Omega Auto Care Reviews

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About Omega Auto Care

Omega Auto Care offers extended auto warranties that continue coverage after factory warranties expire. The company has several coverage options that all include additional benefits like roadside assistance, rental car reimbursement, road hazard coverage and trip interruption insurance. Omega Auto Care covers cars up to 15 years old with less than 250,000 miles.

Pros
  • Wide-ranging plan options
  • Covers older cars
  • Small down payments
  • Maintenance plan for life of policy
Cons
  • No online quote process
  • Not available in every state

Featured Reviews

Louisville, KY
Verified purchase
I filed a claim for a control arm of my 2016 Dodge Charger with Omega Auto Care. The process was fairly easy. I just gave my information to the people who fixed my vehicle and the...

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Riverside, ND
Verified purchase
I couldn't afford to pay things that are not right with the vehicle. ... I went with Omega and everything was good. ... I made an appointment then I went in there and they did my ...

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Omega Auto Care cost

Although costs vary, expect to pay roughly $2 a day for one of Omega Auto Care’s extended warranties. Exact prices depend on your coverage and the make, model, year and mileage of your car.

The best way to get an accurate price is to request a quote. Unfortunately, there is no online quote process from Omega Auto Care. However, you can call and speak to a representative to receive more information on pricing.

Like most extended auto warranty companies, Omega Auto Care offers a 30-day money-back guarantee in case you change your mind. Omega Auto Care down payments can be as low as $50. Down payments for extended auto warranties from other companies are often $100 or more.

Omega Auto Care plans

Omega Auto Care offers five plans, ordered here from the least coverage to the most coverage: Powertrain, Powertrain Plus, Powertrain Enhanced, Used Stated and Exclusionary.

Powertrain
The Powertrain plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Plus
The Powertrain Plus plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
*The given Omega Auto Care plan covers some repairs in this category but not all
Powertrain Enhanced
The Powertrain Enhanced plan covers your vehicle’s:
  • Drive axle*
  • Transfer case*
  • Transmission*
  • Forced induction system*
  • Engine*
  • Electrical/high-tech components*
  • AC and heating systems*
  • Cooling system*
  • Fuel system*
*The given Omega Auto Care plan covers some repairs in this category but not all
Used Stated
The Used Stated plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Transmission
  • Forced induction
  • Engine*
  • Electrical/high-tech components
  • AC and heating systems*
  • Cooling system
  • Fuel system*
  • Brakes
  • Suspension
  • Steering
*The given Omega Auto Care plan covers some repairs in this category but not all
Exclusionary
The Exclusionary plan covers your vehicle’s:
  • Drive axle
  • Transfer case
  • Electrical/high-tech components
  • AC and heating systems
  • Transmission
  • Forced induction system
  • Cooling system
  • Fuel system
  • Engine
  • Brakes
  • Suspension
  • Steering

Every Omega Auto Care plan comes with roadside assistance, trip interruption insurance and rental car reimbursement. More specific information about what each Omega Auto Care plan covers is available on the company’s website.

Omega Auto Care coverage

Omega Auto Care covers cars up to 15 years old with up to 250,000 miles. This is on the higher end of the market in terms of both mileage and age.

Most Omega Auto Care warranties cover a car for five years, but there are also plans that don’t last quite that long. Omega Auto Care has a typical waiting period of 30 days and 1,000 miles before coverage kicks in. Repairs can be made at any licensed repair facility. To file a claim, just call Omega Auto Care’s claim department.

All Omega Auto Care warranties come with roadside assistance, trip interruption insurance and rental car reimbursement. 

  • Roadside assistance includes vehicle fluid delivery, towing, lockout services, flat tire changes and jump-starts.
  • Rental car reimbursement values vary by plan, but the most common is $30 per day for up to five days.
  • Trip interruption reimbursements are $75 per day for up to three days. You must be 100 miles or more from home to qualify for this, though.

Omega Auto Care’s Road Hazard Coverage also pays up to $400 to cover repairs on your tires (limit $100 per tire).

All Powertrain plansUsed StatedExclusionary
Car ageUp to 15 yearsUp to 10 yearsUp to 7 years
MileageUp to 250,000 milesUp to 150,000 milesUp to 250,000 miles

Omega Auto Care FAQ

Where is Omega Auto Care available?

Omega Auto Care is available in 46 states. The company does not offer warranty plans in Minnesota, Rhode Island, Washington or California.

How many plans does Omega Auto Care offer?

Omega Auto Care has five plans across three tiers.

  • Exclusionary coverage is suitable for vehicles that are seven years old or less with under 100,000 miles at the time of signing.
  • Used Stated warranty coverage is suitable for vehicles 10 years old or less with under 150,000 miles.
  • Powertrain protection is suitable for vehicles less than 15 years old with under 250,000 miles. Within this tier are three additional plans: Powertrain, Powertrain Plus and Powertrain Enhanced.
Does Omega Auto Care cover older vehicles?

Yes, but Omega Auto Care does not offer coverage for vehicles more than 15 years old or with over 250,000 miles.

Is Omega Auto Care legit?

Omega Auto Care is a solid choice if you are looking for an extended auto warranty. Its reimbursements are relatively generous, even if the overall costs of its plans are average. Small down payments make it easy to get started. Omega Auto Care is a particularly good choice for cars with high mileage since it covers vehicles with up to 250,000 miles.

Omega Auto Care Reviews

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    How do I know I can trust these reviews about Omega Home & Auto Care?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceClaims HandlingCoverageTechPricePunctuality & SpeedStaffBilling

    Reviewed July 17, 2025

    My car had a persistent issue: the headlights, set to auto, were always on - day or night. This led me to take my vehicle to a Chrysler service center where they diagnosed the problem as a faulty body control module. The technicians at Chrysler had to investigate a couple of times, and eventually, they figured out it was indeed the module causing the issue. Omega Auto Care facilitated the payment for this repair, which was a stress reliever as I didn't have to interact directly with them. Everything related to the claim was handled seamlessly through the service department receptionist, and I was only responsible for the $100 deductible.

    From experience, the signing-up process for Omega's extended warranty was quite straightforward. The entire repair process required multiple visits, each about three hours. However, the replacement was completed efficiently, and my car works perfectly now.

    I have been with Omega since late 2023, aligning with my vehicle's purchase. Impressions of the service so far have been positive; complications were minimal, and support through the claim process was adequately met by the service department.

    I’d recommend trying Omega Auto Care. Based on my brief experience with the claim, it seems to be a reliable choice for car warranty services. The entire situation was managed professionally and conveniently, providing me peace of mind regarding future automobile issues.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedOnline & AppMaintenanceStaffBilling

      Reviewed July 13, 2025

      I’ve been an Omega customer for about a year and overall, my experience has been satisfying, particularly with their customer service. I’ve needed to take advantage of their services twice. Each time, I could select from a range of certified mechanics on their website, which was great because it allowed me to choose based on my specific preferences.

      The two times I utilized their service involved both a repair and a brake replacement. For both instances, they waived the deductible fee and managed everything seamlessly. The brake service required a mobile mechanic due to my scheduling needs, but it all went smoothly.

      However, there has been a persistent issue with their third-party billing service. I faced challenges because my bank, Bank of America, wouldn’t allow auto payments to go through due to scammers using the same payment service Omega uses. It meant I had to intervene multiple times to fix payment issues, which understandably complicated the process and extended resolution times—sometimes up to three months. I’ve raised this matter with Omega, suggesting that this reflects poorly on them, despite their services being generally reliable. Hopefully, they will address this to prevent similar issues for other clients. Apart from the billing hassle, Omega Auto Care has consistently covered my needs without major issues.

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      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedMaintenanceStaffBillingRental Car

      Reviewed July 12, 2025

      I opted for Omega Auto Care following a less favorable experience with another company, Car Shield. I had reached out to them to clarify coverage details and was dissatisfied with what I found, prompting me to cancel. Around that time, my brother-in-law recommended Omega Auto Care, sharing positive experiences he'd had. This made me shift my coverage to them.

      With Omega, I've already had a positive experience; I had an issue with my car and they covered a significant repair cost. I had chosen a plan with a deductible of $100, whereas the needed part would have cost approximately $1700, plus an additional $500 in labor. Omega handled everything efficiently, and the entire process took only about three days, leaving me extremely satisfied.

      Originally, my warranty expired when my car reached over 100,000 miles, so I sought extended coverage. Omega offered coverage up to 230,000 miles, with a plan that allows accelerated payments. Although initially skeptical, thorough research and confirmed coverage effectiveness during repairs strengthened my confidence in them.

      While dealing with Omega's warranty process, I did encounter a slight mix-up with my VIN number. The dealership noticed it during the repair process, but a prompt call to Omega’s protection plan team resolved the issue without much hassle, further showing their commitment to service. I had an option to get a part via my mechanic for an additional fee, or have Omega ship it without extra charges, further proving their valuable service.

      Given the integrity and reliability Omega Auto Care has shown, I highly recommend them to friends and family for their thorough and dependable service.

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      Verified purchase
      Customer ServiceCoverageTechPriceMaintenanceStaffLoan ProcessRental Car

      Reviewed March 5, 2025

      I've been a customer of Omega Auto Care for a while, specifically using their service for my car maintenance. Back in December, I had an experience where my car's air conditioner needed to be replaced. The whole process took about ten days. Thankfully, the dealership loaned me a car during this time, which was essential as I rely on my vehicle daily. The delay was partly due to the time taken to diagnose the problem, get the necessary parts, and obtain approval from an inspector before proceeding with the repair.

      While Omega made good on their promise to cover the repairs as per the basic warranty, I would've appreciated a quicker follow-up from them considering the duration of the repair. Despite this, the process went smoothly once initiated, and the policy they offer covers what you'd expect from a standard warranty. I do think auto dealers like Cadillac could improve in terms of post-warranty renewal communications, which I faced as an issue before opting for Omega's extended coverage.

      I value what Omega Auto Care offers and would likely recommend them, particularly for those keeping their vehicles beyond the typical warranty period. Even without any direct contact from Omega during the repair, everything on their end seemed to be handled appropriately through the dealership. However, my experience might have been different without the loaner car provided by the dealership, a courtesy that I believe wasn’t part of Omega's service but rather the dealership's own policy.

      Overall, I've been satisfied with the coverage and the cost was reasonable compared to what I expected for extended warranties. I will continue using Omega, appreciating both the coverage and peace of mind it provides for my vehicle.

      Thanks for your vote!
      Verified purchase
      Customer ServiceCoverageTechPricePunctuality & SpeedStaffBillingTransparency

      Reviewed March 5, 2025

      I have a 2014 Subaru Crosstrek covered with Omega Auto Care, and my experience with them has been fabulous. I had a claim for my car’s bearings, and the process was incredibly smooth. I just went online to schedule an appointment, took my car in, and my mechanic handled everything. He called Omega and they put me on threeway so that I can hear what they were saying. My mechanic didn't have any issues with speaking to Omega and getting the claim done. Even when there was a minor issue with the deductible, it was quickly resolved.

      My car was in the shop for about three days. The mechanic ordered a part on Saturday, received it by Tuesday, and installed it promptly. I’m extremely satisfied with Omega Auto Care and have no plans to change my warranty provider. I’ve heard plenty of stories about others facing issues, but my experience has been the complete opposite. They've done great by me. They were transparent about what they would cover and what my share of the bill would be, and it all seemed very reasonable.

      Additionally, every time my mechanic called Omega, he was able to speak directly with someone without long hold times or disconnections. I highly recommend Omega.

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      Verified purchase
      Customer ServiceClaims HandlingTechPunctuality & SpeedStaff

      Reviewed Jan. 3, 2026

      After considering Omega Auto Care due to a call from them, I found their initial promises quite convincing. However, my experience with their claim process was mixed. The first claim was a hassle, involving multiple inspections and a lengthy process that took nearly a month. This was frustrating and almost led me to switch providers. On the positive side, my most recent claim was handled smoothly without any issues.

      Contacting Omega is challenging, as it often involves long wait times and navigating through automated systems before reaching a representative. Overall, while they eventually resolve issues, the process can be cumbersome and time-consuming.

      Thanks for your vote!
      Omega Auto Care
      Response from Omega Auto Care

      Thank you for taking the time to share your experience with Omega Auto Care. We truly value your feedback, both positive and constructive, as it helps us enhance our services. We're glad to hear that your recent claim was handled smoothly, reflecting our aim for efficient service.

      However, we understand the frustration with your earlier claim process and the challenge in reaching our team. We apologize for any inconvenience caused. Please know that we're continuously working on improving our systems and communication to better serve our customers.

      We’d like to explore any outstanding issues further with you. Our customer service team is here to assist, whether it’s for understanding claims or easing future interactions. Thank you for your patience.

      Verified purchase
      PriceMaintenance

      Reviewed Jan. 3, 2026

      I had a recent issue with my 2012 Honda Odyssey's alternator. Omega handled my claim smoothly, and I had no complaints about the process. The repair went as expected, and Omega did exactly what they promised. I appreciate their service. While I wish the costs were lower, the overall experience was satisfactory.

      Thanks for your vote!
      Omega Auto Care
      Response from Omega Auto Care

      Thank you for sharing your experience. We’re glad to hear that your alternator claim for your 2012 Honda Odyssey was handled smoothly and that the repair process met your expectations. We appreciate your acknowledgment that Omega fulfilled its obligations under the service contract. Your feedback is valued, and we’re pleased that your overall experience was satisfactory.

      Verified purchase
      Claims HandlingCoveragePunctuality & SpeedMaintenanceStaff

      Reviewed Dec. 10, 2025

      I encountered a problem with my driver's side window button, which got stuck, leading the window to operate on its own occasionally. This was concerning, but fortunately, Omega made the repair process seamless.

      The team at Omega was great, providing attentive service and keeping their operation open during convenient hours. They even had coffee in the waiting area, which was a nice touch. Filing the claim was straightforward and surprisingly easy. I was initially worried about the complexity of the repair, but it turned out to be a simple switch replacement.

      Overall, the claim process was smooth, faster, and easier than I had anticipated. I appreciated the efficiency. I’d definitely recommend it to friends.

      Thanks for your vote!
      Omega Auto Care
      Response from Omega Auto Care

      Thank you for taking the time to share your experience. We’re pleased to hear that Omega was able to address the issue with your driver’s side window promptly and efficiently. It’s great to know that the claim process was straightforward, the repair was completed smoothly, and our team provided attentive service throughout. We appreciate your recommendation and your positive feedback, and we’re glad your overall experience exceeded your expectations.

      Verified purchase
      Customer ServiceClaims HandlingCoverageTechPriceMaintenanceStaffRates

      Reviewed Dec. 4, 2025

      When the air compressor on my 2020 Chevy Silverado required immediate attention, the repair and claim process provided by Omega went smoothly. It initially took about two weeks for the paperwork and approvals to finalize, but after that, everything progressed without any major hiccups.

      The interaction between the mechanic and the insurance representatives from Omega AutoCare was seamless, and there were no hurdles or objections in covering the repair costs. This ease of communication made the entire repair process less stressful. I find that having auto care coverage is beneficial, especially for unexpected repairs.

      Financially, while the pricing isn't exactly where I prefer it to be, it's fair and not excessively overpriced. Overall, my experience with Omega AutoCare has been positive—everything functioned as hoped, and all my needs were adequately addressed.

      Thanks for your vote!
      Verified purchase
      Customer ServiceContract & TermsClaims HandlingCoverageTechPriceStaffBillingHonesty & Transparency

      Reviewed Dec. 4, 2025

      Omega covers a wide range of repairs under their extended warranty. With my 2019 Sierra truck, I've found my experiences with claims to be smooth. Every problem we've had, particularly the significant transmission issue, was covered without hassle. Their claims process is incredibly straightforward as well; the dealership handles the communication, which means I just pick up my truck when it's ready.

      However, my primary concern lies with the contract process. Since owning the truck, I've had to renew the policy more than once, and each time, I've experienced unexpected pay increases. This came despite having a contract initially agreed on. I believe that once an arrangement is set, the terms should remain stable regardless of economic factors. Having our payment terms altered creates uncertainty and makes future renewal hesitant.

      Despite the truck's limited usage – mainly for hauling and only driven a mere 30 miles from home infrequently – we've faced various mechanical issues due to what's genuinely a sub-par product from the manufacturer, not due to Omega Auto Care's service. Thus far, Omega's warranty services have been a financial lifesaver, offering needed coverage for our costly dealership repairs.

      But it's the regular contract adjustments that sour the experience. It feels particularly challenging when balanced against our firm budget, compounded by letters suggesting pay modifications. For anyone wondering whether to opt for Omega Auto Care, while their repair coverage remains exemplary, potential changes to contract terms present a critical consideration. Overall, I'd regard Omega highly for repairs but remain cautious of the contractual shifts. My experience ultimately sits at a balanced middle ground.

      Thanks for your vote!
      Omega Auto Care
      Response from Omega Auto Care

      Thank you for your feedback. We’re pleased to hear that your claims experience with your 2019 Sierra, including the transmission repair, was smooth and that the coverage provided meaningful financial support.

      Regarding your concerns about renewal pricing, as the administrator, Omega Auto Care does not sell contracts or set renewal terms. Each renewal is a new agreement established by the selling dealer or agent and may vary based on vehicle age, mileage, coverage, and other factors. We understand this can be frustrating and encourage reviewing renewal terms carefully with the seller.

      We appreciate your balanced perspective and your recognition of the value our claims administration has provided.

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      Omega Auto Care Company Information

      Social media:
      Company Name:
      Omega Home & Auto Care
      Company Type:
      Private
      Address:
      50 N Laura St
      City:
      Jacksonville
      State/Province:
      FL
      Postal Code:
      32202
      Website:
      omegaautocare.com