Wells Fargo Credit Cards

Had WF CC account for 10 years +. Suddenly in 2019, I had problems logging in all the time with login failures. After six months and probably 20 hours of support calls and renewing logins and passwords, they finally say that their system is old and requires new logins and passwords EVERY 60 DAYS. This is absolutely unacceptable. I would rather walk through broken glass than to deal with Wells Fargo again. I have over 100 passwords and logins to manage. I certainly don't need ANY of them requiring new updates when no breach or threat to security has been experienced.

Applied for a Wells Fargo Propel Card. Denied. Reason: previous late history with Wells Fargo. Had difficulty making mortgage payments 7 years ago and Wells Fargo holds it against you. Never burnt them for any money. I could have through a Chapter 7 BK, but continued to pay. So, moving forward, I have paid on time (less than 30 days late) for 7 years and they can't find it in their hearts to forgive. If you are ever late with WF, forget about anything in the future. They hold a grudge.

Terrible experience with Wells Fargo. I wished I had never obtained a credit card from Wells Fargo. I took advantage of 0% transfer offer. However, they start charging interest on purchases immediately after the 0% balance is on the card. In order to avoid any interest, you have to pay off the entire balance including the 0% balance. Makes no sense, they charged me balance transfer fee and they charge me interest on that balance because I made other purchases. I truly hope this awful bank goes out of business. No wonder they have such a poor reputation! Not one of my better decisions.

I will start out by saying I have been a Wells Fargo credit card holder for the past 19 years. In those 19 years, I have used my card every single month, made every single payment on time, to the point where my credit limit was steadily increased to $15,000. Just recently, I logged into my account as my card was rejected. There was a heading that noted "this account is closed." Fast forward, I spent 9 days and over 5 hours on the phone and in person with Wells Fargo. It took me 5 days before I could even get a hint of what may have occurred. I was repeatedly told, "I have no information, you will receive a letter that explains everything in detail." That letter provided zero detail and only eluded to "potential fraudulent activity."

Last year, I applied for a Wells Fargo Propel AMEX Credit Card online after it was massively advertised online and in the bank offices. I even went through the cards offerings with a personal bank and everything seemed standard. The standard 0% APR for the first 12 months was on offer plus a generous reward point system. I primarily went for an AMEX card because of the generous reward structure.

On Feb 27, 2020 I purchased an inexpensive $300 chair from Bob's Furniture. They offered free financing for 6 months so I said sure. I did not know it was with Wells Fargo when I applied. I was approved and they made me sign and agree to receiving all my billing and transactions online. I agreed. It is now March 11, 2020 and I have not heard 1 peep from Wells Fargo.

I applied for a Bob’s Discount Furniture credit card online on March 1st, 2020. I was approved and was told someone was going to contact me. Fast forward to today, March 10th, not a peep from anyone. I called Bob’s Customer Service. They were very helpful and looked up the things I wanted in their inventory and answered all of my questions but they had no record of me applying. I had to check my credit report to see what the inquiry was listed as because Bob’s goes through 3 different creditors. It was Wells Fargo that approved me. So, the Bob’s Discount sales associate was nice enough to give me the customer service number for them.

I’m cutting up this card. Had Wells Fargo for our mortgage, and they were great. Credit cards are a different story. It took 2 weeks and a 50 min drive to their nearest branch for multiple payments to show on my card. Mind you, the payment was already taken from my checking account. “It takes longer for large payments to go thru” I was told. Now, I’ve been fighting fraudulent charges for months. They credit my account and charge it back on alternating statements. I’ve never had an experience like this before with a credit card company. No answers, fraudulent charges treated like a shell game.... Stay away from their credit cards.

These thieves charged my bank twice in one month for my credit card payment, as soon as my pay hit my other bank I'm changing my account number so Wells Fargo can't charge me twice again! This bank is a joke. Stay away from them, they recently shut my two accounts down. I could care less because they are involved in shady practices, even when I say no to overdraft they will still let a payment go through just so they can milk you, Microsoft didn't been have my account number just my debit card number and wells Fargo still let their payment went through even though I didn't have enough funds and I declined overdraft. I am now with a credit union and these ** charged my bank twice. Now I'm going to have to change my account number to get rid of these leeches!

I held a Wells Fargo credit card for three years with excellent standing history. I make 100 grand a year but they refuse to give me a credit line above 1700. I have had and still do have a very good credit history with them and all other loans and cards I have, but still they would not recognize these facts! When you make a payment on your card they will take it out of your account and will not credit it to your card for three to four days after they debit your account. After fighting with them over all of this for three years they have truly made me feel like a non-valued customer. I have just recently canceled my card with them and will never choose any of their cards again and I highly recommend anyone else to choose their credit elsewhere!