited the next business day.
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,211,347 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
For more information about reviews on ConsumerAffairs.com please visit our FAQ.
So I just wanted to share the information I have on these scam artists with you guys. Hope it helps. I have been contacted for months now by these Indian accented people. Every month, I get a new call from the same people claiming to be from different "law offices." Any time I question them or tell them I know they are running a scam and I'm not falling for it they hang up on me. They have all my information, which, yes, is scary but they cannot take anything. You have to send them money.
So today, I thought I would play into it a little bit and see what they say I owe them this time the first few months they were representing Cash America. Today, however, it was Cashnet. Of course, he says they have filed criminal charges against me. I let him go on for a few minutes before I interrupted him and told him that obviously he doesn't know the law because that would not be a criminal charge but a civil one. I also let him know I am very aware that this is a scam and hes not getting anything out of me. I asked him why himself and the people he works with couldn't get a real job instead of scamming innocent people out of money. He said, "F*** you, you bloody ***** very professional." So I asked, "So you like scamming people." He said, "Yes, I make a lot of money," then proceeded to make some very nasty comments I care not to disclose.
Anyway, it's obvious that whoever these people are they got my information from a Payday loan place, as he knew I had taken out a Payday loan. I believe what he said was I make more money than you do. I don't have to get a Payday loan like you or sell myself. I absolutely could not believe that he admitted to me he actually enjoyed and made good money off of scamming innocent people. They can make all the false, nasty comments they'd like. They are not getting a penny out of me. I hope that no one falls for their ***. If you were really being sued, you would have to be served legal documents.
A few months back, I search online looking for a payday loan. I did an online request with Cashnet along with other company trying to find one that would give me the amount needed. I was offered $200 from Cashnet which was not even close to what I was requesting. Therefore, I chose not to accept the loan. There was no need to accept the loan when it wasn't even close to what I need and could help me with what I needed the loan for.
Today, I was contacted by a foreign speaking individual who stated that they were a representative of the bureau of criminal investigation and was contacting me regarding a legal matter against me. The guy did not want to give me any information about the legal matter at first other than on supposedly owed them some money. I finally got the guy to tell me what the company was. The point that I was trying to explain to the guy was, I never received any money from them.
I contacted my bank and reviewed my bank statement and there was no money transferred to my account back in March 2010 as the guy stated. He continues to tell me that I need to contact my lawyer and etc. and how they were going to take me to court. I am not understanding how they can do this when I never received and funds from Cashnet.
I think it is sad how people are taken advantage of when they are need of help and people turn around and try to scam them. The only reason they even had my information was because I did inquire about a loan but I never received the money and it was never deposited into my account.
The guy stated that his name was Jim ** which to me appears to be an American name but his English was not good at all which caused me to continuously ask him to repeat what he was saying. Then he provided me with a number to reach him at 907-457-1573. I have so tempted to close my account. But my bank is being made aware of this scam. How is Cashnet continuously being allowed to do this to people?
On 9/10/10 I was contacted at by home and business # by an Alice ** at telephone # **, regarding a payday loan from Cash Net that I did not pay back. I never requested a payday loan from this company and told her that. She insisted that I did and if I did not pay, a suit would be filed in court. I asked her for the name of the bank that the fund were deposited at and she would not give me any info. She contacted me to a Mr. David ** that said he was an attorney and that I did owe the money and he was going to have the police to come to my house on 9/11/10. He too, refused to hear that I did not know what he was talking about. Both of these people were threatening and obnoxious. Their voices sounded like they were Indian. I kept the voice messages that they left on both of my telephone #'s. I will contact my attorney on 9/13 to see what to do from this point. I will also go to my bank to change account #'s. Is there anything else I should do? Please respond.
Cashnet USA are not the offenders here! Cashnet is in the process of gathering information to file a class action lawsuit against this fraudulent company that me and everyone else is being harassed by. You can call Cashnet as I did and they will take your complaint and ask you a series of noninvasive questions to use in their lawsuit against these harassers.
I have taken Payday loans out in the past and all are paid off and in good standing. I started receiving these phone calls eight months ago. Messages left were most often by a man with an extreme Arabic or Indian accent. The names varied: Kevin **, Marcus **, Office ** which by the accent alone made it highly unlikely that these were real names. One woman with the same accent called herself Marcy **. The calls were threatening indeed and I blocked them from my home phone. My caller ID still registered their calls but they were not allowed through. They continued to try several times daily while blocked.
Last month, they started calling my work and left threatening messages on my voice mail and with my co-workers. I looked up their phone number on 800notes.com and found other people with the same problem and also information that they were fraudulently using Cashnet USA's name to try and extract money from people. I was told by Cashnet not to give out any information to them, to hang up on them, and to file a police report, which I did. An officer from the police department called them and found out that they are a debt collection agency. They had the gall to lie to the police and tell them I owed them money. The police called me and told me it was now a civil matter and was out of their hands since they were in a different state.
Although the police wrongly believed them, the fact that they did call them and notify them that I had made a police report and would file charges should they continue to harass me (assuming I was in the right) has in effect stopped the harassment at least for now. Should they continue, I will file another one. This is wearing me down emotionally and mentally, and is making me less productive at work. Every time the phone rings, I am afraid it is them. If it continues, I will sue their **.
Just so you know, they are not attorneys and you will not be arrested. They are debt collectors. If you get harassed, tell them that this call is being recorded to protect yourself from harassment and mention the Fair Debt Collection Act. This states that they can only call you one time a day. If they start harassing, get their fax information to file a cease and desist against them. If that doesn't work, get with your secretary of state to file against them. You have the right as a consumer to request copies of all your paperwork, including the email address. If you didn't get this loan, then file a fraud case with your local PD.
I have been receiving several threatening phone calls over the past few months from a law company claiming to work with Cashnet. These people are saying at first that I took out a loan of $500.00. They it dropped to $250.00 and that if I do not repay them, that I can be and will be taken to jail in a few days. I have never received a payday loan over the internet from any site, but because these people knew all my information, this has caused a lot of stress on my family and me. I don't have a lot of good credit but I'm trying to fix that and for them to call and harass me stating that they know were I live and they have my SSN. It makes me very nervous because I have 3 teenage girls in my home and it's very disturbing.
This is not a complaint, but a good review. I have been using this payday loan company for over 2 years and have never had a problem. I just got on some other sites because the loan I got the other day was not enough after I realized I had an insurance renewal coming up on Sat. Well, I've got pop-ups, scams to take money and fees from my checking account and you name it! This is scary! Cash Net has never done that. You repay your loan and you can gradually increase the amounts you desire. They will also send coupons in the mail with codes for a percentage off your loan fees.
A guy who doesn't speak English said, I did 3 pay day loans and I will be arrested Monday at 11. I have no clue who these people were nor I never did a pay day loan online. He knew my bank which is scary. I need help, I have no clue. He said, he was from cash net and I will be charged for 3 different things. I told him I have no clue what he was talking about. I call my bank to notify of any thing going on with my account and to call me.
I got a call on 8-3-2010 from a foreign gentleman saying that he was an attorney from CashNet. He told me that he was going to file charges against me with the county I lived in. He would not give me any information about the complaint. I had received money from three online banks, but CashNet was not one of them. I had asked for a phone number to contact them myself, but was given a number with another foreign person. I called the police but there really wasn't anything that they could do.
I called the phone number on CashNet's website and had to leave a message. They told me that they were just the collection agency and didn't have any specific information about the company that was filing the charge against me. They accuse me of violation of federal banking regulations, check fraud, and theft by deception. They said I owe the company $503, which I have never taken an online loan for that amount. Everyone I have talked to on the phone have been foreign people who sound like they are from India. They spoke of emails that were sent to me, but I don't remember any. If they did send emails, I wouldn't have recognized the company since I had never dealt with them before. I'm scared and don't know what to do.
I have been laid off of my job for a year. Before knowing this was going to happen, I took out a payday loan. I am now getting harassing calls from outside of the country about legal action being taken if I do not settle the debt. Is this true?
I keep getting calls from a Indian-speaking man from Cashnet Marketing. I need help to make this stop. They tell me I owe them money and I do not. They are harassing me and my family, and I'm not sure where they got my numbers from. I have read on the internet that this is a scam company. Any assistance you can give me will help.
In March, I received a call from an Eric **** telling me that I owed a cash advance net for a loan. I know I received a loan so I made arrangements and paid it back. I kept the paperwork he faxed me to sign. Today, July 21, I received not just 1 call but 3 at my job from ACS which is the same company Eric worked for telling me that I owe for a loan and if I do not listen completely to everything they say and do not talk, they will have try to work with me so I would not be arrested for web fraud, bank fraud et cetera. I listened and talked the officer Austin who told me about making a payment plan to pay them back using a credit card. I gave a prepaid card and send them a letter stating that they can draft the card for the money.
At that time, I was not thinking. I was at work and maybe in a panic and sent them the information for a pre-paid Visa that I have that I never activated. After getting home and finding the paperwork from March, I called them back and told them I wanted to speak with the manager or I was filing a complaint against them because they are the ones committing fraud. I also told them that I will be talking to my lawyer because I have my paperwork from the drafts in March. He told me that he was the boss Dennis **** . Yeah right, with a very heavy Arab accent. I will have my lawyer to callback.
I received a call on my cell phone from a man saying he was from the law firm for Cashnet, said I needed to give him my debit card number so he could take out the amount of $402 that I supposedly got on a cashloan from Cashnet. I never got a loan from Cashnet. He said if i didn't do this, I would be arrested and sent to jail for fraud. How can this be if I never got a loan from this company?
Mr. Robert ** of Southwest Recovery representing Cashnet states that I have an unpaid loan from 2006. I stated to the representative, "This is my place of work you are contacting. I have never done business with this company and the loan in question was never transferred to my checking account ending with 4249." I faxed Mr. Robert my banking statements as proof. No legal documentation was sent to me by mail, and they have placed this on my credit report. My attorney is aware of all of my debits. I made Mr. ** aware of this in our conversation.
The other day, a woman called my work stating that there was a legal matter that she must discuss with me. I was trying very hard to understand her, but she had such a thick accent I asked to speak with someone who spoke better English. A man came on the phone and was telling me that the FBI was involved in me committing fraud with CashNetUSA. He stated that I had stolen money from this company and that I was facing a $6000 fine. He said that I could take care of it over the phone or face jail time if I took care of it in court. They have left me 2 voicemails at my home also that are threatening me. I contacted CashNetUSA to see why they would say that I stole money and turn me over and they said they didn’t. They said they did their own in-house collection and that they don’t send information to third parties.
This man and woman continued to call my work place all day about every minute yelling at the employees saying that they will all be in trouble, too, if they don’t put me on the phone. I filed a complaint with CashNetUSA and I also filed a harassment complaint against this company that keeps calling me in my work. The police department actually called them and stated them their rights and told them that if they needed to contact me, it would have to be through a court order and that if they don’t stop their harassing phone calls, I have every right to take them to court and sue them for harassment. They keep using different names for them and their so called company.
I know that I have done nothing wrong, and I hope that the phone call from the police station worked. As for all of you out there, don’t believe anything they say because it’s just a scam; just go on with your lives because they are just trying to scare you. Just keep record of everything so that you can also file harassment and sue them. And do what I do, before they can start yelling at you and telling you off, do it to them first because they deserve it!
I took a loan with CashNet. I contacted those 2 days before the loan was due, informing them that the funds would not be available in my checking account. They put through the charge anyway, causing an overdraft fee of $15.00. I hadn't heard from them, so I had no real recourse. Then they divided the money up into 2 separate payments (which were more than the original payment amount) and tried again. This will cause me another $30.00 in overdraft fees. I contacted them by phone and they told me that they are not responsible for the overdraft and resulting fees, even though they have on record that I DID notify them that the funds would not be available. I understood that I would still be responsible for the loan and was willing to pay the extra finance charges. I have used this service before but will not use them again.
I took out a loan in the amount of $300.00 from CashNetUsa. They were to debit my checking account on monthly installments until this loan was re-paid in full. Since that time, they continued to debit my bank account in excess of the total money I owe them. I contacted them several times and the only response I received via telephone and emails is that they do not accept personal checks. I still owe them money which I do not and that they are going to turn me over to a Collection Agency.
They continued to take money out of my account stating that I did not contact them and advise them that the money they were taking out of my bank account was to go to the principal of the loan; therefore, they continued to take money out of my account and stated it was for re-filing fees and interest. This company is a rip-off. Something needs to be done. Please help! They continued to take money out of my account stating that I did not contact them and advise them that the money they were taking out of my bank account was to go to the principal of the loan; therefore, they continued to take money out of my account and stated it was for re-filing fees and interest.
I have been receiving phone calls from a man stating he is with Cash Net for about 2 months now. He claims I have committed a cyber crime and wire fraud. I have not received a loan from Cash Net. He tells me over and over again that I will be arrested with in the hour. I have tried to explain to him I did not take out a loan and have verified with my bank that I have not received any wire transfers. He continues to harass me and tells me to shut up when I try to explain to him he has called the wrong person. I have called the state attorney generals office and I have been told this is a scam and do not give them any information. This man calls me at work and on my cell phone. I have no idea how he got my numbers. I have asked him to send me the loan papers and he simply hangs up the phone. I have contacted Cash Net and the information they have ss#, dob, and bank acct# does not match my information.
I received two phone messages on my personal cell phone saying that as soon as I receive this message I, or my lawyer, must contact them at the above referenced number. And if I don't, then all they can do is wish me luck for my safety. I felt threatened by this message. On the same day, I received a call on my work phone from the same person asking for me. I asked who they were because in the cell phone message they do not say what company they are calling from (also, the accent is so thick it is nearly impossible to recognize even your own name) and they said Cashnet (I had to have him spell it out). I never said I was Janice but asked the man what this was in reference to and he said a loan.
I told him that he had contacted a work number and that it was improper to give out personal information, even illegal. I then asked to speak to a supervisor and after a short time Gary got on the line. I explained to him that he had contacted a work phone number and he started saying that I better talk and better talk fast or else. When I said that he was breaking the law by giving out personal information and harassing people at work, he told me to shut up and he had personal information on Obama.
I have been called by this "legal firm" saying they represented Cash Net and state that I had got a loan in March or April of 2009 and had not paid it back. I stated I had not and that I would verify that with my bank which I did and it there was nothing deposit from that company at anytime from the time stated or after. I called Cashnet as well and they stated they do not service WV which is another verification that I didn't take a loan out or sign any papers for a loan.
These foreign people are just trying to get money from people illegally. Mr. Thompson stated that I owed $786.87 but wouldn't send me anything to verify all that he stated and he also stated that Cashnet had sent me 25 emails and I must have deleted them which is untrue. Do not trust Cashnet or American legal services. They are harassing and trying to take money from people that has been on the internet. I'm so disgusted! I'm being harassed at work and this is mentally stressing me out. I don't know what else to do.
A Mr. Shaw ** called me saying that I had got a payday loan for $600 and didn't pay it back and Cashnet Marketing is suing me for this money. I asked him who can I speak to about this and I told him I didn't take a payday loan and I want to fill a fraud charge paper. He hung up but he's still calling about this money so I went on the internet to see if I can find any info on this company and all I found was a ripoff page saying the that company is trying to rip people off and that it's not a real company.
I got a call from several of the people at what they call a criminal case fraud unit claiming to represent Cash.Net claiming that I owe them money and that if I didn’t pay, that they would "haul" me out of my place of employment or my home and that I was being charged with fraud. They claimed to be a lawyer’s office and that they have been trying to reach me for some months now. They constantly ask for my husband for which I do not have one. They explained that I had to write a letter of apology stating that I did not mean to commit fraud, but that I was going to clear up this debt of which I have till next Friday, the 15th, to pay and that not only do I have to pay back the $450 that I owe but attorneys fees will be assessed as well!
Help, what do I do? Please someone tell me what to do! My family is also scared! I don’t dispute that I have taken out loans, but I really do not have any memory of this one. They also have my social security number and my number of employment. Help, someone please tell me what to do. I am scared to go out at night. I have a teenage daughter that I need to get places each night! I fear for her as I take her places as well as when I am alone even in my house. I could possibly lose my job if the calls continue at my place of employment. My daughter is scared that someone will pound down the door in the middle of the night and come drag me away. What do I do now?
Today, I had a call from this same company saying they were legal advisors for Cashnet. Through the unused card I used to do the application, they said that there was no deposit from a payday loan. So I told them that they said the bank people was lying and that I had to send them $250 right now to keep the law off me and that they had an affidavit for me to go to court and keep on saying, "Mama, mama, you are very close to us." They also had me to write down this little letter saying that this was not my intention to commit this type of fraud do to some finical problems which I am clearing today to document and sign.
I have never, ever taken a loan out with this company--never! Yet, I keep getting phone calls from them everyday of the week, sometimes two or three calls a day--even on Sundays. I have not called them back as I have never conducted business with them. I am not sure what to do to stop the calls. Should I call and deny that I have taken a loan out with them or should I ignore them hoping that they will go away?
As the above complaints from other people, a law firm associated with Cashnet called me several times in the past few days. They said that they had an affidavit and would be taking me to court for nearly $600 that I owe to Cashnet. This law firm stated that Cashnet tried numerous times since September 2009 to contact via emails regarding the past due balance and how checks were sent bounce by me. However, I have no idea who or what this company is. I never received a statement from my bank regarding these bounce checks.
I received no emails. I asked the law firm for more information or the company name and phone number. They were very nasty and rude when I asked for paperwork or documentation to prove what they are accusing me. I eventually had to call my telephone company to have their number blocked from my phone. I had to pay a fee from my phone company in order to do this.
First, the harassing calls started at my place of employment where the collector discussed this matter with several of my coworkers and my supervisor telling her my company would be responsible for this debt. Since Oct.2009 until present, this company has called at least 8 times at my place of employment refusing to send me written proof of this debt so I could dispute this debt. This collector has threatened my life, cursed me out of numerous occasions and just threatens to continue calling.
I do not recall this loan and asked for written documentation of this but the collector just keeps threatening to file it in court and refuses to send me documentation. I also asked for an address to request this company to not call my place of employment and they refused to and keep calling from different numbers that are not working when I try to call them back. How can I stop this?
I took out a loan for $200 for car repairs. The Auto withdrawal to pay the loan hit my bank two days prior to the agreed upon date. Cash Net hit my bank account over 8 times in one month, causing outrageous overdraft fees. They called me just today, 6 times in five minutes (so glad I saved all the caller id notifications!). Rick was rude, offensive, threatening and beyond harassing. I had my boss call him, and so far he hasn't called again. I have never been spoken to like that, never been screamed at like that and thanks to my boss, who is a collection attorney and actually follows collection laws and the FDCPA, he is leaving me alone for now. I don't doubt for a minute he will call back.
I borrowed some money. I can't deny that. But I have been charged outrageous fees for what I don't know or understand. I ran into some hardship and called Cashnet and they set me up with an EPP plan that was emailed to me by a young lady. I was told these forms must be faxed back the next day, which I did. But I was told that they could not find such documents. I made this arrangement on 12-10-09; my first installment was due on 12-15. The EPP amount was supposed to be 4 payments of $98.43. I don't know what is going on now. The first $98.43 is due on the 30th of this month. I’m getting calls at home several times a day. Help.
I took out a loan with them for $500 and sent a payment via Money Gram for a payment. Advise the representative of the reference number and they still debited my account and caused over $100 in overdraft fees. They put the account in collections and it should have never been in collections. It took me 3 days to get this matter resolved and they would not settle the account in full even after they're screw up. DO NOT USE THIS COMPANY EVER!!! I'm also going to reporting this to the Attorney General's office since they performed an unauthorized transaction on my bank account.
I am writing in reference to my daughter, who took a loan out from Cashnet USA 3 years ago to try to feed her and my grandson and keep her car. She told me this morning when I got home from work at 5:00AM that this Sharon ** called from this CVRS company and stated that she was a lawyer and that if my daughter do not abide by their rules in the payments they quoted her, that Sharon ** was going to repossess her car and garnish her wages through the Duval county courthouse as soon as possible. My daughter, my grandson, myself and my other half are living together for financial purposes because of wage cuts and less hours. My grandson is going to be a senior this year.
I got the papers from my daughter, read the one page sent by MoneyGram, called Sharon ** and tried so hard to be polite to state to her that if my daughter receives one more phone call from her, I will call my lawyer and have her investigated for fraud as a lawyer and slander against repossessing her car and shut her down. Can someone help all of us from these shark companies that are buying old debts and becoming law officials? We need help ASAP.
CashNetUSA Company Information
- Social media:
- Company Name:
- 175 West Jackson, Suite 1000
- Postal Code:
- United States