With the help of GreenPath team, I was able in four years to pay off over 40,000 in unsecured debt. I would highly recommend this service to anyone seeking to reduce debt. The team was responsive when I had a question or needed to make a change to my payment plan. I would not have been able to reduce the interest rates for the credit cards without GreenPath because the credit card companies would not work with me.
I sought GreenPath’s services due to combining debt and getting it paid off, and they were a government-sponsored or backed program. They provided a payment schedule and now I’m debt-free. The rep was very thorough and professional. He followed up, got me the forms that I needed and set me up with a portal so I could check my status. Whenever I needed to contact them to verify something, they were always very responsive. We determined what I could afford to pay, and once the credit card companies were willing to accept, they came up with a number. They gave me the dates that were based on the credit card companies. It wasn’t a substantial cost in order to have my debt managed and paid off, so I was willing for somebody else to handle it for me. They're an excellent company and I highly recommend them.
GreenPath provided me with a debt solution program for my bill, loan and credit card debt. Their enrollment process was easy. I had an interview with a counselor over the phone and we went over everything. Their reps were all really professional and did a good job. My credit started going up as the debt got paid down. The program was set up to be about five years, but I did it in four, which I completed a couple of months ago. And the quality of the service that I got was very good.
The folks at GreenPath were exceptionally professional and very nice and down-to-earth and not judgemental. Paid off my debt in less than 5 years and would highly recommend this program to anyone. I am a senior citizen but this would be great for young folks with college debt or credit card debt. Again I highly recommend this program to anyone who is struggling with debt.
GreenPath helped me get back on track after many years of hardships and obstacles. From credit card debt/medical bills to a car loan for a car that was totaled after only having for 5 months and no gap insurance, everything has been paid off. The plan was set up and the payments were deducted directly from our account. GreenPath maintained communication throughout the entire process and I could not be happier with the results.
Original review: Aug. 16, 2019
Enrolling with GreenPath was very easy. The reps whom I worked with were very helpful and everything was handled very quickly. Working with them on a payment plan was easy too. It has been a relief to have everything handled and done.
Original review: Aug. 8, 2019
We are so thankful and grateful for the help of GreenPath. We had significant credit card debt and the folks at GreenPath helped us develop a plan which we were able to stick with and complete until the end. They helped us through the entire process. I would highly recommend GreenPath.
Original review: Aug. 5, 2019
I used GreenPath Financial to pay off my credit card debts. Over 4 1/2 years. They are very professional and helpful and helped me stay on my plan. I now have completed their program and paid off my debt. They are easy to contact and respond immediately and quickly. They followed up with me afterwards to be sure I was satisfied and had any questions answered. They refunded balance owed to me. They made all my credit card payments on time and I was able to see my monthly statements every month. I highly recommend this co. for debt management to anyone who is over their head in debt and cannot catch up or decrease their debt. GreenPath Financial negotiated my high interest rates down to in most cases 50% less and worked out one monthly payment to them and then paid my creditors accordingly each month. It was a sacrifice for those years but soon I can retire and I won't owe anyone anything.
Original review: Aug. 5, 2019
I started with Consumer Credit Counseling in 2011 and was eventually picked up by GreenPath. At that time, I was in a financial mess. I had credit cards, store credit cards, and items in collection that were taking a toll on me. I became depressed and upset with every phone call from a debtor. I used to hate when the time came for them to start calling me. I scoured the internet looking for companies and had connected with one in Boston, MA. I needed someone local and ran across Consumer Credit Counseling. It changed my life. My first appointment, I noticed a huge jar on the floor, it was nearly full of shredded credit cards.
After setting things up with my credit counselor, I was asked to shred mine. I did and became liberated from that moment on. I had a plan to get me out of this debt that had overtaken me. They halted the phone calls from my creditors and I was able to see balances paid off. To say that I was thrilled is an understatement. I continued in this program and this past June, I paid off my last one to a finance company. I truly am grateful to God for this service and how it changed my life. If you are in over your head with debt, reach out to Greenpath. I promise you they will make you feel that you have the support you need to get out of this and stay out. I have one credit card now that I am managing as I have learned my lesson. Thank you GreenPath! You are a lifesaver!
Original review: Aug. 4, 2019
We enrolled in GreenPath in 2014 with just under $60k in credit card debt. The counselors helped create a plan we could live with, and last month, we emerged from the program with a higher credit score and freedom from the debt that had been bogging us down. We recommend GreenPath to everyone we know that is having debt problems; it was a tough program for a while, but the freedom we now feel made it worth the effort! It's a great program and benefits everyone involved.
Original review: Aug. 3, 2019
I was referred to GreenPath through my credit union when I was in a lot of financial trouble coming out of a nasty and very expensive divorce. Every person I worked with were very helpful, knowledgable, and empathetic. I sit here 4.5 years later holding a letter that states my debts have been paid in full. I cried with so much relief when that letter arrived. This was the best thing I could have done for myself. I cannot thank this team enough for saving me from a future riddled with debt and stress and who knows what. Thank you. Thank you. Thank you!!!
Original review: July 19, 2019
I had an aunt who used GreenPath and she referred my mother to their services, then my mother referred them to me. I was with them for five years and everything was taken care of. I’m very happy for that. The situation gave me the freedom from the financial burden that I had. I also really like the way they work. The representative I worked with put everything in perspective, what to expect, how it was gonna be paid and the timeframe on it. She gave me all the details for me not to have any questions or worries that things would be wrong. Everything went smoothly. They also worked very well with me on the payment plan. I got the statements and the payments were done.
Original review: July 17, 2019
GreenPath was the best thing since sliced bread for me. This company came in when I needed them very much. I enrolled with them on the phone and it took me two years to complete the program. I had a bill with an account with QVC that got me involved with GreenPath and I had been paying on it. I had been sending $400 to $500 of payments a month to try to get rid of that debt but for some reason, the interest would just eat up that payment. It was awful. With GreenPath, my payments were regulated and I paid not even $200 a month. And that debt just disappeared because it was taken care of so successfully without an ounce of worry on my part. I was able to finish paying for my card and I'm tired, but I appreciate GreenPath's service so very much. I also got a letter of thanks and a refund from QVC for the two additional payments that they took out. All in all, my account was handled with such professionalism and ease by GreenPath.
Original review: July 4, 2019
I freed out of a tremendous amount of debt. I was put on a plan that I could handle and the money got taken care of in a timely fashion. I couldn’t have done that without GreenPath. The enrollment process was very simple. It was said how they were gonna disburse some money to the cards and what I had to do to get started. They answered all my questions and were very upfront with stuff. They explained what was gonna happen over the long term and what the fees were gonna be. The payment plan was also very good and flexible. There were a couple of times that I wanted to increase the amount and they were always accommodating to my needs. They helped me with automatic payments and transfers. The representatives I worked with were informed and personable. The service was excellent. What I got was worth every dime I paid. I’m happy with it.
Original review: June 25, 2019
I found GreenPath on the internet and called them and talked to them. They sounded like they would be good to work with, and they were. They took the debt that we had and helped pay them off. We had to give them all of our different account information and decide on the payment. And then, they did an automatic payment every month, and it was just set up like that. We were assigned a person that handled our case, and they were always there for us if we had any questions. The program took about three and a half years, and we've already settled our debt. Comparing GreenPath to other debt companies, I would prefer them. I would recommend them over anybody else.
Original review: June 20, 2019
I had worked with GreenPath previously when they had a different name, and I had a very good experience. I also had a very good experience this time, so I knew that I could trust them with my information and the things that I needed them to do. I got them for debt consolidation and paying things off, and they were able to do that and we got it done. I met with an adviser, we went over all of my debt and how to consolidate it, we set up a plan and it went very well. Every time I talked to somebody, they were always very pleasant and very helpful. After going through the whole process, I have a whole lot more disposable income and I get to have fun with my money. I really enjoyed working with them, and I would work with them again in the future if I needed to.
Original review: June 18, 2019
Our credit union recommended GreenPath and we went with them. The enrollment process was very quick and easy to do. GreenPath helped us by consolidating the major credit cards that we had with them. They helped us come up with the amount and arranged a payment we could live with monthly. I sort of had the idea when I started. When we sold our house, we would use part of the equity to pay off the debt which we did. But GreenPath had a manageable figure and we worked it on our budget.
Once we started the program, everything was done over the internet. We didn't talk to anybody until we got ready to finalize and close out the account. We completed the program. We’re debt-free of credit card things. That was the goal. We paid them off about a month ago. We were pleased with GreenPath. They were very receptive to our needs and made it work.
Original review: June 14, 2019
GreenPath was awesome. I had an old debt that was in collection status and I needed a little help with it. I heard about GreenPath through an old co-worker that was using them as well. She said it took her about two years to get back on her feet, and they did just that. I called GreenPath's number and they asked questions just to get an idea of what type of debt I had and the amount. They explained to me the amount that they worked with which is $300 and more. Everything under that, I would have to make arrangements with myself. I did, one creditor at a time, and I paid it off that way. Once they got all of my bills together and had my income information, they did a little math and came up with what would be comfortable for me every month. The payment came out of my account every month automatically. They took it from there and distributed it to all the creditors.
They were very professional and answered all my questions. They were there when I needed them. I worked with several representatives and I was impressed by how quick they were in gathering everything, doing that initial call, and giving me an idea of what it would be monthly. The phone call lasted maybe 20 minutes and that was really cool. However, the queues are backed up when you call so you have a little bit of a wait. But then they do have the function or the option to put whatever number for them to call you back. That works too.
Original review: May 30, 2019
GreenPath helped me get out of debt. I enrolled in their program online and every step was easy. They told me everything I had to do and I didn't have to search for anything. I sent them the creditors and we worked out a solution to what was gonna be beneficial for me as far as what I was gonna pay. The monthly bill also suited me.
Everything was perfect. The customer service reps were always available and when I spoke to a person, they were on point and they led me in the right direction. Everything I needed to know when I called, they helped me. Everybody I interacted with was cordial and nice. The rep had patience and she talked me through a lot of things, especially telling me that this should be a learning experience for me, and it was. They had me covered and I wasn't worried about anything. The GreenPath program taught me how to monitor and how to stay in my means of living. Now, I'm finished with the process. GreenPath is a great company. I will refer my family and friends to them.
Original review: April 26, 2019
When I googled debt consolidators, GreenPath came up and I went with them. They provided excellent services and the process was very easy. Every time I called and had a question, I got somebody on the phone to answer me. The reps that I worked with were very helpful. They explained everything very clearly and I got all the information that I needed. They spent time with me when I needed that and I never felt rushed. They were very flexible and easy to work with. They asked me what would be comfortable for me right from the beginning. I told them the amount, then we broke the payments down to every two weeks and it worked out fine. I made my monthly payments and I'm done with the program. It was all good when the accounts were finished and everything was settled very clearly. Everything went very smoothly and I was happy with the whole thing. I would recommend GreenPath to other people and in fact I have already done so.
Original review: April 22, 2019
I was having frequent overdrafts and I had a large amount of credit card debt. GreenPath was recommended by my credit union that had my car loan. Their process was very easy and the people there were very helpful. Communication was very good. The payment plan they had me on worked out fine. I increased it somewhere along the line and it went very well too. I got everything paid off in about three and a half years which was shorter than I expected.
Original review: April 11, 2019
I was accumulating debts and a referral made me go with GreenPath. Their enrollment process was very easy and I had a support team that walked me through it. Their reps were accommodating, supportive, very friendly and professional. I paid ahead of schedule and wasn’t charged any penalty. They didn’t make me pay the rest of the monthly expenses. It was a testament to their commitment to supporting the program. It put us on the path to resolve our debts. If a friend of mine is considering using them, I'll tell that friend to do it without hesitation.
Original review: April 5, 2019
I was in debt and called GreenPath. They got all the information for all the creditors that I had, then did all the work. The process took a couple of years only. With their program, I paid off my debt and I'm out of it.
Original review: April 3, 2019
My previous relationship got me into some deep debt and it was kinda hard to get out of by myself so I looked for some guidance and some debt management. GreenPath was very helpful and cutting the interest rate was huge. I was able to manage it, and they worked with me to come up with a plan to do so. They set me up a fine and manageable payment plan because they listened to what I had, they looked over my bills at that time and worked with me. They didn’t leave me in such a bind to where I couldn't eat. I was pretty limited, but I knew into going to it. They didn’t put me in a pinch to where it was that uncomfortable.
In the beginning, my interactions with their reps were great. The guy who helped me set up everything was fine. He was very thorough and made sure everything was in order. There were no hitches along the way and I very seldom had to call for anything. But towards the end, I was calling often because I was paying off a lot more than what my normal was and I took the initiative to tell them to take out extra deposits. I had to deal with a different rep every time because it was like a call center. So, sometimes it works and sometimes it didn’t, but most of the time, it did. Some people were ready to talk fast and move on to the next person.
I also got a few instances that they wanted to do what they wanted to do versus what I wanted to do with my money. But other than that, it all worked out. I had access to them whenever I needed and luckily, I didn’t hit anything along the way because everything kept working out fine. I would recommend GreenPath. They were a big relief because they did the payments and did the work. They took out money, so I was aware of it each month and I just kept watching the balance go down. They gave me peace of mind and it added comfort just knowing I wasn’t the only one dealing with the problem anymore. It was a big weight off someone’s shoulders.
Original review: March 29, 2019
When I bought my house, GreenPath was a big part of them approving my loan for my house because I was already in an active debt management plan. They looked at that as being a good thing. At the time I sought their services, I was way at my budget and trying to find a way to better manage myself. I was with a credit union and they automatically covered interest fee or whatever it was for GreenPath. I felt completely comfortable working with GreenPath and talking about my budget. I've been in the program for 10 years and paid them $85 a month. But I finished it recently. They absolutely helped out a lot and I would recommend them.
Original review: March 28, 2019
I was having financial issues and I needed to consolidate all my credit card debts so I could pay it off. I tried to go with another company first but one of my credit card companies wouldn’t deal with them. They told me to go with GreenPath and it worked out for me. There were a lot of forms that I had to download and then upload to them, but they made everything pretty simple. I just filled it out, the accounts, and I sent in statements from the credit cards that I had at the time. They walked me through whatever I needed to do. Then when I was getting close to paying one off, they'd send me a letter to doublecheck with the credit card to make sure it was off. It was a good experience.
I basically owed more in credit cards and I was paying off nothing. When I first started, I’d have to pay $1,400 a month for credit cards debt and I was just barely paying the minimum. Then, when I consolidated with GreenPath and they canceled it and renegotiated, it got it down to where it was bearable. It was at $450 every two weeks. The cost was reasonable and it was good compared to some that I've seen out there. I've paid off all that credit card debt. I'm not completely debt-free ‘cause I have a couple of open credit cards at the moment, but I feel more secure and everything is taken care of.
Original review: Feb. 22, 2019
I was told about GreenPath by my bank when I was applying for a personal loan to get out of debt. GreenPath was a much easier and painless avenue and I'm glad for their services. Rather than juggling different bills at different times while trying to coordinate paychecks, GreenPath simplified everything. From start to finish the people and process were honest, understanding and approachable. I am now consumer debt free and my credit score is higher. Many thanks to GreenPath!
Original review: Feb. 20, 2019
GreenPath was so helpful in negotiating interest rates and a payment schedule with my creditors. I was able to pay down my debt in record time - even 6 months faster than we all thought possible. That has allowed me a great sense of accomplishment and tremendous peace of mind. I am now saving for retirement! Thank you GreenPath!
Original review: Feb. 15, 2019
Got out of debt at a consistent pace no missed payments. Any questions I had I just made a call and all folk at Greenpath helped me with a smile and encouragement!!! Would recommend Greenpath if anyone needed help in this area. Thank you again.
Original review: Feb. 11, 2019
My experience with GreenPath was flawless. Any time I had questions about my account or creditors, someone was there to answer my questions and help me make the best decisions for payoff journey. Getting things started was a bit cumbersome but that's to be expected when you're getting things in order to make a concerted effort to pay off a large amount of debt. The online chat option helped save me time when I needed questions answered - I didn't have to call in and wait on hold for a customer service agent. I have recommended GreenPath to several friends and they have taken advantage of the program and are also happy with the outcome. I was able to pay off $20,000+ in credit card debt in 4 years1, of course substantial payments were required each month but it was worth it.