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Premier Auto Protect Reviews

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About Premier Auto Protect

Premier Auto Protect helps car owners avoid costly vehicle repairs with its vehicle service contracts. The company offers four plan levels, which all include a 30-day money-back guarantee and 24/7 roadside assistance. Customers can choose any ASE-certified technician for repairs and transfer their contract after selling a car.

Pros
  • 24/7 support
  • Direct payment to repair shop
  • Rental car coverage
Cons
  • No price information online

Featured Reviews

Brooklyn, NY
Verified purchase
I got a plan through Premier Auto Protect. They were extremely professional and reliable. My car isn't new and my protection plan allows me to drive with confidence. I've been luc...

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Visalia, CA
Verified purchase
This is an awesome extended coverage company named premier car care coverage. Ralph is over the top amazing. He answered all my questions. He took all the time needed without hesi...

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What is Premier Auto Protect?

Premier Auto Protect offers vehicle service contracts that protect drivers from costly auto repairs. Vehicle service contracts cover the cost of mechanical repairs to your car after the manufacturer warranty expires.

Premier Auto Protect is a direct provider — meaning it both sells and administers plans. Plans come with a 30-day money-back guarantee, 24/7 roadside assistance and rental car coverage. Support is available to customers 24 hours per day, every day of the year.

How does Premier Auto Protect work?

To get started with Premier Auto Protect, you request a free quote online or by calling. You need to provide details such as your vehicle’s year, make and model. Then you choose from four coverage plans.

When you need to make a claim, bring your vehicle to the repair facility or dealership of your choice and present your plan information. You can take your car or truck to any mechanic as long as they are ASE-certified.

Premier Auto Protect pays for the covered repairs, including parts and labor, directly over the phone with the dealership or repair facility. You just pay your deductible (if your plan has one). Premier may provide you with a free rental car while your vehicle is being repaired.

Premier Auto Protect plans

Premier Auto Protect offers four levels of coverage: Premier Basic, Premier Value, Premier Complete and Exclusionary.

Premier Auto Protect also covers olders cars and higher mileage vehicles with its Exclusionary coverage. It also offers coverage for most exotics (newer models) and even the harder-to-cover brands like Land Rover, Maserati and Jaguar.

Premier Auto Protect has EV coverage and battery coverage for Tesla and electric vehicles as well as motorcycle coverage for bikes up to 20 years old.

Premier Auto Protect cost

To learn about Premier Auto Protect’s pricing, you can request a free quote on its website or over the phone. The price of your coverage depends on your car’s make, model and year; its mileage; and other factors.

Premier Auto Protect offers “preferred pricing” for members of certain organizations, including:

  • AAA
  • AARP
  • PenFed credit union
  • USAA
  • TRICARE
  • VA system

Each Premier plan comes with a 30-day money-back guarantee; if you buy coverage and change your mind within 30 days, you can get a full refund. If you cancel coverage after 30 days, you get a prorated refund.

Premier Auto Protect FAQ

Can I choose my own mechanic with Premier Auto Protect?

Yes, you can choose any mechanic who is ASE-certified. ASE, or the National Institute for Automotive Service Excellence, has certified over 250,000 professionals.

Is a Premier Auto Protect warranty transferable?

Yes, Premier Auto Protect allows you to transfer your warranty to a new vehicle owner.

What are Premier Auto Protect’s coverage limits?

Premier Auto Protect covers vehicles with over 200,000 miles on the odometer with certain plans. The Exclusionary plan is available on cars up to 8 years old with up to 100,000 miles.

How does Premier Auto Protect pay repair claims?

To have you repair claim paid, present your Premier Auto Protect information to the repair shop and Premier Auto Protect will pay for any covered repairs over the phone using the company credit card. You will only be responsible for your deductible (if you have one) and any repairs that aren't covered.

What is Premier Auto Protect’s cancellation policy?

If you cancel your vehicle service contract within the first 30 days, Premier Auto Protect issues a full refund. If you cancel after 30 days, you receive a prorated refund for the remainder of the contract.

Is Premier Auto Protect worth it?

Premier Auto Protect is worth considering if you are in the market for an extended auto warranty. There are four different levels of coverage and benefits that come with each plan, like roadside assistance and rental car coverage. We like that Premier Auto Protect is a direct provider and has a generous referral program. Before signing up for a plan, get quotes from multiple extended auto warranty companies and compare plans and prices to find the right coverage for you.

» READ MORE: How to choose an extended auto warranty

Premier Auto Protect Reviews

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    1 featured review
    How do I know I can trust these reviews about Premier Auto Protect?
    • 4,659,245 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase

    Reviewed July 18, 2024

    Justin is awesome! He is the 1st maintenance contract salesman to not pressure me at all and gave me time to think because I’ve had many plans and can’t say I’ve been satisfied and I started with the best. I’m hoping y’all prove me wrong because of Justin is telling the truth I’m so excited!!!! Tires, wipers, oil to the big stuff!

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    Premier Auto Protect
    Response from Premier Auto Protect

    Hey Babette, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with Justin. Thank You , Premier Auto Protect

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      Verified purchase

      Reviewed July 18, 2024

      Contact your company. I called and reached Ryan **. I was overjoyed by his CSR work. He answered all my questions before I signed up for service. He was excellent in his professional approach, but very personable. I’m glad I signed on! The benefits are exceptional in the Premier Comprehensive plan. I look forward to do business with you. (“But I hope I never have to!☺️”) Thank you so much Ryan for being my agent.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hey Karla, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with Ryan. Thank You , Premier Auto Protect

      Verified purchase

      Reviewed June 19, 2024

      I found ad on Facebook and thought I would give them a try since I had been getting higher quotes from other warranty companies. Representative since over texted wanting to know if I was still interested in getting my vehicle a warranty and I said sure give me a call and we can discuss what kind of rates and what all the warranty covers. Representative was very knowledgeable and gave accurate information that I needed answers to. So I decided to go ahead and get the warranty and now I ready to hit the road.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hey Sonja, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with us. Thank You , Premier Auto Protect

      Verified purchase
      CoveragePrice

      Reviewed June 2, 2024

      Ryan ** was the best person with whom I could have set up new policy. He made price comparisons and company ratings easy to evaluate and understand. I was able to switch to Premier Auto from a questionable policy that was more expensive and did not have positive BBB ratings. I couldn’t be more content with the Premier Auto policy which offers more than just peace of mind by covering maintenance for a year. I am glad we got in contact so that I was able to make the best decision possible for an extended warranty.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hey John, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with Ryan. Thank You , Premier Auto Protect

      Verified purchase
      Customer Service

      Reviewed May 15, 2024

      My debit card for my checking account got hacked and I had to close down the account which is why payments were not processed for my policies. But I did not receive any notification from Mepco about this issue. Today, Joe left me a voicemail telling me about the problem so I called and immediately gave him my new card number and charged the account. So the policy was reinstated.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hey Johnnie, We appreciate you taking the time out & Thank you for leaving your feedback with us! We appreciate your review, and are happy to hear you enjoyed speaking with Joe. Thank You , Premier Auto Protect

      Profile pic of the author.
      Claims Handling

      Reviewed May 6, 2025

      If I could give this company no stars I would. I purchased a policy. A few months later the transmission went out on the vehicle. Took it to my local dealer and they filed the claim to have the transmission replaced. As expected, they sent out a third-party inspector/adjuster to inspect the claim. The adjuster denied the claim, claiming that the truck was driven to the dealer and not towed which caused further damage, so I in violation of the terms and conditions of the policy. I provided a receipt showing the truck was in fact towed and not driven. After a lot of back and forth with the claims department they told me it doesn't matter what proof I had. We are going with the third-party inspector recommendation. They are not to be trusted.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hey Matt,

      we thank you for writing this review to hopefully educate any other potential customers in your situation.

      All companies in this industry do not cover pre existing conditions.

      Your vehicle had a clear pre existing condition and continued use while it was broken down.

      Verified purchase
      Coverage

      Reviewed April 23, 2025

      Today on April 23 I took my 2017 into the dealership to get my two remotes replaced they have broken. When I bought my policy with Premier Auto Protect the lady told me that my remote would be covered if I had to have them replaced. This was a lie. after waiting for 2 1/2 hours at the dealership while they were being given the runaround by Premier auto protect, they been told the service guy that my remotes were not covered under my policy other than when my air conditioner was fixed, but they did pay for everything else has been denied no matter what it is

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      Premier Auto Protect
      Response from Premier Auto Protect
      One claim was called in on 5/21/2024 for an A/C compressor. The claim was approved the same day and paid on 5/24/2024 .
      The next claim, nothing was called in or initiated. The only communication was on 4/23/2025, when the shop followed up on an estimate they had emailed to the wrong address—claims@protectionloyalty.com.

      We informed them that this is not the correct email for claim submissions and reviewed the proper procedure. The repair facility responded that they would not be handling it and told the customer to seek reimbursement before ending the call.

      So there was no claim to adjudicate in this situation

      Verified purchase
      Coverage

      Reviewed April 15, 2025

      Was assured several times this warranty was a bumper to bumper coverage, with exception of heated seats. Nothing ever said about the repairs are only covered by 50% and customer responsible for the remaining 50%. That is not a bumper to bumper warranty that I have ever purchased. Tried calling numbers provided, much to my dismay they do not reach anything other than a recording. Be cautious when purchasing from companies outside of a dealership.

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      Premier Auto Protect
      Response from Premier Auto Protect

      Hello Tonya,

      1st the plan you purchased was a bumper to bumper plan.

      2nd due to your states rules and regulations it does operate differently than other states.

      3rd Every time you called we answered and already processed a full refund for you as you requested.

      So at this time you are not a customer but we wish you and your vehicle well.

      Verified purchase
      CoverageTechPrice

      Reviewed April 15, 2025

      Just spoke with Joe at Premier. He was very friendly, polite, and professional. The policy is well priced and well below the cost of the dealer policy that I just canceled. Never buy a policy from a dealership, thanks Joe. Have fun with your new Willys and the tazer!

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      Verified purchase
      Coverage

      Reviewed April 15, 2025

      Purchasing warranty coverage for my 2019 Range Rover was incredibly easy! Lance was extremely knowledgeable and answered all of my questions thoroughly. He even emailed me a copy of the warranty contract within minutes! Thank you, Lance, for putting my mind at ease and providing excellent warranty coverage for my vehicle.

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      Premier Auto Protect Company Information

      Company Name:
      Premier Auto Protect
      State/Province:
      NY
      Country:
      United States
      Website:
      www.premierautoprotect.com