Seek Capital

1. DON'T DO business with Seek Business Capital!

2. Seek Business Capital DOES NOT provide any funding or work with any "Banking Partners". They will take your information and RANDOMLY APPLY for a bunch of PERSONAL CREDIT CARD and then charge you 9-11% of the MAX amount.

3. ONLY apply for what you need! Don't let them talk you into applying for more, as your fees will be based on the max balance.

4. They will ruin your CREDIT with their multiple reckless inquiries, their goal is get funding at whatever cost as they charge for what you are approved for (regardless if it not business credit).

5. Don't fall for their tactics where after they fall short on their promises, a really nice person in my case Craig ** (British guy). Tries to butter you up with his soothing accent, while rubbing on the Vaseline/Lube/Spit for more pounding! Their endgame is to convince you that you made a good decision and you should pay their high ridiculous fees, for credit cards you could have applied for on your own!

6. Lastly, visit the official BBB site for true unbiased reviews! I strongly believe some of their Facebook and Google reviews are BOTS!

I was very unhappy with their service! In a phone call I recollect that they told me there would be no more charges since I was extremely unhappy with their company. So I was totally shocked when I received a bill for $1100 2 months later. Oh They never said that in a phone call. They haven't sent me the phone call recordings to prove that they never said it. Oh yeah and they also were overcharging me. It took 1.5 weeks of standing on my head till they finally corrected the bill to what they said is correct, but I haven't received any recordings yet. I have never dealt with a company that cared so little about what I wanted or what is good for my company!!!

After Kelly heard my frustration, she laughed at the predicament I was in and bragged on the fact she use to be a loan officer and knows how to read contracts and won't be in my situation. If this company thinks they're going to get 2k from me for doing absolutely nothing, I'd rather spend twice the amount on Attorneys to fight this which I am unless Kelly's superior and I can come to an agreement.

From day one of contact I mentioned the need of funds was a 3 out of 10 when they asked me. What intrigued me from this service was the fact that they funded business loans! When Kelly got on the line she mentioned it was a mix of business and personal loans. - I am preapproved for a 50k personal loan from my credit union. Why would I go through a 3rd party for 4k?

Another big thing I don't like about this process is that they send your information out blindly. I got over 10 credit inquires from random cards such as travel cards, etc. I was told it would just be one inquiry. When the declined cards were asked questioned as to why it was declined the answer was "too many inquires" - If they're professionals and they know this why bother to send so many requests out? As a customer I have been let down and laughed at by Seek Capital and their staff.

Then, they do their thing to get personal and business credit, but I was thinking I was getting credit from various banks (I know Seek Capital is not a bank). But it isn't lines of credit to help with cashflow at all. It's just credit cards, which don't help with cashflow. So now I have 3 new credit cards which is very pointless and doesn't really help, one of which I definitely want to cancel because it's a card that also has an annual fee b/c it's a Delta Sky Miles card - so useless! Unfortunately, I had a family emergency in the middle of all this on a Saturday, and disappeared for 2 business days. So just 2 days of going dark, and I receive over 20 messages from this company! Who does business this way? It's complete pressure sales, pressure collections with threats.

The silver lining - The American Express Blue Business Plus card is a really great card. I had never heard of it. Seek Capital found it for me, and the way it works and benefits are absolutely worth keeping. So do yourself a favor, and just apply for that card on your own. If you qualify, it's awesome. This whole debacle is costing me over $6,000. I had paid extra for a Business Credit Profile which I never received, so all of this is **. But, I'm the type that pays my bills. So I'll pay the amount, and do what I do and try to inform the world to beware of this company. It's not worth it. You can apply for a ton of credit cards on your own in a few minutes. Hell, you can hire a virtual assistant for $270 and they can do everything Seek Capital did. That's how worthless the service is.