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Endurance Warranty Reviews

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About Endurance Warranty

Endurance provides vehicle service contracts that help cover the cost of unexpected mechanical breakdowns. The company offers customizable auto protection plans for drivers nationwide, with multiple coverage tiers designed to fit different vehicles, budgets and driving needs.

Pros
  • Unlimited, customizable plans
  • 24/7 roadside assistance
  • Free year of Elite Benefits
  • Choose any certified mechanic or repair shop
Cons
  • No motorcycle or ATV coverage
  • Some complaints of denied claims

Helpful Reviews

Laurinburg, NC
Verified purchase
“The whole sign-up process was straightforward and went smoothly thanks to a professional and knowledgeable representative I dealt with over the phone. …Having an extended warrant...

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Rochester, NY
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“The sales representative provided excellent service and the coverage offered was priced better than I expected, matching what I was searching for. …Overall, I'm quite pleased wit...

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Endurance coverage

Endurance offers six vehicle service contract plans with customizable coverage levels to suit your vehicle and budget.

We’ve broken down some contract details to give you an idea of covered parts and exclusions in each plan.

Endurance auto protection plans

Endurance offers six auto protection plans that vary in coverage levels and eligibility requirements: Secure, Secure Plus, Superior, Supreme, Advantage and Premier. Here’s a quick overview of each:

  • Secure is similar to a powertrain-only plan, which protects the most important parts that make your car run, like the engine, transmission and drivetrain.
  • Secure Plus offers expanded coverage that adds protection for systems such as steering and certain electrical components.
  • Premier provides similar coverage to Secure Plus for high-mileage vehicles (more than 150,000 miles).
  • Superior includes broader component coverage for parts such as the air conditioning, fuel system and suspension.
  • Supreme offers exclusionary coverage, similar to the manufacturer’s warranty that comes with a new car.
  • Advantage offers comprehensive-level coverage plus up to $3,500 in annual maintenance benefits for things like oil changes.

In addition to the six plans listed above, Endurance representatives may be able to offer additional coverage options or plan variations depending on your vehicle’s make, model, mileage and usage.

Endurance benefits

Each Endurance plan comes with standard benefits, including 24/7 roadside assistance, rental car reimbursement and trip interruption reimbursement. All plans include a free year of Elite Benefits after a $29 activation fee.

These added protections include:

  • Windshield repair covers up to $500 if your windshield is chipped or cracked due to road hazards.
  • Collision discounts offer up to $500 per covered collision, up to two incidents per year.
  • Key fob replacement has a $500 limit on key or key fob repairs or replacements. 
  • Tire repair or replacement covers up to four tires per year due to road hazards, with repair costs covered up to $150 per incident or $600 total. 

Endurance protection plan costs

The cost is estimated to be between $1,200 and $1,920 per year for a basic Endurance vehicle protection plan. On the high end, Roger in Texas told us his Endurance plan cost $4,500, and Rodney in Louisiana told us his plan was $4,900.

Considering average extended warranty costs range between $600 and $1,000 per year, Endurance plans aren’t the lowest-priced option. Final pricing depends on whether you choose a financing plan or pay for the contract in full.

There are many factors that can affect the cost of your plan, including your vehicle’s make, model, year, mileage, and whether you finance your contract. The most accurate way to determine cost is to request a free quote by providing your contact details and basic vehicle information. You can get a free quote by phone, complete a quick form online or view your price instantly through the Endurance online store.

There have been a handful of complaints about price increases that confused some plan holders. Mrs. L in Pennsylvania wrote in a recent review: “Today I went to renew and add an additional car, and the quote was almost 5x what I am paying with them now.” Carl in Arizona “received a letter about a price increase …” but was unclear which of their three insured vehicles were affected, saying, “There was nothing in the letter about which vehicle.”

Despite the complaints, most Endurance customers reported high satisfaction with pricing and billing. Darroll in Georgia said that Endurance charged less than other companies and highlighted their deductible program.

Endurance payment options

Endurance offers flexible payment plans and term lengths when you finance your coverage. There are also seasonal promotions and limited-time offers that may lower your costs.

One area where Endurance stands out is its 36-month, interest-free payment schedule. Endurance also offers a 30-day money-back guarantee period if you decide you don’t want the protection after all.

How do you file a claim with Endurance?

First, stop driving when you notice a problem. Then, use the Endurance Customer Portal or call the roadside assistance provider listed in your contract. For the best chances of getting your claim approved by Endurance, take these steps:

  1. Take your car to a licensed repair facility. It can be your mechanic, a dealership or one from Endurance’s RepairPal network. Show your Endurance vehicle service contract or contract number to the service manager.
  2. Get the repair approved first. Have the service manager obtain authorization from Endurance before any repairs.
  3. Authorize any teardowns or inspections. Endurance might request an inspection or a teardown to see what’s wrong. If the issue isn’t covered, you may need to pay for the diagnosis.
  4. Pay any applicable deductible. Go over what’s covered with the shop. You’ll need to pay any deductible directly, which is anywhere from $0 to $200.
  5. Keep all documentation throughout the repair process. The mechanic should bill Endurance directly. Make sure all repair paperwork is sent to Endurance within 30 days.

Endurance pays claims directly to the repair shop, so you don’t have to pay anything out of pocket other than your deductible. Payouts are limited to the vehicle’s trade-in value, though. As a result, maximum payouts differ for each contract.

Endurance video

Endurance FAQ

Are Endurance plans transferable?

Endurance vehicle protection plans are typically transferable within 30 days of the vehicle's sale and require a $50 transfer fee. Ask a representative to see if your car is eligible for a transfer.

Do dealerships accept Endurance?

Yes, many dealerships throughout the country accept Endurance automotive protection plans. Its auto warranties are honored at any ASE-certified repair facilities across the country.

» MORE: Where can you use an extended auto warranty?

Does Endurance have a waiting period?

Yes. Once you buy a plan, the coverage begins after 30 days and 1,000 miles.

Can you cancel an Endurance plan?

Endurance has an unconditional 30-day, money-back guarantee. If you decide the coverage isn't what you're looking for, the cancellation process is simple. Call the customer service number, and if you haven't used your plan in the first 30 days, Endurance will refund your money.

Are Endurance prices negotiable?

Yes, negotiating prices is a fairly standard industry practice. It’s helpful to have lower quotes from a few other extended warranty companies at hand when asking an agent to lower your price.

» MORE: How to choose an extended warranty provider

Does Endurance require a vehicle inspection?

No, Endurance doesn’t require a vehicle inspection before offering coverage. However, you must properly maintain your car to keep your contract valid.

» RELATED: How does an extended car warranty work?

How much does an Endurance plan cost a month?

If you pay monthly for a basic plan, Endurance protection plans cost anywhere from $99 to $160 a month. For instance, Bob in Nevada pays $102 per month for Select Premier coverage on his 2017 Nissan Rogue. On the higher end, Thomas in Indiana pays $225 per month for coverage on his BMW.

What are the most common reasons for Endurance claim denials?

The most frequently cited reasons for claim denials with Endurance include:

  • Preexisting conditions: Claims for issues that existed before coverage began are often denied.
  • Non-covered parts: Repairs or parts not listed in the contract are a common source of denials.
  • Improper maintenance: Failing to follow manufacturer-recommended maintenance schedules can result in denied claims.
  • Waiting period: Claims filed before the end of the initial waiting period are typically denied.
  • Unauthorized repairs: Repairs made at non-approved shops or without pre-authorization may not be covered.

As with most providers, Endurance’s denial reasons align closely with industry standards. To avoid denied claims, it is important to review the contract thoroughly, maintain proper records and ensure repairs are authorized and covered under your plan.

Is an Endurance protection plan worth it?

Endurance offers some solid benefits: It covers vehicles up to 20 years old, allows you to use a nationwide network of certified auto repair shops and can protect you from surprise mechanical breakdown costs. Many positive customer reviews praise how easy it is to sign up, and they like having the peace of mind. But the real test comes when you need repairs.

Customers frequently report that actual coverage or the claims process didn’t match their expectations. For instance, an Endurance reviewer in Illinois told us: “I paid thousands of dollars into my Endurance Warranty, including a transferred plan worth around $3,500 and nearly $3,000 more on the current one. When it came time to use the warranty, the coverage and service were nothing like what was promised. Getting answers has been a nightmare, and the amount they claim I paid is completely inaccurate.”

That doesn’t mean Endurance is a scam. These types of complaints are common with almost all auto protection and extended car warranty providers. Endurance can still make sense if you have an older vehicle and want backup for major repairs. Just be sure to understand exactly what is (and isn’t) covered before you buy.

Endurance Warranty Reviews

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    Verified purchase
    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingTransparencyHonesty & Transparency

    Reviewed March 26, 2026

    I had a minivan and when the transmission went out, I didn’t have an extended warranty. That would have been my third repossession in my life and that was devastating. My boyfriend purchased the car but it did not come with an extended warranty. I did some research on extended warranties, and Endurance was the favorite based on the information that I found online, so I signed up with them. The signup process was simple. The representative was capable, prompt in answering my questions, and guided me through everything.

    Within 31 days after signing up, the car broke down while I was driving it. I was 20 minutes from home but it was signaling a catastrophic engine failure. I called, and Endurance arranged roadside service and had the car towed to the nearest repair facility. The shop couldn’t handle the repair because it was a hybrid, so I called back and they helped arrange a second tow to a Ford dealership about 20 minutes away. The dealership was great in communicating the full cost of the repair and what the warranty covered, and the repair was completed.

    One issue I had, though not necessarily specific to Endurance, was with the repair approach. If you open up an engine and it’s a four-cylinder, there are four separate compartments. Two had failed, and only those were replaced. The other two weren’t, so the same problem happened again later with the remaining compartments. Also, I would like the option of using quality parts on the vehicle rather than the cheap parts. The warranty would not cover the more expensive part and it was not a matter of my paying the difference. That was a little frustrating. If I'm driving a Ford, I should be able to get Ford parts. It shouldn't be an issue. But we have not had any problems with the car since the second repair.

    I like that Endurance is not like traditional insurance, where you keep paying and you may never have a claim. You pay for a period of time and the contract is agreed upon. It goes by mileage or time, whichever comes first. And once you've paid that premium, you don't get billed anymore, which means that you've paid for your warranty up to that mileage point or that date in full. I can't consider another situation that has been more honest and more transparent with me, because I forgot that that was even discussed five years ago. My boyfriend told me we haven’t made a payment to Endurance in a long time and we weren’t sure if I was still covered. So, I looked it up and I was a little confused. I called and I got an answer very quickly that it was already paid in full. Endurance is legitimate and has saved us thousands of dollars.

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    Endurance Warranty
    Response from Endurance Warranty

    Thank you for sharing your positive experience, Mira! We're thrilled to hear that our coverage has been beneficial for you. Your feedback means a lot to us, and we look forward to continuing to provide you with excellent service and support for your vehicle needs. - Endurance

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      Verified purchase
      Customer ServiceContract & TermsCoverageTechSales & MarketingPriceRefunds & PayoutsMaintenanceStaffBillingRental CarTransferability

      Reviewed Feb. 28, 2026

      My husband and I are both older, and I drove a car that was out of warranty. I love my car and I didn't want to get rid of it, but I worried about running up and down the road and putting miles on it, knowing that even though it's a Honda, there were possibly going to be expenditures to keep it going the way it should. My husband got cancer, and I was running back and forth between Prescott and Phoenix, so I wanted to be sure that we were covered. My mechanic has been my mechanic for quite a few years and when I considered looking into auto warranties and asked him about it, he didn't have any recommendations for one company over the other.

      I saw Endurance Warranty's commercials on TV. It was catchy and when I signed up, the gentleman was very helpful and explained the warranty to me. I paid around four grand, but to me, it wasn't the big number. It was more the monthly number for me and I liked the fact that it was transferable as well. I'll never buy another new car. They depreciate as soon as people drive them off the lot, but if, for some reason, I got rid of my Honda, it would be another used car.

      I've been very pleased with Endurance. My mechanic has been very pleased with his interaction with them as well, so that's very favorable. The one drawback to Endurance is the rental car thing. I've always used Enterprise. When I had my injectors replaced, I had a rental car and Endurance made me go through Hertz, which was a really bad experience. When I went to Hertz to pick up the rental car, they told me they didn't have a reservation for me. I said, "This was all arranged through my warranty, Endurance.” Endurance ended up letting me use Enterprise, which was right down the street and I don't know who paid for the Uber, because somebody paid for the Uber from there to Enterprise. Still, that was disheartening and I don't want to deal with that. I recently had some work done on my vehicle, and I didn't even bother with trying to get a rental car through Endurance. I just paid for it.

      I've been very happy with Endurance Warranty and I have recommended them to other people. My daughter's husband had some truck repairs, and he drives a newer Dodge, but it's out of warranty. I told him that if he had Endurance, he wouldn't have to pay for all of the repairs. He used to be a car salesman, and he also sold car warranties and all that rip-off. I said, "No, I don't think it's the same type of thing. I look at it this way, my car is paid off, and the warranty costs me $119 a month. That's a lot cheaper than a new car payment. Don't work harder. Work smarter and make better choices." They were thinking about getting a new truck, but they've decided to keep theirs. I don't know if they've called Endurance yet, but they were going to look into it.

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      Response from Endurance Warranty

      Betsy, thank you for recommending us and for your detailed review! We're glad to hear about your positive experience with Endurance and your feedback helps us improve service for everyone. If you need assistance or have any questions in the future, don't hesitate to reach out. We're here to help! - Endurance

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      Customer ServiceContract & TermsCoverageTechPricePunctuality & SpeedMaintenanceStaffRates

      Reviewed Feb. 22, 2026

      I have a 2011 truck and I am retired. My only income is Social Security, so if anything should happen to my truck, I would be SOL. I looked into extended warranties and at the time, Endurance was number one based on the ratings and reviews I found. It's been a few years since I signed up. When I had my truck serviced last week, Endurance got me in and out quickly. I don't do the rental because they only pay a certain amount each day, and it would cost me more money in the long run to rent a vehicle than what Endurance covers. Plus, nowadays, people have things delivered and I can get an Uber if I need a ride. There's no place I need to do that I need to drive my car every single day and get a rental. Other than that, I don't understand why certain items are not covered.

      The driver's side door handle is broken, and it would be almost $500 to fix at the dealership. I can't afford that. It's not covered by Endurance, so I have to deal with a broken door handle. I just hope it doesn't open up as I'm driving. When the gentleman at the Ford dealership let me know what was and was not covered for my truck being in for the concerns that I had, I called Endurance. I'm a disabled senior citizen. I've had both hips replaced, so getting in and out is a bit more challenging for me. I consider the door handle to be a safety issue, not a cosmetic one. While Endurance did not say the broken door handle was a cosmetic issue, for whatever reason, they did not cover it.

      It was in the fine print from the beginning, and I don't remember it being in there, but the Endurance rep pointed me to which page to look. She was very nice and was just doing her job. I said, “Okay. Well, thank you.” That was that. It is very frustrating, though, as a consumer when I pay all this money each month. I pay $121, and then I have a $100 deductible. I've been with Endurance for four years, and they have taken care of some fairly expensive items, but it was not like I was trying to get one over on them. I've had a positive experience, overall, with Endurance, but based on my recent experience, once this contract is up, I will shop around again and possibly go with a different company.

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      Response from Endurance Warranty

      We appreciate your feedback, Melanie! While we are glad to hear you've had a mostly positive experience with Endurance, we are sorry to see that you may not have had the best experience with your most recent claim. If you have additional details, we would like to hear more so we may see what we can do to make things right. When time allows, please email us at feedback@endurancedirect.com. Thank you! - Endurance

      Verified purchase
      Customer ServiceContract & TermsCoverageTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffBillingRatesRental Car

      Reviewed Feb. 17, 2026

      I first saw Endurance on TV. Then I researched on Google what the best aftermarket warranty is for a used car. Endurance was one of the top ones. It did say that they had some trouble, known for not paying out. But then that had been in the past, and now they're good. So, that's why I decided to go with them. The sales rep was very good and informative. He was very knowledgeable. At first, I was gonna turn it down ‘cause I thought it was expensive. But then he came down on the price a little bit. I thought it was still a little higher. But I understand that because of the car being what it is, it was gonna be higher. He brought the price down enough that I thought it was good. I was really impressed. He really wanted to help me. I felt appreciative that he brought the price down. Besides looking at the car, the maintenance, and the CARFAX, I was telling him about the car, and he took my word. I was like, “That's very trustworthy of him.” I like that personal connection.

      The warranty starts on March 3rd. I had to have 1,000 miles from when I bought the car. And it's good for almost up to 150,000 miles in four years. What really attracted me was when he told me that it was better than a powertrain warranty. He was very knowledgeable about the car I'm driving, ‘cause it's a BMW X3 SUV. I even learned from him about the car a little bit more, the all-wheel drive and the things that it covered. ‘Cause I'm familiar with powertrain warranties. Then, when he told me that it covered the air conditioner, plus electrical, I was sold. I was like, “I'd definitely try to do everything I can to get the policy.”

      Communicating with them has been easy. I've called a couple of times, and the girl I talked to was easy to get along with. She was very eager to help. Then, when I got on a dashboard, the dashboard was super easy to get on to after I talked to her. I was trying to change the way the payment was gonna be drafted. I was trying to do it too early. When she told me, “You need to wait. It'll be ready after Wednesday,” and I said, “Oh, okay. I'm sorry.” Afterwards, I was able to do everything on my own, on the dashboard.

      The one-on-one and actually being able to call and talk to somebody was so easy. Then, to be able to take that information and to transfer it to the dashboard, and even easier, to be able to do it myself, I like that. I never had buyer's remorse. But then, when I did all that, it really made me feel good about buying their policy. Because it is probably twice as much as a regular car, I was hesitant about how much it was gonna cost me. But after all that, it makes me feel better. I feel like I've got a sense of assuredness that if something happens to my car, it's gonna be taken care of, because I am following up with the maintenance.

      I have been recommending Endurance to people. I've told my friends that if they buy a car, especially from a dealership, before they sign the paperwork and buy their extended warranty, they might wanna call Endurance first and see what their price is, because I really like these people. With Endurance, they're gonna give the roadside service, the car rental, the towing. And they're not gonna get that with a dealership. If the car breaks down, they're gonna have to get the car there. Endurance will help them get the car to the closest shop that they need or want. All these celebrities are also endorsing it as well, and it makes me feel so much better. Any doubt that I had about Endurance is gone. Now, I know that if something's gonna happen with my vehicle, it's gonna be taken care of.

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      Endurance Warranty
      Response from Endurance Warranty

      Thanks for sharing your experience and for recommending us, Carlos! We're glad to hear that our protection plan gives you peace of mind and that the sign-up process went smoothly. It's great to know our team provided the information you needed to feel confident in your decision. If you ever have questions about your coverage or need assistance in the future, we're here to help. Welcome to Endurance!

      - The Endurance Team

      Verified purchase
      Customer ServiceCoverageTechStaffRates

      Reviewed Feb. 11, 2026

      I met someone who’s a current Endurance customer and recommended I look into it. I signed up several years ago and I made a claim recently. Everything worked nicely. They didn't tell me I had to go with anybody in particular, but instead recommended certain dealers or garages that they work with. They had to make sure it was a certified shop, but I could go wherever I wanted. And based on that conversation I had with Endurance, I decided that it probably was a good idea to go with a company that was familiar with how to work with them, because if not, it could take a lot of time.

      In the shop that I normally go to, the guy running it is also the mechanic. And as I watched what was going on at this location, they had somebody dedicated to dealing with these issues. Had I not gone there, it would have been a very tough experience. So, I was glad that I chose to go to a location that was familiar with Endurance. When I described the issue, they said it sounded like it would be covered. At the shop, they found an additional problem I hadn’t noticed and sent that information to Endurance, which covered more than I expected. All problems had to be verified with pictures, which made the process difficult. But this shop was acquainted with the problem. And he said I would have left with an unsafe vehicle if it wasn’t resolved. They also expected Endurance to cover it.

      It took about 45 minutes to an hour to get everything reviewed by Endurance and approved. Once the shop had the authorization, the work began, and I left while my wife picked me up. They said the car would be ready in the afternoon. They called me when the car was ready, and I came back and picked it up. I was very pleased with the entire process. Endurance needed to ensure repairs are justifiable and required information, and this facility was able to work with them effectively, which is something not every shop could do. Endurance is very thorough and careful. They were concerned with my situation and showed interest in helping me. They demonstrated care and concern. They weren't trying to avoid a claim. They were trying to make sure the claim was satisfied.

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      Response from Endurance Warranty

      Thank you for sharing your experience, Kevin! It’s great to hear that you have found peace of mind with Endurance and that our team provided such great support. We’re also glad the claims process was smooth and hassle-free for you—that’s exactly what we aim for! We appreciate your trust in us. If you ever need anything, we’re always here to help. Safe travels!

      -Endurance

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      Verified purchase
      Customer ServiceCoverageTechPunctuality & SpeedRefunds & PayoutsStaff

      Reviewed May 4, 2026

      Endurance has paid out on my policy for 5 years without a problem. 6 years into a 7-year contract my transmission went. They denied the claim and canceled my policy. When asked to have the denial in writing they refused. When asked to have why my policy was canceled in writing they refuse that. Also they tried to bribe me with 385 to go away. A couple days later they tried giving me 3045. I refuse. I wanted my transmission fixed. I've called back numerous times to get nowhere. My claim specialist was a woman named Cindy. She refused. They give me anything in writing forcing me to hire an attorney and contact the New York attorney general to seek retribution. Do yourself a favor. Save your money and stay away from this company.

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      CoverageTechBilling

      Reviewed May 4, 2026

      Do not get Endurance!!!!! They suck!! Last week I took my car to the shop. They wouldn’t cover anything that was on my plan and left me with a 600 dollar bill. I have proof they're a joke!!!!!

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      Response from Endurance Warranty

      We're sorry to hear you've had a negative experience, Tyler. We take all feedback seriously and strive to improve. If you'd like to discuss this further, please reach out to us directly at feedback@endurancedirect.com so we can resolve any concerns you may have. Thank you, The Endurance Team

      Customer ServiceCoverageTech

      Reviewed May 3, 2026

      I purchased my Hyundai through CarLot and gotten the warranty of Endurance from them. After about a year the car was giving me problems, so I took it to my mechanic and when he told me that he called Endurance, they told me that, that part of the engine is not covered. So, if I paid two thousand dollars upfront and, in a year, they say that it's not even covered, then why keep sending them money when I can save a hundred dollars a month and use it when need the part. In short, Two Thousand Dollars down the drain.

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      Endurance Warranty
      Response from Endurance Warranty

      We're sorry to hear you've had a negative experience, Franky. We take all feedback seriously and strive to improve. If you'd like to discuss this further, please reach out to us directly at feedback@endurancedirect.com so we can resolve any concerns you may have. Thank you, The Endurance Team

      CoverageTechPriceMaintenanceStaffRates

      Reviewed May 3, 2026

      After being a Endurance customer for over a yr I finally needed them for a repair that was for something covered under my warranty which I've had several things that weren't covered but anyways I finally needed them. Took my truck in for a repair to a dealership because they say you can take your car to any certified mechanic and found out while it was covered they would only pay a certain amount towards the repair as they thought the price was high so now what do I do?

      My car's been at shop for 2 days already and if I take it I owe tbhm 200$ which endurance won't cover only to have to take it to another shop for another 2-3 days and hope it's cheaper when it's not really because I paid 200$ and my 100$ deductible so it wasn't much cheaper for me and a lot more hassle so long story short I was left to pay almost 550$ on a 1330$ repair. While I'm thankful they covered something I do pay a lot them every month for the security of a warranty and will keep it because it did help. It's just not exactly how they describe it.

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      Endurance Warranty
      Response from Endurance Warranty
      Hi, William. When time allows, please send us an email at feedback@endurancedirect.com so we can learn more about how your experience with Endurance could have been better. We appreciate your feedback and your review.

      Thank you, The Endurance Team

      Verified purchase
      Customer ServiceCoverageStaffBilling

      Reviewed May 3, 2026

      The representative was easy to understand and made me feel he wanted to get the best coverage for my needs. He included both of our vehicles, set up payment and gave a customer service contact number. He went through the few things that would not be covered and explained we can cancel at any time.

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      Response from Endurance Warranty

      Thank you for the 5-star review, Glenda. We're glad the sign-up process went smoothly and that our team was able to provide you with excellent service. If you ever need anything, we're here to help! - Endurance

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      Endurance Warranty Company Information

      Social media:
      Company Name:
      Endurance Auto Warranty
      Address:
      400 Skokie Blvd.
      City:
      Northbrook
      State/Province:
      IL
      Postal Code:
      60062
      Country:
      United States
      Website:
      www.endurancewarranty.com