Assurant Extended Warranty Reviews

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About Assurant Extended Warranty

Assurant Vehicle Care provides extended vehicle service contracts for new and pre-owned vehicles. Formerly operating as First Extended, Assurant bought out the company in 2018. The company offers four plans and uses an app called Vehicle Care for policyholders to file digital claims, manage their plans and track upcoming vehicle maintenance. Assurant offers plans in all 50 states and even parts of Canada.

Pros
  • Easy-to-use app
  • All plans are fully transferable
Cons
  • Lack of information on site
  • Plans only offered by dealerships

Featured Reviews

Redlands, CA
Verified purchase
10k miles after our purchase, the engine needed to be replaced. That alone paid for the warranty. And we recently had several issues that totaled around $3k. Once again, the warra...

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Medina, OH
Verified purchase
I was reluctant to get the extended warranty, but it showed that it had definitely been in my favor since it was a large repair. If I find this is needed in the future, I have con...

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Our editor’s take

Assurant Vehicle Care may be ideal if you’re looking for a company that allows you to manage your vehicle service contract online. The company advertises that its mobile app (Vehicle Care by Assurant app) simplifies the claims process and makes it easier to manage your vehicle repairs. However, the company does not offer a wide variety of plans, and you’ll have to go through a dealership to buy one. You may want to go with another company if you want more options or the ability to buy a plan online.

About Assurant Vehicle Care

Assurant Vehicle Care is an extended warranty company that offers four vehicle service contracts to new and certified pre-owned vehicle owners. The company’s plans include basic to comprehensive coverage. Customers can manage their policies on the Vehicle Care app, which makes it easy to file claims and stay on top of vehicle maintenance. The company’s headquarters is in Atlanta, Georgia.

» LEARN: What is a vehicle service contract?

Assurant Vehicle Care availability

The good news is that anyone inside the U.S. (including California, Alaska and Hawaii) and Canada can purchase an Assurant Vehicle Care contract. The key is finding local dealerships offering its plans to secure the coverage you need. Consumers with a new vehicle do not need to worry about inspections, but if you have a pre-owned vehicle and are considering the company’s Certified warranty, the company will require an inspection.

Assurant Vehicle Care coverage and plans

Assurant Extended Warranty offers four plans with a range of coverage for vehicle owners. Its Comprehensive plan covers your basic powertrain components, plus a few extras like electronics and technology, though you should consult with your representative to determine what exact parts this plan covers.

In our opinion, the Base plan is a great option to start with if you want standard parts covered and more security than what the Powertrain plan covers. If you want full coverage for your vehicle, we recommend choosing the Comprehensive package.

» LEARN: What does a car warranty cover?

Assurant Vehicle Care coverage limits

One of the perks to choosing Assurant is that there is no limit to the number of visits and repairs you can schedule per year. To know for certain what the payout limit is on your plan, make sure you read the vehicle service agreement fully.

Assurant Vehicle Care cost

Assurant does not disclose pricing online. The only way to find exact pricing for your vehicle is to contact a partnering dealership. However, we found the average annual cost of an extended Íauto warranty is around $1,000, with plans ranging from $200 to $2,800.

There are multiple factors that determine the cost of your warranty, one of those being the tier of coverage you select. Most extended auto companies provide a range of plans to choose from. Higher-coverage plans will cost more than lower, more basic plans. Other factors that go into warranty pricing include the make, model and mileage of your vehicle.

If you select a plan offered by Assurant, you can expect to make monthly payments toward the overall cost of your plan and have a deductible ranging from $50 to $100. The higher deductible you opt to pay, the lower your plan will cost.

» MORE: How much does an extended car warranty cost?

Assurant Vehicle Care policies

Assurant does not provide much information online, so we could not find specific details regarding all of Assurant’s policies. However, we did discover that all four of its plans have a 30-day waiting period and are fully transferable after a small fee. The company does not fully explain its cancellation process online, but it gives three contacts for cancellation: a phone number, email address and online chat.

Since Assurant does not sell plans directly to consumers, it’s best to consult the dealership for a full breakdown of policies and regulations regarding an Assurant vehicle service contract. The company has limitations and exclusions for each plan, which you can find in the contract.

Assurant Vehicle Care FAQ

How does Assurant Vehicle Care work?

Assurant offers customers an online app called Vehicle Care that is filled with digital tools. This app allows you to keep track of your policies, file claims and stay up to date with your registered vehicle’s maintenance.

How do I file a claim with Assurant?

You can file a claim with Assurant via the Vehicle Care app or by calling its assistance line. To file a claim in Vehicle Care, you will need to use the “Track My Claim” button found under the “File” button on the home page.

Is Vehicle Care by Assurant legit?

Yes, the Vehicle Care app by Assurant Extended Warranty is a legitimate service offered to Assurant customers. The digital system allows policyholders to have a “hassle-free experience” filing claims and managing service contracts.

Assurant Extended Warranty Reviews

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    How do I know I can trust these reviews about Assurant Vehicle Care?
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceCoverageTech

    Reviewed May 19, 2025

    I had a hard time figuring out who to call at first, which was mostly the fault of the dealership where I purchased the warranty. However, once I finally got the right number and spoke with a representative, I had an amazing experience. A gentleman named Omar helped me, and he was incredibly kind and patient as I explained the issue I was having. Initially, they were trying to make me tow the car to a different dealership to have it repaired under the warranty. Omar stayed on the line with me as I called the dealership, spoke directly with the service advisor on my behalf, and negotiated for my car to be repaired there—and still be covered under the warranty. He even offered to help arrange a loaner vehicle without me even asking. He truly went above and beyond! I got disconnected from him at the end, but I hope this message reaches him so he knows how grateful I am for his help.

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    Response from Assurant Extended Warranty

    We appreciate your feedback and are glad you had a great experience!

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      Verified purchase
      Customer ServiceCoveragePrice

      Reviewed Feb. 7, 2025

      On 11/06 2024 I brought my 2019 Subaru Outback in to Redding, CA Subaru for my standard service. It was discovered that there was a leak in the timing chain seal and oil pan. To repair and replace the seals, I was told that the engine would have to be removed and the cost would be around $6,000. When I took a big gulp over the price it was discovered that I had purchased an insurance policy when I bought the car that would laps after 6,000 miles or six years. Since my car had less than 6000 miles and it was two months before the six year mark, the service agent submitted the claim for me. To make a long story short the insurance I purchased covered all of the expenses except my $200.00 deductible. I had forgotten about the purchase of the additional insurance but I am so glad that I did. I am not only satisfied with the repair but the communications that I received from Redding Subaru Service Department to keep me informed on a regular.

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      Response from Assurant Extended Warranty

      We're pleased that everything worked out smoothly and that you're satisfied with the repair and communication. Your feedback is greatly appreciated!

      Verified purchase
      Customer ServiceCoveragePrice

      Reviewed Nov. 1, 2024

      I almost never buy the extended warranty on vehicles I buy. This time I did and consider myself very blessed and fortunate. The warranty offered was ultimately through Assurant. As it turns out, my Ford F150 has a 10 speed transmission that had a major component in the transmission that had a design flaw. My transmission had degraded to a point that it was nearly unusable - all in a very expensive vehicle.

      I called Assurant, and the very nice person that I talked to knew English perfectly and was easy to communicate with. She told me I could have the transmission fixed anywhere I trusted and felt confident. The shop simply had to communicate to Assurant when the diagnosis was complete. In the end, my truck is fixed, Assurant covered 100% for the repair, and the entire process was actually easy and peaceful for me. I had a great deal of stress and tension over everything, and as it turns out, it was one of the easiest things I've done. I appreciate Assurant.

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      Response from Assurant Extended Warranty

      Pleased to see everything was easy!

      Verified purchase

      Reviewed July 2, 2024

      Great. When the first pump seals leaked, on the right rear no problem. Ins. took care of it but now the two front jacks are leaking, it's a serious problem, the jacks come out of their lock position and slowly come down when I am driving my class c motorhome, this is an extreme safety hazard, my ins. co. is giving wes trailers a hard time!!! I give them a 5 star for the first claim, we will see how the handle this one.

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      Response from Assurant Extended Warranty

      We’re delighted to know that your initial case was handled to your satisfaction. However, we regret to hear about the issues you’re facing with your current case. If you would like for our internal team to review this matter, please respond to the private message we’ve sent you on this platform at your earliest convenience. We appreciate your patience and look forward to assisting you.

      Verified purchase
      Tech

      Reviewed June 19, 2024

      I still do not have my jeep. The dealership had to order another part, so I can't evaluate the work except for your willingness to repair my vehicle. When I do get it back, I can give a better review of the work performed. I am glad that I have your assistance in the repair of my vehicle.

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      Response from Assurant Extended Warranty

      We're happy to hear that we can assist you with the repair. Once your jeep is returned to you, please do not hesitate to contact us if you have any further concerns or feedback. We value your business and are dedicated to providing excellent service.

      Profile pic of the author.
      Customer ServiceClaims HandlingCoverage

      Reviewed May 20, 2025

      I have a warranty with Assurant that covers partial rental reimbursement -- up to like $35/day and up to 5 days. First of all, a rental car is over $100/day. I may as well not even have help from them. Second, my warranty was processed through their sibling company (Portfolio Co) and since the maintenance fell under a different warranty, Assurant denied my rental car claim. They didn't even have to pay for or cover any of the maintenance and they denied my request for rental car because they "hadn't received a claim yet". To make matters worse, everyone in this entire chain passed me via phone to the next person until I was right back where I started. They don't want to help. They want to hold on to their money and make it so inconvenient with as much red tape as possible, to the point where I just give up. Avoid this company at all costs. I am so frustrated and disappointed by the lack of service.

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      Response from Assurant Extended Warranty

      We strive to continuously enhance our customer experience, and we're sorry if we've disappointed you. If you need further assistance, please reply to the private message we've sent to your inbox.

      Resolution In Progress
      Verified purchase

      Reviewed May 20, 2025

      Ac was no longer cold. There are multiple issues and being able to use the warranty saved me over $1000 in repairs! I was very pleased with the service and the warranty. I didn't have that much available in money so saving me money at this time was appreciated. The auto shop was also impressed with the warranty service, as it wasn't a headache to work with.

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      Response from Assurant Extended Warranty

      That's a major win, saving over $1,000 and avoiding a repair headache is always something to celebrate! It's great to hear the coverage came through when it was needed most. It's also great that the auto shop found the process smooth! Thank you for your review.

      Coverage

      Reviewed May 20, 2025

      Unfortunately, I'm very disappointed. I bought a brand new 2022 Honda Accord Sport 2.0T. And I have 70,000 miles on it and my transmission is completely shot.

      Warranty said they won't pay for a rebuilt one OR A NEW ONE. THE ONLY THING THEY'RE WILLING TO DO IS GIVE ME A USED ONE FROM THE JUNKYARD WITH 46,000 Miles on it and a 1 year Warranty.

      I thought it would be in my best interest to get the extended warranty when I purchased the car brand new but I guess not because there's been a couple other things on my car that they don't want to pay for. I will never again use this extended warranty company. And it's pretty sad that the customer can't speak directly to the people who make the decision about covering apart for your vehicle or not. They're sent to customer service. Who doesn't know why the decision was made. So not very helpful.

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      Response from Assurant Extended Warranty

      We're sorry for the inconvenience caused by the situation. We've sent a private message to gather more details so we can request that our internal partners review the case. Thank you for taking the time to share this with us.

      Resolution In Progress
      Verified purchase
      CoverageTechPunctuality & Speed

      Reviewed May 19, 2025

      The dealer handled everything for me. It was very easy to for me to get this scheduled and done. The dealer was able to confirm the work was covered under warranty in just a day and the work was done within a week. I was very satisfied with the work completed and the easy process.

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      Response from Assurant Extended Warranty

      Sounds like the dealer made the process a breeze, and everything moved along quickly and smoothly. Getting confirmation and completed work in such a short time is always a win. We’re glad the experience was hassle-free and that the results met expectations.

      Thanks for sharing your experience and for choosing Assurant!

      Verified purchase
      Claims HandlingPunctuality & SpeedRefunds & Payouts

      Reviewed May 16, 2025

      Ac conditioner went out, so I took it back to my dealer Toyota of Frankfort and they tested it and said I had a bad evaporator coil. So they returned my truck to me and said they would turn it in on my extended warranty. I checked with them 2 days later and they said Assurant had recieved their claim and approved it and I paid my deductible and truck was repaired. Very quick service from Assurant and very happy with them.

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      Response from Assurant Extended Warranty

      That’s great news! Quick approval and fast repairs—sounds like everything went just right. Glad the process was smooth and the coverage helped resolve things without a hassle! Thank you for sharing your experience!

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      Assurant Extended Warranty Company Information

      Company Name:
      Assurant Vehicle Care
      Formerly Named:
      First Extended Service Corporation
      Country:
      United States
      Website:
      vehiclecareplan.com