About Cambridge Credit Counseling Corp.
Cambridge Credit Counseling Corp. of Agawam, MA is a non-profit credit counseling and HUD approved housing counseling agency. Our experienced staff has an average of over 11 years tenure with our agency and has counseled over 2 million people and assisted over 225,000 individuals and families with debt repayment plans. We maintain an A+ rating with the Better Business Bureau and are Chamber of Commerce members.
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Cambridge Credit Counseling has been a life saver. There is no way I would be able to pay off my debts without them. They have been wonderful to work with and have gone out of their way to help when I needed to lower my payments due to unexpected expenses. They worked with my creditors and took care of everything.
Without their help, I would not have been able to pay my credit cards. I would like to retire in a few years and without Cambridge help, I would have never been able to retire. I am now on a budget and able to pay my bills without using credit cards to live on. The employees at Cambridge have great customer service and really care and want to help. I am really happy with my decision.
After working with Cambridge, seeing how they operated and reading the literature that was provided, I realized what I needed to do to take back control of my own credit. Although I canceled my service with them, they are part of the reason why my credit score has improved today. They lead by example!
We contacted Cambridge when we felt like we were drowning from credit card debt and it didn't seem like we would ever get them paid. But with the help of Cambridge, we joined their program and got all of our credit card payments combined and made one payment a month to Cambridge. And now 4 years later, we are credit card-free. They are all paid in full. Thank God and Cambridge.
I am very happy with the services I receive. Expenses were increasing and salary was not. The interest rates on credit cards went sky high and I was in serious trouble. CCC was able to put a plan together to reduce or even eliminate interest and make a payment schedule that I could manage. The staff (in particular Lavalle **) are outstanding to work with. I would highly recommend CCC.
I've been working with CCC since 2008. They've helped me manage a number of miscommunications and keep my payment plan on track even when money was really tight. I'm almost at the end now. In a few months, it will all be paid off. It feels great to be out from under this burden.
Interest rate reduction and bill payment program: Cambridge did a very professional job of contacting my creditors and working to reduce the interest rates on my credit cards to manageable levels. The staff was friendly and easy to work with when I had questions and I am delighted to say that I am now out of debt! I would strongly recommend them to anyone who wants to pay off their credit cards and retake control of their financial affairs.
With the help of Cambridge, I was able to pay off over $7000.00 of debt in 3 years. At first, they really worked with me and if ever I had any question, there was no problem getting help. The only thing I wished they had done was check in more with me. After the first year, I never heard from them, but I had no problem when I tried to get a hold of them.
Debt recovery was completed. I was referred by a colleague of mine who used your services to rid himself of a high credit card. It was the best match. Working with Jennifer helped me get over the hump and learn to make my life more manageable. I am very happy with the outcome and would pay it forward with introduction to anyone that was in the same experience.
I had lots of debt. I called Cambridge and talked to Chris. I set up a plan, paid off my debt (even paid off my debt and my car [not attached to debt] early). I now control my money and have savings and am able to do things I want. I know how much I have and how much I spend, and feel much better about myself. A big thank you to Cambridge.
Happy customer: I was recommended to Cambridge Credit by my best friend almost 4 years when times were not good for me financially. I had maxed out all of my credit cards and wasn't making my monthly payments on time. She told me about Cambridge Credit and how they combine all of your payments into just one payment a month. It sounded great, but I wasn't sure this was for me. But when desperate times called for desperate measures, I had to call. They thoroughly explained to me how they work and what I will be charged, and they sent me an information packet advising me how to manage my money better and even followed up with me every couple of months just to see how I was doing and if my financial situation has improved, worsened or stayed the same. At the end, they said it would take me 7 years to get out of debt. And I did it in 3 and a half! They helped me when I needed it most but didn't want to ask for it. Thank you!
I struggled with credit card payments for a long time, until I finally decided to seek help and get back on track. I contacted a debt specialist that connected me to a counselor from Cambridge Credit Counseling Corp. The options I was given have been very helpful and the counselor was very polite and patient. In fact, he was able to set up convenient monthly payments for my account. Since I sought help, I've been able to lower the remaining balances on my account which has been a big relief. I definitely would recommend these services to others who are seeking help for their debts.
We had over $50k in credit card debt with the APR at 32%. Every month I would get anxious when I had to pay them. Cambridge helps us establish a budget, drop our APRs, and deal with the collection agencies. We have been working on our debt for 48 months and in 4 more months we will be debt-free. We couldn't have done it without Cambridge. They are wonderful and tremendously helpful. Thanks!
I am in my final year of paying off all of my debt through the Cambridge program! I am really looking forward to the final payment. I have referred Cambridge to anyone whom I learn needs help. My cousin is a client and also thrilled to have her debt under control. Thanks.
I called Cambridge Credit because I was drowning in debt. They helped me get my debt under control. I will get out of debt. I have one monthly payment that I can afford. I will have a much brighter future, thanks to Cambridge Credit Counseling. I am also learning how to manage my money much better. I would definitely recommend Cambridge Credit Counseling to a friend.
I want to highly recommend Amy ** and her company Cambridge Credit Counseling Group (now partnering with Consumer Affairs.com). My situation is like many of the horror stories you hear in the news. I had refinanced my home to pay off debt prior to the mortgage crisis, against the advice of one of my children who questioned this type of loan. I went ahead and opted for the whole package that this nice mortgage person was offering me because they said they cared. While I was going to be paying double my previous mortgage payment, I was also hearing every expert tell me to eliminate as much debt as I can as I was nearing a particular age so I figured I was doing the right thing. I was able to afford the new monthly charge and hey, with this new mortgage, I would have paid off my outstanding debt and then have my home paid off in 15 years, still plenty of time to enjoy life, be debt free and owning my home as my largest asset.
Well, as you all can surmise, the bottom fell out professionally and personally and I was devastated. I was hoping I could figure it out and work through it but things got worse and worse and, finally, I thought I was going to lose my home. I hired a lawyer and not only was that of no help but the expense was an additional burden on my financial situation. I tried unsuccessfully to work with my mortgage company but the bureaucracy, continual shifting of people and conflicting responses were frustrating to say the least. I had resigned myself to accept that I was going to lose my home that I had worked so hard for or even become homeless. Then my prayers were answered in the form of Amy ** and the Cambridge Credit Counseling Group. I had worked with a few different companies that were calling and mailing me info about how they could help but when I followed up with them, either it was another financial burden to get them to work on my case or they gave me alternatives that were not favorable.
Dealing with Amy was like night and day. She was kind, resourceful, compassionate, pragmatic and able to navigate through the whole process. Any questions she herself could not answer, she quickly consulted with her supervisor (an unsung hero in my story) who had a direct relationship with my current mortgage company. Amy promptly responded with answers and the next course of action to take and I followed her instruction to the letter and then some. Had it not been for Amy ** and her company ... I shudder to even think. I cannot recommend Cambridge Counseling Group or Amy ** any more than the Highly Recommend option allowed here, but I can say they helped get my dignity back and give me peace of mind. Yes, they helped me in my particular situation but they did so much more. If you need their services call, write, or contact them, they are definitely worth the effort.
I found out about Cambridge through CNN Headlines News so I trusted their recommendation. I've already recommended Cambridge to my family members who are also struggling with debt. I found the counselors to be extremely helpful. They negotiated three very substantial debts for me: 1) a loan through my insurance company, 2) a credit card through Macy's (Citibank), and 3) a personal loan through Citibank. I came into debt while helping out my sisters. They thought they'd be able to repay me but were unable. I had also taken out a second mortgage to help them. Cambridge really came through for me. Thank you so much.
CCC helped me out after I went through a bad divorce & knee replacement surgery. It was a rough time to say the least! I spoke with Chris on the phone & he was so positive & encouraging. I chose CCC to sign on with. My debt will be paid off in 1 year now. It would have taken me 20 years to pay it off on my own! Everyone that I have spoken with has been very professional & helpful! I would highly recommend CCC to anyone struggling with debt! They really are a way out!
I came to Cambridge with over $50,000 in maxed out credit card debt. I was paying the minimum on each and getting nowhere. Cambridge was able to work with my creditors and lower the interest rates and combine all of my payments into one monthly payment that I could afford. It has taken three years, but I can now see the end of the tunnel, and I should be debt-free in a few more months. I never thought I would be in that situation, but it can happen to anyone. I am now able to contribute to my savings and retirement again, and I have done away with all of my plastics except my debit card. Cambridge was great to work with; they were understanding and presented me with my options without being pushy. I would recommend them to anyone.
I was totally satisfied with Cambridge Credit Counseling. They helped us out of a very difficult financial situation and we were able to combine all bills into one lower monthly payment. I also love the Good Payer aspect of the company. They help you to understand what got you into the financial "mess" in the first place.
I thank you for your kind help on paying my debt accounts and keeping me informed on the payments. I do like to see the balance on the accounts and know if it's going down, not just seeing what I send in and your company takes out. So far as I know, I got 3 more years to make payments?! Not much proof to show my wife. Thanks.
Amazing Service - The credit counselors at Cambridge Credit were incredibly sympathetic and helpful. Within 3 years, we cleared up our debt with regular consolidated payments. We fixed our credit and have now bought a house. They are wonderful people and I highly recommend this service to anyone who feels like they are drowning in debt.
I have nothing but excellence to say about Cambridge Credit Counseling. Over a decade ago, I experienced a life-changing event that required assistance from your company. In my first experience with your company, I paid off approximately $50,000 in credit card debt! Currently, I am in a much small debt relief program (about half of the original amount), and once again Cambridge has teamed with me to keep my bills paid. All employees of Cambridge are awesome, courteous, and very efficient. God bless you all. I have referred several people to you, and over the past decade I have nothing negative to say about Cambridge Credit Counseling.
Six years ago, we were facing high credit card interest fees. One of us was out of work and we knew we had to do something to stem the bleeding. So, we contacted Cambridge Credit Counseling Corp. on the advice of a family member who had also gone to them for financial advice. Today, we are no longer in debt to credit card companies, and can now put our money towards present day purchases, bills and someday soon we will be saving towards our future. It is a long-awaited relief!
Your company really helped me get my finances back where it should have been all along. It was a five-year struggle but it made me learn how to keep myself on a solid financial track. My FICO score right now is a 734. I am never late on a payment. I really never was to begin with but having more than one credit card payment was difficult. Having one nice payment for all my cards bundled with the lower interest rate really made the light at the end of the tunnel possible. I recommend Cambridge to all my friends because you gave me hope and I know you will give them hope too in order to get out of their situations. So thank you so much for all you did for me. Without you, I would still be paying those cards with no end in sight. Thank you!
They were very helpful when my income was reduced by 80% this year and I could no longer pay the agreed amount. I am living on my credit cards so I can pay the reduced amount. If the economy improves, my income will return to the level it was when I started the program, I hope.
Cambridge was recommended to me by two of my neighbors - and I'm so thankful that almost 5 years ago, I agreed to sign up. The interest rates on my credit card were getting insane to the point I wasn't able to pay the bill anymore! I love knowing that Cambridge helped me to get my payments down to a manageable amount, and allowed me to own up to my debt and pay my debtors. I'm so excited to be debt free soon!
This company has helped me lower my debt in as little as three years. Their fee is very fair and they send out newsletters with helpful hints. Their personnel are always friendly and eager to help in any way they can. I have been so happy with this company. I even recommended them to my brother and he is very happy. I first heard about them on the radio while I was driving to work and I contacted them immediately, one of the few smart things I have done. I am so glad that there are businesses out there that really care for the little guys. I cannot thank them enough. Within about six months, a debt of about $20,000 will be paid off and I can retire in the next two years without any worries.
We have had nothing but great experience with Cambridge. You do not need to be embarrassed or ashamed because you have money trouble with Cambridge. They treat you like a good friend and always have great advice. I am proud to say Cambridge helped my wife and me at a very rough time in our life.
My husband and I started our journey to being debt free a little over three years ago. We have never felt alone in this struggle because Cambridge has always been there to help. If we needed advice, to adjust the payment schedule or just answering a question, they were more than happy to assist us. Thank you, Cambridge!
Cambridge Credit Counseling Corp. Company Information
- Social media:
- Company Name:
- Cambridge Credit Counseling Corp.
- Year Founded:
- 67 Hunt Street
- Postal Code:
- United States