
Steve of Orinda, CA on Aug. 26, 2008
I own a second home in Bloomington, Indiana, which receives utility services from Duke Energy. My primary residence is in California as indicated above. The following is an email exchange with Duke which will explain the issue: "Ms. H., unfortunately Duke Energy is a monopoly in my service area, so I have no choice about doing business with your company. The requirement to capture customers' social security numbers is Duke's policy, NOT Checkfree's, because Duke chooses to do business with Checkfree and negotiated its contract with Checkfree. Surely you realize that is plain for any customer to understand.
"Therefor Duke is free to renegotiate its contract with Checkfree to get rid of this absurd, outdated, and very dangerous requirement. If Duke cared about its retail customers, it would do so immediately. I've disenrolled from your online services and will have to pay your bills electronically through another service provider I use. Sadly, I won't be able to arrange an automatic debit, which I prefer, because of your outdated business practice. An automatic debit arrangement would have been easier for me and more efficient for Duke."
If I find the time and motivation, I'm going to report Duke's consumer privacy practice in this area to the Indiana Department of Consumer Affairs. Your policy (and it's yours, not Checkfree's) is wrong. I would appreciate it if you would elevate this issue to a decision-maker in your company. Duke needs to understand that people DO NOT want to provide their Social Security numbers to anyone, for any reason, because of the epidemic of identity theft in our country. People do not trust any assurances from any business that customer information will be securely protected, because such information is compromised on a regular basis. Read the news.
On Aug 4, 2008, at 12:10 PM, customerservice@duke-energy.com wrote: "Thank you for getting back with Tonya. My name is Michelle and I am an e-Bill supervisor. I understand you feel it is a violation of consumers' normal and reasonable rights to privacy but unfortunately the social security number is a requirement of CheckFree for enrollment in our e-Bill service. I apologize for the inconvenience. Mr. W., feel free to reply to this e-mail if you have any other questions and I will be happy to help you. Have a nice day!"
On August 2 2008 at 23:12:09 GMT-04:00 Steve Weiser wrote: Ms. S., thank you for your response. Checkfree does not need my social security number in order to perform their role in this process. They do not need to verity my identity or ensure that my enrollment is as accurate and secure as it can be. I'm not interested in using Checkfree for anything and was unaware they are involved. They should not be concerned about this. If my account is debited and the funds are good, your bill is paid. If not, then you would seek payment from me just as you would any other past due account. You are at no greater risk than a customer who mails you a check every month. Please have your manager contact me so we can discuss this a little further. Again, it is a seriously outdated and risky practice for any large company to require social security numbers from its customers. Among other things, I think it is a violation of consumers' normal and reasonable rights to privacy."
On Aug 2, 2008, at 5:09 PM, customerservice@duke-energy.com wrote: "Dear Mr. W., Thank you for contacting us through our Web site in regards to your e-Bill Inquiry. Mr. W., I apologize for any inconvenience. Unfortunately, you will be unable to enroll in e-Bill without providing your social security number. Our vendor Checkfree requires this information to verify your identity and to ensure that your enrollment is as accurate and secure as it can be. However, your account is already enrolled in e-Bill through another Web site. If you are unable to remember the Web site, please contact Checkfree and they may be able to assist you with this matter.
On August 1 2008 at 17:40:44 GMT-04:00 Steve W. wrote: I'm trying to sign up on your slow and cumbersome website for an
automatic payment plan. I am now getting a message as follows: "We're sorry. We are unable to generate an identification code for
your Duke Energy e-Bill service. Please click this address customerservice@duke-energy.com to send a message to customer service to resolve this problem.
Also, your online process requires a social security number. This an outdated business concept; I do not give my social security number to anyone for any reason, ever, due to the epidemic of identity theft. However, I did enter a 9 digit number during the above process, so that should not have generated an error message. I'm surprised that your company is trying to collect social security
numbers from its customers.
Duke Energy is collection consumers' Social Security numbers, which is plainly unnecessary for the business purpose they describe, and is an egregious violation of consumer privacy. Duke blames Checkfree, with whom Duke has entered into a business arrangement. Therefor Duke is free to renegotiate its business arrangement with Checkfree if Duke chooses to do so. Given the epidemic of identity theft, no business should insist on obtaining social security numbers from consumers, especially a public utility which has no legitimate business argument for doing so.