National Processing

National Processing

 4.6/5 (394 reviews)

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Overall Rating4.6 out of 5
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About National Processing

100% Transparent Pricing. They provide award-winning merchant processing solutions. Thousands of businesses from small to large corporations trust National Processing.

They have a 100% satisfaction guarantee. For merchants processing $10K monthly or more, if they can’t beat your current rates, they’ll give you a $500 AMEX gift card!

National Processing Reviews

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Page 1 Reviews 0 - 10
Resolution In Progress
Verified Reviewer
Original review: May 21, 2023

They run my credit check without noticed on their website during application! After they hard pull my credit record they decline my application. This is so awful! Never trust this company! They don't have right to pull my credit report!

National Processing response

Hi Zhi, we're sorry this was not the experience you were expecting. When you agree to the terms and conditions of applying for a merchant account, you also agree to us running a credit check. Unfortunately, your account could not be approved.

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Customer increased Rating by 2 stars!
Verified Reviewer
Resolution response: Dec. 23, 2022

After writing my review I was immediately contacted by two National Processing representatives. Seems I may have just dealt with a bad apple. Will update again if needed.

Original review: Dec. 21, 2022

Our company was contacted by a National Processing account executive named Ryan **. We were sent over an application, as well as an identification verification. After completing the verification, we tried to email Ryan ** the same day due to issues filling out the application. For two weeks we have been trying to email and we never get a response. The sense we're starting to get is it's a scam and they trying to steal identity information. If that's not the case, it then becomes a case of the worst customer service we've ever experienced with any merchant or bank. We DO NOT recommend doing business with this company or filling out an application with them.

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    Verified Reviewer
    Original review: Aug. 3, 2022

    I had a very bad experience with National Processing. My account exec. promised me 3% Surcharge and .10 cents for swiped debit cards. As it turned out the company offers 3% surcharge and 1% for swiped debit. When I called to discuss the problem I was ghosted by Account exec and manager. The account was rushed to get set and was also incorrectly set up. I told the account exec several times I wanted to be invoiced, it didn't happen. To say the least National Processing has many problems and I would look elsewhere.

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    Verified Reviewer Verified Buyer
    Original review: Aug. 8, 2021

    You are amazing when it comes to crunch time and having my orders and data processed. I can trust none other than National Processing for me. Their amazing ability to take my mess and make me my payroll. Thank you national data for me our hard work.

    National Processing response

    Hello Walter,

    We appreciate your feedback. It is always our goal to provide the best service to all our merchants. Thank you for your business!

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    Verified Reviewer Verified Buyer
    Original review: Jan. 8, 2021

    They claim to have the lowest rates but when you receive a billing statement, you will be in awe of how many charges they can dream up of to charge you. In the end you will pay 5-6% on your credit card charges. Switched to a flat-fee solution and absolutely love it. Would never consider these crooked processors again.

    National Processing response

    Hello Tom,

    I apologize for your experience. This issue is of great importance since none of our accounts are priced that high. We would assume this issue is some kine of error that we would be happy to resolve. I was not able to find you in our database with the name and email address you provided. You can contact our support line at 800-720-3323 option 4 and we would be happy to escalate this issue to get it resolved. There are also couple of processing companies with similar names at National Processing LLC so it is also possible you were boarded with one of them. In any case, please reach out and let us correct the problem.

    Support Manager

    National Processing LLC

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    profile pic of the author
    Verified Reviewer
    Original review: Jan. 5, 2021

    Horrible company. Very unprofessional. They will close your account and hold your funds for no reason, Mary from operations is horrible. Stay away. I would give 0 stars if I could. This is absolutely no right at all what they did.

    National Processing response

    Hello Justin,

    We are very sorry for your experience. National Processing LLC does not have an employee named Mary so we are wondering if perhaps you have us confused with another processing company or maybe you were talking to the wrong person. We would be very interested in helping to resolve your issue. I have not been able to find your name in our database either. If you will call in to our office at 800-720-3323 option 4, we would be happy to assist you.

    If you are not boarded with National Processing LLC, perhaps we can assist you in finding who you are boarded with.

    Customer Support Manager

    National Processing LLC

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    Verified Reviewer Verified Buyer
    Original review: Dec. 23, 2020

    I have an issue with the high cost being changed to one of my clients ** or **. Please have someone contact me. It looks as if we are being charged 20%+ per transaction.. You can reach me at **.. Thank you.

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    Verified Reviewer Verified Buyer
    Original review: Dec. 15, 2020

    Online customer service is extremely satisfactory in resolving pending matters. Pending matters have been promptly resolved with additional ways to avoid future problems with the system. Thus, adding smiles to business management and satisfied customers as well. Our recommendation to establish services with National Processing is a plus benefit.

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    Verified Reviewer Verified Buyer
    Original review: Dec. 3, 2020

    Our building has used National Credit Reporting for new tenant leasing and are happy with the service and reporting provided. They can do both individual and company reports. The website is easy to navigate and their customer service is fast and responsive.

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    Verified Reviewer Verified Buyer
    Original review: Dec. 2, 2020

    The gentleman that I spoke with was very friendly and knowledgeable and was able to fully explain in detail how your company offers credit card processing and how easy it can be to get started. I have passed this information off to a few of my clients who had expressed an interest.

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    National Processing author review by Beverly Harzog

    National Processing provides a variety of  merchant processing products for any sized business. They provide personalized partnerships through dedicated account executives that will work with each company's processing needs. National Processing boasts guaranteed low rates, high-risk accounts solutions and no hidden fees.

    • ACH payments: Businesses who use ACH payments typically pay a fee for each transaction, an expense that quickly adds up. National Processing offers companies with low credit card and check processing fees to help cut costs.

    • Efficiency: National Processing can help businesses save time by offering secure batch file processing and recurring transactions. This means companies can submit one file with multiple transactions to be processed at once rather than processing them one at a time.

    • Integrated Internet terminals: National Processing has integrated Internet terminals and web processing that can fit into any website, allowing companies to start an e-commerce side to their business. Terminals are secure and monitored to keep sensitive data locked away.

    • Bill payment: National Processing can help customers pay their bills on time by setting up online accounts for customers on a company’s website. This feature allows customers the option of logging on and making payments from anywhere they have Internet access.

    • Pricing: National Processing’s prices for ACH processing are $15 per month, $0.24 per transaction and $2.00 per return. Their credit card processing prices are $2.00 per month, 2.7 percent flat rate, $0.20 per transaction. National Processing also offers custom pricing for businesses processing over $10,000 a month.

    by Beverly Harzog Credit Cards Advisor

    Beverly Harzog is a nationally-recognized credit card expert, consumer advocate and author. She’s appeared on Fox News, CNN Newsource, NBC New York and more. Her advice has been featured in The Wall Street Journal, USA Today, Money Magazine,, The New York Times, Kiplinger, Real Simple,, Family Circle and much more.

    National Processing Company Information

    Company Name:
    National Processing
    Company Type:
    Year Founded:
    1020 W 600 S, STE 300
    Postal Code:
    United States
    (877) 551-3323