National Debt Relief Reviews
Overview
National Debt Relief has an average rating of 4.9/5.0, based on 55,117 reviews.
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Staff
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3030 recent reviewers mentioned National Debt Relief's staff. 99% were happy or satisfied with the staff, ranking National Debt Relief 2nd among debt settlement companies on our site.
Process
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1492 recent reviewers mentioned National Debt Relief's process. 99% were happy or satisfied with the process, ranking National Debt Relief 2nd among debt settlement companies on our site.
Transparency
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1211 recent reviewers mentioned National Debt Relief's transparency. 99% were happy or satisfied with the transparency, ranking National Debt Relief 2nd among debt settlement companies on our site.
Customer Service
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1166 recent reviewers mentioned National Debt Relief's customer service. 98% were happy or satisfied with the customer service, ranking National Debt Relief 2nd among debt settlement companies on our site.
Price
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170 recent reviewers mentioned National Debt Relief's price. 95% were happy or satisfied with the price, ranking National Debt Relief 3rd among debt settlement companies on our site.
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Staff
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4873 recent reviews we have found on the internet mentioned National Debt Relief's staff. 99% were happy or satisfied with the staff, ranking National Debt Relief 7th among debt settlement companies on our site.
Process
- Lowest Brand
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2041 recent reviews we have found on the internet mentioned National Debt Relief's process. 99% were happy or satisfied with the process, ranking National Debt Relief 7th among debt settlement companies on our site.
Transparency
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1711 recent reviews we have found on the internet mentioned National Debt Relief's transparency. 99% were happy or satisfied with the transparency, ranking National Debt Relief 6th among debt settlement companies on our site.
Customer Service
- Lowest Brand
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2080 recent reviews we have found on the internet mentioned National Debt Relief's customer service. 96% were happy or satisfied with the customer service, ranking National Debt Relief 5th among debt settlement companies on our site.
Price
- Lowest Brand
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278 recent reviews we have found on the internet mentioned National Debt Relief's price. 90% were happy or satisfied with the price, ranking National Debt Relief 3rd among debt settlement companies on our site.
Our promise. We provide a buying advantage with verified reviews and unbiased editorial research.
About National Debt Relief
National Debt Relief is one of the largest debt relief companies in the nation. Its goal is to help clients re-establish financial stability and peace of mind in the least amount of time possible. National Debt Relief debt coaches work hard to provide experience and proven results through education and individual customer care.
Pros & Cons
- Free consultation with debt coach
- Free debt relief quote
- Numerous accreditations
- Will need to pay percentage of debt settled
Featured Reviews
Albert was very friendly, understanding and very knowledgeable about how the process works. Filled out application and was approved in no time at all. Albert walked me through the...
Read full reviewMy experience with the National Debt Relief representatives has been nothing but positive. The reps have all been upbeat and clear in their verbal and email communications and I a...
Read full reviewInsights from 5,999 recent reviews of National Debt Relief
We used sentence-by-sentence statistical analysis to decode nearly 6,000 National Debt Relief reviews published on ConsumerAffairs in the past year. Read below about customers who were happy, satisfied or upset about the four topics mentioned most often in reviews of National Debt Relief.
National Debt Relief staff reviews
2,653 recent reviews of National Debt Relief mentioned staff. Reviewers largely reported that company reps were compassionate and capable.
“[My representative] couldn't have been more empathetic and understanding to my situation, even sharing his own similar story to help relate to me,” said Tracey C. from Bay St. Louis, Mississippi. “He was exceptionally knowledgeable and resourceful.”
Ultimately, more than 99% of recent reviewers who talked about staff were happy or satisfied. National Debt Relief won Best Experience with Staff among debt settlement companies in our 2024 Buyer’s Choice Awards.
National Debt Relief process reviews
Of 1,240 recent National Debt Relief reviewers who talked about the debt relief process, more than 99% were satisfied or happy with their experience. That ranks the company in the top three debt settlement companies on our site.
Many reviewers told us it was quick and easy to apply, get approved and set up their account with National Debt Relief. Some especially appreciated that the company gave thorough explanations at each step of the debt settlement process.
National Debt Relief customer service reviews
Nearly 99% of 1,042 National Debt Relief reviewers who mentioned customer service were pleased, like Laflor from Los Angeles, California.
“The Client Success Team is easy to talk to and they are very professional. It’s very convenient to call them,” she said. “[They] are very quick in responding to my requests.”
National Debt Relief’s reviews rank the debt relief company 2nd in customer service among debt settlement providers on our site. Reviewers noted efficient responses, consistent follow-up and warm manner of company reps. National Debt Relief won Best Customer Service among debt settlement companies in our 2024 Buyer’s Choice Awards.
National Debt Relief transparency reviews
National Debt Relief ranks in the top three debt settlement providers on our site for transparency: more than 99% of 1,064 recent reviewers were happy or satisfied with the company’s clear, upfront communication throughout the debt settlement process. National Debt Relief won Best for Transparency among debt settlement companies in our 2024 Buyer’s Choice Awards.
Reviews often described National Debt Relief’s representatives as transparent when explaining the program details and timelines. Many reviewers emphasized that having a specific “graduation date” for finishing the program gave them peace of mind.
» READ MORE: Debt settlement pros and cons
National Debt Relief Reviews
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- 4,530,931 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
National Debt Relief FAQ
What is National Debt Relief?
National Debt Relief is one of the largest debt settlement companies in the United States. It provides consumers freedom from financial debt by offering debt reduction services, as well as financial consultations. National Debt Relief negotiates with major credit card issuers and banks to reduce debts for clients with credit card debt, medical bills, business debts, personal loans and more.
It has successfully negotiated debt settlements for thousands of collection amounts. National Debt Relief has helped over 500,000 clients resolve over $10 billion in debt, and most cases settle within 24 to 48 months.
National Debt Relief has accreditations from the International Association of Professional Debt Arbitrators (IAPDA) for all of its debt arbitrators and membership with the American Association for Debt Resolution (AADR). Located in New York, National Debt Relief offers nationwide service.
How does National Debt Relief work?
National Debt Relief works with your creditors to try and agree on a settlement for your debts with lower payments. It is unable to guarantee identical or similar results for every client. Also, they cannot guarantee creditors will agree to a settlement.
You can call or fill out a short online questionnaire to get started with National Debt Relief.
How much does National Debt Relief cost?
National Debt Relief does not have any upfront fees or cost to sign up. Additionally, initial debt consultations are free. Once debts are settled, you can expect to pay 15% to 25% of your enrolled debt as part of a monthly payment. You don’t pay until you get your debt settled, and if National Debt Relief can’t settle your accounts, you don’t pay.
Do I qualify for National Debt Relief?
To qualify for National Debt relief, you must:
- Be able to make a monthly payment into a settlement fund
- Owe more than $7,500 in unsecured debt
- Be several months behind on payments
- Be going through a financial crisis with no quick end in sight (such as recent job loss, reduction in hours, separation or divorce, death of a spouse, unexpected hospital or medical bills, student loans, IRS takes, etc.)
What services does National Debt Relief offer?
National Debt Relief provides a variety of debt and financial services, including:
- Debt settlement assistance: This remains one of the best options to get rid of debt. While debt settlement assistance works for some people, getting a debt settlement workable and approved can be a complicated process. National Debt Relief’s debt coaches have worked with over 20,000 creditors, establishing relationships to work out settlements for clients.
- Free budget planner worksheets: To get on top of debt, you must have a handle on all of your income and expenses. National Debt Relief makes this step a lot easier by providing a free budget planner worksheet. You can easily download this worksheet and plug in all avenues of income as well as areas of expense.
- Free debt calculator: One of the best ways to overcome debt is to develop a plan of action. Utilizing a debt calculator will help you do exactly that.
- Consultations (including a free initial consultation): The debt coaches at National Debt Relief understand finances, debt and accounting. They can offer counseling and guidance, as well as help with your budget plan.
» RELATED: Debt settlement vs. debt management
How will National Debt Relief affect my credit score?
If you miss payments to creditors as part of a debt settlement program, it can have a negative impact on your credit score. However, settling your debt is often a better option than filing for bankruptcy. National Debt Relief does not provide credit repair services, credit counseling or offer advice on ways to improve your credit score; these are separately regulated services.
Is National Debt Relief legit?
Yes, National Debt Relief is a legitimate debt settlement provider. We recommend National Debt Relief, given its impressive collection of proven success and many top accreditations. It also has a nearly 5-star rating on ConsumerAffairs, with over 50,000 reviews recorded. National Debt Relief also offers a good supply of free services and valuable information on its website to help clients understand debt settlement.
» NEXT: How to avoid debt relief scams
National Debt Relief Company Information
- Social media:
- Company Name:
- National Debt Relief
- Company Type:
- Private
- Year Founded:
- 2009
- Address:
- 180 Maiden Lane, 30th Floor
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10038
- Country:
- United States
- Website:
- www.nationaldebtrelief.com