Primerica Reviews

I am writing this to help others and protect their loved ones. This "insurance" company primary goal is to mooch off of others hard earned money. You cannot find any contact information if you want to open an account by yourself online because they want their agents to open one for you so they can get a hold of your family and friends/everyone you know personal information so they can profit off of them/recruit them. I went to some of their recruiting events and you do the typical celebration, screaming and announcing people (basically a facade to keep those coming to feel good about themselves), but it's just a waste of time. You spent over 60 hours a week working and recruiting only to make about $150 per week, they claim you can be a millionaire at their events which is absolutely a like to feed off of people who are desperate for a job and to feed their families.

My experience was terrible. My sister passed away in November and Primerica was her insurance which I was the beneficiary. I had a rep named Ben who was helpful at the time, help gather information and turned everything in to the company. When it got to the medical records the company said that something wasn’t checked that should had been and he claimed that he did an appeal. Ben stated that he reviewed everything before submitting it for her when she filled it out so he didn’t know why they said it wasn’t correct. I waited MONTHS to hear back from him and until one day I decided to call the company and ask about the appeal. They stated that they never received an appeal from him and for me to do it.

I had a terrible experience with Primerica. I didn't receive my beneficiary check for over a month after it was mailed out. I had to put a stop payment on it and the new check was mailed out on May 8th but I still haven't received it. I complained about the lack of safeguards in place for something as important as a check, but was told that they couldn't use FedEx or UPS for delivery. It's frustrating that they don't have better systems in place to protect their clients' money. I would not recommend using their services due to the fact clients will pay into their system, and have no say so over cheap delivery options that can guarantee them to receive their funds swiftly and safely.

I was told that opening an IRA would be a smart move and that my money would be invested in ways that a sure profit would be attained. Needless to say I lost 1/3 of my money when I pulled out. Never again.

Depending on which account they are taking $ out of Cancel it and open a new one immediately. PRIMERICA ROTH IRA CANCELATION # **. PRIMERICA LIFE INSURANCE CANCELATION # **. Do not go to your agent to cancel. They won't help you. Also their email is PLIC@primerica.com. Good luck and get out of it as soon as possible. I didn't let them have a dime from me

I am a young woman just starting life. My representative with PRIMERICA was so patient and kind. She took her time explaining the difference in life insurance policies and teaching me money concepts that can help me build money while I am young. I have enough coverage to start out with, yet can raise it when I start to earn more money and have a family. Also, again being young my financial coach showed me how to invest a little for now and how it will pan out for my future. I am so excited that I learned about how money REALLY works! This has opened my eyes and I think I will look to work with PRIMERICA in the near future! I usually do not give reviews, but after seeing all the sad experiences that others had, I'm hoping others willing see the good in this company and how they help everyday people like me. Thanks, PRIMERICA for standing in the gap of financial literacy for financial freedom!!

Do not invest. Primerica refuses to pass on my deceased wife's account balance to the next of kin. Primerica has stated that being the next of kin does not matter. They do not recognize the Intestate succession, or predetermined order of inheritance. They are going to keep the investments and continue to invest and profit off them for a period of five years, at which point it will go to the state and unclaimed property. In order to get the investments withdrawn sooner or transferred to my name, I would have to go to court and spend money to get appointed as an estate executor before they would recognize what most institutions and insurances would call "next of kin," or intestate succession.

I became a Primerica Life Insurance client 20 years ago as I was getting serious about life and thinking about starting a family. The Representative was a work associate that was a part-time Primerica agent. She offered a complimentary financial plan to asses my needs for life insurance and I was super impressed. I had a different company offer a written financial plan and wanted to charge me $750 and I'm glad I found Primerica. The Primerica plan was comprehensive. It assessed my debt, insurance cost (auto and home and life) my investments and tax situation and created an efficient strategy for wealth building for retirement. 20 years later I have followed my plan and am debt free including my mortgage! I'm on track for retirement with the Roth IRA that established for me.

This company has a 'roach motel' recruitment strategy. It's very easy to get in, but very hard to get out. They ask for your SSN on the first interview on Zoom, and they get you to sign this document and pay 99 dollars and they show a monthly payment of 25 dollars, but say that it's covered by them. This is not the case, it's practically a scam to try to get you to pay them 25 dollars a month. Very hard and unclear how to terminate the agreement and cancel the subscription. It is a scam and don't fall for it.

Absolute SCAM!! They have been charging us every single month for NOTHING! On top of that they won't stop either! They hang up on me every time they have taken over $450!! SCAM, SCAM, SCAM... The worst customer service as I am paying for NOTHING