Cash Today Ltd.ConsumerAffairs Unaccredited Brand
Last week I was doing some online banking and noticed that 6 cents was deposited into my account and was then withdrew in 3 smaller increments, equaling 6 cents. I called the bank and they said that it was a test deposit. Today, I was online again and had noticed this same company had taken out 30 dollars. I never took out a loan with these people.
I had gone onto my account to see if my direct deposit was on there from my work and noticed that I had another direct deposit of $.09 from Cash Today. I do not know who they are or how they received my information. I tried to call them but I was unable to reach anyone for hours so I emailed their customer service and filed a complaint with ic3.gov.
These people took my money off my card ($291) without my permission and I can’t seem to get in touch with them. My bank is telling me there is nothing they can do unless I talk to these people. But the number that they gave me is not ringing or anything. I don’t owe these people anything. I need my money. How can they just go into someone’s account and do this. 713-559-1797 is not responding. What can I do? Thank you. I’m very mad.
Some very rude individual called me claiming that I had a payday loan from May of 2008 that was unpaid. He proceeded to tell me that I am going to be sued for fraud for not paying and that I could face up to 4 months in jail. Not knowing at all what he was talking about, as I have never not paid a loan back. ZI began to panic. He then offered to have me pay 299.00 today to "buy" me some more time to investigate the situation because he could not provide me with any of the details of the original loan amount, transaction number or exact date.
I told him I needed time to research as I am sure that this is in error. He told me he had no interest in keeping my file open and that he would send it to the fraud attorney and they would be in touch with me as early as tomorrow. I may be picked up by law enforcement. I then quickly went to the computer and began going through all of my bank statements for the entire year of 2008. None showed unpaid.
I then called them back and he told me the same thing. After doing the online research and seeing that many other people have had the exact same calls, I knew it was a scam. I then tried calling him back again and he hung up automatically. They will no longer answer my calls. This is completely wrong and should be illegal because had I been intimidated and afraid enough, I would have paid them the 299.00 and then be ripped off for certain. Someone needs to stop this from happening somehow and we all should be compensated for the anxiety, stress, and time these jerks have wasted!
I am being harassed about a debt that I paid off to Cash Today Limited from a company out of Florida. They want give me any information on this debtor, how to settle, just threaten to have the police pick me up. The only thing they said is that I received an advance for $300.00 back in 2008 and never paid it back. Now I owe $1500.00+ and need to get a lawyer, also they wouldn't give any other information to me except to my lawyer.
I checked back to see what company I dealt with then, it was Cash Today Limited. I don't know why or if this information is valid. I've tried calling the company Cash today at 800-, but that number doesn't exist anymore. I want to settle this, but don't know how to contact this payday company anymore and the collection company won't talk to me, they just keep hanging up on me and calling me fullish and said not to call them anymore. I spoke with a John ** and Michael **. They both were very rude, and wouldn't give me any information. I don't know what to do. Help!
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Harassed me at work everyday until arrangements were made. Took money out of my account that was not authorized. Threatened to call the police, Human Resources, and my Supervisor. When I tried to work out arrangements, I was hung up on 4 times. I would call back and speak to someone else and the same thing would happen if I tried to ask for an explanation of different fees.
Trouble at my workplace. Overdrew my checking account balance 3 times by over $100 each time. Mentally and Physically damaged by the harrassment and rudeness that happened.
I took out a loan....I was sure I paid off a few years ago. I get harassed at work to pay off an apparrant debt, they refuse to prove of, and it stresses me out. i give them the run around. i am not gonna give them anymore money. Help...they keep calling!
lost over $1000 at least
I took out a loan with CashToday about 3 years ago. Like others their fees were ridiculous causing my account to constatnly be overdrawn, the acct was eventually closed. They have called my job and even left a message on my supervisors voice mail. They orginally stated I owed $3000 which the took down to $1000 then taken to $800. I have paid $200 and will probaly pay the $300 they are now saying is the balance to get them off of my back.
I took out a payday loan and told them I would pay them by money order but they refused to take payment that way. I no longer have a checking account and they want me to use a friends or family members checking account. The loan was for 200.00 and they want me to pay back 5000.00. They keep calling my place of employment and I am afraid I will end up in trouble or even lose my job.
Great amount of stress, I just want to know what I can do?
About 4 or 5 months ago I recieved a call from Sabee stating that I owed Cash Today Ltd. over $5000.00 for a $200 loan that I borrowed in 2004. I told him that I did not believe that was me because I had my purse stolen from my place of employment during that time and I did not make a loan. He went on to demand that it was me and told me that if I did not pay the money he would contact my employer to garnish my wages for the money.
At that time I told him if I had made the loan I would be more than willing to pay for it, but I needed proof that this was my loan and I also wanted to know why would his company wait 4 years to contact me about this debt. So he told me that it was not his responsiblity it was mine to pay the debt and he needed me to pay something right now. I told him that I could not pay him right away, but if he forwarded the necessary documents to me stating that this was my bill I would pay the original amount of $200. He told me that he would fax me the documents and that he would set up a phone conference with my bank, because the money had been wired to my account. I told him I was fine with that. After a few weeks and no word from him or the bank, I did not think about it anymore. He called back maybe a month later and began screaming and hollering over the phone that I needed to pay my bill and that I must be in the business of taking peoples money and that he would have me prosecuted to the fullest extent of the law for what I had done. I asked him at that point to calm down or the ocnversation was over and he keep screaming into the phone so I asked him not to call my place of employment anymore because he was not handle this business professionally and I would not pay anything. After another couple of months he began to call back, this time I was in a meeting 8/21/2008 and he called my place of employment.
He yelled at my co-worker and told her that if I did not call him before 12:30 he would call my supervisor to have my wages garnished. He then called me again on the following Tuesday, 8/26/2008 and he began to scream at me and tell me that I am one of those people who think that they can take whatever they want and get away with it. I explained to him that all I wanted was proof that it was my bill and I would pay the debt, but he just kept yelling at me until I was so nervous that I just hung up the phone. I feel like I have been severly violated by this company and I am so embarrassed that I have had to explain all of this to my co-workers and supervisors so that this man or group of people will not be able to get any more of my personal information.
I have been deeply embarassed by this company telling my co-workers about this debt and threatening to garnish my wages. Even if I did owe them the money they have no right to tell my co-workers about this situation. Beyond embarrassment I sent them $100.00 initially to keep them from contacting my employer about this situation. Emotionally I was drained, he scared me to death with his threats and publicly humilated me.
I received a phone call at work from Eddie at Cash Today Limited on 08/21/08. He proceeded to talk threateningly to me regarding a payday loan that I got in 2004. I told him that I would like to have some kind of varification in writing of the debt. He refused. I told him that I was at work and not to call me there again and hung up. He proceeded to bombard my employer with calls. He demanded to speak with my supervisor and she got on the phone. He spoke very agressively with he. She could not calm him down and amke any sense out of the whole thing and she told him not to call me at work again and hung up. He called back immediately and asked to speak with my former supervisor. He would not take no for an answer and finally she got on the phone with him. He yelled and screamed at her and said that she was responsible for me and my business. She finally told him that she could not help him and not to call again. He immediately called back again and was making more threats. This company is CRAZY!!! I finally got back on the phone and told him that he was violating the Fair Credit Collections laws and he just laughed. I am very embarrassed.
I finally agreed to a payment arrangement that I was not comfortable with and gave them my checking account information, which I am regretting now. I just did not want my supervisors and coworkers to have to deal with them again. These people need to be stopped!!
On August 11, 2008, I received a call from a Paul H. of Cash today, Ltd. He started to say that they are calling former clients and offering settlement options for unpaid payday loans. I could not understand what he said so I ask him to repeat everything. He proceeded to tell me that I owe them $1,050.00 for a $350.00 loan and since I have not paid the loan as of 2007, that is why the interest rate was high. He gave me a break down on how they can settle this account which was a preferred account either checking or savings. I told him I did not have either and that I would rather pay by money order or cashier's check. He indicated that their company does not accept this sort of payment due to security reasons.
He indicated that they will contact my supervisor if they do not get any results. I told him I would try to open a savings account and that I would call him back on Friday of the same week with the account information. On Thursday, I received a call (not from Paul), but another person, saying they were waiting for my payment. I told him I had talked with Paul and made arrangements for Friday.
An hour later, Paul called reminding me of our discussion. I told him I was aware, and not for the company to continue calling my place of business. After reading former clients stories, I will be reporting them to BBB and will also hire an attorney. I can not believe what this company is doing to a lot of people and with such force. This company should be closed down and with the complaints, I believe it can be done.
this incident caused me stressed the past weekend. I have two overdraft accounts and with this, I can not open any checking/savings that report to chexsystem.
I took out a payday loan with Cash Today back in 2005. In June of 2005 I started working with a debt management company because I had gotten in over my head and ended up with nine different payday loans that I couldn't pay back. To this day the only one that I have had a problem with is Cash Today. They have contacted me only 3 or 4 times in the last three years and every time I talked to them I gave them the information for my debt management company.
When I tried to get an address to send payments to, the refused to give me one and said they only accepted checking account information and I wasn't going to fall into that trap again. They also refused to accept partial payments, they only wanted payment if full. I was never told about any additional fees if I didn't pay. I have always tried to work this out with them. On Friday, June 27th, they left a message on my voicemail at work for the first time. They said I owed $269.00 and if I didn't contact them by 2:00pm my boss would be contacted to garnish my wages.
Now I know for a fact that they cannot garnish anyone's wages without a judgement from a court, so I'm not concerned about that. I contacted my debt managment company and gave them the name and number he left. They called me today, July 1st, to let me know that they spoke with someone at Cash Today and according to them I now owe $1,520.00. I told my debt managment company not to pay a penny over the original $269.00 I owed. None of the other payday loan companies charged anything over the amount of the original loan agreement. I also found out that they aren't licensed to do business in the state of California and have no right to collect this debt. I am filing a complaint with the BBB and the Attorney Generals office.
I received a call from James at approximately 8:40 on June 30, 2008. James identified himself as being from Cash Today Limited and was calling to collect on a payday loan I had taken out in April 2005. I first told him that after this phone call I did not want to be bothered at work anymore and that his when he just went off. He threatened to come to my place of employment and speak with my manager/immediate supervisor and play back recordings where I agreed to pay back this loan. I tried to explain to him that I filed Chapter 13 Bankruptcy in April 2005 and the debt was included in bankruptcy, he said I was lying.
He kept insisting on speaking with my supervisor, I kept telling James that my supervisor wasn't in the office, he again called me a liar. He was screaming at me all the while I was sitting back just smiling, however I was getting frustrated. When I finally got a word in, I told him I would be more than happy to give him my attorneys name and he said no, for me to call my attorney and have him call him back and he BETTER do it within 2 hours or they were coming to my work on Thursday. He threatened me several times. We got disconnected, I actually thought he hung up on me.
So I was talking to a co-worker about it - she is actually higher up than me in the organization I am employed at, she had come to make sure I was ok. About that time, my phone rang again, it was James he said why did you hang up on me. I said do you want to talk to my supervisor and transferred him to a co-worker who tried to talk to him, he immediately called her a liar and spoke very rudely to her. She insisted he stop calling my job and actually used the words cease and detest and he just kept on and on harassing her now. So she hung up.
I called our switchboard operator and asked that he not be transferred to my extension anymore. He called back 5 times, asking for either me or the payroll department. He was not transferred at any time. I have contacted my attorney because I actually did file bankruptcy, my attorney is looking in to this as we speak. This company should be put out of business. Their scare tactics are illegal and harassing. I am tempted to file a criminal charge against them as they harassed me and threatened me.
I like many others took out a cash advance for $200 with Cash Today Ltd. They were polite at first and as long as they are sucking the life out of your checking acct. But after you realize that you are being taking for a ride or can no longer afford to pay the obscene interest on the loan they become rude, arrogant, insensitive, parasites. I filed bankruptcy while indebted to these loansharks, almost 2 years later they decide that my bankruptcy is no acceptable and resume collection efforts, threatening to send garnishment papers to my job. I kindly reminded them that I had filed bankruptcy in 2006 and that my debt with them had been resolved.
After much debate, I grew tired and advised them to contact my lawyer, even offering my case#. Needless to say they wanted no part of that information because that would mean they were not entitled to a dime! I ended the conversation with Mr. Johnson and told him to have a nice day. I was curious as to why all of a sudden they began calling again after two years and a bankruptcy. Well I called back to get an address for my lawyer and they would not give me one. My curiousity grew and I googled them. I found that I was only one of many caught up in this scam. DO NOT BE A VICTIM!
None because I will not be a victim!
I have told this person numerous times to not call me at work. These calls have been off and on for about a year. They threated to talk to my manager and have wages garnished or have me fired. They left a voice mail today and I once again called them back and told them that if they contacted me at work again I would contact a lawyer.
To continue harrassing anyone at work once they have been asked to stop is in violation of the Fair Collection Act. I have asked numerous times for verification of what is owed and for a physical address to send correspondence to. This person is very rude and uses various names Jack Davis or Jack Daniels are the two that have most recently contacted me. They will never give an address and tell me that I am not willing to pay back this debt. I have told them once everything has been verified I would go from there but payments would only be made by a cashiers check and will not come out of my account or from a CC. Any collection agency that I have dealt with has always been willing to accept cashiers checks and what ever arrangements I am able to make.
This has caused undue stress at work. I have told my HR department about this and they have told me to send the calls to them and they will tell them exactly what I have already told them.
I am being harassed at work by this company claiming I owe then $3,992.00 and that I they want my payroll department so they can garnish my check for 40% of the fee which they said would be $450 until it is paid off. I live in NY and work at a Law firm. I told them to stop constanly calling my job back to back and I will call them back.
I had issues with them since last year and advised them that they have taken over $3k out of my account on this $200 loan and they were not getting another cent from me. I like in NY and there is no way anyone can garnish your pay for 40%. that is against NY law. It is 10% and in order to do that they would have to take you to Court, get a judgment against you and have a City Marshall send the paperwork to your employer to have your pay garnished.
This person called me today at work wanting me to transfer him to payroll department about I debt I owe from 2006. I dont remember the debt they have not contacted me about it and I was trying to find out more information on it. He wouldnt give me his number and he was really rude and yelling at me at my job. Now he keeps calling me back.
I received a call from a Mr. Davis stating that they had tried to contact me by email and by phone since 2005 for a payday loan I had taken out for $200.00. He yelled at me and told me that if I didn't pay the amount due, which he said was now up to $2600.00 due to fees added since 2005, that they would contact me Payroll Department and have them Garnish my wages. I told him I would pay the $200.00 that I borrowed, including the $79.00 interest payment, but he stated that that amount was no longer on the table. He stated that if I gave them a one-time payment of $1060.00, that would close out the account.
I asked for information about who I owed the money to and he again yelled at me to listen to what he was telling me. He demanded that I pay $300.00 a payperiod to pay back this loan. I explained to him that if I gave that much each week I would not be able to pay my rent or my car payment and I would be without a place to live and without a car to get to work. He then said that if I paid $200 a payperiod for 7 payperiods that would close out the account. I told him that would still cause me financial problems. He then stated that if I paid $100.00 a payperiod for the next 12 payperiods, then the loan would be paid off in full.
I was totally intimidated and eventually gave him my checking account number. I wish I had the foresight to go online and research this company before giving out my information. I plan to talk to my bank this very afternoon and change my account number.
The person I talked to was very rude and was yelling at me without letting me get a word in edge-wise. I am going to have to close my checking account and get a new account number issued and order new checks, which don't come free, and take 2 weeks to get mailed. I am very stressed out and can't concentrate on my work. Worried about this to the extent of stomach pains, dizziness, and headache.
I took out a loan with this company and all of sudden over 2-3 yrs later, they insist that I still owe them money. My bank closed my account due to the high negative balance that I had, because they kept taking moneys from my account, and they have called me over 200 times if not more at work threatening me, harrassing me, and making my work day miserable. I am always afraid of them calling, because of the excessive phone calls, I will get fired, and I CANNOT afford to loose my job because of these people. The person that calls always changes his name, and it's puzzling to me how these people get away with it! They stated that I owe them over $4000 and then just last week it's down to just $480... Really weird!
This has caused tremendous stress here at work. All these phone calls made to me while at work, seeing patients, and being threatened and harrassed. They have even gone to lengths telling me that they will find me and take care of this loan... WHAT ON EARTH does that mean? They are truly rude. I need for them to stop calling me at work, and for a fact show me in writing exactly what the loan entitles, and how I've paid to date, and how much I still owe..
A few years ago I got a cash advance from Cash Today limited. I had several payday loans with them and although I didn't care for the refinance charges I paid what I owed and used them when needed. Well I received a phone call today saying that a loan I took over a year ago was never paid. I took loans for $200 and today they are telling me I owe over $2,000! I haven't received a phone call, a letter or an email regarding this situation and then a over a year later they're telling me they've been trying to contact me and I haven't responded. None of my phone numbers or addresses have changed and they have not attempted once to contact me until today. I spoke with Monica and explained to her that if I owed money I would gladly pay the loan amount and fee but there was no way I was going to pay that much money for a $200 loan. Then she offered me a 60% discount and a payment plan on a $1,400 figure. She offered me the option to pay $250 my next pay day and then it dwindled down to $100 since I explained that I am just getting ready to leave my job for a 12 week maternity leave and would not have a bi-weekly check to count on.
Next thing I knew she had a man named Jack Davis on the phone claiming to be the Manager of the Legal Deptartment there and that they were trying to work with me since I had been such a good customer. I explained to Jack as well what I would pay if I did indeed owe money, even though I was fairly certain I'd paid the loan off, and then he got very rude and short when I asked for a Western Union address or mailing address since I was not going to authorize automatic debits from my account. Then it was I didn't have a choice, I had to pay the entire $2,225 at one time if I mailed a payment, they didn't accept any payment forms except for ACH debits, he'd take a payment of $60 bi-weekly if I authorized the ACH debits, I could make a Western Union payment but company policy was that I had to make a $300 payment in order to do that.
When I asked for confirmation of the amounts, payment history, company policies, etc. in writing he told me they did not and would not provide me directly with anything in writing, they would present that to the payroll department at my job instead and garnish my paycheck. He threatened me with this several times all because I asked for information in writing and refused to provide an account number for automatic withdrawals. I've never heard of any debt that needed to be collected on being refused payment because it couldn't be withdrawn automatically from an account. He refused to provide me with the name of his superior when I requested it stating that he was the boss and there wasn't anyone he reported to. The call ended with me thanking him and hanging up.
So far I have no proof that thsi loan was unpaid, and they want money from me without any explanation as to why.
I got a loan through this company 3 yrs ago in the amt of $200.00. They started deducting payments out of my bank account every two weeks which was a large amount of interest, didnt apply to the loan. I was forced to close my bank account. Now 3 yrs later
they contacted me at my workplace and said I owe them $4000.00 and if I settled today I could just pay them $1000.00 I told them I would like verification of debt in WRITING which I am entitled to by law per the FTC, and if they refuse to provide this info the loan is null/void they still refused not letting me get a word in.
They threatened to turn me over to their legal department I in turn contacted and filed a formal complaint with the BBB of Reno NV and the FTC. I read something on the internet from a former employee of this company and he stated they are an illegal operation and do not pay taxes. This company needs to be shut down immediately!
I had a $200.00 loan with this payday lender which turned ugly. Never deal with these scammers. The payment was for $35.00 every 2 weeks. That was a year and a half ago. They want the finial payment full $235.00 and if not they keep taking $35.00 a pay every pay. I don't have $235.00 payment that's why I got the loan. This has to be against the law.
I made a payday loan for $200.00 in 2005. It was my understanding that it would cost me $279.00 to pay the loan in full. Rose told me that they would take out $60.00 a week until my account was paid in full. They took out almost $600.00 dollars. I went to the bank to have a stop payment on Cash Today Ltd. After explaining to my bank why they okayed it and then I closed my bank account to be sure nothing else would be taken out. I had a lot of insufficient funds to my bank account because of this.
I thought that everything was okay and now today, 3 years later, they called me at work saying that I never paid my loan and that I owe them $10,000.00 because of late charges and interest. I asked them for their address so I can mail them copies of the withdrawals they did on my account and all they want is my bank acct. #. I explained to Peter who called me 50+ times at work today that I could not except personal phone calls at work and if he could give me his number I would call him when I'm finished work. He told me that he would call me every minute of everyday until I give him my bank acct. number so he can withdraw the money. He yelled at my co-workers, my supervisor and my store manager. I didn't know what else to do, so I made a report with the police dept. for harassment. In Hawaii when asked not to call and you keep on calling like he did today it's considered harassment. The police officer talked to Peter because he called again while he was doing the report. The guy changes his name 3 times on the phone and even hung up on the officer. The officer got his phone number and physical address and called him back to let him know that he can no longer call me at work. I assumed everything was okay because they haven't tried contacting me all this time to say that I had an outstanding balance. When I asked Peter why they haven't tried contacting me about this in the last 3 years he said because I changed jobs and moved. I have been with the same company and same work phone # for 9 years and I have lived in the same house for 8 years. They are a rip off!
I am very close to getting fired because the phone calls will not stop and no matter who tells him that I cannot take phone calls at work he continues to call. I'll hang up on him and within 15 seconds he is calling back again. I left work early today because I thought I was going to have a nervous breakdown because of all this stress.
I took out a loan for $200 in September 2007. They have consistently taken out money from my bank account--and over $800. I finally told the bank to close my account so they would stop taking the money out of my account. My husband called to see how much it would be to settle the account, and they told him another $400! They are also calling my job. They call every day about 50 times a day, after being told repeatedly not to call here because I work in a 911 dispatch center.
They have caused numerous overdraft fees in my account because I had direct deposit, but they were always taking money out; so I stopped it so I would have money to pay bills. I'm still behind on my bills, rent, car and phone because they caused me to get behind since their fees would eat my whole check.
Cash Today Ltd. Company Information
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- Cash Today Ltd.