American Dream Auto Protect Reviews


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About American Dream Auto Protect
American Dream Auto Protect sells three levels of vehicle service contracts, also called extended auto warranties. These plans are available for both new and used vehicles. You can also customize your policy so you don’t pay for coverage you don’t need. American Dream Auto Protect’s service department is available 24/7 to answer questions and connect you with its network of ASE-certified mechanics.
- Covers new and pre-owned vehicles
- Three plan options
- Network of over 50,000 mechanics
- All contracts are transferable
- No broker or intermediary
Featured Reviews
What is American Dream Auto Protect?
American Dream Auto Protect is an auto warranty company offering three customizable levels of coverage for new and pre-owned vehicles (most qualifying vehicles were made in 2000 or later). In the event of a covered breakdown, American Dream Auto Protect will work directly with a mechanic to ensure your vehicle gets the repairs it needs.
American Dream Auto Protect has a nationwide network of over 50,000 ASE-certified mechanics, and it offers 24/7 customer service.
How does American Dream Auto Protect work?
With American Dream Auto Protect, you have the ability to choose one of its three standard plan options or customize coverage to fit your needs. Its customer service team can help you navigate your options to find a coverage plan that makes sense for you and your vehicle.
Once you’re enrolled in coverage, your vehicle is covered against certain breakdowns that result from regular use. That means, should a covered item break or malfunction, American Dream Auto Protect will pay to repair or replace it, as long as the cost falls within your coverage limit.
Once you call American Dream Auto Protect’s customer service department, they will connect you to one of the over 50,000 ASE-certified mechanics in the company’s network. You’ll need to pay a deductible, but otherwise the cost of repairing or replacing the broken component(s) is covered up to the limit listed in your contract. American Dream Auto Protect works directly with the mechanic shop for payment.
American Dream Auto Protect plans and coverage
American Dream Auto Protect offers three standard plan options (Silver, Gold and Platinum), plus the ability to customize coverage to your needs.
Coverage | Silver | Gold | Platinum |
---|---|---|---|
Engine | |||
Transmission | |||
Drive axle | |||
Transfer case | |||
Seals gaskets | |||
Turbocharger supercharger | |||
Heating system | |||
Cooling system | |||
Air conditioning | |||
Brakes | |||
Suspension | |||
Steering | |||
Fuel system | |||
Electrical components | |||
Navigation GPS | |||
High-tech components | |||
Plan name | Silver | Gold | Platinum |
All plans also include a cancellation option, a monthly payment plan, free towing/rental cars/roadside assistance and a money-back guarantee.
» MORE: Pros and cons of extended auto warranties
American Dream Auto coverage limits
American Dream Auto Protect doesn’t provide specific limits on what sorts of vehicles it will cover, but it does say that most vehicles it covers are from the year 2010 or later. This is a few years older than what many car warranty providers allow, so American Dream Auto Protect may be a good option if you’re looking to cover an older vehicle.
We reached out to American Dream Auto Protect for a sample contract, and under the terms of that contract:
- The maximum payout for a single repair is the current trade-in value of your vehicle.
- The maximum total payout for all repairs is either what you paid for the vehicle or whatever your vehicle’s trade-in value was at the time you purchased your coverage plan — whichever is lower.
However, these details can differ on the actual contract you sign, so it’s smart to read your contract thoroughly and make sure you understand the limits of your coverage before you sign up.
» READ MORE: Questions to ask a car warranty provider
American Dream Auto Protect cost
American Dream Auto Protect doesn’t publish prices for its auto warranty plans, but that’s not uncommon in the car warranty industry. To find out how much one of its extended auto warranties will cost you, you’ll have to fill out its online form for a free quote.
Once you submit this form, one of American Dream Auto Protect’s representatives will reach out to you within 24 hours with pricing information.
This form will require you to provide some personal information as well as your car’s:
- Make
- Model
- Age
- Mileage
It’s also worth mentioning that, at the time of publishing, American Dream Auto Protect offers discounts for covering multiple vehicles, and all plans include a free first month of service.
» COMPARE: Endurance vs. American Dream Auto Protect
American Dream Auto Protect FAQ
What does American Dream Auto Protect cover?
American Dream Auto Protect’s most comprehensive plan (Platinum) covers your vehicle’s:
- Engine
- Transmission
- Cooling system
- Electrical system
- Drive axle
- Brakes
- Fuel delivery system
- Steering
- Navigation/GPS
- Air conditioning
- Seals and gaskets
- Suspension
All plans also include towing, roadside assistance and rental car coverage.
Can I choose my own repair shop with American Dream Auto Protect?
When you have trouble with your vehicle, American Dream Auto Protect directs you to an ASE-certified mechanic from its network. According to the sample contract we read, you are also free to choose your own mechanic within this network, but this may differ in your contract.
Is an American Dream Auto Protect warranty transferable?
Yes, most of American Dream Auto Protect’s contracts are transferable in the event you sell your vehicle to another person. However, it’s worth checking the terms of your contract to be sure before you sign.
How long has American Dream Auto Protect been in business?
American Dream Auto Protect was founded in 2008.
Is American Dream Auto Protect worth it?
American Dream Auto Protect offers a range of coverage options and some helpful benefits, like towing, 24/7 customer service and a large network of mechanics. However, it doesn’t publish information on pricing or coverage limits on its website, so you have to work with a salesperson to learn those critical details. This can make comparison-shopping between companies more of a headache, but it might be worth it if the terms of your contract and price quote are to your liking.
American Dream Auto Protect Reviews
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
American Dream Auto Protect Company Information
- Social media:
- Company Name:
- American Dream Auto Protect
- Company Type:
- Private
- Year Founded:
- 2008
- Address:
- 300 McGaw Dr #2f
- City:
- Edison
- State/Province:
- NJ
- Postal Code:
- 08837
- Country:
- United States
- Website:
- americandreamautoprotect.com
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