Consumer Complaints and Reviews
SEVERAL years ago I took out a payday loan with CashJar. Right before my pay date I called them to repay the loan in full. Needless to say they took out over a $1000.00 out of my account. I thought I was done with them. For the next two months after that, they took out over $1000.00 before I realize what they were doing. I called them to confront them and they said I never called them to pay them off so they told me that I still owed them, even after they had taken out over $3000.00. I told them as far as I was concerned they had taken out more their share of the money.
After several years there was a message at my old job from a place call Nextiva Inc stating that they had issued a warrant for my arrest, they have filed charges with the attorney general and that the attorney general have signed off and I was going to be arrested for check fraud. They called my daughter and threatened me with the same thing. I called this company to find out what was going on and found out that they were doing this on behalf of CashJar and wanting me to pay $5575.00 to resolve this matter asap.
I took out a loan 2 years ago and paid it back in full through my Bank. CashJar now has this company calling me talking about I never paid it and they want the money. I can't find a number for them either. Any suggestions?
Just got a call from these guys claiming I owed them money from a "loan" I took out in 2010, except I never took out a loan (I don't need to take out payday loans). They had all my information including my family's full names, and they claimed to have my SSN and State ID #, but he wouldn't read them back to me for verification. He kept threatening to have me arrested and take me to court, as well as call the sheriff to press charges. So I did him a favor and called them for him while he was on the line. He just kept yelling that he wanted to press charges while all of the staff and the officer too just told him to GTFO. I told him to try and take me to court. I wanna see the judge lock HIM up.
I took loan from CashJar, pay off loan but year I get a call at my job telling me they were sending someone to get me and take me to court. I was being sued for fraud. When ask questions they threatened to come my job or keep calling job, causing problems at job.
I had a call this morning and it was JJFS, LLC in Florida, and said CashJar have a suit on me for check fraud way back in 2011. There is a Warrant for an Arrest for me, and I need to settle the amount of $1155. I got scared so I have to pay them $655 through money gram and the next $500 on May 18, for they do not accept debit cards and credit cards. I filed for a Chapter 13 Bankruptcy protection way back in 2011 and I am paying my Trustee a month to pay all my Debtors on a 5 year time frame. I called my Lawyer's office, and they instructed me not to pay any Debtors. I hope this will stop. This is the second time that I was accused of fraud. Last Dec 2013 I Paid $1200 from a collection Agency in New York. How do they know of my cell phone no., my social security no, my address and my employer. HELP...
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I have been getting calls from this company claiming they are investigating me for a payday loan I took out a few years ago. The amount is $1675 they say I owe. I never took out a loan online. They had my last name (maiden) and my phone number which is unlisted. They had the last four of my social and all kinds of personal information that I never used. Now I have applied for pay day loans online, but always exited because they are all scams. They always direct you to another company. They have threatened me... with criminal charges.
When I asked for verification with the original loan documents so that I could confidently dispute the charges, they said okay. The first time they never sent anything. The second time they sent some bogus letter with urgent marked across the top - no letterhead... It had nothing but the amount they fraudulently said I owe - no verification whatsoever. I wrote back - and told them they better not contact me again.
After reading the other complaints I sure hope they don't go around telling my employer or friends such crap...They ought to be arrested. I study criminal justice and after the third phone call, I realized that this was a bogus collection and somehow through phishing on my internet they had gotten my personal information and used it to try to collect something I never borrowed in the first place. I have taken loans out through local pay day loan sharks and have paid dearly. They are all corrupt and out to be illegal.
In Wisconsin there are no usury laws. There sure ought to be. I will go public with their information if they keep contacting me. I have a degree in Law Enforcement - (not employed as one), but nevertheless when I told them that, they never contacted me again. I have looked up their phone numbers - they are always different and no information except on one number could be provided. I am so tired of these scams. When threatened it is easy to acquiesce to their demands, however, gathering information is necessary to stop them. Once I realized they were disregarding all fair debt collection statutes, I realized they were committing fraud.
I recently received phone calls from a company claiming to be DMI fraud division. Attempting to collect a debt from Cash Jar. This debt was incurred by someone other than myself, although it was my account. I have been attempting to make payment arrangements with this company. Only to be told that they are going to take me in handcuffs and that as far as they are concerned, I am a criminal. They did not give me an address that I could make payments to. Only an account number. But to whom am I to contact to make payment arrangements to??
I received a call from a law firm claiming they are filing a lawsuit on me. It turns out someone had my name, social security number, address, and my driver’s license number. Apparently, a bank account in an old bank I used to bank with was used for their deposit to be paid in the amount of $700 from CashJar. I will find the thief that has committed this crime ...without my knowledge. Beware, I am coming for you. I will find you, and I will...You will regret pulling this scam off. Not precluding the agency named CashJar, I think you must have conspired to defraud me. You will regret loaning money to someone without verifying the person you handed money to carelessly and restlessly, with no regard to my person. I will come hunting you too!!! Funny thing is, it was all done halfway across the United States, with a 10-year old address where I used to live, verified with names I never heard of - Fernando ** and Patricia **? All this was done in the last 6 months...I am coming for you!
I applied for a loan from them a few months back and we agreed that I would pay them $1,300 for $1,000 borrowed. They were supposed to take the money out my account the next pay period which was a little over two weeks later. Well, they gave me the money and then tried to take back half of it not even a week later. Of course, I didn't have the money in my account, so I was charged $500 + a $30 fee. So I went to my bank and paid the $500 back + the fee and closed my account. I'm up $470. Screw them. They lied to me and so I stiffed those idiots! They shouldn't be offering payday loans in NY anyway. They're illegal in NY and not enforceable. They should have played fair and they may have made $300 off of me rather than lose $470. They keep calling but because of NYS law, I highly doubt I will ever see them in court.
I fell on hard times and decided to take out a small payday loan. The company loaned me $600.00. I already made a payment of $486.00 so far and still owe $812 and only borrowed $600. This is paying more than double back. Please read the small print. If you fall on hard times, don’t let this be your solution because you will be in even more debt. This company is a total rip off!
I borrowed $600 from this firm with the understanding that I would have $180 finance fee for the first month's payment. And if I did not pay anything toward the principle, then the next month's principal would also be $180. However, this is not what happened at all. When the payment for the next month rolled around, I owed $360 in fees and my $600 loan now amounted to $960, which meant that my first $180 amounted to basically nothing. I placed a stop payment on my account and they couldn't get anything. I realize that these cash advance companies are all legal loan sharks, but this company takes the prize. They are robbers without a gun and I suggest that others try other sources in times of desperation rather than deal with these people. If you don't, you'll never get out of debt with them.
Just say no! I had a family emergency and contacted the famous "Cash Jar" for a short $850 loan to be paid back. I clearly stated to withdraw the principal and the fee. I noticed $255 out of my account 4x. When I called, I was told I had not contacted them so it automatically renewed in an extension. So, the $1,020 I already paid was a fee and $0 applied to the loan. I owe $1,105. This means I am paying $2,125 for $850. This is more than robbery. My bad, my stupidity, but when you are in a crisis, sometimes you’re thinking isn't clear. What is clear is that I explicitly stated to repay.
I borrowed $1,000 and paid that amount. They have been taking $250 out my account every two weeks. Now they are saying that I owe them another $1,250. They are still taking money out my account. How long will this debt be paid off?
They charge triple the amount you borrow from them. They are huge ripoffs. The paperwork is very lengthy and hard to follow, so the average Joe just skims over it and signs the documents. On a $1000 loan, you end up paying $3500; and they deduct from your paycheck every 2 weeks until they feel your loan is satisfied. That's not good, especially when you have a mortgage and other bills that have to be paid and they are hitting you for $350 every payday. They are crooks!
A $300 loan cost me $825! When they call to confirm the loan, they don't explain that the autodraft from your account only pays their fees - not the principal. After paying back $500, I called to get my balance and still owed $325! If I hadn't called, they were going to automatically extend my loan and give me more fees! I skimmed the contract but didn't read it thoroughly, only a lawyer can understand the 12-page of nonsense they provide. They are nothing but loan sharks!
What a scam! Do not use this as a short term loan option or you will be in a lot worse shape financially than before. I wish I would have read these reviews before taking out a $500 loan. It was not explained to me that the $150 I was paying each paycheck did not go towards the principal balance. After paying $450, I was told I still owed the original $650! I do not understand how they can get by with doing this! The question is who will help?
I took out a loan for $500.00. They took $150.00 every two weeks. At the end of the third month, they sent an email stating that if not paid in full, they would add $200.00 extension to take advantage of hardworking individuals who are in need is a shame and disgrace. And people are wondering why this country is in such a sad shape. Total loan is $1,550.00. A travesty for $500.00.
I applied for a loan and was directed to this company to receive a loan and to verify by calling them. So I called them and after providing them my personal information, I was asked to fax my bank account documentation. I was skeptical at this point for they have given me an incorrect fax number the first time. I will not recommend such a service and I am calling them to confirm that I am no longer interested at this time.
I applied for a loan with Money Mutual & they directed me to Cash Jar. I asked for a $700 loan & was told I would pay $105 on the first payment. Then I would pay $210 on the rest of the payments until the loan is paid, not knowing they were never applying this money to the loan. The way it was explained to me, I was paying $200 on a $700 loan so I'm thinking my total was going to be $900. When I called to check my balance, Nicole told me $910 was my balance. I told her I already made 1 payment of $105 & 2 payments of $210 & that is not right. She explained that I had to pay the $910 in full. If this were explained like that when I applied, I would have never agreed to those terms. They are loan sharks. This really should be against the law. I can't afford to pay them $210 every paycheck. I can't believe Mr. Montel Williams is doing commercials for this. I would like to see them stopped.
I obtained a $500 payday loan from this company online and arranged for them to take out payment of $175 weekly. Well, three months later I noticed on my bank statement, they were still taking money out so I contacted this company and they told me I was indebted to them another $1170 but I’ve already given them back nearly double the amount I asked for.
As my personal finances got tighter being that I was reduced to part-time at my job, I contacted this company to find out why they were still deducting money from my account, ultimately putting my account in the negative of $330 after I verbally told them not to draft from this account anymore. I received harassing phone calls at my job daily from this company demanding that I make payment arrangements. They harassed me so much that my supervisor stepped in and told me that if they did not stop calling, he would have to fire me. So, I asked him to speak to them personally to inform them to stop calling.
I received a phone call 2 weeks ago from a guy claiming to be a federal investigator and he wanted to press charges against me for check fraud for defaulting on the loan and threatened to have me arrested, and my wages garnished. I told him that I did not have the money and I would not pay any more money being the fact I have already given this company double the amount of the money back. I would like for the harassment to stop and for the company to be satisfied with the payments that I have already given them and stop all the scare tactics of legal action being that I am currently part-time employed and have other financial responsibilities to handle.
I took and got a quick loan from Cash Jar, and now I called to make sure it was paid off. The lady whom I spoke with told me no. I was making the payment on the interest off the loan not the loan itself. I was told I would be paying back $877.50, not thousands like they want. The second lady whom they transferred me to said that I needed to pay $747.50 to take care of this loan; they are only applying $25.00 towards the loan out of the $252.50 they are taking out of each pay check. The man whom I spoke to when I got the loan did not tell me this was going to happen. It would be a total of $877.50 taken out of my pay checks till it was paid off.
I wish I had read these other reviews before I applied for a loan. They are incompetent, rude and disrespectful. Because of their lack of communication and explanation on their payment terms when I called and emailed several times, I will, by the time I pay off my loan, have paid over $1,500 on a $550 loan. The first few times I called to get explanation of the benefits of the loan, I was told that my scheduled automatic payments were enough and that at any time I could increase the amount I was paying in $25 increments until the loan was paid off.
At no point, until today when I called again because my balance didn't seem to be going down, did they tell me that the payments I have been making were nothing more than their fee to continue the loan until I then increase these minimum payments by at least $50 each payment. So I have paid $660 to date when my loan was a total of $715 with the processing fee. So thinking I had only $55 left to pay off the loan, I called to learn that I have not paid anything towards the principal on the loan and that I now still owe $550. A $550 loan has so far ended up costing me $660 with another payment due tomorrow of $215, now to start adding the extra $50 to each $165 payment that I am making.
So another $215 every 2 weeks unless I can afford to pay off the total principal amount now in one payment. They also informed me that there is nothing that they can do and that I just need to pay off the loan. This is ridiculous. I thought the point of these loans were to help people who didn't have the money to pay certain bills and to try and help you get ahead. I will never use this service again.
Montel Williams should be ashamed of himself! They use him to target minorities and people with bad credit assuring them that this is the way to go! I borrowed $700 in April 2012. We are going into September 2012 and I have been paying them $200 every two weeks and barely touched the principal! Please, if you're reading this, stay away from this service! Try to make arrangements with your creditors!
I called them to let them know that the money would not be there on that Friday that it would be there the following Friday. Well, this person, Tina, called my job and then she called my cell phone and I gave her my card number. These people took out the same amount twice. I asked this girl how much longer do I have on this loan and she said the money that is being taken out every two weeks is only going towards the interest of the loan not the money that I owe. That was never told me when I took out the loan. I borrowed $250 and I have to pay back $375. Where did all of that come from? Please if you read this complaint, do not borrow money from this company.
How does a $300 loan turn into $1400? Cashjar called around and was telling my ex-in-laws that I had written bad checks and that Mr. **, the investigator, was looking for me so that he could file court papers on me! Really! Now Mr. ** said that if I paid them a total of $750, he would make this all go away! I told him that I had filed bankruptcy and to send me the paperwork and I would get with my attorney. He told me to pay up or else! This loan is over a year old!
I applied online through the Montel Williams site after seeing the commercials on TV. I received an email from Cash Jar approving my application. I telephoned Cash Jar to make certain my objective was understood. I did not want a payday loan. I wanted a small loan to repay in installments to help my credit. After agreeing to make a $300 loan, having not received the 12 page contract for a $300 loan, I was assured by the customer representative that installments would be made directly to my checking account to the total of $345.00. To date, they have collected $580.
After speaking with a supervisor, she totally defended the rep who told me it was an installment, not a payday advance. She was unable to provide any information to me regarding any balances or any plans to attack my checking account again. All the hidden and buried "must do's" cover their ** and at this point, I refuse to pay them another dime. The contract states 35.89% annual interest rate, but apparently, that does not apply since this is not an installment loan. They charge fees much like the one stated in the contract of $45 for a $300 loan. I refuse to pay one more dime to these people. I believe $235 fees are more than enough for a petty $300 loan.
Thank you so much Cash Jar for helping me rebuild my credit. Does Montel Williams know how you treat people, like mushrooms, keep them in the dark and feed them manure? I agreed to expensive financing, but this now crosses the line of just plain wrong.
My husband went on the internet and took out a payday loan for $800 and was told that $25 would be taken out of my husband's bank account. But they took out $240, and my bank refused the transaction. CashJar.com called my house at least 5-6 times a day, and the agreement was we would pay back $800 plus $240. But now, they say we owe $2,400. How can they add an extra $1,000? As of yet, I refuse to pay that amount. Please help us.
Payday Loan from Cash Jar: I took out a $250 loan almost a year ago. I told them to take out the $386 payback the very next week. Now, almost a year later, they have already taken another $500 out of my account. It is by my contention that they have breached our contract and I owe them nothing more. In fact, I believe they should have to pay me that extra money back plus all the bank charges for overdraft. I am going to close my account so they can not get another dime for me. I have a very small income and because of their greed, I may lose my house and cannot get food to feed my family. I have learned my lesson and will never give my routing or account number out again. By doing so, I have given a disreputable business free access to my money.
I had an extreme emergency and needed money fast. I went online and found CashJar's advertisement. I applied for a $1,000 loan. CashJar loaned me the money. In haste, I read the terms but did not fully understand them. In summary, so far, CashJar has taken $1,500 out of my account. I still owe $1,000 plus a $600 fee. I told them to take the $1,600 out of my account immediately. By the end of this, I will have paid $3,100.00 back on a $1,000 loan. That is completely outrageous. That is over 200% interest being charged. Is this legal? There has to be a cap on the amount of interest charged on any loan unless you are a loan shark company.
I took a payday loan back in Dec. 2012 for $450.00. I have no problem paying this back but so far, this company has taken $135.00 out of my bank account bi-weekly. Since I thought I was almost done paying these monies back, I got an e-mail stating they are going to take $185.00 this time and who knows how much next. So far they have taken $655.00.
Can someone please investigate this company or should I just close my bank account? CashJar is a rip off and hurting people that run short sometimes, not fair. There should be a cap on how much money they can take.
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